The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abb Ltd ADR SPONSORED ADR 000375204 17 643 SH   SOLE   643 0 0
AT&T Inc COM 00206R102 1,935 92,312 SH   SOLE   92,312 0 0
Abbott Laboratories COM 002824100 13 123 SH   SOLE   123 0 0
Abbvie Inc. COM 00287Y109 19 125 SH   SOLE   125 0 0
Adobe Systems, Inc COM 00724F101 62 170 SH   SOLE   170 0 0
Advance Auto Parts COM 00751Y106 4 22 SH   SOLE   22 0 0
Agilent Technologies Inc Com COM 00846U101 206 1,731 SH   SOLE   1,731 0 0
Airbnb, Inc. COM CL A 009066101 169 1,900 SH   SOLE   1,900 0 0
Air Prods & Chems Inc COM 009158106 3 12 SH   SOLE   12 0 0
Akamai Technologies Inc. COM 00971T101 4 48 SH   SOLE   48 0 0
Alcoa Corp COM 013872106 830 18,200 SH   SOLE   18,200 0 0
Alibaba Group Holding SPONSORED ADS 01609W102 19 167 SH   SOLE   167 0 0
Alleghany Corp Del Common COM 017175100 108 130 SH   SOLE   130 0 0
Allegro Microsystems Inc. COM 01749D105 2 99 SH   SOLE   99 0 0
Allstate Corp COM 020002101 3,758 29,657 SH   SOLE   29,657 0 0
Alphabet INC CLASS A CORP CAP STK CL A 02079K305 150 69 SH   SOLE   69 0 0
Altria Group Inc COM 02209S103 934 22,350 SH   SOLE   22,350 0 0
Amazon Com Inc COM 023135106 652 6,140 SH   SOLE   6,140 0 0
Ameren Corp Com COM 023608102 304 3,365 SH   SOLE   3,365 0 0
America Movil SAB ADR SPON ADR L SHS 02364W105 12 600 SH   SOLE   600 0 0
American Electric Power Co COM 025537101 19 198 SH   SOLE   198 0 0
American Express Co COM 025816109 19 136 SH   SOLE   136 0 0
Amerisourcebergen Corp COM 03073E105 7 46 SH   SOLE   46 0 0
Amgen Inc Com COM 031162100 5,631 23,143 SH   SOLE   23,143 0 0
Amphenol Corp New CL A 032095101 5 74 SH   SOLE   74 0 0
Amplify Online Retail ETF ONLIN RETL ETF 032108102 29 700 SH   SOLE   700 0 0
Analog Devices Inc. COM 032654105 4 27 SH   SOLE   27 0 0
Anheuser-Busch ADR SPONSORED ADR 03524A108 4 66 SH   SOLE   66 0 0
Elevance Health, Inc. COM 036752103 10 21 SH   SOLE   21 0 0
APA Corporation COM 03743Q108 698 20,000 SH   SOLE   20,000 0 0
Apartment Income REIT Corp COM 03750L109 1 35 SH   SOLE   35 0 0
Apple Inc COM 037833100 13,769 100,708 SH   SOLE   100,708 0 0
Applied Materials Inc COM 038222105 3 36 SH   SOLE   36 0 0
Archer Daniels Midland Co. COM 039483102 1,180 15,200 SH   SOLE   15,200 0 0
Astrazeneca PLC ADR SPONSORED ADR 046353108 7 100 SH   SOLE   100 0 0
Autoliv Inc Common COM 052800109 9 119 SH   SOLE   119 0 0
Automatic Data Processing COM 053015103 168 800 SH   SOLE   800 0 0
Avangrid, Inc. COM 05351W103 38 833 SH   SOLE   833 0 0
Avantor Inc COM 05352A100 3 92 SH   SOLE   92 0 0
BP Amoco P L C Sponsored ADR SPONSORED ADR 055622104 358 12,615 SH   SOLE   12,615 0 0
BRC Inc Class A Common Stock COM CL A 05601U105 2 200 SH   SOLE   200 0 0
Bank of America Corporation COM 060505104 569 18,272 SH   SOLE   18,272 0 0
Bank of New York Mellon Corp COM 064058100 1,354 32,471 SH   SOLE   32,471 0 0
Barclays Bank Ipath Bloom Commodity Etn DJUBS CMDT ETN36 06738C778 47 1,345 SH   SOLE   1,345 0 0
Barclays PLC ADR 06738E204 4 481 SH   SOLE   481 0 0
Barrick Gold Corporation COM 067901108 2 94 SH   SOLE   94 0 0
Baxter Intl Inc Com COM 071813109 8 128 SH   SOLE   128 0 0
Becton Dickinson & Company COM 075887109 1,120 4,545 SH   SOLE   4,545 0 0
Berkshire Hathaway Inc Del CL B NEW 084670702 307 1,125 SH   SOLE   1,125 0 0
BHP Billiton Limited SPONSORED ADS 088606108 3 60 SH   SOLE   60 0 0
Black Knight Inc Common COM 09215C105 84 1,286 SH   SOLE   1,286 0 0
Blackrock, Inc COM 09247X101 68 111 SH   SOLE   111 0 0
Blackrock Science And Technology Trust Ii Tech Nav Cf SHS BEN INT 09260K101 24 1,200 SH   SOLE   1,200 0 0
Boeing Co COM 097023105 96 700 SH   SOLE   700 0 0
Boston Scientific Corp COMMON COM 101137107 2 67 SH   SOLE   67 0 0
Bristol Myers Squibb Co COM 110122108 15 194 SH   SOLE   194 0 0
Broadridge Finl Solutions COM 11133T103 1,240 8,700 SH   SOLE   8,700 0 0
Broadcom Inc Common Stock COM 11135F101 12 24 SH   SOLE   24 0 0
Brookfield Asset Management INC CLASS A CORP COMMON CL A LTD VT SH 112585104 300 6,750 SH   SOLE   6,750 0 0
CBRE Group Inc. CL A 12504L109 4 51 SH   SOLE   51 0 0
CDW Corp COM 12514G108 5 31 SH   SOLE   31 0 0
CF Industries Holdings Inc. COM 125269100 2 26 SH   SOLE   26 0 0
Cigna Corp. COM 125523100 12 45 SH   SOLE   45 0 0
CME Group Inc Class A COM 12572Q105 13 65 SH   SOLE   65 0 0
CMS Energy Corp COM 125896100 2 29 SH   SOLE   29 0 0
CRH PLC ADR ADR 12626K203 4 114 SH   SOLE   114 0 0
CVS Health Corporation COM 126650100 3 36 SH   SOLE   36 0 0
Cadence Design Systems, Inc. COM 127387108 5 35 SH   SOLE   35 0 0
California Wtr Svc Group Com COM 130788102 89 1,600 SH   SOLE   1,600 0 0
Cannae Holdings Inc. COM 13765N107 12 600 SH   SOLE   600 0 0
Capital One Financial Corp COM 14040H105 2 16 SH   SOLE   16 0 0
Catalent Inc COM 148806102 2 21 SH   SOLE   21 0 0
Centene Corp COM 15135B101 6 75 SH   SOLE   75 0 0
Charter Communications Inc. CL A 16119P108 3 7 SH   SOLE   7 0 0
Chesapeake Energy Corp COM 165167735 2 24 SH   SOLE   24 0 0
Chevron Corporation COM 166764100 4,412 30,474 SH   SOLE   30,474 0 0
Cisco Sys Inc COM 17275R102 2,389 56,021 SH   SOLE   56,021 0 0
Cintas Corp COM 172908105 6 15 SH   SOLE   15 0 0
Citigroup Inc Common New COM NEW 172967424 2 39 SH   SOLE   39 0 0
Coca Cola Company COM 191216100 2 39 SH   SOLE   39 0 0
Colgate Palmolive Co COM 194162103 52 653 SH   SOLE   653 0 0
Comcast Corp New Cl A CL A 20030N101 44 1,123 SH   SOLE   1,123 0 0
Comerica Inc COM 200340107 2,169 29,555 SH   SOLE   29,555 0 0
Conmed Corportion COM 207410101 2 24 SH   SOLE   24 0 0
Conocophillips COM 20825C104 254 2,826 SH   SOLE   2,826 0 0
Constellation Brands Inc Cl A CL A 21036P108 10 41 SH   SOLE   41 0 0
Corning Inc COM 219350105 1,418 45,008 SH   SOLE   45,008 0 0
Corteva Inc. COM 22052L104 55 1,010 SH   SOLE   1,010 0 0
DTE Energy Company COM 233331107 49 385 SH   SOLE   385 0 0
DT Midstream Inc. COMMON STOCK 23345M107 9 192 SH   SOLE   192 0 0
Danaher Corp COM 235851102 8 30 SH   SOLE   30 0 0
Deere & Co Com COM 244199105 2 6 SH   SOLE   6 0 0
Dexcom INC CORP COMMON COM 252131107 2 24 SH   SOLE   24 0 0
Diageo PLC Sponsored ADR New SPON ADR NEW 25243Q205 7 41 SH   SOLE   41 0 0
Diamondback Energy Inc. COM 25278X109 3 25 SH   SOLE   25 0 0
Disney (Walt) Co Holding Co. COM 254687106 2,745 29,081 SH   SOLE   29,081 0 0
Dollar General Corp COM 256677105 6 24 SH   SOLE   24 0 0
Dominion Energy Inc. COM 25746U109 4 50 SH   SOLE   50 0 0
Dover Corp COMMON COM 260003108 3 21 SH   SOLE   21 0 0
Dow, Inc. COM 260557103 62 1,196 SH   SOLE   1,196 0 0
Duke Realty Corporation COM NEW 264411505 6 114 SH   SOLE   114 0 0
Duke Energy Corp COM NEW 26441C204 6 60 SH   SOLE   60 0 0
Dupont De Nemours Inc COM 26614N102 37 670 SH   SOLE   670 0 0
EOG Resources Inc COM 26875P101 9 78 SH   SOLE   78 0 0
Electronic Arts COM 285512109 5 37 SH   SOLE   37 0 0
Enbridge Inc C COM 29250N105 12 295 SH   SOLE   295 0 0
Energy Transfer LP COM UT LTD PTN 29273V100 50 5,000 SH   SOLE   5,000 0 0
Equinor ASA ADR SPONSORED ADR 29446M102 4 117 SH   SOLE   117 0 0
Extreme Networks Inc COM 30226D106 13 1,500 SH   SOLE   1,500 0 0
Exxon Mobil Corp COM 30231G102 1,910 22,305 SH   SOLE   22,305 0 0
Meta Platforms, Inc CL A 30303M102 1,324 8,211 SH   SOLE   8,211 0 0
Federated Hermes, Inc. CL B 314211103 1,618 50,900 SH   SOLE   50,900 0 0
Fidelity Natl Information Svcs Inc COM 31620M106 151 1,650 SH   SOLE   1,650 0 0
Fidelity Natl Finl Inc New Fnf Group FNF GROUP COM 31620R303 105 2,831 SH   SOLE   2,831 0 0
Fiserv Inc COM 337738108 9 96 SH   SOLE   96 0 0
Fortinet INC CORP COM 34959E109 5 85 SH   SOLE   85 0 0
Fox Corp CLASS B CL B COM 35137L204 2 65 SH   SOLE   65 0 0
Freeport-McMoran Copper & Gold Inc. CL B 35671D857 20 700 SH   SOLE   700 0 0
Arthur J Gallagher & Co. COM 363576109 2 13 SH   SOLE   13 0 0
General Dynamics Corp COM 369550108 2,474 11,183 SH   SOLE   11,183 0 0
General Electric Co COM NEW 369604301 288 4,525 SH   SOLE   4,525 0 0
Gilead Sciences Inc COM 375558103 1,221 19,750 SH   SOLE   19,750 0 0
GSK PLC SPONSORED ADR 37733W105 81 1,859 SH   SOLE   1,859 0 0
Global Payments Inc. COM 37940X102 11 102 SH   SOLE   102 0 0
Goldman Sachs Group Inc COM 38141G104 5 18 SH   SOLE   18 0 0
Goldman Sachs Access High Yield Corporate Bond ETF ACCESS HIG YLD 381430453 42 1,000 SH   SOLE   1,000 0 0
W W Grainger Inc. COM 384802104 4 9 SH   SOLE   9 0 0
HCA Healthcare INC CORP COM 40412C101 4 21 SH   SOLE   21 0 0
Halozyme Therapeutics INC CORP COM 40637H109 2 56 SH   SOLE   56 0 0
Healthcare Trust Of America INC Healthcar Trst AM CLASS A Reit CORP CL A NEW 42225P501 2 69 SH   SOLE   69 0 0
Heritage Comm Corp COM 426927109 931 87,096 SH   SOLE   87,096 0 0
Hewlett Packard Enterprise Co COM 42824C109 252 19,000 SH   SOLE   19,000 0 0
Home Depot Incorporated COM 437076102 1,378 5,024 SH   SOLE   5,024 0 0
Honda Motor CO Ltd ADR Rep 1 CORP COMMON AMERN SHS 438128308 6 229 SH   SOLE   229 0 0
Honeywell Intl Inc Com COM 438516106 291 1,674 SH   SOLE   1,674 0 0
Humana Inc Corp COM 444859102 10 21 SH   SOLE   21 0 0
Illinois Tool Works Inc COM 452308109 8 46 SH   SOLE   46 0 0
ING Groep N.V. ADR SPONSORED ADR 456837103 5 512 SH   SOLE   512 0 0
Intel Corporation COM 458140100 3,397 90,796 SH   SOLE   90,796 0 0
International Business Machines COM 459200101 1,094 7,749 SH   SOLE   7,749 0 0
International Flavors & Fragrances Inc. COM 459506101 61 512 SH   SOLE   512 0 0
International Paper Corp COM 460146103 1,663 39,750 SH   SOLE   39,750 0 0
Invesco QQQ Trust ETF UNIT SER 1 46090E103 2,579 9,200 SH   SOLE   9,200 0 0
Intuitive Surgical Inc. COM NEW 46120E602 6,071 30,246 SH   SOLE   30,246 0 0
Invesco Wilderhill Clean Energy ETF WILDERHIL CLAN 46137V134 17 370 SH   SOLE   370 0 0
Invesco S&P 500 Equal Weight ETF S&P500 EQL WGT 46137V357 215 1,599 SH   SOLE   1,599 0 0
Invesco Exchange Traded Fd Zacks Multi-Asset Income ETF ZACKS MULT AST 46137Y500 19 923 SH   SOLE   923 0 0
Invesco Bulletshares 2026 High Yield ETF INVSCO BLSH 26 46138J635 44 2,000 SH   SOLE   2,000 0 0
Invesco Exchange TRD SLF Index ETF BULSHS 2025 HY 46138J817 44 2,000 SH   SOLE   2,000 0 0
Invesco BulletShares 2024 High Yield Corporate Bond ETF BULSHS 2024 HY 46138J833 26 1,175 SH   SOLE   1,175 0 0
Ishares Gold Trust ETF ISHARES NEW 464285204 16 457 SH   SOLE   457 0 0
iShares MSCI Australia ETF MSCI AUST ETF 464286103 38 1,806 SH   SOLE   1,806 0 0
Ishares Barclays 7-10 Year Treasury Bond Fund Trsury ETF 7-10 YR TRSY BD 464287440 12 116 SH   SOLE   116 0 0
Ishares Semiconductor ETF ISHARES SEMICDTR 464287523 122 350 SH   SOLE   350 0 0
Ishares Biotechnology ETF ISHARES BIOTECH 464287556 69 590 SH   SOLE   590 0 0
iShares Cohen and Steers REIT ETF COHEN STEER REIT 464287564 24 400 SH   SOLE   400 0 0
Ishares Trust Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 22 100 SH   SOLE   100 0 0
Ishares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 21 100 SH   SOLE   100 0 0
Ishares Russell 2000 ETF RUSSELL 2000 ETF 464287655 99 582 SH   SOLE   582 0 0
Ishares Core S&P US Growth ETF CORE S&P US GWT 464287671 75 900 SH   SOLE   900 0 0
iShares S&P Mid Cap 400 Value ETF S&P MC 400VL ETF 464287705 38 400 SH   SOLE   400 0 0
Ishares JP Morgan Usd Emerging Markets Bond ETF Mts JPMORGAN USD EMG 464288281 45 524 SH   SOLE   524 0 0
ETF Ishares MBS MBS ETF 464288588 53 548 SH   SOLE   548 0 0
Ishares 1-5 Year Investment Grade Corporate Bond ETF ISHS 1-5YR INVS 464288646 75 1,480 SH   SOLE   1,480 0 0
Ishares PFD and Income ETF PFD AND INCM SEC 464288687 62 1,890 SH   SOLE   1,890 0 0
Ishares Silver Trust ETF ISHARES 46428Q109 28 1,500 SH   SOLE   1,500 0 0
iShares U.S. Treasury Bond ETF US TREAS BD ETF 46429B267 12 491 SH   SOLE   491 0 0
Ishares Core Msci Eafe ETF CORE MSCI EAFE 46432F842 206 3,500 SH   SOLE   3,500 0 0
Ishares Trust 0-5 Yr High Yield 0-5YR HI YL CP 46434V407 26 639 SH   SOLE   639 0 0
iShares Tr Broad High Yield Corporate ETF BROAD USD HIGH 46435U853 42 1,200 SH   SOLE   1,200 0 0
J P Morgan Chase & Co COM 46625H100 65 579 SH   SOLE   579 0 0
Johnson & Johnson COM 478160104 4,819 27,145 SH   SOLE   27,145 0 0
KB Financial Group INC ADR Rep One CORP SPONSORED ADR 48241A105 6 152 SH   SOLE   152 0 0
KLA-Tencor Corp COM NEW 482480100 5 16 SH   SOLE   16 0 0
KKR & CO INC And CORP COM 48251W104 8 163 SH   SOLE   163 0 0
Keysight Technologies Inc. COM 49338L103 119 865 SH   SOLE   865 0 0
Kimberly Clark Corp COM 494368103 59 437 SH   SOLE   437 0 0
Kinder Morgan Inc Del COM 49456B101 2 103 SH   SOLE   103 0 0
Kirby Corp COM 497266106 3 43 SH   SOLE   43 0 0
L3harris Technologies INC CORP COM 502431109 8 35 SH   SOLE   35 0 0
Lam Research Corp. COM 512807108 4 9 SH   SOLE   9 0 0
Lilly Eli & Co Com COM 532457108 3 8 SH   SOLE   8 0 0
Livent Corp COM 53814L108 2 93 SH   SOLE   93 0 0
Lloyds Banking Group Plc ADR 4 CORP SPONSORED ADR 539439109 5 2,418 SH   SOLE   2,418 0 0
Lockheed Martin Corp COM 539830109 4,023 9,356 SH   SOLE   9,356 0 0
Lowes Cos Inc COM 548661107 17 100 SH   SOLE   100 0 0
Mandiant Inc. COM 562662106 120 5,500 SH   SOLE   5,500 0 0
Manulife Financial Corp COM 56501R106 24 1,400 SH   SOLE   1,400 0 0
Marsh & Mclennan Companies INC CORP COM 571748102 15 96 SH   SOLE   96 0 0
Marriott International Inc Cl A CL A 571903202 3 21 SH   SOLE   21 0 0
Martin Marietta Materials INC CORP COM 573284106 7 23 SH   SOLE   23 0 0
Marvell Technology INC CORP COM 573874104 3 67 SH   SOLE   67 0 0
Mastercard Inc Cl A CL A 57636Q104 20 63 SH   SOLE   63 0 0
McDonalds Corp COM 580135101 14 55 SH   SOLE   55 0 0
McKesson Corp COM 58155Q103 5 15 SH   SOLE   15 0 0
Merck & Co. Inc. COM 58933Y105 2,872 31,500 SH   SOLE   31,500 0 0
Microsoft Corporation COM 594918104 16,516 64,309 SH   SOLE   64,309 0 0
Microchip Technology Inc COM 595017104 1,578 27,173 SH   SOLE   27,173 0 0
Micron Technology Inc COM 595112103 4,815 87,095 SH   SOLE   87,095 0 0
Mondelez International Inc NPV CL A 609207105 11 179 SH   SOLE   179 0 0
Monster Beverage Corp COMMON COM 61174X109 4 43 SH   SOLE   43 0 0
Morgan Stanley CORP COMMON COM NEW 617446448 9 113 SH   SOLE   113 0 0
Motorola Solutions, Inc. COM NEW 620076307 24 116 SH   SOLE   116 0 0
Nasdaq INC CORP COMMON COM 631103108 3 20 SH   SOLE   20 0 0
Netflix Inc Common COM 64110L106 107 614 SH   SOLE   614 0 0
Nextera Energy, Inc COM 65339F101 15 193 SH   SOLE   193 0 0
Nike Inc Cl B CL B 654106103 85 829 SH   SOLE   829 0 0
Norfolk Southern Corp COM 655844108 3 13 SH   SOLE   13 0 0
Northrop Grumman Corp COM 666807102 10 21 SH   SOLE   21 0 0
NortonLifeLock Inc. COM 668771108 11 500 SH   SOLE   500 0 0
Nuveen Caliifornia Muni Value Fund COM STK 67062C107 33 3,798 SH   SOLE   3,798 0 0
Nvidia Corp COM 67066G104 12,635 83,352 SH   SOLE   83,352 0 0
Nuveen Calif Quality Muni Income Fd COM 67066Y105 18 1,481 SH   SOLE   1,481 0 0
Nuveen Preferred & Income Securities Fund COM 67072C105 6 792 SH   SOLE   792 0 0
O'Reilly Automotive Inc COM 67103H107 5 8 SH   SOLE   8 0 0
Old Rep Intl Corp COM 680223104 16 700 SH   SOLE   700 0 0
Oneok, Inc COM 682680103 100 1,800 SH   SOLE   1,800 0 0
Orix Corp ADR Rep 5 SPONSORED ADR 686330101 5 62 SH   SOLE   62 0 0
Ovintiv Inc COM 69047Q102 1,768 40,000 SH   SOLE   40,000 0 0
PNC Financial Services Group Inc COM 693475105 22 138 SH   SOLE   138 0 0
PPG Inds Inc COM 693506107 6 51 SH   SOLE   51 0 0
Packaging Corp of America COM 695156109 6 40 SH   SOLE   40 0 0
Palo Alto Networks INC CORP COMMON COM 697435105 5 10 SH   SOLE   10 0 0
Parker-hannifin Corp Parker Hannifin COMMON COM 701094104 2 10 SH   SOLE   10 0 0
Paypal Hldgs Inc COM 70450Y103 491 7,030 SH   SOLE   7,030 0 0
Penn National Gaming INC CORP COM 707569109 4 132 SH   SOLE   132 0 0
Pepsico Inc COM 713448108 1,846 11,076 SH   SOLE   11,076 0 0
PerkinElmer Inc. COM 714046109 4 28 SH   SOLE   28 0 0
Pfizer Inc COM 717081103 4,355 83,056 SH   SOLE   83,056 0 0
Philip Morris Intl Inc. COM 718172109 1,694 17,157 SH   SOLE   17,157 0 0
Phillips 66 COM 718546104 105 1,282 SH   SOLE   1,282 0 0
Pimco Enhanced Short Maturity ENHAN SHRT MA AC 72201R833 60 606 SH   SOLE   606 0 0
Pinnacle Financial Partners INC CORP COM 72346Q104 3 35 SH   SOLE   35 0 0
Pioneer Natural Resources CO Resource CORP COMMON COM 723787107 4 16 SH   SOLE   16 0 0
Principal Financial Group COM 74251V102 8 124 SH   SOLE   124 0 0
Procter & Gamble Company COM 742718109 3,297 22,932 SH   SOLE   22,932 0 0
Progressive Corp Ohio COM 743315103 8 73 SH   SOLE   73 0 0
Public Service Enterprise Gr COM 744573106 1 21 SH   SOLE   21 0 0
QuantumScape Corporation COM CL A 74767V109 2 250 SH   SOLE   250 0 0
RLJ Lodging Trust Conv Pfd $1.95 CUM CONV PFD A 74965L200 52 2,000 SH   SOLE   2,000 0 0
Raymond James Financial INC CORP COM 754730109 4 46 SH   SOLE   46 0 0
Raytheon Technologies Corp COM 75513E101 20 203 SH   SOLE   203 0 0
Realty Income Corp COM 756109104 68 1,000 SH   SOLE   1,000 0 0
Ringcentral Inc. CL A 76680R206 52 1,000 SH   SOLE   1,000 0 0
Rio Tinto Plc ADR SPONSORED ADR 767204100 1,201 19,691 SH   SOLE   19,691 0 0
Roper Technologies Inc COM 776696106 4 11 SH   SOLE   11 0 0
Shell PLC ADR SPON ADS 780259305 90 1,720 SH   SOLE   1,720 0 0
Royal Gold, Inc. COM 780287108 18 171 SH   SOLE   171 0 0
S&P Global Inc COM 78409V104 243 721 SH   SOLE   721 0 0
SJW Group COM 784305104 524 8,400 SH   SOLE   8,400 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 24,735 65,566 SH   SOLE   65,566 0 0
SPDR Gold Trust GOLD SHS 78463V107 50 297 SH   SOLE   297 0 0
SVB Financial Group COM 78486Q101 2,244 5,681 SH   SOLE   5,681 0 0
Salesforce.com Inc COM 79466L302 5 28 SH   SOLE   28 0 0
Sanofi-Aventis SPONSORED ADR 80105N105 6 128 SH   SOLE   128 0 0
Sap Se ADR SPON ADR 803054204 3 31 SH   SOLE   31 0 0
Schlumberger LTD COM STK 806857108 1,788 50,000 SH   SOLE   50,000 0 0
Schwab Charles Corp New COM 808513105 16 249 SH   SOLE   249 0 0
Schwab US Dividend Equity ETF US DIVIDEND EQ 808524797 21 295 SH   SOLE   295 0 0
Healthcare Select Sector SPDR SBI HEALTHCARE 81369Y209 4,753 37,063 SH   SOLE   37,063 0 0
SPDR Tr Consumer Staples SBI CONS STPLS 81369Y308 5 74 SH   SOLE   74 0 0
Consumer Discretionary Select Sector SPDR SBI CONS DISCR 81369Y407 9 66 SH   SOLE   66 0 0
Energy Sector SPDR TR ENERGY 81369Y506 4,003 55,980 SH   SOLE   55,980 0 0
Financial Select Sector SPDR ETF FINANCIAL 81369Y605 1,940 61,684 SH   SOLE   61,684 0 0
Industrial Select Sector SPDR SBI INT-INDS 81369Y704 5 59 SH   SOLE   59 0 0
Communication Services Select Sector Spdr COMMUNICATION 81369Y852 3 48 SH   SOLE   48 0 0
Sempra Energy COM 816851109 10 64 SH   SOLE   64 0 0
Servicenow Inc. COM 81762P102 1,492 3,138 SH   SOLE   3,138 0 0
Sherwin-Williams Co. COM 824348106 4 16 SH   SOLE   16 0 0
Skyworks Solutions Inc COM 83088M102 5 51 SH   SOLE   51 0 0
Snowflake Inc. CL A 833445109 14 100 SH   SOLE   100 0 0
Sony Group Corp ADR Rep SPONSORED ADR 835699307 8 94 SH   SOLE   94 0 0
Southern Company Inc. COM 842587107 6 80 SH   SOLE   80 0 0
Block, Inc. CL A 852234103 22 350 SH   SOLE   350 0 0
Stanley Black & Decker Inc Common COM 854502101 3 26 SH   SOLE   26 0 0
Starbucks Corp COM 855244109 24 316 SH   SOLE   316 0 0
State Street Corp COM 857477103 740 12,000 SH   SOLE   12,000 0 0
Sumitomo Mitsui Financial Group Inc Mit ADR SPONSORED ADR 86562M209 6 1,078 SH   SOLE   1,078 0 0
Synaptics Inc COM 87157D109 1,638 13,875 SH   SOLE   13,875 0 0
Sysco Corp COM 871829107 12 147 SH   SOLE   147 0 0
TJX Companies Inc COM 872540109 16 279 SH   SOLE   279 0 0
Taiwan Semiconductor Manufacturing CO Ltd ADR SPONSORED ADS 874039100 87 1,062 SH   SOLE   1,062 0 0
Target Corp Com COM 87612E106 2,662 18,850 SH   SOLE   18,850 0 0
Teradyne Inc. COM 880770102 1,681 18,775 SH   SOLE   18,775 0 0
Texas Capital Bancshares Inc COM 88224Q107 2 35 SH   SOLE   35 0 0
Texas Instruments Inc Com COM 882508104 25 160 SH   SOLE   160 0 0
Texas Pac Ld Corp COM 88262P102 74 50 SH   SOLE   50 0 0
Thermo Fisher Scientific Inc COM 883556102 15 27 SH   SOLE   27 0 0
3M Co Com COM 88579Y101 3,045 23,532 SH   SOLE   23,532 0 0
Total S.A. ADR SPONSORED ADS 89151E109 9 171 SH   SOLE   171 0 0
Tractor Supply Co Com COM 892356106 3 13 SH   SOLE   13 0 0
TransUnion COM 89400J107 2 25 SH   SOLE   25 0 0
Tyler Technologies Inc. COM 902252105 2 6 SH   SOLE   6 0 0
US Bancorp Del Com New COM NEW 902973304 21 462 SH   SOLE   462 0 0
Uber Technologies Inc. COM 90353T100 7 361 SH   SOLE   361 0 0
Ulta Beauty COM 90384S303 7 17 SH   SOLE   17 0 0
Unilever PLC Amer Shs ADR SPON ADR NEW 904767704 3 57 SH   SOLE   57 0 0
Union Pacific Corp COM 907818108 29 137 SH   SOLE   137 0 0
United Parcel Service Cl B CL B 911312106 16 90 SH   SOLE   90 0 0
Unitedhealth Group Inc COM 91324P102 39 76 SH   SOLE   76 0 0
Vaneck Gold Miners ETF GOLD MINERS ETF 92189F106 7,846 286,570 SH   SOLE   286,570 0 0
Vaneck Digital Transformation ETF DIGI TRANSFRM 92189H821 46 10,640 SH   SOLE   10,640 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 27 191 SH   SOLE   191 0 0
Vanguard Total Bond Market Index Fund ETF TOTAL BND MRKT 921937835 179 2,382 SH   SOLE   2,382 0 0
Vanguard FTSE Developed Markets ETF VAN FTSE DEV MKT 921943858 1,501 36,800 SH   SOLE   36,800 0 0
Vanguard High Dividend ETF HIGH DIV YLD 921946406 27 266 SH   SOLE   266 0 0
Vanguard Global Ex-US Real Estate GLB EX US ETF 922042676 1,195 27,000 SH   SOLE   27,000 0 0
Vanguard Emerging Markets Stock Index Fund Ftse ETF FTSE EMR MKT ETF 922042858 62 1,500 SH   SOLE   1,500 0 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 25 77 SH   SOLE   77 0 0
Vanguard Materials Index Fund ETF MATERIALS ETF 92204A801 5,477 34,185 SH   SOLE   34,185 0 0
Vanguard World Funds Vanguard Telecommunicationsvcs Etf COMM SRVC ETF 92204A884 12 132 SH   SOLE   132 0 0
Vanguard Intermediate Term Corporate Bond ETF INT-TERM CORP 92206C870 37 459 SH   SOLE   459 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 79 229 SH   SOLE   229 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 8,028 88,115 SH   SOLE   88,115 0 0
Vanguard Small-cap Growth Index Fund Small Cap Etf SML CP GRW ETF 922908595 36 185 SH   SOLE   185 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 47 314 SH   SOLE   314 0 0
Verisign Inc COM 92343E102 535 3,200 SH   SOLE   3,200 0 0
Verizon Communications COM 92343V104 4,932 97,185 SH   SOLE   97,185 0 0
Vertex Pharmaceuticals Inc COM 92532F100 4,173 14,808 SH   SOLE   14,808 0 0
Visa, Inc COM CL A 92826C839 108 546 SH   SOLE   546 0 0
WD-40 CO. COM 929236107 50 250 SH   SOLE   250 0 0
WEC Energy Group Inc COM 92939U106 12 115 SH   SOLE   115 0 0
Walmart Inc. COM 931142103 2,331 19,176 SH   SOLE   19,176 0 0
Walgreens Boots Alliance Inc COM 931427108 2,724 71,875 SH   SOLE   71,875 0 0
Warner Bros Discovery Inc. COM SER A 934423104 135 10,059 SH   SOLE   10,059 0 0
Waste Management Inc Corp COM 94106L109 6 38 SH   SOLE   38 0 0
Wells Fargo & Co New COM 949746101 1,528 39,010 SH   SOLE   39,010 0 0
Welltower Inc Corp COM 95040Q104 5 63 SH   SOLE   63 0 0
Western Alliance Bancorp COM 957638109 23 324 SH   SOLE   324 0 0
Weyerhaeuser Company COM NEW 962166104 13 400 SH   SOLE   400 0 0
Wheaton Precious Metals Corp COM 962879102 3 79 SH   SOLE   79 0 0
XCEL Energy, Inc COM 98389B100 24 346 SH   SOLE   346 0 0
Zimmer Biomet Holdings Inc COM 98956P102 1,539 14,650 SH   SOLE   14,650 0 0
Zoetis Inc CL A 98978V103 10 58 SH   SOLE   58 0 0
Zoom Video Communications Class A Shares CL A 98980L101 3 25 SH   SOLE   25 0 0
Aon Plc Class A SHS CL A G0403H108 7 26 SH   SOLE   26 0 0
Arch Capital Group Ltd ORD G0450A105 7 163 SH   SOLE   163 0 0
Accenture PLC F SHS CLASS A G1151C101 114 412 SH   SOLE   412 0 0
Brookfield Infrastructure Partners Lp Infrastructur Partner Unt LP INT UNIT G16252101 25 654 SH   SOLE   654 0 0
Bunge Limited COM G16962105 1,895 20,900 SH   SOLE   20,900 0 0
Eaton Corporation PLC SHS G29183103 16 128 SH   SOLE   128 0 0
Genpact Ltd SHS G3922B107 5 110 SH   SOLE   110 0 0
Horizon Therapeutics SHS G46188101 5 68 SH   SOLE   68 0 0
ICON Plc SHS G4705A100 5 22 SH   SOLE   22 0 0
Linde PLC SHS G5494J103 11 38 SH   SOLE   38 0 0
Medtronic PLC NPV SHS G5960L103 18 195 SH   SOLE   195 0 0
Aptiv Plc CORP COMMON SHS G6095L109 2 23 SH   SOLE   23 0 0
Seagate Technologies Holdings PLC ORD SHS G7997R103 100 1,402 SH   SOLE   1,402 0 0
Trane Technologies SHS G8994E103 9 67 SH   SOLE   67 0 0
Alcon Inc. SA ADR ORD SHS H01301128 3 41 SH   SOLE   41 0 0
Chubb Limited COM H1467J104 25 128 SH   SOLE   128 0 0
Garmin Ltd SHS H2906T109 10 100 SH   SOLE   100 0 0
Logitech International SHS H50430232 1 8 SH   SOLE   8 0 0
TE Connectivity LTD SHS H84989104 6 57 SH   SOLE   57 0 0
Check Point Software Tech Ltord ORD M22465104 1 12 SH   SOLE   12 0 0
Asml Holding Nv ADR N Y REGISTRY SHS N07059210 5 11 SH   SOLE   11 0 0
CNH Industrial Nv CORP COMMON SHS N20944109 3 222 SH   SOLE   222 0 0
NXP Semiconductors NV COM N6596X109 9 64 SH   SOLE   64 0 0
Flex Ltd ORD Y2573F102 3 196 SH   SOLE   196 0 0