CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income		$ 7,683	$ 8,258
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities premiums, net of accretion		211	129
ESOP expense		621	440
Gain on sale of securities, net			(113)
Change in deferred loan fees, net		3,081	761
Provision for loan losses		4,731	3,649
Depreciation and amortization		814	960
Gain on disposals of premises and equipment			(9)
(Increase) decrease in accrued interest receivable		(3,014)	71
Deferred tax benefit		(2,007)	(185)
Share-based compensation expense		760	755
Bank owned life insurance income		(584)	(526)
Principal repayments of operating lease obligations		(59)	(57)
Decrease (increase) in other assets		928	(1,868)
Increase (decrease) in other liabilities		230	(905)
Net cash provided by operating activities		13,395	11,360
Cash flows from investing activities:
Purchases of debt securities available-for-sale			(13,729)
Proceeds from sales of debt securities available-for-sale			13,565
Proceeds from pay downs, maturities and calls of debt securities available-for-sale		7,969	7,313
Redemption of Federal Home Loan Bank stock		521	1,014
Loan originations and purchases, net of paydowns		(323,195)	(95,163)
Cash paid for mortgage warehouse asset purchase, net	[1]	(66,962)
Additions to premises and equipment		(656)	(5,172)
Proceeds from the sale of equipment			85
Additions to other real estate owned			(64)
Purchase of bank owned life insurance		(8,950)
Net cash used in investing activities		(391,273)	(92,151)
Cash flows from financing activities:
Net increase in noninterest-bearing accounts		139,003	39,789
Net increase in interest-bearing accounts		179,326	89,395
Cash dividends paid on common stock		(1,167)
Net change in short-term borrowings		60,027	(38,039)
Payments made on Federal Home Loan Bank long-term advances		(11,525)
Net cash provided by financing activities		365,664	91,145
Net (decrease) increase in cash and cash equivalents		(12,214)	10,354
Cash and cash equivalents at beginning of period		59,658	28,613
Cash and cash equivalents at end of period		47,444	38,967
Supplemental disclosures:
Interest paid		4,819	6,359
Income taxes paid		4,330	3,369
Reclassification of premises and equipment to other assets		3
Recognition of right-of-use assets		693	3,836
Recognition of operating lease liabilities		$ 693	3,938
Reclassification of accrued rent from other liabilities to premises and equipment			$ 102

[1] See Note 15 for information regarding the mortgage warehouse asset purchase.