The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   6,407,316 366,761 SH   SOLE   366,761 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,566,639 4,655 SH   SOLE   4,655 0 0
ALPHABET INC CAP STK CL C 02079K107   3,399,606 38,314 SH   SOLE   38,314 0 0
AMAZON COM INC COM 023135106   3,651,935 43,475 SH   SOLE   43,475 0 0
APPLE INC COM 037833100   4,221,076 32,487 SH   SOLE   32,487 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,422,981 5,939 SH   SOLE   5,939 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,220,925 5,268 SH   SOLE   5,268 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,690,680 3,704 SH   SOLE   3,704 0 0
CVS HEALTH CORP COM 126650100   1,304,445 13,998 SH   SOLE   13,998 0 0
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307   1,080,008 36,710 SH   SOLE   36,710 0 0
DISNEY WALT CO COM 254687106   1,244,132 14,320 SH   SOLE   14,320 0 0
EBAY INC. COM 278642103   1,196,072 28,842 SH   SOLE   28,842 0 0
FIDUS INVT CORP COM 316500107   1,304,564 68,553 SH   SOLE   68,553 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   5,725,961 96,332 SH   SOLE   96,332 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   1,271,876 26,619 SH   SOLE   26,619 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   5,339,000 119,735 SH   SOLE   119,735 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,613,317 4,698 SH   SOLE   4,698 0 0
HOME DEPOT INC COM 437076102   1,801,177 5,702 SH   SOLE   5,702 0 0
ILLINOIS TOOL WKS INC COM 452308109   220,300 1,000 SH   SOLE   1,000 0 0
INTUIT COM 461202103   1,348,406 3,464 SH   SOLE   3,464 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   10,152,736 158,885 SH   SOLE   158,885 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   1,316,145 24,605 SH   SOLE   24,605 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   535,565 21,652 SH   SOLE   21,652 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   204,366 9,741 SH   SOLE   9,741 0 0
ISHARES INC MSCI EMRG CHN 46434G764   2,052,988 43,248 SH   SOLE   43,248 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   1,256,800 12,057 SH   SOLE   12,057 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   306,743 4,666 SH   SOLE   4,666 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,524,398 17,987 SH   SOLE   17,987 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   5,768,311 57,602 SH   SOLE   57,602 0 0
ISHARES TR U.S. INSRNCE ETF 464288786   3,823,080 41,828 SH   SOLE   41,828 0 0
ISHARES TR HDG MSCI EAFE 46434V803   2,311,065 85,595 SH   SOLE   85,595 0 0
ISHARES TR USD INV GRDE ETF 464288620   476,514 9,703 SH   SOLE   9,703 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   2,177,532 30,202 SH   SOLE   30,202 0 0
ISHARES TR CORE S&P500 ETF 464287200   582,462 1,516 SH   SOLE   1,516 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   3,065,801 61,267 SH   SOLE   61,267 0 0
ISHARES TR CRE U S REIT ETF 464288521   480,357 9,714 SH   SOLE   9,714 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,814,718 22,357 SH   SOLE   22,357 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   520,470 10,447 SH   SOLE   10,447 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   303,323 5,185 SH   SOLE   5,185 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598   5,037,779 92,419 SH   SOLE   92,419 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,800,761 115,518 SH   SOLE   115,518 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   299,653 6,635 SH   SOLE   6,635 0 0
JOHNSON & JOHNSON COM 478160104   1,512,185 8,560 SH   SOLE   8,560 0 0
JPMORGAN CHASE & CO COM 46625H100   2,091,392 15,596 SH   SOLE   15,596 0 0
LILLY ELI & CO COM 532457108   292,672 800 SH   SOLE   800 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,928,919 5,547 SH   SOLE   5,547 0 0
MCDONALDS CORP COM 580135101   1,388,340 5,268 SH   SOLE   5,268 0 0
MCKESSON CORP COM 58155Q103   1,565,321 4,170 SH   SOLE   4,170 0 0
MICROSOFT CORP COM 594918104   2,989,716 12,466 SH   SOLE   12,466 0 0
NETFLIX INC COM 64110L106   1,214,380 4,118 SH   SOLE   4,118 0 0
NORFOLK SOUTHN CORP COM 655844108   209,457 850 SH   SOLE   850 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   78,834 15,488 SH   SOLE   15,488 0 0
PACER FDS TR DATA AND INFRAST 69374H741   1,319,436 45,466 SH   SOLE   45,466 0 0
PIMCO HIGH INCOME FD COM SHS 722014107   98,824 20,893 SH   SOLE   20,893 0 0
PROLOGIS INC. COM 74340W103   1,966,050 17,440 SH   SOLE   17,440 0 0
PROSHARES TR ULTRAPRO SHORT S 74347B110   7,812,016 463,071 SH   SOLE   463,071 0 0
PROSHARES TR RUSS 2000 DIVD 74347B698   683,557 11,138 SH   SOLE   11,138 0 0
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   333,707 6,179 SH   SOLE   6,179 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,774,772 86,146 SH   SOLE   86,146 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,128,460 64,852 SH   SOLE   64,852 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,767,006 262,598 SH   SOLE   262,598 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   601,179 11,608 SH   SOLE   11,608 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   755,178 15,340 SH   SOLE   15,340 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,913,413 99,192 SH   SOLE   99,192 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,285,914 43,499 SH   SOLE   43,499 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   801,754 12,220 SH   SOLE   12,220 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   467,283 11,535 SH   SOLE   11,535 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   3,885,013 52,113 SH   SOLE   52,113 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,964,703 56,237 SH   SOLE   56,237 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   528,402 4,246 SH   SOLE   4,246 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   444,892 3,275 SH   SOLE   3,275 0 0
SOUTHWEST AIRLS CO COM 844741108   1,079,854 32,072 SH   SOLE   32,072 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   579,074 19,504 SH   SOLE   19,504 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   639,687 21,049 SH   SOLE   21,049 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   11,186,300 380,745 SH   SOLE   380,745 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   231,053 2,526 SH   SOLE   2,526 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606   242,411 10,851 SH   SOLE   10,851 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   324,380 13,382 SH   SOLE   13,382 0 0
T-MOBILE US INC COM 872590104   1,375,083 9,822 SH   SOLE   9,822 0 0
TARGET CORP COM 87612E106   1,656,300 11,113 SH   SOLE   11,113 0 0
TESLA INC COM 88160R101   1,225,299 9,947 SH   SOLE   9,947 0 0
ULTA BEAUTY INC COM 90384S303   1,317,668 2,809 SH   SOLE   2,809 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,307,965 7,524 SH   SOLE   7,524 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,302,262 2,456 SH   SOLE   2,456 0 0
VANECK ETF TRUST RARE EARTH/STRTG 92189H805   2,538,369 33,329 SH   SOLE   33,329 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   345,284 1,701 SH   SOLE   1,701 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   326,728 4,548 SH   SOLE   4,548 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   324,703 8,330 SH   SOLE   8,330 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   466,174 10,241 SH   SOLE   10,241 0 0
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   1,146,024 11,615 SH   SOLE   11,615 0 0
VISA INC COM CL A 92826C839   2,079,935 10,011 SH   SOLE   10,011 0 0
WALMART INC COM 931142103   1,793,837 12,621 SH   SOLE   12,621 0 0
WASTE MGMT INC DEL COM 94106L109   1,388,506 8,851 SH   SOLE   8,851 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   16,294,127 324,132 SH   SOLE   324,132 0 0