0002008660-24-000002.txt : 20240131 0002008660-24-000002.hdr.sgml : 20240131 20240131141347 ACCESSION NUMBER: 0002008660-24-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240131 DATE AS OF CHANGE: 20240131 EFFECTIVENESS DATE: 20240131 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 ORGANIZATION NAME: IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 24582226 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001776290 XXXXXXXX 12-31-2023 12-31-2023 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 01-31-2024 0 254 1164224308 false INFORMATION TABLE 2 13FXML2023Q4.xml 13F 2023Q4 ABBOTT LABORATORIES COM 002824100 375004 3407 SH SOLE 0 0 3407 ABBVIE INC COM 00287Y109 1437538 9276 SH SOLE 0 0 9276 ADOBE INC COM 00724F101 1364427 2287 SH SOLE 0 0 2287 AIRBNB INC N/A 009066101 365400 2684 SH SOLE 0 0 2684 ALLSTATE CORP COM 020002101 324334 2317 SH SOLE 0 0 2317 ALPHABET INC CAP STK CL C 02079K107 1408170 9992 SH SOLE 0 0 9992 ALPHABET INC CAP STK CL A 02079K305 5516077 39488 SH SOLE 0 0 39488 ALTRIA GROUP COM 02209S103 738003 18295 SH SOLE 0 0 18295 AMAZON COM COM 023135106 5890412 38768 SH SOLE 0 0 38768 AMERICAN EXPRESS COM 025816109 1007682 5379 SH SOLE 0 0 5379 AMERIPRISE FINANCIAL COM 03076C106 654671 1724 SH SOLE 0 0 1724 AMGEN INC COM 031162100 3882534 13480 SH SOLE 0 0 13480 APOGEE ENTERPRISES COM 037598109 480689 9000 SH SOLE 0 0 9000 APOLLO GLOBAL COM 03769M106 1642675 17627 SH SOLE 0 0 17627 APPLE INC COM 037833100 35516251 184471 SH SOLE 0 0 184471 APPLIED INDUSTRIAL TECH COM 03820C105 4195163 24293 SH SOLE 0 0 24293 APPLIED MATERIALS COM 038222105 897382 5537 SH SOLE 0 0 5537 AT&T INC COM 00206R102 202266 12054 SH SOLE 0 0 12054 AUTODESK INC COM 052769106 656665 2697 SH SOLE 0 0 2697 AVANTIS U S US SML CP VALU 025072877 716318 7977 SH SOLE 0 0 7977 AVANTIS U S US EQT ETF 025072885 6980914 85602 SH SOLE 0 0 85602 AVERY DENNISON CORP COM 053611109 203175 1005 SH SOLE 0 0 1005 BALCHEM CORP COM 057665200 743750 5000 SH SOLE 0 0 5000 BANK AMERICA COM 060505104 287361 8535 SH SOLE 0 0 8535 BERKSHIRE HATHAWAY CL A 084670108 1627875 3 SH SOLE 0 0 3 BERKSHIRE HATHAWAY CL B 084670702 8642588 24232 SH SOLE 0 0 24232 BLACKROCK INC COM 09247X101 578010 712 SH SOLE 0 0 712 BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 846774 16814 SH SOLE 0 0 16814 BLACKSTONE INC COM 09260D107 1462189 11168 SH SOLE 0 0 11168 BNY MELLON US LRG CP CORE 09661T107 18074811 199943 SH SOLE 0 0 199943 BNY MELLON US MDCP CORE EQT 09661T206 1185947 13076 SH SOLE 0 0 13076 BNY MELLON INTERNATIONL EQT 09661T404 2463471 34468 SH SOLE 0 0 34468 BNY MELLON EMRG MKT EQUIT 09661T503 243981 4347 SH SOLE 0 0 4347 BNY MELLON CORE BOND ETF 09661T602 1848409 43502 SH SOLE 0 0 43502 BOEING COMPANY COM 097023105 414449 1590 SH SOLE 0 0 1590 BOOKING HOLDINGS COM 09857L108 1234435 348 SH SOLE 0 0 348 BRISTOL MYERS COM 110122108 206987 4034 SH SOLE 0 0 4034 BROADCOM INC COM 11135F101 2276525 2039 SH SOLE 0 0 2039 CARLYLE GROUP COM 14316J108 579491 14242 SH SOLE 0 0 14242 CATERPILLAR INC COM 149123101 1949367 6593 SH SOLE 0 0 6593 CHEVRON CORP COM 166764100 513309 3441 SH SOLE 0 0 3441 CISCO SYSTEMS COM 17275R102 1527951 30245 SH SOLE 0 0 30245 COCA COLA COMPANY COM 191216100 637822 10823 SH SOLE 0 0 10823 COCA-COLA EUROPACIFIC N/A G25839104 362513 5432 SH SOLE 0 0 5432 COMCAST CORP CL A 20030N101 1070729 24418 SH SOLE 0 0 24418 CORTEVA INC COM 22052L104 472732 9865 SH SOLE 0 0 9865 COSTCO WHOLESALE COM 22160K105 642131 973 SH SOLE 0 0 973 CUMMINS INC COM 231021106 214416 895 SH SOLE 0 0 895 CVS HEALTH COM 126650100 601454 7617 SH SOLE 0 0 7617 DANAHER CORP COM 235851102 372920 1612 SH SOLE 0 0 1612 DEERE & CO COM 244199105 574512 1437 SH SOLE 0 0 1437 DIMENSIONAL INTL INTERNATNAL VAL 25434V807 618005 17986 SH SOLE 0 0 17986 DIMENSIONAL US US EQUITY ETF 25434V401 72035836 1389848 SH SOLE 0 0 1389848 DIMENSIONAL US US TARGETED VLU 25434V609 1329156 25400 SH SOLE 0 0 25400 DIMENSIONAL US US CORE EQUITY 2 25434V708 48806063 1669725 SH SOLE 0 0 1669725 DIMENSIONAL US US CORE EQT MKT 25434V104 13571015 408151 SH SOLE 0 0 408151 DIMENSIONAL US US MKTWIDE VALUE 25434V724 2549680 68503 SH SOLE 0 0 68503 DIMENSIONAL WORLD WORLD EX US CORE 25434V880 1204673 49331 SH SOLE 0 0 49331 DOLLAR GENL COM 256677105 680430 5005 SH SOLE 0 0 5005 DOW INC COM 260557103 1170133 21337 SH SOLE 0 0 21337 DUPONT DE COM 26614N102 563667 7327 SH SOLE 0 0 7327 EATON CORP SHS G29183103 1069963 4443 SH SOLE 0 0 4443 ELI LILLY COM 532457108 974659 1672 SH SOLE 0 0 1672 EXXON MOBIL COM 30231G102 1037008 10372 SH SOLE 0 0 10372 FIRST MERCHANTS COM 320817109 306207 8258 SH SOLE 0 0 8258 FIRST SOLAR COM 336433107 861400 5000 SH SOLE 0 0 5000 FORD MOTOR COM 345370860 1937663 158955 SH SOLE 0 0 158955 FORTINET INC COM 34959E109 469996 8030 SH SOLE 0 0 8030 GENERAL MILLS COM 370334104 424548 6517 SH SOLE 0 0 6517 GILEAD SCIENCES COM 375558103 1085872 13404 SH SOLE 0 0 13404 GOLDMAN SACHS COM 38141G104 916063 2375 SH SOLE 0 0 2375 HERSHEY COMPANY COM 427866108 467405 2507 SH SOLE 0 0 2507 HOME DEPOT COM 437076102 1425609 4114 SH SOLE 0 0 4114 HONEYWELL INTL COM 438516106 2516374 11999 SH SOLE 0 0 11999 ILLINOIS TOOL N/A 452308109 541953 2069 SH SOLE 0 0 2069 INTEL CORP COM 458140100 255546 5085 SH SOLE 0 0 5085 INTL BUSINESS COM 459200101 1932672 11817 SH SOLE 0 0 11817 INVESCO EXCHANGE S&P500 LOW VOL 46138E354 264864 4227 SH SOLE 0 0 4227 INVESCO NASDAQ NASDAQ 100 ETF 46138G649 416673 2472 SH SOLE 0 0 2472 INVESCO QQQ UNIT SER 1 46090E103 1790208 4372 SH SOLE 0 0 4372 INVESCO S&P S&P500 EQL TEC 46137V282 348595 10680 SH SOLE 0 0 10680 INVESCO S&P S&P500 EQL HLT 46137V332 205482 6900 SH SOLE 0 0 6900 INVESCO S&P S&P500 EQL WGT 46137V357 413752 2622 SH SOLE 0 0 2622 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 884587 10782 SH SOLE 0 0 10782 ISHARES CORE CORE S&P TTL STK 464287150 73056603 694256 SH SOLE 0 0 694256 ISHARES CORE CORE S&P500 ETF 464287200 9516285 19924 SH SOLE 0 0 19924 ISHARES CORE CORE US AGGBD ET 464287226 1301368 13112 SH SOLE 0 0 13112 ISHARES CORE CORE S&P MCP ETF 464287507 1259759 4546 SH SOLE 0 0 4546 ISHARES CORE N/A 464287663 367734 4361 SH SOLE 0 0 4361 ISHARES CORE CORE S&P SCP ETF 464287804 1704536 15746 SH SOLE 0 0 15746 ISHARES CORE CORE MSCI TOTAL 46432F834 2994273 46115 SH SOLE 0 0 46115 ISHARES CORE CORE DIV GRWTH 46434V621 266786 4957 SH SOLE 0 0 4957 ISHARES GOLD ISHARES 464285204 25511746 653644 SH SOLE 0 0 653644 ISHARES MSCI MSCI EAFE ETF 464287465 1200861 15937 SH SOLE 0 0 15937 ISHARES MSCI EAFE VALUE ETF 464288877 4465366 85707 SH SOLE 0 0 85707 ISHARES MSCI MSCI EMRG CHN 46434G764 1710556 30871 SH SOLE 0 0 30871 ISHARES NATIONAL NATIONAL MUN 464288414 3592057 33134 SH SOLE 0 0 33134 ISHARES RUSS RUS MDCP VAL ETF 464287473 423878 3645 SH SOLE 0 0 3645 ISHARES RUSSELL RUS MID CAP ETF 464287499 407429 5242 SH SOLE 0 0 5242 ISHARES RUSSELL RUS 1000 VAL ETF 464287598 353004 2137 SH SOLE 0 0 2137 ISHARES RUSSELL RUS 1000 GRW ETF 464287614 879496 2901 SH SOLE 0 0 2901 ISHARES RUSSELL RUS 1000 ETF 464287622 486754 1856 SH SOLE 0 0 1856 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 17506889 112708 SH SOLE 0 0 112708 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2971778 10856 SH SOLE 0 0 10856 ISHARES S&P S&P 500 GRWT ETF 464287309 304756 4058 SH SOLE 0 0 4058 ISHARES S&P S&P 500 VAL ETF 464287408 770776 4433 SH SOLE 0 0 4433 ISHARES S&P N/A 464287671 289501 2781 SH SOLE 0 0 2781 ISHARES S&P S&P MC 400VL ETF 464287705 256931 2253 SH SOLE 0 0 2253 ISHARES S&P SP SMCP600VL ETF 464287879 1359782 13193 SH SOLE 0 0 13193 ISHARES SELECT SELECT DIVID ETF 464287168 2252667 19217 SH SOLE 0 0 19217 ISHARES SHORT SHRT NAT MUN ETF 464288158 5778420 54808 SH SOLE 0 0 54808 ISHARES SILVER ISHARES 46428Q109 200899 9224 SH SOLE 0 0 9224 ISHARES TIPS TIPS BD ETF 464287176 3278369 30499 SH SOLE 0 0 30499 ISHARES U S US HOME CONS ETF 464288752 1571729 15450 SH SOLE 0 0 15450 JOHNSON & JOHNSON COM 478160104 4106095 26197 SH SOLE 0 0 26197 JPMORGAN CHASE COM 46625H100 1826066 10735 SH SOLE 0 0 10735 KELLOGG CO COM 487836108 1182077 21142 SH SOLE 0 0 21142 KIMBERLY CLARK COM 494368103 487498 4012 SH SOLE 0 0 4012 KKR & CO COM 48251W104 883590 10665 SH SOLE 0 0 10665 KLA CORP COM 482480100 1756820 3022 SH SOLE 0 0 3022 LAM RESEARCH CORPORATION N/A 512807108 285890 365 SH SOLE 0 0 365 LCI INDS COM 50189K103 1488909 11844 SH SOLE 0 0 11844 LOWES COMPANIES COM 548661107 1689460 7591 SH SOLE 0 0 7591 MARATHON PETROLEUM COM 56585A102 598907 4037 SH SOLE 0 0 4037 MASTERCARD INC CL A 57636Q104 631156 1480 SH SOLE 0 0 1480 MATERION CORP COM 576690101 260260 2000 SH SOLE 0 0 2000 MCDONALDS CORP COM 580135101 873923 2947 SH SOLE 0 0 2947 MCKESSON CORP COM 58155Q103 2110263 4558 SH SOLE 0 0 4558 MERCK & COMPANY COM 58933Y105 1917936 17592 SH SOLE 0 0 17592 META PLATFORMS CL A 30303M102 2501791 7068 SH SOLE 0 0 7068 METLIFE INC COM 59156R108 345347 5222 SH SOLE 0 0 5222 MICRON TECHNOLOGY INC COM 595112103 1957704 22940 SH SOLE 0 0 22940 MICROSOFT CORP COM 594918104 21504383 57186 SH SOLE 0 0 57186 MONDELEZ INTERNATIONAL CL A 609207105 1189794 16427 SH SOLE 0 0 16427 MORGAN STANLEY COM 617446448 282097 3025 SH SOLE 0 0 3025 NEXTERA ENERGY COM 65339F101 261688 4308 SH SOLE 0 0 4308 NORFOLK SOUTHERN COM 655844108 213802 904 SH SOLE 0 0 904 NUCOR CORP COM 670346105 902398 5185 SH SOLE 0 0 5185 NVIDIA CORP COM 67066G104 3286018 6636 SH SOLE 0 0 6636 NXP SEMICONDUCTORS COM N6596X109 581476 2532 SH SOLE 0 0 2532 ORACLE CORP COM 68389X105 1042943 9892 SH SOLE 0 0 9892 PAYCHEX INC COM 704326107 318390 2673 SH SOLE 0 0 2673 PEPSICO INC COM 713448108 3193689 18804 SH SOLE 0 0 18804 PFIZER INC COM 717081103 2059492 71535 SH SOLE 0 0 71535 PHILIP MORRIS COM 718172109 1122198 11928 SH SOLE 0 0 11928 PROCTER & GAMBLE COM 742718109 3535469 24126 SH SOLE 0 0 24126 PRUDENTIAL FINANCIAL COM 744320102 545227 5257 SH SOLE 0 0 5257 QORVO INC COM 74736K101 433773 3852 SH SOLE 0 0 3852 QUALCOMM INC COM 747525103 747458 5168 SH SOLE 0 0 5168 QUEST DIAGNOSTICS COM 74834L100 238946 1733 SH SOLE 0 0 1733 SALESFORCE INC COM 79466L302 369975 1406 SH SOLE 0 0 1406 SANOFI SPONSORED ADR 80105N105 248651 5000 SH SOLE 0 0 5000 SCHWAB AGGREGATE US AGGREGATE B 808524839 896112 19222 SH SOLE 0 0 19222 SCHWAB EMERGING EMRG MKTEQ ETF 808524706 306413 12360 SH SOLE 0 0 12360 SCHWAB INTL INTL EQTY ETF 808524805 6970913 188607 SH SOLE 0 0 188607 SCHWAB US US BRD MKT ETF 808524102 8565657 153865 SH SOLE 0 0 153865 SCHWAB US US LRG CAP ETF 808524201 2282967 40478 SH SOLE 0 0 40478 SCHWAB US US LCAP VA ETF 808524409 672781 9597 SH SOLE 0 0 9597 SCHWAB US US MID-CAP ETF 808524508 1893397 25138 SH SOLE 0 0 25138 SCHWAB US US SML CAP ETF 808524607 794574 16820 SH SOLE 0 0 16820 SECTOR FINANCIAL SBI INT-FINL 81369Y605 452540 12036 SH SOLE 0 0 12036 SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 1195991 6214 SH SOLE 0 0 6214 SHERWIN WILLIAMS COM 824348106 509966 1635 SH SOLE 0 0 1635 SHOPIFY INC CL A 82509L107 543041 6971 SH SOLE 0 0 6971 SHYFT GROUP COM 825698103 261280 21381 SH SOLE 0 0 21381 SOUTHERN COMPANY COM 842587107 346462 4941 SH SOLE 0 0 4941 SPDR DOW UT SER 1 78467X109 867932 2303 SH SOLE 0 0 2303 SPDR GOLD GOLD SHS 78463V107 399547 2090 SH SOLE 0 0 2090 SPDR PORTFOLIO N/A 78464A474 690569 23189 SH SOLE 0 0 23189 SPDR S&P TR UNIT 78462F103 6432001 13532 SH SOLE 0 0 13532 SPDR S&P UTSER1 S&PDCRP 78467Y107 1128412 2224 SH SOLE 0 0 2224 SPDR SERIES S&P HOMEBUILD 78464A888 1055130 11030 SH SOLE 0 0 11030 STARBUCKS CORP COM 855244109 362149 3772 SH SOLE 0 0 3772 STATE STREET COM 857477103 251513 3247 SH SOLE 0 0 3247 STEELCASE INC CL A 858155203 291099 21531 SH SOLE 0 0 21531 STRYKER CORP COM 863667101 22549496 75301 SH SOLE 0 0 75301 TESLA INC COM 88160R101 1668047 6713 SH SOLE 0 0 6713 TEVA PHARMACEUTICAL SPONSORED ADS 881624209 271440 26000 SH SOLE 0 0 26000 TIZIANA LIFE COM G88912103 29154 52060 SH SOLE 0 0 52060 UBS GROUP SHS H42097107 713237 23082 SH SOLE 0 0 23082 UNITED PARCEL CL B 911312106 530690 3375 SH SOLE 0 0 3375 UNITEDHEALTH GROUP COM 91324P102 243790 463 SH SOLE 0 0 463 VANGUARD DIVIDEND DIV APP ETF 921908844 2213027 12987 SH SOLE 0 0 12987 VANGUARD ESG ESG INTL STK ETF 921910725 211998 3835 SH SOLE 0 0 3835 VANGUARD ESG ESG US STK ETF 921910733 279593 3287 SH SOLE 0 0 3287 VANGUARD EXTENDED EXTEND MKT ETF 922908652 1616160 9829 SH SOLE 0 0 9829 VANGUARD FSTE FTSE EMR MKT ETF 922042858 9701209 236040 SH SOLE 0 0 236040 VANGUARD FTSE FTSE DEV MKT ETF 921943858 4713528 98404 SH SOLE 0 0 98404 VANGUARD FTSE FTSE SMCAP ETF 922042718 1827704 15889 SH SOLE 0 0 15889 VANGUARD FTSE N/A 922042775 956939 17046 SH SOLE 0 0 17046 VANGUARD GROWTH GROWTH ETF 922908736 3260474 10488 SH SOLE 0 0 10488 VANGUARD HEALTH HEALTH CAR ETF 92204A504 477409 1904 SH SOLE 0 0 1904 VANGUARD HIGH HIGH DIV YLD 921946406 23210129 207920 SH SOLE 0 0 207920 VANGUARD INFORMATION INF TECH ETF 92204A702 1864310 3852 SH SOLE 0 0 3852 VANGUARD INTERMEDIATE INTERMED TERM 921937819 817953 10709 SH SOLE 0 0 10709 VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 368767 4537 SH SOLE 0 0 4537 VANGUARD INTERNATIONAL INTL HIGH ETF 921946794 1860597 27984 SH SOLE 0 0 27984 VANGUARD LARGE LARGE CAP ETF 922908637 683900 3135 SH SOLE 0 0 3135 VANGUARD MEGA MEGA CAP VAL ETF 921910840 3086872 28224 SH SOLE 0 0 28224 VANGUARD MEGA MEGA CAP INDEX 921910873 3225902 19056 SH SOLE 0 0 19056 VANGUARD MEGA MEGA GRWTH IND 921910816 2987640 11512 SH SOLE 0 0 11512 VANGUARD MID MCAP VL IDXVIP 922908512 993348 6850 SH SOLE 0 0 6850 VANGUARD MID MCAP GR IDXVIP 922908538 277829 1265 SH SOLE 0 0 1265 VANGUARD MID MID CAP ETF 922908629 10685451 45931 SH SOLE 0 0 45931 VANGUARD REAL REAL ESTATE ETF 922908553 6051818 68490 SH SOLE 0 0 68490 VANGUARD RUSSELL VNG RUS1000GRW 92206C680 2776928 35593 SH SOLE 0 0 35593 VANGUARD RUSSELL VNG RUS1000VAL 92206C714 2135561 29440 SH SOLE 0 0 29440 VANGUARD RUSSELL VNG RUS1000IDX 92206C730 2845453 13116 SH SOLE 0 0 13116 VANGUARD S&P 500 GRTH IDX F 921932505 1232635 4552 SH SOLE 0 0 4552 VANGUARD S&P N/A 921932703 3794439 22592 SH SOLE 0 0 22592 VANGUARD S&P S&P 500 ETF SHS 922908363 88541150 202704 SH SOLE 0 0 202704 VANGUARD SHORT SHORT TRM BOND 921937827 216675 2813 SH SOLE 0 0 2813 VANGUARD SHORT SHRT TRM CORP BD 92206C409 1703388 22016 SH SOLE 0 0 22016 VANGUARD SMALL SM CP VAL ETF 922908611 44181815 245495 SH SOLE 0 0 245495 VANGUARD SMALL SMALL CP ETF 922908751 1147570 5379 SH SOLE 0 0 5379 VANGUARD TOTAL VG TL INTL STK F 921909768 52742463 909980 SH SOLE 0 0 909980 VANGUARD TOTAL TOTAL BND MRKT 921937835 21121326 287170 SH SOLE 0 0 287170 VANGUARD TOTAL TT WRLD ST ETF 922042742 49651132 482612 SH SOLE 0 0 482612 VANGUARD TOTAL TOTAL STK MKT 922908769 116510341 491149 SH SOLE 0 0 491149 VANGUARD VALUE VALUE ETF 922908744 8842930 59150 SH SOLE 0 0 59150 VERTEX PHARMACEUTICALS COM 92532F100 1344771 3305 SH SOLE 0 0 3305 VIATRIS INC COM 92556V106 173846 16052 SH SOLE 0 0 16052 VISA INC COM CL A 92826C839 1298271 4987 SH SOLE 0 0 4987 WALMART INC COM 931142103 509249 3230 SH SOLE 0 0 3230 WORLD GOLD SPDR GLD MINIS 98149E303 4105568 100356 SH SOLE 0 0 100356 WORTHINGTON INDUSTRIES COM 981811102 287750 5000 SH SOLE 0 0 5000 ZOETIS INC CL A 98978V103 3988148 20206 SH SOLE 0 0 20206 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 36890366 1288071 SH SOLE 0 0 1288071 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5797944 97249 SH SOLE 0 0 97249 DIMENSIONAL EMERGING EMGR CRE EQT MNG 25434V302 1710431 70942 SH SOLE 0 0 70942 DOXIMITY INC N/A 26622P107 280400 10000 SH SOLE 0 0 10000 MERCADOLIBRE INC COM 58733R102 521753 332 SH SOLE 0 0 332 SPDR PORTFOLIO PORTFOLI S&P1500 78464A805 3990055 68264 SH SOLE 0 0 68264 VANGUARD FTSE N/A 922042866 204127 2834 SH SOLE 0 0 2834 DIMENSIONAL US US SMALL CAP VAL 25434V815 10965649 376567 SH SOLE 0 0 376567 SPDR PORTFOLIO PORTFOLIO AGRGTE 78464A649 2062848 80454 SH SOLE 0 0 80454 VANGUARD INTERMEDIATE INTER TERM TREAS 92206C706 635258 10709 SH SOLE 0 0 10709 VANGUARD S&P MIDCP 400 IDX 921932885 696130 7408 SH SOLE 0 0 7408 HF FOODS COM 40417F109 5931202 1110712 SH SOLE 0 0 1110712 LINDE PLC SHS G54950103 1049374 2555 SH SOLE 0 0 2555 KADANT INC COM 48282T104 1546190 5516 SH SOLE 0 0 5516 AVANTIS INTL N/A 025072703 6618529 109524 SH SOLE 0 0 109524 ETF SER SOLUTIONS HOYA CAP HOUSI 26922A230 232054 5489 SH SOLE 0 0 5489 BIOLASE INC COM 090911702 15450 13770 SH SOLE 0 0 13770 ENLINK MIDSTREAM COM UNIT REP LTD 29336T100 196281 16142 SH SOLE 0 0 16142 VANGUARD INDUSTRIALS INDUSTRIAL ETF 92204A603 438656 1990 SH SOLE 0 0 1990 AMERICAN CENTURY AVANTIS US SMALL 025072323 409254 8015 SH SOLE 0 0 8015 CALAMOS CONVERTIBLE COM SHS 12811P108 135862 11845 SH SOLE 0 0 11845 DIMENSIONAL US US LARGE CAP VAL 25434V666 818110 30244 SH SOLE 0 0 30244 ISHARES TECHNOLOGY U.S. TECH ETF 464287721 286867 2337 SH SOLE 0 0 2337 SPDR PORTFOLIO PORTFOLIO DEVLPD 78463X889 785325 23091 SH SOLE 0 0 23091 SPDR PORTFOLIO N/A 78464A375 1069504 32577 SH SOLE 0 0 32577 SPDR PORTFOLIO PORTFOLIO S&P400 78464A847 1746792 35854 SH SOLE 0 0 35854 SPDR PORTFOLIO N/A 78468R101 3278668 112863 SH SOLE 0 0 112863