The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DFA Emerging Mkts Core 2 ETF ETF 25434V732   10,955,981 455,550 SH   SOLE   454,425 0 1,125
DFA US Small Cap Value ETF ETF 25434V815   1,025,394 39,899 SH   SOLE   39,896 0 3
DFA US Core Equity 2 ETF ETF 25434V708   155,803,764 5,738,629 SH   SOLE   5,646,083 0 92,546
DFA World ex US Core Equity ETF ETF 25434V880   104,477,566 4,482,092 SH   SOLE   4,363,203 0 118,889
DFA US Mktwide Value ETF ETF 25434V724   23,923,054 693,422 SH   SOLE   682,595 0 10,827
DFA US Small Cap ETF ETF 25434V500   10,615,291 193,710 SH   SOLE   193,710 0 0
DFA US Targeted Value ETF ETF 25434V609   27,158,187 585,432 SH   SOLE   564,282 0 21,150
Amazon.Com COM 023135106   1,856,587 14,242 SH   SOLE   13,542 0 700
Apple COM 037833100   25,710,315 132,548 SH   SOLE   132,408 0 140
Alphabet Inc Cap STK COM 02079K305   6,151,862 51,394 SH   SOLE   51,394 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858   529,720 11,471 SH   SOLE   11,471 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858   389,030 9,563 SH   SOLE   9,563 0 0
Vanguard REIT Index ETF ETF 922908553   2,808,859 33,246 SH   SOLE   32,216 0 1,030
DFA Intl Val ETF ETF 25434V807   6,529,976 198,782 SH   SOLE   198,782 0 0
iShares RS 2000 Value ETF 464287630   430,094 3,055 SH   SOLE   3,055 0 0
iShares Russell (1000 Growth Etf) ETF 464287614   2,397,547 8,713 SH   SOLE   8,713 0 0
iShares Russell 1000 Value ETF ETF 464287598   1,675,798 10,618 SH   SOLE   10,618 0 0
iShares Russell 2000 Growth ETF ETF 464287648   241,033 993 SH   SOLE   993 0 0
DFA International Small Cap Value ETF ETF 25434V781   13,191,157 557,766 SH   SOLE   556,503 0 1,263
Star Gas Partners UNIT LTD PARTNR 85512C105   411,357 30,114 SH   SOLE   0 0 30,114
Vanguard Small-Cap Value ETF ETF 922908611   5,025,840 30,386 SH   SOLE   28,398 0 1,988
Alphabet Inc Cap STK CL C COM 02079K107   4,224,393 34,921 SH   SOLE   34,921 0 0
Chevron COM 166764100   1,035,123 6,578 SH   SOLE   6,578 0 0
Vanguard FTSE All-World ex-US ETF ETF 922042775   1,771,862 32,565 SH   SOLE   32,549 0 16
Vanguard Group DIV (app Etf) ETF 921908844   1,484,910 9,099 SH   SOLE   9,099 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357   597,152 3,991 SH   SOLE   3,991 0 0
iShares Core S&P Mid-Cap ETF 464287507   279,853 1,070 SH   SOLE   1,070 0 0
Berkshire Hathaway 'B' COM 084670702   506,385 1,485 SH   SOLE   985 0 500
Meta Platforms, Inc COM 30303M102   4,218,032 14,698 SH   SOLE   14,698 0 0
Coca Cola COM 191216100   531,193 8,754 SH   SOLE   8,754 0 0
Microsoft COM 594918104   4,348,657 12,770 SH   SOLE   12,681 0 89
Walt Disney COM 254687106   373,139 4,179 SH   SOLE   4,165 0 14
Devon Energy Corp New Com COM 25179M103   224,259 4,639 SH   SOLE   4,639 0 0
Nvidia COM 67066G104   3,812,262 9,012 SH   SOLE   9,012 0 0
Thermo Fisher Scientific COM 883556102   3,801,793 7,283 SH   SOLE   7,283 0 0
Sector SPDR TR SHS ETF 81369Y605   525,096 15,577 SH   SOLE   15,577 0 0
Vanguard Total Market Index ETF ETF 922908769   6,919,401 31,412 SH   SOLE   31,412 0 0
Industrial Select Sector SPDR Fund ETF ETF 81369Y704   309,833 2,887 SH   SOLE   2,887 0 0
iShares Core S&P 500 ETF 464287200   640,485 1,437 SH   SOLE   1,437 0 0
iShares S&P 500 ETF ETF 464287408   856,501 5,314 SH   SOLE   5,314 0 0
iShares S&P 500 Growth ETF ETF 464287309   440,923 6,256 SH   SOLE   6,256 0 0
Vanguard S&P 500 Growth ETF ETF 921932505   498,112 1,955 SH   SOLE   1,955 0 0
Invesco QQQ TR Unit (ser 1) ETF 46090E103   338,832 916 SH   SOLE   916 0 0
iShares Nasdaq Biotechnology ETF ETF 464287556   534,505 4,210 SH   SOLE   4,210 0 0
Vanguard S&P 500 ETF ETF 922908363   926,852 2,267 SH   SOLE   2,267 0 0
Intuit Inc COM 461202103   3,487,284 7,611 SH   SOLE   7,611 0 0
Microchip Technology COM 595017104   1,075,080 12,000 SH   SOLE   12,000 0 0
Pfizer COM 717081103   661,414 18,032 SH   SOLE   16,186 0 1,846
SPDR Dow Jones Indl ETF 78467X109   1,564,059 4,541 SH   SOLE   4,541 0 0
Korn Ferry Intl. COM 500643200   332,760 6,717 SH   SOLE   6,717 0 0
Ascendas Real Esta Ordf Not on List Y0205X103   24,142 12,000 SH   SOLE   12,000 0 0
International Bus.MCHS. COM 459200101   313,646 2,344 SH   SOLE   2,344 0 0
iShares S&P Small Cap 600 ETF ETF 464287879   365,336 3,842 SH   SOLE   3,842 0 0
Schwab US Large Cap Value ETF ETF 808524409   1,202,790 17,928 SH   SOLE   17,928 0 0
Vitasoy Intl HLDGS Ordf Not on List Y93794108   29,644 23,800 SH   SOLE   23,800 0 0
SPDR S&P 500 ETF ETF 78462F103   807,044 1,814 SH   SOLE   1,814 0 0
FlexShares Mstar Glbl Upstrm Nat Res ETF ETF 33939L407   331,179 8,265 SH   SOLE   8,265 0 0
Tesla Motors COM 88160R101   859,129 3,282 SH   SOLE   1,482 0 1,800
Target COM 87612E106   372,068 2,821 SH   SOLE   2,821 0 0
Pathfinder Bancp Inc COM 70319R109   412,450 29,587 SH   SOLE   29,587 0 0
Schwab U.S. Broad Market ETF ETF 808524102   311,544 6,026 SH   SOLE   6,026 0 0
Alnylam Pharmaceuticals COM 02043Q107   403,812 2,126 SH   SOLE   2,126 0 0
Exxon Mobil COM 30231G102   228,443 2,130 SH   SOLE   2,130 0 0
Johnson & Johnson COM 478160104   478,518 2,891 SH   SOLE   2,891 0 0
Advanced Viral Resh Not on List 007928104   0 10,000 SH   SOLE   10,000 0 0
SPDR Index SHS FDS MSCI Acwi Ex-US ETF ETF 78463X848   1,297,746 49,665 SH   SOLE   49,665 0 0
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting COM 535919500   89,328 10,698 SH   SOLE   10,698 0 0
Blackstone Group Inc CL A COM 09260D107   217,044 2,335 SH   SOLE   2,335 0 0
Schwab International Equity ETF ETF 808524805   555,222 15,574 SH   SOLE   15,574 0 0
Phillips Edison & Co Inc COM 71844V201   226,842 6,638 SH   SOLE   6,638 0 0
iShares TR U.S. PFD ETF 464288687   1,006,957 32,556 SH   SOLE   32,556 0 0
Charles Schwab COM 808513105   442,898 7,814 SH   SOLE   7,814 0 0
Invesco S&P 500 Equal Weight Technology ETF ETF 46137V282   259,976 884 SH   SOLE   884 0 0
iShares 1-5 Year Investment Grade Corporate Bond ETF ETF 464288646   2,163,006 43,114 SH   SOLE   43,114 0 0
Cytodyn Inc Com COM 23283M101   6,480 24,000 SH   SOLE   24,000 0 0
Eaton Vance Tax MG Cef ETF 27828N102   227,561 18,263 SH   SOLE   18,263 0 0
Siren ETF TR Divcon Leaders Divid ETF ETF 829658301   225,624 4,000 SH   SOLE   4,000 0 0
Thirdeye Systems LTD Not on List M7767A101   835,865 1,398,758 SH   SOLE   1,398,758 0 0
iShares Russell 2000 ETF 464287655   254,183 1,357 SH   SOLE   1,357 0 0
Lockheed Martin Corp COM 539830109   802,205 1,742 SH   SOLE   1,742 0 0
iShares Edge MSCI Min Vol USA ETF ETF 46429B697   202,401 2,723 SH   SOLE   2,723 0 0
Vanguard Large-Cap ETF ETF 922908637   221,573 1,093 SH   SOLE   1,093 0 0
SPDR S&P Midcap 400 ETF 78467Y107   401,153 835 SH   SOLE   835 0 0
iShares MSCI Europe Financials ETF ETF 464289180   461,773 24,076 SH   SOLE   24,076 0 0
Mawson COM 57778N307   163,769 86,650 SH   SOLE   86,650 0 0
Grom Social COM 39878L100   10,653 44,387 SH   SOLE   44,387 0 0
Nikola Corp COM 654110105   42,366 30,700 SH   SOLE   30,700 0 0
iShares S&P 100 ETF ETF 464287101   1,407,699 6,799 SH   SOLE   6,799 0 0
Archer Aviation Inc COM 03945R102   117,424 28,501 SH   SOLE   28,501 0 0
Getaround Inc Com COM 37427G101   16,407 46,876 SH   SOLE   46,876 0 0
Proterra Inc Com COM 74374T109   311,581 259,651 SH   SOLE   259,651 0 0
ProShares Ultra Euro ETF 74347W874   175,369 15,105 SH   SOLE   0 0 15,105