CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Cash flows from operating activities:
Net income	$ 4,981	$ 2,103
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities, net of accretion	33	40
ESOP expense	225	187
Change in deferred loan fees, net	(277)	(610)
(Benefit) provision for credit losses	(5,581)	1,779
Depreciation and amortization	278	268
Net gain on other repossessed assets		(145)
Decrease in accrued interest receivable	169	761
Deferred tax expense	1,446	664
Share-based compensation expense	261	319
Bank-owned life insurance income	(302)	(266)
Principal repayments of operating lease liabilities	(29)	(27)
Net increase in other assets	(1,096)	(3,735)
Net decrease in other liabilities	(2,647)	(4,404)
Net cash used in operating activities	(2,539)	(3,066)
Cash flows from investing activities:
Proceeds from pay downs, maturities and calls of debt securities available-for-sale	487	635
Redemption (purchase) of Federal Home Loan Bank stock	451	1,171
Loan originations net of principal collections	(13,596)	92,920
Proceeds from other repossessed asset sales		6,196
Additions to premises and equipment	(86)	(87)
Net cash (used in) provided by investing activities	(12,744)	100,835
Cash flows from financing activities:
Net increase (decrease) in noninterest-bearing accounts	1,574	(59,390)
Net (decrease) increase in interest-bearing accounts	(718)	183,729
Net cash dividends forfeited on common stock		3
Payments from exercise of stock options, net		(27)
Net change in short-term borrowings	(15,000)	(58,500)
Repayments of Federal Home Loan Bank long-term advances	(34)	(33)
Shares surrendered related to tax withholdings on restricted stock awards	(20)	(2)
Net cash (used in) provided by financing activities	(14,198)	65,780
Net (decrease) increase in cash and cash equivalents	(29,481)	163,549
Cash and cash equivalents at beginning of year	220,332	80,629	$ 80,629
Cash and cash equivalents at end of year	190,851	244,178	$ 220,332
Supplemental disclosures:
Interest paid	9,328	3,919
Income taxes paid	$ 108	$ 128