The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 230 1,160 SH   SOLE   0 0 1,160
ALPHABET INC CAP STK CL A 02079K305 1,585 649 SH   SOLE   0 0 649
ALPHABET INC CAP STK CL C 02079K107 890 355 SH   SOLE   0 0 355
ALTRIA GROUP COM 02209S103 929 19,479 SH   SOLE   0 0 19,479
AMAZON COM COM 023135106 6,409 1,863 SH   SOLE   0 0 1,863
AMGEN INC COM 031162100 272 1,115 SH   SOLE   0 0 1,115
ANNALY CAPITAL COM 035710409 158 17,822 SH   SOLE   0 0 17,822
APPLE INC COM 037833100 8,647 63,137 SH   SOLE   0 0 63,137
APPLIED MATERIALS COM 038222105 245 1,720 SH   SOLE   0 0 1,720
ARK INNOVATION INNOVATION ETF 00214Q104 281 2,153 SH   SOLE   0 0 2,153
AT&T INC COM 00206R102 418 14,507 SH   SOLE   0 0 14,507
AVERY DENNISON CORP COM 053611109 210 1,000 SH   SOLE   0 0 1,000
BANK AMERICA COM 060505104 215 5,219 SH   SOLE   0 0 5,219
BERKSHIRE HATHAWAY CL A 084670108 837 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY CL B NEW 084670702 6,347 22,837 SH   SOLE   0 0 22,837
BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 2,161 42,788 SH   SOLE   0 0 42,788
BNY MELLON US LRG CP CORE 09661T107 3,291 40,455 SH   SOLE   0 0 40,455
BRISTOL MYERS COM 110122108 236 3,538 SH   SOLE   0 0 3,538
CATERPILLAR INC COM 149123101 474 2,180 SH   SOLE   0 0 2,180
CHEVRON CORP COM 166764100 322 3,070 SH   SOLE   0 0 3,070
CISCO SYSTEMS COM 17275R102 244 4,611 SH   SOLE   0 0 4,611
CORTEVA INC COM 22052L104 200 4,516 SH   SOLE   0 0 4,516
CUMMINS INC COM 231021106 291 1,195 SH   SOLE   0 0 1,195
DANAHER CORP COM 235851102 480 1,790 SH   SOLE   0 0 1,790
DIMENSIONAL US US CORE EQUITY 2 25434V708 6,828 253,082 SH   SOLE   0 0 253,082
DIMENSIONAL US US EQUITY ETF 25434V401 322 6,841 SH   SOLE   0 0 6,841
DIMENSIONAL US US TARGETED VLU 25434V609 1,080 24,105 SH   SOLE   0 0 24,105
DOW INC COM 260557103 287 4,536 SH   SOLE   0 0 4,536
DUPONT DE COM 26614N102 227 2,932 SH   SOLE   0 0 2,932
EATON CORP SHS G29183103 629 4,244 SH   SOLE   0 0 4,244
ELI LILLY COM 532457108 202 878 SH   SOLE   0 0 878
EXXON MOBIL COM 30231G102 484 7,674 SH   SOLE   0 0 7,674
FACEBOOK INC CL A 30303M102 613 1,764 SH   SOLE   0 0 1,764
FORD MOTOR COM 345370860 375 25,222 SH   SOLE   0 0 25,222
GENERAL ELECTRIC COM 369604103 293 21,812 SH   SOLE   0 0 21,812
GENERAL MILLS COM 370334104 348 5,703 SH   SOLE   0 0 5,703
GENTEX CORP COM 371901109 284 8,568 SH   SOLE   0 0 8,568
GLOBAL X LITHIUM BTRY ETF 37954Y855 218 3,009 SH   SOLE   0 0 3,009
HERSHEY COMPANY COM 427866108 280 1,607 SH   SOLE   0 0 1,607
HOME DEPOT COM 437076102 662 2,077 SH   SOLE   0 0 2,077
INTEL CORP COM 458140100 514 9,159 SH   SOLE   0 0 9,159
INTL BUSINESS COM 459200101 402 2,745 SH   SOLE   0 0 2,745
INVESCO S&P S&P500 PUR GWT 46137V266 210 1,142 SH   SOLE   0 0 1,142
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2,898 33,634 SH   SOLE   0 0 33,634
ISHARES CORE CORE MSCI TOTAL 46432F834 705 9,614 SH   SOLE   0 0 9,614
ISHARES CORE CORE S&P MCP ETF 464287507 639 2,377 SH   SOLE   0 0 2,377
ISHARES CORE CORE S&P SCP ETF 464287804 853 7,549 SH   SOLE   0 0 7,549
ISHARES CORE CORE S&P TTL STK 464287150 21,787 220,602 SH   SOLE   0 0 220,602
ISHARES CORE CORE S&P500 ETF 464287200 2,548 5,927 SH   SOLE   0 0 5,927
ISHARES CORE CORE TOTAL USD 46434V613 311 5,812 SH   SOLE   0 0 5,812
ISHARES CORE CORE US AGGBD ET 464287226 2,255 19,553 SH   SOLE   0 0 19,553
ISHARES GOLD ISHARES NEW 464285204 31,328 929,324 SH   SOLE   0 0 929,324
ISHARES MSCI MSCI EAFE ETF 464287465 766 9,712 SH   SOLE   0 0 9,712
ISHARES MSCI EAFE VALUE ETF 464288877 5,088 98,297 SH   SOLE   0 0 98,297
ISHARES NATIONAL NATIONAL MUN 464288414 2,980 25,426 SH   SOLE   0 0 25,426
ISHARES RUSS RUS MDCP VAL ETF 464287473 510 4,433 SH   SOLE   0 0 4,433
ISHARES RUSSELL RUS 1000 ETF 464287622 1,524 6,295 SH   SOLE   0 0 6,295
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 24,067 145,183 SH   SOLE   0 0 145,183
ISHARES RUSSELL RUS MID CAP ETF 464287499 387 4,888 SH   SOLE   0 0 4,888
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,676 10,456 SH   SOLE   0 0 10,456
ISHARES S&P S&P 500 GRWT ETF 464287309 306 4,202 SH   SOLE   0 0 4,202
ISHARES S&P S&P 500 VAL ETF 464287408 358 2,426 SH   SOLE   0 0 2,426
ISHARES S&P S&P MC 400VL ETF 464287705 294 2,790 SH   SOLE   0 0 2,790
ISHARES S&P SP SMCP600VL ETF 464287879 1,442 13,678 SH   SOLE   0 0 13,678
ISHARES SELECT SELECT DIVID ETF 464287168 2,259 19,367 SH   SOLE   0 0 19,367
ISHARES TIPS TIPS BD ETF 464287176 11,363 88,768 SH   SOLE   0 0 88,768
JOHNSON & JOHNSON COM 478160104 956 5,804 SH   SOLE   0 0 5,804
JPMORGAN CHASE COM 46625H100 258 1,656 SH   SOLE   0 0 1,656
KELLOGG CO COM 487836108 929 14,434 SH   SOLE   0 0 14,434
KIMBERLY CLARK COM 494368103 538 4,018 SH   SOLE   0 0 4,018
LCI INDS COM 50189K103 897 6,822 SH   SOLE   0 0 6,822
LEVEL ONE COM 52730D208 505 18,500 SH   SOLE   0 0 18,500
LINDE PLC COM G5494J103 695 2,403 SH   SOLE   0 0 2,403
LONG TERM TREAS LONG TERM TREAS 92206C847 237 2,705 SH   SOLE   0 0 2,705
LOWES COMPANIES COM 548661107 235 1,212 SH   SOLE   0 0 1,212
MASTERCARD INC CL A 57636Q104 248 678 SH   SOLE   0 0 678
MCDONALDS CORP COM 580135101 287 1,244 SH   SOLE   0 0 1,244
MERCK & COMPANY COM 58933Y105 318 4,088 SH   SOLE   0 0 4,088
MICROSOFT CORP COM 594918104 3,304 12,196 SH   SOLE   0 0 12,196
MONDELEZ INTERNATIONAL CL A 609207105 714 11,434 SH   SOLE   0 0 11,434
NETFLIX INC COM 64110L106 792 1,499 SH   SOLE   0 0 1,499
NORFOLK SOUTHERN COM 655844108 238 898 SH   SOLE   0 0 898
NVIDIA CORP COM 67066G104 359 449 SH   SOLE   0 0 449
PEPSICO INC COM 713448108 812 5,483 SH   SOLE   0 0 5,483
PFIZER INC COM 717081103 1,619 41,346 SH   SOLE   0 0 41,346
PHILIP MORRIS COM 718172109 1,372 13,841 SH   SOLE   0 0 13,841
PROCTER & GAMBLE COM 742718109 2,366 17,536 SH   SOLE   0 0 17,536
QUEST DIAGNOSTICS COM 74834L100 520 3,943 SH   SOLE   0 0 3,943
R1 RCM COM 749397105 265 11,900 SH   SOLE   0 0 11,900
SCHWAB AGGREGATE US AGGREGATE B 808524839 947 17,341 SH   SOLE   0 0 17,341
SCHWAB EMERGING EMRG MKTEQ ETF 808524706 222 6,759 SH   SOLE   0 0 6,759
SCHWAB INTERMEDIATE INTRM TRM TRES 808524854 251 4,422 SH   SOLE   0 0 4,422
SCHWAB INTL INTL EQTY ETF 808524805 710 17,997 SH   SOLE   0 0 17,997
SCHWAB US US BRD MKT ETF 808524102 3,713 35,604 SH   SOLE   0 0 35,604
SCHWAB US US LCAP VA ETF 808524409 201 2,936 SH   SOLE   0 0 2,936
SCHWAB US US LRG CAP ETF 808524201 718 6,907 SH   SOLE   0 0 6,907
SCHWAB US US TIPS ETF 808524870 1,214 19,416 SH   SOLE   0 0 19,416
SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 310 2,100 SH   SOLE   0 0 2,100
SHYFT GROUP COM 825698103 1,392 37,212 SH   SOLE   0 0 37,212
SMILEDIRECTCLUB INC CL A COM 83192H106 231 26,600 SH   SOLE   0 0 26,600
SPDR DOW UT SER 1 78467X109 387 1,123 SH   SOLE   0 0 1,123
SPDR GOLD GOLD SHS 78463V107 333 2,010 SH   SOLE   0 0 2,010
SPDR S&P TR UNIT 78462F103 5,018 11,724 SH   SOLE   0 0 11,724
STARBUCKS CORP COM 855244109 429 3,834 SH   SOLE   0 0 3,834
STATE STREET COM 857477103 250 3,041 SH   SOLE   0 0 3,041
STEELCASE INC CL A 858155203 416 27,531 SH   SOLE   0 0 27,531
STRYKER CORP COM 863667101 15,515 59,737 SH   SOLE   0 0 59,737
TESLA INC COM 88160R101 451 663 SH   SOLE   0 0 663
TEVA PHARMACEUTICAL SPONSORED ADS 881624209 149 15,000 SH   SOLE   0 0 15,000
U S BANCORP DE COM NEW 902973304 266 4,668 SH   SOLE   0 0 4,668
VANGUARD DIVIDEND DIV APP ETF 921908844 1,710 11,043 SH   SOLE   0 0 11,043
VANGUARD EXTENDED EXTEND MKT ETF 922908652 428 2,272 SH   SOLE   0 0 2,272
VANGUARD FSTE FTSE EMR MKT ETF 922042858 7,025 129,360 SH   SOLE   0 0 129,360
VANGUARD FTSE FTSE DEV MKT ETF 921943858 1,491 28,953 SH   SOLE   0 0 28,953
VANGUARD FTSE FTSE SMCAP ETF 922042718 901 6,603 SH   SOLE   0 0 6,603
VANGUARD GROWTH GROWTH ETF 922908736 665 2,320 SH   SOLE   0 0 2,320
VANGUARD HEALTH HEALTH CAR ETF 92204A504 368 1,491 SH   SOLE   0 0 1,491
VANGUARD HIGH HIGH DIV YLD 921946406 548 5,236 SH   SOLE   0 0 5,236
VANGUARD INFORMATION INF TECH ETF 92204A702 1,041 2,612 SH   SOLE   0 0 2,612
VANGUARD LARGE LARGE CAP ETF 922908637 537 2,675 SH   SOLE   0 0 2,675
VANGUARD MID MID CAP ETF 922908629 1,108 4,669 SH   SOLE   0 0 4,669
VANGUARD MID MCAP VL IDXVIP 922908512 365 2,600 SH   SOLE   0 0 2,600
VANGUARD MUNICIPAL TAX EXEMPT BD 922907746 2,511 45,412 SH   SOLE   0 0 45,412
VANGUARD REAL REAL ESTATE ETF 922908553 2,203 21,642 SH   SOLE   0 0 21,642
VANGUARD RUSSELL VNG RUS1000VAL 92206C714 1,230 17,668 SH   SOLE   0 0 17,668
VANGUARD RUSSELL VNG RUS2000VAL 92206C649 556 3,827 SH   SOLE   0 0 3,827
VANGUARD S&P S&P 500 ETF SHS 922908363 14,381 36,545 SH   SOLE   0 0 36,545
VANGUARD S&P 500 GRTH IDX F 921932505 246 938 SH   SOLE   0 0 938
VANGUARD SHORT SHORT TERM TREAS 92206C102 270 4,394 SH   SOLE   0 0 4,394
VANGUARD SHORT SHORT TRM BOND 921937827 948 11,535 SH   SOLE   0 0 11,535
VANGUARD SHORT STRM INFPROIDX 922020805 302 5,756 SH   SOLE   0 0 5,756
VANGUARD SMALL SM CP VAL ETF 922908611 42,629 245,477 SH   SOLE   0 0 245,477
VANGUARD TOTAL TOTAL BND MRKT 921937835 2,793 32,515 SH   SOLE   0 0 32,515
VANGUARD TOTAL TT WRLD ST ETF 922042742 12,082 116,613 SH   SOLE   0 0 116,613
VANGUARD TOTAL TOTAL STK MKT 922908769 76,594 343,745 SH   SOLE   0 0 343,745
VANGUARD TOTAL VG TL INTL STK F 921909768 5,519 84,017 SH   SOLE   0 0 84,017
VANGUARD VALUE VALUE ETF 922908744 3,817 27,770 SH   SOLE   0 0 27,770
VIATRIS INC COM 92556V106 169 11,837 SH   SOLE   0 0 11,837
VISA INC COM CL A 92826C839 786 3,361 SH   SOLE   0 0 3,361
WALMART INC COM 931142103 260 1,846 SH   SOLE   0 0 1,846
WALT DISNEY COM DISNEY 254687106 301 1,712 SH   SOLE   0 0 1,712
WORLD GOLD SPDR GLD MINIS 98149E204 3,871 219,802 SH   SOLE   0 0 219,802
ZOETIS INC CL A 98978V103 1,373 7,367 SH   SOLE   0 0 7,367