0001776290-23-000005.txt : 20230718 0001776290-23-000005.hdr.sgml : 20230718 20230718111514 ACCESSION NUMBER: 0001776290-23-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230718 DATE AS OF CHANGE: 20230718 EFFECTIVENESS DATE: 20230718 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 231093383 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001776290 XXXXXXXX 06-30-2023 06-30-2023 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 07-14-2023 0 247 974565488 false INFORMATION TABLE 2 13FXML2023Q2.xml 3M COMPANY COM 88579Y101 266503 2663 SH SOLE 0 0 2663 ABBOTT LABORATORIES COM 002824100 210187 1928 SH SOLE 0 0 1928 ABBVIE INC COM 00287Y109 819673 6084 SH SOLE 0 0 6084 ADOBE INC COM 00724F101 686860 1364 SH SOLE 0 0 1364 ALPHABET INC CAP STK CL C 02079K107 954575 7891 SH SOLE 0 0 7891 ALPHABET INC CAP STK CL A 02079K305 4074982 34392 SH SOLE 0 0 34392 ALTRIA GROUP COM 02209S103 854930 18873 SH SOLE 0 0 18873 AMAZON COM COM 023135106 4897232 37721 SH SOLE 0 0 37721 AMERICAN EXPRESS COM 025816109 787066 4518 SH SOLE 0 0 4518 AMERIPRISE FINANCIAL COM 03076C106 366052 1102 SH SOLE 0 0 1102 AMGEN INC COM 031162100 2874105 12936 SH SOLE 0 0 12936 APOGEE ENTERPRISES COM 037598109 427229 9000 SH SOLE 0 0 9000 APOLLO GLOBAL COM 03769M106 886032 11535 SH SOLE 0 0 11535 APPLE INC COM 037833100 34470279 178729 SH SOLE 0 0 178729 APPLIED INDUSTRIAL TECH COM 03820C105 3808019 26293 SH SOLE 0 0 26293 APPLIED MATERIALS COM 038222105 345002 2387 SH SOLE 0 0 2387 AT&T INC COM 00206R102 208354 13063 SH SOLE 0 0 13063 AUTODESK INC COM 052769106 430499 2104 SH SOLE 0 0 2104 AUTOZONE INC COM 053332102 316334 124 SH SOLE 0 0 124 AVANTIS U S US SML CP VALU 025072877 228095 2939 SH SOLE 0 0 2939 AVANTIS U S US EQT ETF 025072885 363468 4834 SH SOLE 0 0 4834 BALCHEM CORP COM 057665200 674050 5000 SH SOLE 0 0 5000 BERKSHIRE HATHAWAY CL A 084670108 1553430 3 SH SOLE 0 0 3 BERKSHIRE HATHAWAY CL B 084670702 8428774 24693 SH SOLE 0 0 24693 BIOGEN INC COM 09062X103 283309 1009 SH SOLE 0 0 1009 BIOLASE INC COM 090911405 11660 164920 SH SOLE 0 0 164920 BLACKROCK INC COM 09247X101 504767 712 SH SOLE 0 0 712 BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 4061627 80783 SH SOLE 0 0 80783 BLACKSTONE INC COM 09260D107 1116381 12008 SH SOLE 0 0 12008 BNY MELLON US LRG CP CORE 09661T107 16092397 193201 SH SOLE 0 0 193201 BNY MELLON US MDCP CORE EQT 09661T206 1253729 14809 SH SOLE 0 0 14809 BNY MELLON INTERNATIONL EQT 09661T404 2554314 37019 SH SOLE 0 0 37019 BNY MELLON EMRG MKT EQUIT 09661T503 444126 8002 SH SOLE 0 0 8002 BNY MELLON CORE BOND ETF 09661T602 2895648 68944 SH SOLE 0 0 68944 BOEING COMPANY COM 097023105 282954 1340 SH SOLE 0 0 1340 BOOKING HOLDINGS COM 09857L108 839804 311 SH SOLE 0 0 311 BRISTOL MYERS COM 110122108 380565 5951 SH SOLE 0 0 5951 BROADCOM INC COM 11135F101 1806858 2074 SH SOLE 0 0 2074 CARLYLE GROUP COM 14316J108 511176 15999 SH SOLE 0 0 15999 CATERPILLAR INC COM 149123101 1420062 5735 SH SOLE 0 0 5735 CHEVRON CORP COM 166764100 519098 3299 SH SOLE 0 0 3299 CISCO SYSTEMS COM 17275R102 1280582 24750 SH SOLE 0 0 24750 CMS ENERGY COM 125896100 1370285 23324 SH SOLE 0 0 23324 COCA COLA COMPANY COM 191216100 586882 9746 SH SOLE 0 0 9746 COMCAST CORP CL A 20030N101 425723 10173 SH SOLE 0 0 10173 CORTEVA INC COM 22052L104 852854 14884 SH SOLE 0 0 14884 COSTCO WHOLESALE COM 22160K105 528367 990 SH SOLE 0 0 990 CUMMINS INC COM 231021106 222605 908 SH SOLE 0 0 908 CVS HEALTH COM 126650100 444092 6424 SH SOLE 0 0 6424 DANAHER CORP COM 235851102 385200 1605 SH SOLE 0 0 1605 DIMENSIONAL INTL INTERNATNAL VAL 25434V807 659834 20086 SH SOLE 0 0 20086 DIMENSIONAL US US EQUITY ETF 25434V401 42780757 888361 SH SOLE 0 0 888361 DIMENSIONAL US US TARGETED VLU 25434V609 1280578 27605 SH SOLE 0 0 27605 DIMENSIONAL US US CORE EQUITY 2 25434V708 29320103 1079232 SH SOLE 0 0 1079232 DIMENSIONAL US US CORE EQT MKT 25434V104 12955103 417998 SH SOLE 0 0 417998 DIMENSIONAL US US MKTWIDE VALUE 25434V724 2777148 80401 SH SOLE 0 0 80401 DIMENSIONAL WORLD WORLD EX US CORE 25434V880 1337386 57374 SH SOLE 0 0 57374 DOLLAR GENL COM 256677105 848900 5000 SH SOLE 0 0 5000 DOW INC COM 260557103 1580694 29679 SH SOLE 0 0 29679 DUPONT DE COM 26614N102 527514 7384 SH SOLE 0 0 7384 EATON CORP SHS G29183103 889466 4423 SH SOLE 0 0 4423 ELI LILLY COM 532457108 613428 1308 SH SOLE 0 0 1308 EXXON MOBIL COM 30231G102 1014267 9457 SH SOLE 0 0 9457 FIRST MERCHANTS COM 320817109 289583 10258 SH SOLE 0 0 10258 FIRST SOLAR COM 336433107 950450 5000 SH SOLE 0 0 5000 FORD MOTOR COM 345370860 2577154 170254 SH SOLE 0 0 170254 FORTINET INC COM 34959E109 578706 7389 SH SOLE 0 0 7389 GENERAL MILLS COM 370334104 499199 6508 SH SOLE 0 0 6508 GILEAD SCIENCES COM 375558103 1134836 14768 SH SOLE 0 0 14768 GOLDMAN SACHS COM 38141G104 635368 1970 SH SOLE 0 0 1970 HERSHEY COMPANY COM 427866108 401518 1608 SH SOLE 0 0 1608 HOME DEPOT COM 437076102 1238447 3968 SH SOLE 0 0 3968 HONEYWELL INTL COM 438516106 2781675 13406 SH SOLE 0 0 13406 INTEL CORP COM 458140100 274291 8203 SH SOLE 0 0 8203 INTL BUSINESS COM 459200101 1927133 14402 SH SOLE 0 0 14402 INVESCO EXCHANGE S&P500 LOW VOL 46138E354 265498 4227 SH SOLE 0 0 4227 INVESCO NASDAQ NASDAQ 100 ETF 46138G649 430427 2832 SH SOLE 0 0 2832 INVESCO QQQ UNIT SER 1 46090E103 3640255 9860 SH SOLE 0 0 9860 INVESCO S&P S&P500 EQL TEC 46137V282 315498 1068 SH SOLE 0 0 1068 INVESCO S&P S&P500 EQL HLT 46137V332 204074 690 SH SOLE 0 0 690 INVESCO S&P S&P500 EQL WGT 46137V357 265059 1750 SH SOLE 0 0 1750 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 1833541 22614 SH SOLE 0 0 22614 ISHARES CORE CORE S&P TTL STK 464287150 66947494 684130 SH SOLE 0 0 684130 ISHARES CORE CORE S&P500 ETF 464287200 8199769 18402 SH SOLE 0 0 18402 ISHARES CORE CORE US AGGBD ET 464287226 1704610 17403 SH SOLE 0 0 17403 ISHARES CORE CORE S&P MCP ETF 464287507 1174763 4467 SH SOLE 0 0 4467 ISHARES CORE CORE S&P SCP ETF 464287804 1556591 15552 SH SOLE 0 0 15552 ISHARES CORE CORE MSCI TOTAL 46432F834 2925005 46710 SH SOLE 0 0 46710 ISHARES CORE CORE DIV GRWTH 46434V621 262676 5103 SH SOLE 0 0 5103 ISHARES GOLD ISHARES 464285204 26864472 737887 SH SOLE 0 0 737887 ISHARES MSCI MSCI EAFE ETF 464287465 1270127 17594 SH SOLE 0 0 17594 ISHARES MSCI EAFE VALUE ETF 464288877 4322004 88339 SH SOLE 0 0 88339 ISHARES MSCI MSCI EMRG CHN 46434G764 201029 3867 SH SOLE 0 0 3867 ISHARES NATIONAL NATIONAL MUN 464288414 3354524 31477 SH SOLE 0 0 31477 ISHARES RUSS RUS MDCP VAL ETF 464287473 496917 4524 SH SOLE 0 0 4524 ISHARES RUSSELL RUS MID CAP ETF 464287499 381360 5222 SH SOLE 0 0 5222 ISHARES RUSSELL RUS 1000 VAL ETF 464287598 338196 2134 SH SOLE 0 0 2134 ISHARES RUSSELL RUS 1000 GRW ETF 464287614 818579 2985 SH SOLE 0 0 2985 ISHARES RUSSELL RUS 1000 ETF 464287622 395418 1622 SH SOLE 0 0 1622 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 17166910 121861 SH SOLE 0 0 121861 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2696859 10598 SH SOLE 0 0 10598 ISHARES S&P S&P 500 GRWT ETF 464287309 286009 4058 SH SOLE 0 0 4058 ISHARES S&P S&P 500 VAL ETF 464287408 795147 4918 SH SOLE 0 0 4918 ISHARES S&P S&P MC 400VL ETF 464287705 241364 2253 SH SOLE 0 0 2253 ISHARES S&P SP SMCP600VL ETF 464287879 1263680 13289 SH SOLE 0 0 13289 ISHARES SELECT SELECT DIVID ETF 464287168 2182210 19260 SH SOLE 0 0 19260 ISHARES SHORT SHRT NAT MUN ETF 464288158 7064704 67907 SH SOLE 0 0 67907 ISHARES TIPS TIPS BD ETF 464287176 5271009 48978 SH SOLE 0 0 48978 ISHARES U S US TREAS BD ETF 46429B267 225009 9826 SH SOLE 0 0 9826 ISHARES U S US HOME CONS ETF 464288752 1320048 15450 SH SOLE 0 0 15450 JOHNSON & JOHNSON COM 478160104 4616587 28608 SH SOLE 0 0 28608 JPMORGAN CHASE COM 46625H100 1371900 9364 SH SOLE 0 0 9364 KELLOGG CO COM 487836108 1458534 21635 SH SOLE 0 0 21635 KIMBERLY CLARK COM 494368103 521178 3775 SH SOLE 0 0 3775 KKR & CO COM 48251W104 625418 11168 SH SOLE 0 0 11168 KLA CORP COM 482480100 1314893 2829 SH SOLE 0 0 2829 LCI INDS COM 50189K103 1496608 11844 SH SOLE 0 0 11844 LOWES COMPANIES COM 548661107 1777217 7858 SH SOLE 0 0 7858 MARATHON PETROLEUM COM 56585A102 384824 3300 SH SOLE 0 0 3300 MASTERCARD INC CL A 57636Q104 542455 1372 SH SOLE 0 0 1372 MATERION CORP COM 576690101 228400 2000 SH SOLE 0 0 2000 MCDONALDS CORP COM 580135101 928847 3128 SH SOLE 0 0 3128 MCKESSON CORP COM 58155Q103 2139541 5007 SH SOLE 0 0 5007 MERCK & COMPANY COM 58933Y105 1976908 17350 SH SOLE 0 0 17350 META PLATFORMS CL A 30303M102 1554380 5329 SH SOLE 0 0 5329 METLIFE INC COM 59156R108 293334 5189 SH SOLE 0 0 5189 MICRON TECHNOLOGY INC COM 595112103 1538165 24373 SH SOLE 0 0 24373 MICROSOFT CORP COM 594918104 18566116 54765 SH SOLE 0 0 54765 MONDELEZ INTERNATIONAL CL A 609207105 1551418 21270 SH SOLE 0 0 21270 MORGAN STANLEY COM 617446448 224004 2623 SH SOLE 0 0 2623 NETFLIX INC COM 64110L106 201744 458 SH SOLE 0 0 458 NEXTERA ENERGY COM 65339F101 321388 4331 SH SOLE 0 0 4331 NUCOR CORP COM 670346105 848270 5173 SH SOLE 0 0 5173 NVIDIA CORP COM 67066G104 2675828 6318 SH SOLE 0 0 6318 NXP SEMICONDUCTORS COM N6596X109 244591 1195 SH SOLE 0 0 1195 ORACLE CORP COM 68389X105 873775 7419 SH SOLE 0 0 7419 PAYCHEX INC COM 704326107 283367 2533 SH SOLE 0 0 2533 PEPSICO INC COM 713448108 3470391 18745 SH SOLE 0 0 18745 PFIZER INC COM 717081103 2686484 73362 SH SOLE 0 0 73362 PHILIP MORRIS COM 718172109 1233928 12640 SH SOLE 0 0 12640 POLARIS INC COM 731068102 241860 2000 SH SOLE 0 0 2000 PROCTER & GAMBLE COM 742718109 3231908 21410 SH SOLE 0 0 21410 PRUDENTIAL FINANCIAL COM 744320102 882200 10000 SH SOLE 0 0 10000 QORVO INC COM 74736K101 382613 3750 SH SOLE 0 0 3750 QUALCOMM INC COM 747525103 786953 6611 SH SOLE 0 0 6611 QUEST DIAGNOSTICS COM 74834L100 243590 1733 SH SOLE 0 0 1733 RAYTHEON TECHNOLOGIES COM 75513E101 213846 2183 SH SOLE 0 0 2183 SALESFORCE INC COM 79466L302 250443 1138 SH SOLE 0 0 1138 SANOFI SPONSORED ADR 80105N105 274352 5090 SH SOLE 0 0 5090 SCHWAB AGGREGATE US AGGREGATE B 808524839 2228230 48360 SH SOLE 0 0 48360 SCHWAB EMERGING EMRG MKTEQ ETF 808524706 769471 31183 SH SOLE 0 0 31183 SCHWAB INTERMEDIATE INTRM TRM TRES 808524854 492763 9999 SH SOLE 0 0 9999 SCHWAB INTL INTL EQTY ETF 808524805 6279155 176382 SH SOLE 0 0 176382 SCHWAB US US BRD MKT ETF 808524102 7427533 143589 SH SOLE 0 0 143589 SCHWAB US US LRG CAP ETF 808524201 2598861 49617 SH SOLE 0 0 49617 SCHWAB US US LCAP VA ETF 808524409 982464 14628 SH SOLE 0 0 14628 SCHWAB US US MID-CAP ETF 808524508 1858777 26042 SH SOLE 0 0 26042 SCHWAB US US SML CAP ETF 808524607 731600 16567 SH SOLE 0 0 16567 SCHWAB US US TIPS ETF 808524870 1073367 20472 SH SOLE 0 0 20472 SECTOR FINANCIAL SBI INT-FINL 81369Y605 441298 13091 SH SOLE 0 0 13091 SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 1221321 7077 SH SOLE 0 0 7077 SHERWIN WILLIAMS COM 824348106 420849 1585 SH SOLE 0 0 1585 SHOPIFY INC CL A 82509L107 395182 6222 SH SOLE 0 0 6222 SHYFT GROUP COM 825698103 471672 21381 SH SOLE 0 0 21381 SMILEDIRECTCLUB INC CL A COM 83192H106 6419 12111 SH SOLE 0 0 12111 SMUCKER JM COM 832696405 214714 1454 SH SOLE 0 0 1454 SOUTHERN COMPANY COM 842587107 375557 5346 SH SOLE 0 0 5346 SPDR DOW UT SER 1 78467X109 791886 2303 SH SOLE 0 0 2303 SPDR GOLD GOLD SHS 78463V107 372585 2090 SH SOLE 0 0 2090 SPDR S&P TR UNIT 78462F103 6127721 13827 SH SOLE 0 0 13827 SPDR S&P UTSER1 S&PDCRP 78467Y107 1083673 2230 SH SOLE 0 0 2230 SPDR SERIES S&P HOMEBUILD 78464A888 885709 11030 SH SOLE 0 0 11030 STARBUCKS CORP COM 855244109 379399 3830 SH SOLE 0 0 3830 STATE STREET COM 857477103 232200 3173 SH SOLE 0 0 3173 STEELCASE INC CL A 858155203 189134 24531 SH SOLE 0 0 24531 STRYKER CORP COM 863667101 23902038 78610 SH SOLE 0 0 78610 TESLA INC COM 88160R101 1727419 6599 SH SOLE 0 0 6599 TEVA PHARMACEUTICAL SPONSORED ADS 881624209 172061 22850 SH SOLE 0 0 22850 TEXAS INSTRUMENTS COM 882508104 552559 3069 SH SOLE 0 0 3069 TIZIANA LIFE COM G88912103 30704 45060 SH SOLE 0 0 45060 TYSON FOODS CL A 902494103 227128 4450 SH SOLE 0 0 4450 U S BANCORP DE COM 902973304 242939 7353 SH SOLE 0 0 7353 UBS GROUP SHS H42097107 438238 21620 SH SOLE 0 0 21620 UNITED PARCEL CL B 911312106 598249 3338 SH SOLE 0 0 3338 VANGUARD DIVIDEND DIV APP ETF 921908844 2135945 13177 SH SOLE 0 0 13177 VANGUARD ESG ESG INTL STK ETF 921910725 234131 4408 SH SOLE 0 0 4408 VANGUARD ESG ESG US STK ETF 921910733 257537 3287 SH SOLE 0 0 3287 VANGUARD EXTENDED EXTEND MKT ETF 922908652 1389536 9291 SH SOLE 0 0 9291 VANGUARD FSTE FTSE EMR MKT ETF 922042858 11890934 291970 SH SOLE 0 0 291970 VANGUARD FTSE FTSE DEV MKT ETF 921943858 3613911 78379 SH SOLE 0 0 78379 VANGUARD FTSE FTSE SMCAP ETF 922042718 1436983 12986 SH SOLE 0 0 12986 VANGUARD GROWTH GROWTH ETF 922908736 2981456 10537 SH SOLE 0 0 10537 VANGUARD HEALTH HEALTH CAR ETF 92204A504 445819 1821 SH SOLE 0 0 1821 VANGUARD HIGH HIGH DIV YLD 921946406 18221106 171625 SH SOLE 0 0 171625 VANGUARD INFORMATION INF TECH ETF 92204A702 1642520 3715 SH SOLE 0 0 3715 VANGUARD INTERMEDIATE INTERMED TERM 921937819 465835 6226 SH SOLE 0 0 6226 VANGUARD INTERNATIONAL INTL HIGH ETF 921946794 1076333 17048 SH SOLE 0 0 17048 VANGUARD LARGE LARGE CAP ETF 922908637 834886 4118 SH SOLE 0 0 4118 VANGUARD MEGA MEGA CAP VAL ETF 921910840 223914 2158 SH SOLE 0 0 2158 VANGUARD MEGA MEGA CAP INDEX 921910873 975062 6239 SH SOLE 0 0 6239 VANGUARD MEGA MEGA GRWTH IND 921910816 1747767 7442 SH SOLE 0 0 7442 VANGUARD MID MCAP VL IDXVIP 922908512 953365 6800 SH SOLE 0 0 6800 VANGUARD MID MCAP GR IDXVIP 922908538 260143 1264 SH SOLE 0 0 1264 VANGUARD MID MID CAP ETF 922908629 6882609 31164 SH SOLE 0 0 31164 VANGUARD REAL REAL ESTATE ETF 922908553 5046282 60125 SH SOLE 0 0 60125 VANGUARD RUSSELL VNG RUS1000GRW 92206C680 2189365 30975 SH SOLE 0 0 30975 VANGUARD RUSSELL VNG RUS1000VAL 92206C714 1496528 21623 SH SOLE 0 0 21623 VANGUARD RUSSELL VNG RUS1000IDX 92206C730 2543706 12620 SH SOLE 0 0 12620 VANGUARD S&P 500 GRTH IDX F 921932505 880168 3464 SH SOLE 0 0 3464 VANGUARD S&P S&P 500 ETF SHS 922908363 63639372 156290 SH SOLE 0 0 156290 VANGUARD SHORT SHORT TRM BOND 921937827 590568 7815 SH SOLE 0 0 7815 VANGUARD SHORT SHORT TERM TREAS 92206C102 755686 13090 SH SOLE 0 0 13090 VANGUARD SHORT SHRT TRM CORP BD 92206C409 3116201 41203 SH SOLE 0 0 41203 VANGUARD SMALL SM CP VAL ETF 922908611 42952527 259367 SH SOLE 0 0 259367 VANGUARD SMALL SMALL CP ETF 922908751 1007198 5024 SH SOLE 0 0 5024 VANGUARD TOTAL VG TL INTL STK F 921909768 39321208 701440 SH SOLE 0 0 701440 VANGUARD TOTAL TOTAL BND MRKT 921937835 19278350 265860 SH SOLE 0 0 265860 VANGUARD TOTAL INTL BD IDX ETF 92203J407 240733 4925 SH SOLE 0 0 4925 VANGUARD TOTAL TT WRLD ST ETF 922042742 42003636 433143 SH SOLE 0 0 433143 VANGUARD TOTAL TOTAL STK MKT 922908769 107774420 489178 SH SOLE 0 0 489178 VANGUARD VALUE VALUE ETF 922908744 8333441 58613 SH SOLE 0 0 58613 VERTEX PHARMACEUTICALS COM 92532F100 513083 1458 SH SOLE 0 0 1458 VIATRIS INC COM 92556V106 169557 16990 SH SOLE 0 0 16990 VISA INC COM CL A 92826C839 1128035 4725 SH SOLE 0 0 4725 WALMART INC COM 931142103 423717 2696 SH SOLE 0 0 2696 WHIRLPOOL CORP COM 963320106 297580 2000 SH SOLE 0 0 2000 WORLD GOLD SPDR GLD MINIS 98149E303 4238807 111284 SH SOLE 0 0 111284 WORTHINGTON INDUSTRIES COM 981811102 347350 5000 SH SOLE 0 0 5000 ZOETIS INC CL A 98978V103 4144280 24106 SH SOLE 0 0 24106 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 26993044 988628 SH SOLE 0 0 988628 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4692542 85464 SH SOLE 0 0 85464 DIMENSIONAL EMERGING EMGR CRE EQT MNG 25434V302 1186606 50580 SH SOLE 0 0 50580 MERCADOLIBRE INC COM 58733R102 223891 189 SH SOLE 0 0 189 SPDR PORTFOLIO PORTFOLI S&P1500 78464A805 1004630 18452 SH SOLE 0 0 18452 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 287440 5847 SH SOLE 0 0 5847 DIMENSIONAL US US SMALL CAP VAL 25434V815 5234245 203124 SH SOLE 0 0 203124 ISHARES 3-7YR 3 7 YR TREAS BD 464288661 290181 2533 SH SOLE 0 0 2533 VANGUARD INTERMEDIATE INTER TERM TREAS 92206C706 219623 3744 SH SOLE 0 0 3744 VANGUARD S&P MIDCP 400 IDX 921932885 318798 3600 SH SOLE 0 0 3600 HF FOODS COM 40417F109 5792201 1235011 SH SOLE 0 0 1235011 LINDE PLC SHS G54950103 971753 2550 SH SOLE 0 0 2550 KADANT INC COM 48282T104 1171323 5516 SH SOLE 0 0 5516 UNITED MICROELECTRONICS SPON ADR NEW 910873405 111522 14199 SH SOLE 0 0 14199 BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 118618 15445 SH SOLE 0 0 15445 BLOCK H & R INC COM 093671105 244955 7631 SH SOLE 0 0 7631 ETF SER SOLUTIONS HOYA CAP HOUSI 26922A230 215421 5489 SH SOLE 0 0 5489 ISHARES TR SHORT TREAS BD 464288679 424804 3858 SH SOLE 0 0 3858