0001783398-23-000006.txt : 20230301 0001783398-23-000006.hdr.sgml : 20230301 20230301084610 ACCESSION NUMBER: 0001783398-23-000006 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 15 CONFORMED PERIOD OF REPORT: 20230301 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20230301 DATE AS OF CHANGE: 20230301 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UWM Holdings Corp CENTRAL INDEX KEY: 0001783398 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 842124167 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-39189 FILM NUMBER: 23689948 BUSINESS ADDRESS: STREET 1: 585 SOUTH BLVD E CITY: PONTIAC STATE: MI ZIP: 48341 BUSINESS PHONE: 800-981-8898 MAIL ADDRESS: STREET 1: 585 SOUTH BLVD E CITY: PONTIAC STATE: MI ZIP: 48341 FORMER COMPANY: FORMER CONFORMED NAME: Gores Holdings IV, Inc. DATE OF NAME CHANGE: 20190723 8-K 1 xbrl-20230301.htm 8-K xbrl-20230301
FALSE000178339800017833982023-03-012023-03-010001783398us-gaap:CommonClassAMember2023-03-012023-03-010001783398us-gaap:WarrantMember2023-03-012023-03-01

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): March 1, 2023
UWM Holdings Corporation
(Exact Name of Registrant as Specified in Charter)
Delaware 001-39189 82-2124167
(State or other jurisdiction
of incorporation)		 (Commission
File Number)		 (I.R.S. Employer
Identification Number)
585 South Boulevard E.
                                   Pontiac,
Michigan48341
(Address of principal executive offices)
(Zip Code)
(800) 981-8898
(Registrant’s telephone number, including area code)

 ☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 ☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 ☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 ☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading
Symbol(s)		 Name of each exchange
on which registered
Class A Common Stock, par value $0.0001 per share UWMC New York Stock Exchange
Warrants, each warrant exercisable for one share of Class A Common Stock at an exercise price of $11.50 UWMCWS New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐



Item 2.02    Results of Operations and Financial Condition.

On March 1, 2023, UWM Holdings Corporation, (the “Company”) issued a press release announcing its results for the fourth quarter and full year ended December 31, 2022. Additionally, the Company announced that its Board of Directors had declared a cash dividend of $0.10 per share on the outstanding shares of Class A common stock. The dividend is payable on April 11, 2023 to stockholders of record at the close of business on March 10, 2023. The Board also approved a proportional distribution to SFS Corp. of $150.2 million which is payable on April 11, 2023. A copy of the press release is furnished herewith as Exhibit 99.1.

Item 9.01    Financial Statements and Exhibits.

(d) Exhibits

As described in Item 2.02 of this Current Report on Form 8-K, the following exhibits are furnished as part of this Current Report.



SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: March 1, 2023

UWM HOLDINGS CORPORATION
By: /s/ Mathew Ishbia
Name: Mathew Ishbia
Title: Chairman, President and Chief Executive Officer


 EX-99.1 2 q42022ex-991pressrelease.htm EX-99.1 PRESS RELEASE Document



Exhibit 99.1

uwmc_colorlogo.jpg
UWM Holdings Corporation Announces
Fourth Quarter & Full Year 2022 Results
UWM Remains America's #1 Overall Mortgage Lender in the Fourth Quarter
Fourth Quarter Loan Origination Volume of $25.1 billion, including Purchase Volume of $21.7 billion
$931.9 million in FY 2022 Net Income
PONTIAC, MI, March 1, 2023 - UWM Holdings Corporation (NYSE: UWMC) (the "Company"), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the fourth quarter and full year ended December 31, 2022. For the second consecutive quarter, UWM is the number one overall mortgage lender in the U.S. Total loan origination volume for the fourth quarter was $25.1 billion, of which $21.7 billion was purchase volume. The Company's net income for 2022 was $931.9 million and diluted earnings per share was $0.45. For 4Q22, the Company reported a net loss of $62.5 million, inclusive of a $150.8 million decline in fair value of MSRs, and diluted loss per share of $(0.03).

Mat Ishbia, Chairman and CEO of UWMC, said, "2022 was a historic year for UWM. Becoming the #1 overall mortgage lender in America, while originating mortgage loans exclusively through the wholesale channel, is a validation of our unrelenting commitment to the broker channel. We also delivered earnings of $931.9 million and have continued to reward our shareholders with consistent dividends. In 2023, we will continue to invest in technology to serve the broker channel and products that put brokers in a position to win. As we have done in other purchase-centric markets, we'll grow market share and emerge stronger to better capitalize on the next boom."

Fourth Quarter 2022 Highlights
•Originations of $25.1 billion in 4Q22, compared to $33.5 billion in 3Q22 and $55.2 billion in 4Q21
•Purchase originations of $21.7 billion in 4Q22, compared to $27.7 billion in 3Q22 and $24.5 billion in 4Q21
•Net loss of $62.5 million in 4Q22 compared to $325.6 million of net income in 3Q22 and $239.8 million of net income in 4Q21
•Total gain margin of 51 bps in 4Q22 compared to 52 bps in 3Q22 and 80 bps in 4Q21
•Total equity of $3.2 billion at December 31, 2022, compared to $3.4 billion at September 30, 2022 and $3.2 billion at December 31, 2021
•Unpaid principal balance of MSRs of $312.5 billion with a WAC of 3.64% at December 31, 2022, compared to $306.0 billion with a WAC of 3.44% at September 30, 2022, and $319.8 billion with a WAC of 2.94% at December 31, 2021
•Ended 4Q22 with approximately $2.1 billion of available liquidity, including $886.2 million of cash and self-warehouse, and $1.25 billion of available borrowing capacity, which includes $750 million under a line of credit secured by agency MSRs, and $500 million under an unsecured line of credit
•Achieved 11% share of the overall mortgage market and 54% share of wholesale channel for 4Q22

Full Year 2022 Highlights
•Originations of $127.3 billion in 2022, compared to $226.5 billion in 2021
•Record purchase originations of $90.8 billion in 2022, compared to $87.3 billion in 2021
•Net income of $931.9 million in 2022 inclusive of a $284.1 million increase in fair value of MSRs, as compared to $1.6 billion of net income in 2021 inclusive of $587.8 million decline in fair value of MSRs
•Total gain margin of 77 bps in 2022 compared to 114 bps in 2021
•Largest wholesale mortgage lender in the U.S. by closed loan volume eight years in a row, with approximately 38% market share of the wholesale channel for the year ended December 31, 2022
•Achieved 8% share of the overall mortgage market for the year ended December 31, 2022

1




Production and Income Statement Highlights (dollars in thousands, except per share amounts)
Q4 2022Q3 2022Q4 2021FY 2022FY 2021
Loan origination volume(1)
$25,126,844 $33,464,480 $55,194,365 $127,285,461 $226,503,692 
Total gain margin(1)(2)
0.51 %0.52 %0.80 %0.77 %1.14 %
Net income (loss)$(62,484)$325,610 $239,826 $931,858 $1,568,400 
Diluted EPS(0.03)0.13 0.11 0.45 0.66 
Adjusted diluted EPS(3)
N/A0.16 N/A0.45 N/A
Adjusted net income(3)
(53,308)254,294 177,215 719,415 1,206,407 
Adjusted EBITDA(3)
60,393 (1,392)206,567 282,402 1,418,337 
 
(1)Key operational metric (see discussion below)
(2)Represents total loan production income divided by loan origination volume
(3)Non-GAAP metric (see discussion and reconciliations below)
Balance Sheet Highlights as of Period-end (dollars in thousands)
Q4 2022Q3 2022Q4 2021
Cash and cash equivalents$704,898 $799,534 $731,088 
Mortgage loans at fair value7,134,960 5,031,068 16,909,901 
Mortgage servicing rights4,453,261 4,305,686 3,314,952 
Total assets13,600,625 11,890,083 22,528,358 
Non-funding debt (1)
2,880,178 2,146,157 2,158,911 
Total equity3,171,693 3,392,033 3,171,001 
Non-funding debt to equity (1)
0.91 0.63 0.68 
 (1) Non-GAAP metric (see discussion and reconciliations below)

Mortgage Servicing Rights (dollars in thousands)
Q4 2022Q3 2022Q4 2021
Unpaid principal balance$312,454,025 $306,016,670 $319,807,457 
Weighted average interest rate3.64 %3.44 %2.94 %
Weighted average age (months)16 14 9 
Operational Highlights
•Achieved highest ever Net Promoter Score of +90.0 in 4Q22, up from +87.1 in 4Q21
•Our 0.85% 60+ days delinquency and our 0.65% forbearance rates, as of December 31, 2022, are significantly better than the industry averages of 2.0%1 and 0.70%,2 respectively, highlighting our strong credit quality
Product and Investor Mix - Unpaid Principal Balance of Originations (dollars in thousands)
Purchase:Q4 2022Q3 2022Q4 2021FY 2022FY 2021
Conventional$15,030,972 $19,246,298 $16,643,586 $62,274,030 $63,026,794 
Government6,135,366 7,592,116 4,996,092 23,773,422 14,833,808 
Jumbo and other484,098 854,925 2,861,921 4,782,879 9,395,143 
Total Purchase$21,650,436 $27,693,339 $24,501,599 $90,830,331 $87,255,745 
Refinance:Q4 2022Q3 2022Q4 2021FY 2022FY 2021
Conventional$2,254,680 $3,935,550 $25,032,327 $27,059,252 $120,152,065 
Government1,005,048 1,640,127 3,586,086 7,834,636 12,034,583 
Jumbo and other216,680 195,464 2,074,353 1,561,242 7,061,299 
Total Refinance$3,476,408 $5,771,141 $30,692,766 $36,455,130 $139,247,947 
Total Originations$25,126,844 $33,464,480 $55,194,365 $127,285,461 $226,503,692 
1 Source: CoreLogic (as of November 2022); 2 Source: Mortgage Bankers Association.
2




Mat Ishbia, Chairman and CEO of UWMC, also said, “I want to give a huge thank you to everyone at UWM. It is because of the dedication of our team members and the broker community that 2022 was a historic year. Rest assured, we will not relax in 2023 as there is still much work to be done.”
First Quarter 2023 Outlook
We anticipate first quarter production to be in the $16 to $23 billion range, with gain margin from 75 to 100 basis points.
Dividend
Subsequent to December 31, 2022, for the ninth consecutive quarter, the Company's Board of Directors declared a cash dividend of $0.10 per share on the outstanding shares of Class A common stock. The dividend is payable on April 11, 2023, to stockholders of record at the close of business on March 10, 2023. Additionally, the Board approved a proportional distribution to SFS Corp., which is payable on April 11, 2023.
Earnings Conference Call Details
As previously announced, the Company will hold a conference call for financial analysts and investors on Wednesday, March 1, at 10:30 AM ET to review the results and answer questions. Interested parties may register for a toll-free dial-in number by visiting:
•https://conferencingportals.com/event/YModynrv
Please dial in at least 15 minutes in advance to ensure a timely connection to the call. Audio webcast, taped replay and a transcript will be available on the Company's investor relations website at https://investors.uwm.com/.
Key Operational Metrics
“Loan origination volume” and “Total gain margin” are key operational metrics that the Company's management uses to evaluate the performance of the business. “Loan origination volume” is the aggregate principal of the residential mortgage loans originated by the Company during a period. “Total gain margin” represents total loan production income divided by loan origination volume for the applicable periods.
Non-GAAP Metrics
The Company's net income for periods prior to the first quarter of 2021 does not reflect a significant income tax provision, since UWM (the Company's accounting predecessor) is a pass-through entity not subject to federal and most state income taxes. For periods commencing with the first quarter of 2021, the Company's net income does not reflect the income tax provision that would otherwise be reflected if 100% of the economic interest in UWM was owned by the Company. Therefore, for comparison purposes, the Company provides “Adjusted net income,” which is our pre-tax income adjusted for a 23.03% and 23.56% estimated annual effective tax rate for the periods during 2022 and 2021, respectively. “Adjusted net income” is a non-GAAP Metric. "Adjusted diluted EPS" is defined as "Adjusted net income" divided by the weighted average number of shares of Class A common stock outstanding for the applicable period, assuming the exchange and conversion of all outstanding Class D common stock for Class A common stock, and is calculated and presented for periods in which the assumed exchange and conversion of Class D common stock to Class A common stock is anti-dilutive to EPS.
We also disclose Adjusted EBITDA, which we define as earnings before interest expense on non-funding debt, provision for income taxes, depreciation and amortization, stock-based compensation expense, the change in fair value of MSRs due to valuation inputs or assumptions, the impact of non-cash deferred compensation expense, the change in fair value of the Public and Private Warrants, the change in Tax Receivable Agreement liability and the change in fair value of retained investment securities. We exclude the change in Tax Receivable Agreement liability, the change in fair value of the Public and Private Warrants, the change in fair value of retained investment securities, and the change in fair value of MSRs due to valuation inputs or assumptions, as these represent non-cash, non-realized adjustments to our earnings, which is not indicative of our performance or results of operations. Adjusted EBITDA includes interest expense on funding facilities, which are recorded as a component of interest expense, as these expenses are a direct operating expense driven by loan origination volume. By contrast, interest expense on non-funding debt is a function of our capital structure and is therefore excluded from Adjusted EBITDA.

In addition, we disclose “Non-funding debt” and the “Non-funding debt to equity ratio” as a non-GAAP metric. We define “Non-funding debt” as the total of the Company's senior notes, lines of credit, borrowings against investment securities, equipment note payable, and finance leases and the “Non-funding debt to equity ratio” as total non-funding debt divided by the Company’s total equity.

Management believes that these non-GAAP metrics provide useful information to investors. These measures are not financial measures calculated in accordance with GAAP and should not be considered as a substitute for any other operating performance
3




measure calculated in accordance with GAAP, and may not be comparable to a similarly titled measure reported by other companies.

The following tables set forth the reconciliations of these non-GAAP financial measures to their most directly comparable financial measure calculated in accordance with GAAP (dollars in thousands, except per share amounts):

Adjusted net incomeQ4 2022Q3 2022Q4 2021FY 2022FY 2021
Earnings before income taxes$(69,258)$330,381 $231,836 $934,669 $1,578,241 
Impact of estimated annual effective tax rate of 23.03% and 23.56% for periods during 2022 and 2021, respectively
15,950 (76,087)(54,621)(215,254)(371,834)
Adjusted net income$(53,308)$254,294 $177,215 $719,415 $1,206,407 

Adjusted diluted EPSQ3 2022FY 2022
Diluted weighted average Class A common stock outstanding92,571,886 92,475,170 
Assumed pro forma conversion of Class D common stock (1)
1,502,069,787 1,502,069,787 
Adjusted diluted weighted average shares outstanding (1)
1,594,641,673 1,594,544,957 
Adjusted net income $254,294 $719,415 
Adjusted diluted EPS0.16 0.45 
(1) Reflects the pro forma exchange and conversion of antidilutive Class D common stock to Class A common stock.

Adjusted EBITDAQ4 2022Q3 2022Q4 2021FY 2022FY 2021
Net income$(62,484)$325,610 $239,826 $931,858 $1,568,400 
Interest expense on non-funding debt43,611 29,786 25,417 132,647 86,086 
Provision for income taxes(6,774)4,771 (7,990)2,811 9,841 
Depreciation and amortization11,713 11,426 10,422 45,235 35,098 
Stock-based compensation expense2,055 1,986 2,014 7,545 6,467 
Change in fair value of MSRs due to valuation inputs or assumptions 71,865 (373,232)(65,104)(868,803)(286,348)
Deferred compensation, net461 (8,468)(2,135)7,370 21,900 
Change in fair value of Public and Private Warrants54 (755)(5,161)(7,683)(36,105)
Change in Tax Receivable Agreement liability
— — 8,537 3,200 11,937 
Change in fair value of investment securities(108)7,484 741 28,222 1,061 
Adjusted EBITDA$60,393 $(1,392)$206,567 $282,402 $1,418,337 

Non-funding debt and non-funding debt to equityQ4 2022Q3 2022Q4 2021
Senior notes$1,984,336 $1,983,099 $1,980,112 
Borrowings against investment securities101,345 114,875 118,786 
Secured line of credit750,000 — — 
Equipment note payable992 1,266 2,046 
Finance lease liability43,505 46,917 57,967 
Total non-funding debt$2,880,178 $2,146,157 $2,158,911 
Total equity$3,171,693 $3,392,033 $3,171,001 
Non-funding debt to equity0.91 0.63 0.68 



4




Cautionary Note Regarding Forward-Looking Statements

This press release and our earnings call include forward-looking statements. These forward-looking statements are generally identified by the use of words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “potential,” “predict” and similar words indicating that these reflect our views with respect to future events. Forward-looking statements in this press release and our earnings call include statements regarding: (1) our position amongst our competitors and ability to capture market share; (2) growth of the wholesale and broker channels, the impact of our strategies on such growth and the benefits to our business of such growth; (3) our growth to remain the leading mortgage lender, and the timing and drivers of that growth; (4) the benefits and liquidity of our MSR portfolio; (5) our beliefs related to the amount and timing of our dividend; (6) our “Game On” strategy and its impact on our business and industry; (7) our foundation and strategies for success and growth and the drivers of that growth; (8) our expectations related to production and margin in the first quarter of 2023; (9) our “All-In” initiative and its impact on our business and industry; (10) our performance in shifting market conditions and the comparison of such performance against our competitors; (11) our ability to produce results at or above prior levels and strategies for producing such results; (12) our position and ability to capitalize on opportunities and the impacts to our results; (13) our investments in technology and the impact to our operations and financial results; and (14) our purchase production and product mix. These statements are based on management’s current expectations, but are subject to risks and uncertainties, many of which are outside of our control, and could cause future events or results materially differ from those stated or implied in the forward-looking statements, including (i) UWM’s dependence on macroeconomic and U.S. residential real estate market conditions, including changes in U.S. monetary policies that affect interest rates; (ii) UWM’s reliance on its warehouse facilities and the risk of a decrease in the value of the collateral underlying certain of its facilities causing an unanticipated margin call; (iii) UWM’s ability to sell loans in the secondary market; (iv) UWM’s dependence on the government-sponsored entities such as Fannie Mae and Freddie Mac; (v) changes in the GSEs, FHA, USDA and VA guidelines or GSE and Ginnie Mae guarantees; (vi) UWM’s dependence on Independent Mortgage Advisors to originate mortgage loans; (vii) the risk that an increase in the value of the MBS UWM sells in forward markets to hedge its pipeline may result in an unanticipated margin call; (viii) UWM’s inability to continue to grow, or to effectively manage the growth of its loan origination volume; (ix) UWM’s ability to continue to attract and retain its Independent Mortgage Advisor relationships; (x) UWM’s ability to implement technological innovation; (xi) UWM’s ability to continue to comply with the complex state and federal laws, regulations or practices applicable to mortgage loan origination and servicing in general; and (xii) other risks and uncertainties indicated from time to time in our filings with the Securities and Exchange Commission including those under “Risk Factors” therein. With respect to expectations regarding the share repurchase program, the amount and timing of share repurchases will depend upon, among other things, market conditions, share price, liquidity targets and regulatory requirements. We wish to caution readers that certain important factors may have affected and could in the future affect our results and could cause actual results for subsequent periods to differ materially from those expressed in any forward-looking statement made by or on behalf of us. We undertake no obligation to update forward-looking statements to reflect events or circumstances after the date hereof.

About UWM Holdings Corporation and United Wholesale Mortgage

Headquartered in Pontiac, Michigan, UWM Holding Corporation (UWMC) is the publicly traded indirect parent of United Wholesale Mortgage, LLC (“UWM”). UWM is the nation’s largest home mortgage lender, despite exclusively originating mortgage loans through the wholesale channel. UWM has been the largest wholesale mortgage lender for eight consecutive years and is also the largest purchase lender in the nation. With a culture of continuous innovation of technology and enhanced client experience, UWM leads the market by building upon its proprietary and exclusively licensed technology platforms, superior service and focused partnership with the independent mortgage broker community. UWM originates primarily conforming and government loans across all 50 states and the District of Columbia. For more information, visit uwm.com or call 800-981-8898. NMLS #3038.

For inquiries regarding UWM, please contact:
INVESTOR CONTACTMEDIA CONTACT
BLAKE KOLONICOLE ROBERTS
InvestorRelations@uwm.comMedia@uwm.com
5




UWM HOLDINGS CORPORATION
CONSOLIDATED BALANCE SHEETS
(in thousands, except shares and per share amounts)

December 31,
2022		December 31,
2021
Assets
Cash and cash equivalents$704,898 $731,088 
Mortgage loans at fair value7,134,960 16,909,901 
Derivative assets82,869 67,356 
Investment securities at fair value, pledged113,290 152,263 
Accounts receivable, net383,147 415,691 
Mortgage servicing rights4,453,261 3,314,952 
Premises and equipment, net152,477 151,687 
Operating lease right-of-use asset, net
(includes $102,322 and $104,595 with related parties)
104,181 104,828 
Finance lease right-of-use asset
(includes $26,867 and $28,619 with related parties)
42,218 57,024 
Loans eligible for repurchase from Ginnie Mae345,490 563,423 
Other assets83,834 60,145 
Total assets$13,600,625 $22,528,358 
Liabilities and Equity
Warehouse lines of credit$6,443,992 $15,954,938 
Derivative liabilities49,748 36,741 
Secured line of credit750,000 — 
Borrowings against investment securities 101,345 118,786 
Accounts payable, accrued expenses and other439,719 523,988 
Accrued distributions and dividends payable159,465 9,171 
Senior notes1,984,336 1,980,112 
Operating lease liability
(includes $109,473 and $111,999 with related parties)
111,332 112,231 
Finance lease liability
(includes $27,857 and $29,087 with related parties)
43,505 57,967 
Loans eligible for repurchase from Ginnie Mae345,490 563,423 
Total liabilities10,428,932 19,357,357 
Equity:
Preferred stock, $0.0001 par value - 100,000,000 shares authorized, none issued and outstanding as of December 31, 2022 or 2021
— — 
Class A common stock, $0.0001 par value - 4,000,000,000 shares authorized, 92,575,974 and 91,612,305 shares issued and outstanding as of December 31, 2022 and December 31, 2021, respectively
9 9 
Class B common stock, $0.0001 par value - 1,700,000,000 shares authorized, none issued and outstanding as of December 31, 2022 or 2021
— — 
Class C common stock, $0.0001 par value - 1,700,000,000 shares authorized, none issued and outstanding as of December 31, 2022 or 2021
— — 
Class D common stock, $0.0001 par value - 1,700,000,000 shares authorized, 1,502,069,787 shares issued and outstanding as of December 31, 2022 and December 31, 2021, respectively
150 150 
Additional paid-in capital903 437 
Retained earnings142,500 141,805 
Non-controlling interest3,028,131 3,028,600 
Total equity3,171,693 3,171,001 
Total liabilities and equity$13,600,625 $22,528,358 

6




UWM HOLDINGS CORPORATION
CONSOLIDATED STATEMENTS OF OPERATIONS
(in thousands, except shares and per share amounts)

For the three months endedFor the year ended
December 31,
2022		September 30,
2022		December 31,
2021		December 31,
2022		December 31,
2021
Revenue(Unaudited)(Unaudited)(Unaudited)
Loan production income$129,180 $172,402 $442,407 $981,988 $2,585,807 
Loan servicing income217,225 196,781 194,976 792,072 638,738 
Change in fair value of mortgage servicing rights(150,808)236,780 (138,988)284,104 (587,813)
Gain (loss) on sale of mortgage servicing rights— — 2,461 — 1,791 
Interest income106,837 78,210 104,601 314,462 331,770 
Total revenue, net302,434 684,173 605,457 2,372,626 2,970,293 
Expenses
Salaries, commissions and benefits118,266 135,028 146,697 552,886 697,680 
Direct loan production costs17,396 20,498 25,292 90,369 72,952 
Marketing, travel, and entertainment22,976 17,730 25,334 74,168 62,472 
Depreciation and amortization11,713 11,426 10,422 45,235 35,098 
General and administrative49,668 51,649 36,467 179,549 133,334 
Servicing costs36,809 37,596 36,200 166,024 108,967 
Interest expense114,918 73,136 88,772 305,987 304,656 
Other expense/(income)(54)6,729 4,437 23,739 (23,107)
Total expenses371,692 353,792 373,621 1,437,957 1,392,052 
Earnings before income taxes(69,258)330,381 231,836 934,669 1,578,241 
Provision for income taxes(6,774)4,771 (7,990)2,811 9,841 
Net income (loss)(62,484)325,610 239,826 931,858 1,568,400 
Net income (loss) attributable to non-controlling interest(62,207)313,914 222,876 890,143 1,469,955 
Net income (loss) attributable to UWMC$(277)$11,696 $16,950 $41,715 $98,445 
Earnings per share of Class A common stock:
Basic$— $0.13 $0.17 $0.45 $0.98 
Diluted$(0.03)$0.13 $0.11 $0.45 $0.66 
Weighted average shares outstanding:
Basic92,575,549 92,571,886 97,138,073 92,475,170 100,881,094 
Diluted1,594,645,336 92,571,886 1,599,785,759 92,475,170 1,603,157,640 




















7




Addendum to Exhibit 99.1

This addendum includes the Company's Consolidated Balance Sheets as of December 31, 2022, and the preceding four quarters and Statements of Operations for the quarter ended December 31, 2022, and the preceding four quarters for purposes of providing historical quarterly trending information to investors.

CONSOLIDATED BALANCE SHEETS
(in thousands, except shares and per share amounts)

December 31,
2022		September 30,
2022		June 30,
2022		March 31,
2022		December 31,
2021
Assets(Unaudited)(Unaudited)(Unaudited)
Cash and cash equivalents$704,898 $799,534 $958,656 $901,174 $731,088 
Mortgage loans at fair value7,134,960 5,031,068 5,022,806 4,824,165 16,909,901 
Derivative assets82,869 385,348 125,079 241,932 67,356 
Investment securities at fair value, pledged113,290 115,079 125,193 138,417 152,263 
Accounts receivable, net383,147 556,153 350,090 617,608 415,691 
Mortgage servicing rights4,453,261 4,305,686 3,736,359 3,514,102 3,314,952 
Premises and equipment, net152,477 152,172 153,971 151,206 151,687 
Operating lease right-of-use asset, net104,181 101,377 102,533 103,670 104,828 
Finance lease right-of-use asset42,218 45,667 50,179 53,857 57,024 
Loans eligible for repurchase from Ginnie Mae345,490 310,149 309,577 384,002 563,423 
Other assets83,834 87,850 82,467 60,820 60,145 
Total assets$13,600,625 $11,890,083 $11,016,910 $10,990,953 $22,528,358 
Liabilities and Equity
Warehouse lines of credit$6,443,992 $4,712,719 $4,497,353 $4,076,829 $15,954,938 
Derivative liabilities49,748 215,330 93,958 115,430 36,741 
Secured line of credit750,000 — — — — 
Borrowings against investment securities101,345 114,875 118,786 118,786 118,786 
Accounts payable, accrued expenses and other439,719 846,905 470,589 823,143 523,988 
Accrued distributions and dividends payable159,465 159,465 159,461 159,460 9,171 
Senior notes1,984,336 1,983,099 1,982,103 1,981,106 1,980,112 
Operating lease liability111,332 108,591 109,811 111,010 112,231 
Finance lease liability43,505 46,917 51,370 54,945 57,967 
Loans eligible for repurchase from Ginnie Mae345,490 310,149 309,577 384,002 563,423 
Total liabilities10,428,932 8,498,050 7,793,008 7,824,711 19,357,357 
Equity:
Preferred stock, $0.0001 par value - 100,000,000 shares authorized, none issued and outstanding as of December 31, 2022 or 2021
— — — — — 
Class A common stock, $0.0001 par value - 4,000,000,000 shares authorized, 92,575,974 and 91,612,305 shares issued and outstanding as of December 31, 2022 and December 31, 2021, respectively
9 9 9 9 9 
Class B common stock, $0.0001 par value - 1,700,000,000 shares authorized, none issued and outstanding as of December 31, 2022 or 2021
— — — — — 
Class C common stock, $0.0001 par value - 1,700,000,000 shares authorized, none issued and outstanding as of December 31, 2022 or 2021
— — — — — 
Class D common stock, $0.0001 par value - 1,700,000,000 shares authorized, 1,502,069,787 shares issued and outstanding as of December 31, 2022 and December 31, 2021
150 150 150 150 150 
Additional paid-in capital903 784 669 542 437 
Retained earnings142,500 141,194 137,955 138,834 141,805 
Non-controlling interest3,028,131 3,249,896 3,085,119 3,026,707 3,028,600 
Total equity3,171,693 3,392,033 3,223,902 3,166,242 3,171,001 
Total liabilities and equity$13,600,625 $11,890,083 $11,016,910 $10,990,953 $22,528,358 
8




CONSOLIDATED STATEMENTS OF OPERATIONS
(in thousands, except shares and per share amounts)
(Unaudited)

For the three months ended
December 31,
2022		September 30,
2022		June 30,
2022		March 31,
2022		December 31,
2021
Revenue
Loan production income$129,180 $172,402 $296,535 $383,871 $442,407 
Loan servicing income217,225 196,781 179,501 198,565 194,976 
Change in fair value of mortgage servicing rights(150,808)236,780 26,169 171,963 (138,988)
Gain (loss) on sale of mortgage servicing rights— — — — 2,461 
Interest income106,837 78,210 62,020 67,395 104,601 
Total revenue, net302,434 684,173 564,225 821,794 605,457 
Expenses
Salaries, commissions and benefits118,266 135,028 138,983 160,609 146,697 
Direct loan production costs17,396 20,498 25,757 26,718 25,292 
Marketing, travel, and entertainment22,976 17,730 20,625 12,837 25,334 
Depreciation and amortization11,713 11,426 11,181 10,915 10,422 
General and administrative49,668 51,649 39,909 38,323 36,467 
Servicing costs36,809 37,596 44,435 47,184 36,200 
Interest expense114,918 73,136 57,559 60,374 88,772 
Other expense/(income)(54)6,729 9,562 7,502 4,437 
Total expenses371,692 353,792 348,011 364,462 373,621 
Earnings before income taxes(69,258)330,381 216,214 457,332 231,836 
Provision for income taxes(6,774)4,771 769 4,045 (7,990)
Net income (loss)(62,484)325,610 215,445 453,287 239,826 
Net income (loss) attributable to non-controlling interest(62,207)313,914 207,079 431,357 222,876 
Net income (loss) attributable to UWMC$(277)$11,696 $8,366 $21,930 $16,950 
Earnings per share of Class A common stock:
Basic$— $0.13 $0.09 $0.24 $0.17 
Diluted$(0.03)$0.13 $0.09 $0.22 $0.11 
Weighted average shares outstanding:
Basic92,575,549 92,571,886 92,533,620 92,214,594 97,138,073 
Diluted1,594,645,336 92,571,886 92,533,620 1,594,284,381 1,599,785,759 
9

 EX-101.SCH 3 xbrl-20230301.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.DEF 4 xbrl-20230301_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 5 xbrl-20230301_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Entity Address, State or Province Entity Address, State or Province Document Information [Line Items] Document Information [Line Items] Entity Tax Identification Number Entity Tax Identification Number Title of 12(b) Security Title of 12(b) Security Entity File Number Entity File Number Document Information [Table] Document Information [Table] Written Communications Written Communications Entity Emerging Growth Company Entity Emerging Growth Company Soliciting Material Soliciting Material Warrants, each warrant exercisable for one share of Class A Common Stock at an exercise price of $11.50 Warrant [Member] City Area Code City Area Code Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Address, Address Line One Entity Address, Address Line One Local Phone Number Local Phone Number Cover [Abstract] Pre-commencement Tender Offer Pre-commencement Tender Offer Amendment Flag Amendment Flag Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Trading Symbol Trading Symbol Document Period End Date Document Period End Date Class of Stock [Domain] Class of Stock [Domain] Class A Common Stock, par value $0.0001 per share Common Class A [Member] Document Type Document Type Class of Stock [Axis] Class of Stock [Axis] Entity Registrant Name Entity Registrant Name Entity Address, City or Town Entity Address, City or Town Entity Address, Postal Zip Code Entity Address, Postal Zip Code Entity Central Index Key Entity Central Index Key Security Exchange Name Security Exchange Name EX-101.PRE 6 xbrl-20230301_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 7 uwmc_colorlogo.jpg begin 644 uwmc_colorlogo.jpg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ⅅ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htm IDEA: XBRL DOCUMENT v3.22.4
Cover
Mar. 01, 2023
Cover [Abstract]  
Document Type 8-K
Document Period End Date Mar. 01, 2023
Entity Registrant Name UWM Holdings Corporation
Entity Incorporation, State or Country Code DE
Entity File Number 001-39189
Entity Tax Identification Number 82-2124167
Entity Address, Address Line One 585 South Boulevard E.
Entity Address, City or Town Pontiac,
Entity Address, State or Province MI
Entity Address, Postal Zip Code 48341
City Area Code (800
Local Phone Number 981-8898
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Entity Emerging Growth Company false
Entity Central Index Key 0001783398
Document Information [Line Items]  
Document Period End Date Mar. 01, 2023
Amendment Flag false
Class A Common Stock, par value $0.0001 per share  
Document Information [Line Items]  
Title of 12(b) Security Class A Common Stock, par value $0.0001 per share
Trading Symbol UWMC
Security Exchange Name NYSE
Warrants, each warrant exercisable for one share of Class A Common Stock at an exercise price of $11.50  
Document Information [Line Items]  
Title of 12(b) Security Warrants, each warrant exercisable for one share of Class A Common Stock at an exercise price of $11.50
Trading Symbol UWMCWS
Security Exchange Name NYSE
XML 9 xbrl-20230301_htm.xml IDEA: XBRL DOCUMENT 0001783398 2023-03-01 2023-03-01 0001783398 us-gaap:CommonClassAMember 2023-03-01 2023-03-01 0001783398 us-gaap:WarrantMember 2023-03-01 2023-03-01 false 0001783398 8-K 2023-03-01 UWM Holdings Corporation DE 001-39189 82-2124167 585 South Boulevard E. Pontiac, MI 48341 (800 981-8898 false false false false Class A Common Stock, par value $0.0001 per share UWMC NYSE Warrants, each warrant exercisable for one share of Class A Common Stock at an exercise price of $11.50 UWMCWS NYSE false 2023-03-01 EXCEL 10 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 11 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 12 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 13 FilingSummary.xml IDEA: XBRL DOCUMENT 3.22.4 html 3 22 1 false 2 0 false 0 false false R1.htm 0000001 - Document - Cover Sheet http://www.uwm.com/role/Cover Cover Cover 1 false false All Reports Book All Reports xbrl-20230301.htm q42022ex-991pressrelease.htm xbrl-20230301.xsd xbrl-20230301_def.xml xbrl-20230301_lab.xml xbrl-20230301_pre.xml http://xbrl.sec.gov/dei/2021 true false JSON 15 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "xbrl-20230301.htm": { "axisCustom": 0, "axisStandard": 1, "baseTaxonomies": { "http://xbrl.sec.gov/dei/2021": 26 }, "contextCount": 3, "dts": { "definitionLink": { "local": [ "xbrl-20230301_def.xml" ] }, "inline": { "local": [ "xbrl-20230301.htm" ] }, "labelLink": { "local": [ "xbrl-20230301_lab.xml" ] }, "presentationLink": { "local": [ "xbrl-20230301_pre.xml" ] }, "schema": { "local": [ "xbrl-20230301.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd", "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd", "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd", "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd", "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd", "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd", "https://xbrl.sec.gov/country/2021/country-2021.xsd", "https://xbrl.sec.gov/dei/2021/dei-2021.xsd" ] } }, "elementCount": 29, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2021": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 22, "memberCustom": 0, "memberStandard": 2, "nsprefix": "xbrl", "nsuri": "http://www.uwm.com/20230301", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "xbrl-20230301.htm", "contextRef": "i969f306dbeb64792a114cc9f4c6db82d_D20230301-20230301", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0000001 - Document - Cover", "menuCat": "Cover", "order": "1", "role": "http://www.uwm.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "xbrl-20230301.htm", "contextRef": "i969f306dbeb64792a114cc9f4c6db82d_D20230301-20230301", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 2, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2021", "xbrltype": "stringItemType" }, "dei_DocumentInformationLineItems": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Document Information [Line Items]", "terseLabel": "Document Information [Line Items]" } } }, "localname": "DocumentInformationLineItems", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_DocumentInformationTable": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package.", "label": "Document Information [Table]", "terseLabel": "Document Information [Table]" } } }, "localname": "DocumentInformationTable", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer", "terseLabel": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer", "terseLabel": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material", "terseLabel": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications", "terseLabel": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2021", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "booleanItemType" }, "us-gaap_ClassOfStockDomain": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Class of Stock [Domain]", "terseLabel": "Class of Stock [Domain]" } } }, "localname": "ClassOfStockDomain", "nsuri": "http://fasb.org/us-gaap/2021-01-31", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_CommonClassAMember": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Common Class A [Member]", "terseLabel": "Class\u00a0A Common Stock, par value $0.0001 per share" } } }, "localname": "CommonClassAMember", "nsuri": "http://fasb.org/us-gaap/2021-01-31", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_StatementClassOfStockAxis": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Class of Stock [Axis]", "terseLabel": "Class of Stock [Axis]" } } }, "localname": "StatementClassOfStockAxis", "nsuri": "http://fasb.org/us-gaap/2021-01-31", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "stringItemType" }, "us-gaap_WarrantMember": { "auth_ref": [], "lang": { "en-us": { "role": { "label": "Warrant [Member]", "terseLabel": "Warrants, each warrant exercisable for one share of Class\u00a0A Common Stock at an exercise price of $11.50" } } }, "localname": "WarrantMember", "nsuri": "http://fasb.org/us-gaap/2021-01-31", "presentation": [ "http://www.uwm.com/role/Cover" ], "xbrltype": "domainItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r5": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2", "role": "http://www.xbrl.org/2003/role/presentationRef" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425", "role": "http://www.xbrl.org/2003/role/presentationRef" } }, "version": "2.2" } ZIP 16 0001783398-23-000006-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001783398-23-000006-xbrl.zip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end