The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 862 5,317 SH   SOLE   0 0 5,317
ALLSTATE CORP COM 020002101 291 2,104 SH   SOLE   0 0 2,104
ALPHABET INC CAP STK CL A 02079K305 1,702 612 SH   SOLE   0 0 612
ALPHABET INC CAP STK CL C 02079K107 553 198 SH   SOLE   0 0 198
ALTRIA GROUP INC COM 02209S103 445 8,525 SH   SOLE   0 0 8,525
AMAZON COM INC COM 023135106 936 287 SH   SOLE   0 0 287
AMEREN CORP COM 023608102 232 2,470 SH   SOLE   0 0 2,470
AMERICAN ELEC PWR CO INC COM 025537101 230 2,310 SH   SOLE   0 0 2,310
AMERICAN EXPRESS CO COM 025816109 819 4,382 SH   SOLE   0 0 4,382
AON PLC SHS CL A G0403H108 471 1,445 SH   SOLE   0 0 1,445
APPLE INC COM 037833100 6,988 40,020 SH   SOLE   0 0 40,020
BANK NEW YORK MELLON CORP COM 064058100 298 5,999 SH   SOLE   0 0 5,999
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,142 3,235 SH   SOLE   0 0 3,235
BK OF AMERICA CORP COM 060505104 439 10,660 SH   SOLE   0 0 10,660
BRISTOL-MYERS SQUIBB CO COM 110122108 441 6,044 SH   SOLE   0 0 6,044
CINTAS CORP COM 172908105 8,212 19,306 SH   SOLE   0 0 19,306
CISCO SYS INC COM 17275R102 600 10,751 SH   SOLE   0 0 10,751
CITIGROUP INC COM NEW 172967424 487 9,116 SH   SOLE   0 0 9,116
COCA COLA CO COM 191216100 595 9,598 SH   SOLE   0 0 9,598
CORNING INC COM 219350105 365 9,897 SH   SOLE   0 0 9,897
COSTCO WHSL CORP NEW COM 22160K105 582 1,010 SH   SOLE   0 0 1,010
CSX CORP COM 126408103 336 8,976 SH   SOLE   0 0 8,976
CVS HEALTH CORP COM 126650100 260 2,573 SH   SOLE   0 0 2,573
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 640 19,105 SH   SOLE   0 0 19,105
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,612 94,697 SH   SOLE   0 0 94,697
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,100 44,089 SH   SOLE   0 0 44,089
DISCOVER FINL SVCS COM 254709108 1,094 9,929 SH   SOLE   0 0 9,929
DISNEY WALT CO COM 254687106 783 5,708 SH   SOLE   0 0 5,708
ELECTRONIC ARTS INC COM 285512109 255 2,016 SH   SOLE   0 0 2,016
EMERSON ELEC CO COM 291011104 210 2,146 SH   SOLE   0 0 2,146
EXXON MOBIL CORP COM 30231G102 1,680 20,336 SH   SOLE   0 0 20,336
FORTUNE BRANDS HOME & SEC IN COM 34964C106 530 7,139 SH   SOLE   0 0 7,139
G MED INNOVATIONS HLDGS LTD SHS NEW G39462208 13 10,000 SH   SOLE   0 0 10,000
HOME DEPOT INC COM 437076102 723 2,415 SH   SOLE   0 0 2,415
HONEYWELL INTL INC COM 438516106 388 1,995 SH   SOLE   0 0 1,995
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103 314 30,000 SH   SOLE   0 0 30,000
INVESCO QQQ TR UNIT SER 1 46090E103 26,882 74,148 SH   SOLE   0 0 74,148
ISHARES TR 3 7 YR TREAS BD 464288661 531 4,350 SH   SOLE   0 0 4,350
ISHARES TR COHEN STEER REIT 464287564 10,440 147,016 SH   SOLE   0 0 147,016
ISHARES TR CORE S&P MCP ETF 464287507 3,202 11,931 SH   SOLE   0 0 11,931
ISHARES TR CORE S&P SCP ETF 464287804 11,132 103,190 SH   SOLE   0 0 103,190
ISHARES TR EAFE SML CP ETF 464288273 1,986 29,939 SH   SOLE   0 0 29,939
ISHARES TR IBOXX HI YD ETF 464288513 1,679 20,402 SH   SOLE   0 0 20,402
ISHARES TR MSCI EAFE ETF 464287465 23,252 315,929 SH   SOLE   0 0 315,929
ISHARES TR MSCI EMG MKT ETF 464287234 210 4,640 SH   SOLE   0 0 4,640
ISHARES TR NATIONAL MUN ETF 464288414 2,167 19,765 SH   SOLE   0 0 19,765
ISHARES TR RESIDENTIAL MULT 464288562 230 2,393 SH   SOLE   0 0 2,393
ISHARES TR RUS 1000 ETF 464287622 424 1,696 SH   SOLE   0 0 1,696
ISHARES TR RUS 1000 GRW ETF 464287614 312 1,125 SH   SOLE   0 0 1,125
ISHARES TR RUS MID CAP ETF 464287499 1,190 15,251 SH   SOLE   0 0 15,251
ISHARES TR RUSSELL 2000 ETF 464287655 1,154 5,622 SH   SOLE   0 0 5,622
ISHARES TR SELECT DIVID ETF 464287168 9,525 74,338 SH   SOLE   0 0 74,338
ISHARES TR TIPS BD ETF 464287176 659 5,290 SH   SOLE   0 0 5,290
ISHARES TR U.S. REAL ES ETF 464287739 399 3,690 SH   SOLE   0 0 3,690
JOHNSON & JOHNSON COM 478160104 731 4,124 SH   SOLE   0 0 4,124
JPMORGAN CHASE & CO COM 46625H100 1,022 7,498 SH   SOLE   0 0 7,498
MCDONALDS CORP COM 580135101 276 1,115 SH   SOLE   0 0 1,115
MERCK & CO INC COM 58933Y105 581 7,077 SH   SOLE   0 0 7,077
META PLATFORMS INC CL A 30303M102 549 2,467 SH   SOLE   0 0 2,467
MICRON TECHNOLOGY INC COM 595112103 752 9,652 SH   SOLE   0 0 9,652
MICROSOFT CORP COM 594918104 1,585 5,142 SH   SOLE   0 0 5,142
MONDELEZ INTL INC CL A 609207105 392 6,244 SH   SOLE   0 0 6,244
MORGAN STANLEY COM NEW 617446448 606 6,932 SH   SOLE   0 0 6,932
NEXTERA ENERGY INC COM 65339F101 250 2,956 SH   SOLE   0 0 2,956
NIKE INC CL B 654106103 643 4,779 SH   SOLE   0 0 4,779
NORTHROP GRUMMAN CORP COM 666807102 326 729 SH   SOLE   0 0 729
NVIDIA CORPORATION COM 67066G104 574 2,104 SH   SOLE   0 0 2,104
PAYPAL HLDGS INC COM 70450Y103 457 3,955 SH   SOLE   0 0 3,955
PFIZER INC COM 717081103 530 10,239 SH   SOLE   0 0 10,239
PHILIP MORRIS INTL INC COM 718172109 728 7,753 SH   SOLE   0 0 7,753
PROCTER AND GAMBLE CO COM 742718109 294 1,924 SH   SOLE   0 0 1,924
REGIONS FINANCIAL CORP NEW COM 7591EP100 224 10,083 SH   SOLE   0 0 10,083
SALESFORCE COM INC COM 79466L302 458 2,158 SH   SOLE   0 0 2,158
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,802 72,418 SH   SOLE   0 0 72,418
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 4,226 12,186 SH   SOLE   0 0 12,186
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 815 23,769 SH   SOLE   0 0 23,769
SPDR S&P 500 ETF TR TR UNIT 78462F103 23,662 52,391 SH   SOLE   0 0 52,391
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 14,334 29,226 SH   SOLE   0 0 29,226
SPDR SER TR NUVEEN BLMBRG SH 78468R739 393 8,293 SH   SOLE   0 0 8,293
SPDR SER TR S&P 400 MDCP GRW 78464A821 302 4,067 SH   SOLE   0 0 4,067
SPDR SER TR S&P 600 SML CAP 78464A813 4,251 45,415 SH   SOLE   0 0 45,415
STARBUCKS CORP COM 855244109 545 5,986 SH   SOLE   0 0 5,986
TESLA INC COM 88160R101 1,130 1,049 SH   SOLE   0 0 1,049
THERMO FISHER SCIENTIFIC INC COM 883556102 210 355 SH   SOLE   0 0 355
UNION PAC CORP COM 907818108 811 2,969 SH   SOLE   0 0 2,969
UNITED PARCEL SERVICE INC CL B 911312106 750 3,497 SH   SOLE   0 0 3,497
US BANCORP DEL COM NEW 902973304 884 16,625 SH   SOLE   0 0 16,625
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,381 16,865 SH   SOLE   0 0 16,865
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,662 21,335 SH   SOLE   0 0 21,335
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 277 3,484 SH   SOLE   0 0 3,484
VANGUARD INDEX FDS GROWTH ETF 922908736 492 1,712 SH   SOLE   0 0 1,712
VANGUARD INDEX FDS MID CAP ETF 922908629 900 3,784 SH   SOLE   0 0 3,784
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 700 6,458 SH   SOLE   0 0 6,458
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,358 10,496 SH   SOLE   0 0 10,496
VANGUARD INDEX FDS SM CP VAL ETF 922908611 432 2,456 SH   SOLE   0 0 2,456
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,997 14,105 SH   SOLE   0 0 14,105
VANGUARD INDEX FDS SML CP GRW ETF 922908595 449 1,811 SH   SOLE   0 0 1,811
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,844 39,974 SH   SOLE   0 0 39,974
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,432 35,778 SH   SOLE   0 0 35,778
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,164 18,496 SH   SOLE   0 0 18,496
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,378 132,797 SH   SOLE   0 0 132,797
VANGUARD WORLD FD ESG US STK ETF 921910733 304 3,746 SH   SOLE   0 0 3,746
VERIZON COMMUNICATIONS INC COM 92343V104 212 4,170 SH   SOLE   0 0 4,170
WEC ENERGY GROUP INC COM 92939U106 266 2,670 SH   SOLE   0 0 2,670