0001776290-21-000004.txt : 20210726 0001776290-21-000004.hdr.sgml : 20210726 20210726142212 ACCESSION NUMBER: 0001776290-21-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210630 FILED AS OF DATE: 20210726 DATE AS OF CHANGE: 20210726 EFFECTIVENESS DATE: 20210726 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 211113700 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 06-30-2021 06-30-2021 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 07-26-2021 0 143 407589 false INFORMATION TABLE 2 13FXML2021Q2.xml 13FXML2021Q2 3M COMPANY COM 88579Y101 230 1160 SH SOLE 0 0 1160 ALPHABET INC CAP STK CL A 02079K305 1585 649 SH SOLE 0 0 649 ALPHABET INC CAP STK CL C 02079K107 890 355 SH SOLE 0 0 355 ALTRIA GROUP COM 02209S103 929 19479 SH SOLE 0 0 19479 AMAZON COM COM 023135106 6409 1863 SH SOLE 0 0 1863 AMGEN INC COM 031162100 272 1115 SH SOLE 0 0 1115 ANNALY CAPITAL COM 035710409 158 17822 SH SOLE 0 0 17822 APPLE INC COM 037833100 8647 63137 SH SOLE 0 0 63137 APPLIED MATERIALS COM 038222105 245 1720 SH SOLE 0 0 1720 ARK INNOVATION INNOVATION ETF 00214Q104 281 2153 SH SOLE 0 0 2153 AT&T INC COM 00206R102 418 14507 SH SOLE 0 0 14507 AVERY DENNISON CORP COM 053611109 210 1000 SH SOLE 0 0 1000 BANK AMERICA COM 060505104 215 5219 SH SOLE 0 0 5219 BERKSHIRE HATHAWAY CL A 084670108 837 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY CL B NEW 084670702 6347 22837 SH SOLE 0 0 22837 BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 2161 42788 SH SOLE 0 0 42788 BNY MELLON US LRG CP CORE 09661T107 3291 40455 SH SOLE 0 0 40455 BRISTOL MYERS COM 110122108 236 3538 SH SOLE 0 0 3538 CATERPILLAR INC COM 149123101 474 2180 SH SOLE 0 0 2180 CHEVRON CORP COM 166764100 322 3070 SH SOLE 0 0 3070 CISCO SYSTEMS COM 17275R102 244 4611 SH SOLE 0 0 4611 CORTEVA INC COM 22052L104 200 4516 SH SOLE 0 0 4516 CUMMINS INC COM 231021106 291 1195 SH SOLE 0 0 1195 DANAHER CORP COM 235851102 480 1790 SH SOLE 0 0 1790 DIMENSIONAL US US CORE EQUITY 2 25434V708 6828 253082 SH SOLE 0 0 253082 DIMENSIONAL US US EQUITY ETF 25434V401 322 6841 SH SOLE 0 0 6841 DIMENSIONAL US US TARGETED VLU 25434V609 1080 24105 SH SOLE 0 0 24105 DOW INC COM 260557103 287 4536 SH SOLE 0 0 4536 DUPONT DE COM 26614N102 227 2932 SH SOLE 0 0 2932 EATON CORP SHS G29183103 629 4244 SH SOLE 0 0 4244 ELI LILLY COM 532457108 202 878 SH SOLE 0 0 878 EXXON MOBIL COM 30231G102 484 7674 SH SOLE 0 0 7674 FACEBOOK INC CL A 30303M102 613 1764 SH SOLE 0 0 1764 FORD MOTOR COM 345370860 375 25222 SH SOLE 0 0 25222 GENERAL ELECTRIC COM 369604103 293 21812 SH SOLE 0 0 21812 GENERAL MILLS COM 370334104 348 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 284 8568 SH SOLE 0 0 8568 GLOBAL X LITHIUM BTRY ETF 37954Y855 218 3009 SH SOLE 0 0 3009 HERSHEY COMPANY COM 427866108 280 1607 SH SOLE 0 0 1607 HOME DEPOT COM 437076102 662 2077 SH SOLE 0 0 2077 INTEL CORP COM 458140100 514 9159 SH SOLE 0 0 9159 INTL BUSINESS COM 459200101 402 2745 SH SOLE 0 0 2745 INVESCO S&P S&P500 PUR GWT 46137V266 210 1142 SH SOLE 0 0 1142 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2898 33634 SH SOLE 0 0 33634 ISHARES CORE CORE MSCI TOTAL 46432F834 705 9614 SH SOLE 0 0 9614 ISHARES CORE CORE S&P MCP ETF 464287507 639 2377 SH SOLE 0 0 2377 ISHARES CORE CORE S&P SCP ETF 464287804 853 7549 SH SOLE 0 0 7549 ISHARES CORE CORE S&P TTL STK 464287150 21787 220602 SH SOLE 0 0 220602 ISHARES CORE CORE S&P500 ETF 464287200 2548 5927 SH SOLE 0 0 5927 ISHARES CORE CORE TOTAL USD 46434V613 311 5812 SH SOLE 0 0 5812 ISHARES CORE CORE US AGGBD ET 464287226 2255 19553 SH SOLE 0 0 19553 ISHARES GOLD ISHARES NEW 464285204 31328 929324 SH SOLE 0 0 929324 ISHARES MSCI MSCI EAFE ETF 464287465 766 9712 SH SOLE 0 0 9712 ISHARES MSCI EAFE VALUE ETF 464288877 5088 98297 SH SOLE 0 0 98297 ISHARES NATIONAL NATIONAL MUN 464288414 2980 25426 SH SOLE 0 0 25426 ISHARES RUSS RUS MDCP VAL ETF 464287473 510 4433 SH SOLE 0 0 4433 ISHARES RUSSELL RUS 1000 ETF 464287622 1524 6295 SH SOLE 0 0 6295 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 24067 145183 SH SOLE 0 0 145183 ISHARES RUSSELL RUS MID CAP ETF 464287499 387 4888 SH SOLE 0 0 4888 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2676 10456 SH SOLE 0 0 10456 ISHARES S&P S&P 500 GRWT ETF 464287309 306 4202 SH SOLE 0 0 4202 ISHARES S&P S&P 500 VAL ETF 464287408 358 2426 SH SOLE 0 0 2426 ISHARES S&P S&P MC 400VL ETF 464287705 294 2790 SH SOLE 0 0 2790 ISHARES S&P SP SMCP600VL ETF 464287879 1442 13678 SH SOLE 0 0 13678 ISHARES SELECT SELECT DIVID ETF 464287168 2259 19367 SH SOLE 0 0 19367 ISHARES TIPS TIPS BD ETF 464287176 11363 88768 SH SOLE 0 0 88768 JOHNSON & JOHNSON COM 478160104 956 5804 SH SOLE 0 0 5804 JPMORGAN CHASE COM 46625H100 258 1656 SH SOLE 0 0 1656 KELLOGG CO COM 487836108 929 14434 SH SOLE 0 0 14434 KIMBERLY CLARK COM 494368103 538 4018 SH SOLE 0 0 4018 LCI INDS COM 50189K103 897 6822 SH SOLE 0 0 6822 LEVEL ONE COM 52730D208 505 18500 SH SOLE 0 0 18500 LINDE PLC COM G5494J103 695 2403 SH SOLE 0 0 2403 LONG TERM TREAS LONG TERM TREAS 92206C847 237 2705 SH SOLE 0 0 2705 LOWES COMPANIES COM 548661107 235 1212 SH SOLE 0 0 1212 MASTERCARD INC CL A 57636Q104 248 678 SH SOLE 0 0 678 MCDONALDS CORP COM 580135101 287 1244 SH SOLE 0 0 1244 MERCK & COMPANY COM 58933Y105 318 4088 SH SOLE 0 0 4088 MICROSOFT CORP COM 594918104 3304 12196 SH SOLE 0 0 12196 MONDELEZ INTERNATIONAL CL A 609207105 714 11434 SH SOLE 0 0 11434 NETFLIX INC COM 64110L106 792 1499 SH SOLE 0 0 1499 NORFOLK SOUTHERN COM 655844108 238 898 SH SOLE 0 0 898 NVIDIA CORP COM 67066G104 359 449 SH SOLE 0 0 449 PEPSICO INC COM 713448108 812 5483 SH SOLE 0 0 5483 PFIZER INC COM 717081103 1619 41346 SH SOLE 0 0 41346 PHILIP MORRIS COM 718172109 1372 13841 SH SOLE 0 0 13841 PROCTER & GAMBLE COM 742718109 2366 17536 SH SOLE 0 0 17536 QUEST DIAGNOSTICS COM 74834L100 520 3943 SH SOLE 0 0 3943 R1 RCM COM 749397105 265 11900 SH SOLE 0 0 11900 SCHWAB AGGREGATE US AGGREGATE B 808524839 947 17341 SH SOLE 0 0 17341 SCHWAB EMERGING EMRG MKTEQ ETF 808524706 222 6759 SH SOLE 0 0 6759 SCHWAB INTERMEDIATE INTRM TRM TRES 808524854 251 4422 SH SOLE 0 0 4422 SCHWAB INTL INTL EQTY ETF 808524805 710 17997 SH SOLE 0 0 17997 SCHWAB US US BRD MKT ETF 808524102 3713 35604 SH SOLE 0 0 35604 SCHWAB US US LCAP VA ETF 808524409 201 2936 SH SOLE 0 0 2936 SCHWAB US US LRG CAP ETF 808524201 718 6907 SH SOLE 0 0 6907 SCHWAB US US TIPS ETF 808524870 1214 19416 SH SOLE 0 0 19416 SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 310 2100 SH SOLE 0 0 2100 SHYFT GROUP COM 825698103 1392 37212 SH SOLE 0 0 37212 SMILEDIRECTCLUB INC CL A COM 83192H106 231 26600 SH SOLE 0 0 26600 SPDR DOW UT SER 1 78467X109 387 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 333 2010 SH SOLE 0 0 2010 SPDR S&P TR UNIT 78462F103 5018 11724 SH SOLE 0 0 11724 STARBUCKS CORP COM 855244109 429 3834 SH SOLE 0 0 3834 STATE STREET COM 857477103 250 3041 SH SOLE 0 0 3041 STEELCASE INC CL A 858155203 416 27531 SH SOLE 0 0 27531 STRYKER CORP COM 863667101 15515 59737 SH SOLE 0 0 59737 TESLA INC COM 88160R101 451 663 SH SOLE 0 0 663 TEVA PHARMACEUTICAL SPONSORED ADS 881624209 149 15000 SH SOLE 0 0 15000 U S BANCORP DE COM NEW 902973304 266 4668 SH SOLE 0 0 4668 VANGUARD DIVIDEND DIV APP ETF 921908844 1710 11043 SH SOLE 0 0 11043 VANGUARD EXTENDED EXTEND MKT ETF 922908652 428 2272 SH SOLE 0 0 2272 VANGUARD FSTE FTSE EMR MKT ETF 922042858 7025 129360 SH SOLE 0 0 129360 VANGUARD FTSE FTSE DEV MKT ETF 921943858 1491 28953 SH SOLE 0 0 28953 VANGUARD FTSE FTSE SMCAP ETF 922042718 901 6603 SH SOLE 0 0 6603 VANGUARD GROWTH GROWTH ETF 922908736 665 2320 SH SOLE 0 0 2320 VANGUARD HEALTH HEALTH CAR ETF 92204A504 368 1491 SH SOLE 0 0 1491 VANGUARD HIGH HIGH DIV YLD 921946406 548 5236 SH SOLE 0 0 5236 VANGUARD INFORMATION INF TECH ETF 92204A702 1041 2612 SH SOLE 0 0 2612 VANGUARD LARGE LARGE CAP ETF 922908637 537 2675 SH SOLE 0 0 2675 VANGUARD MID MID CAP ETF 922908629 1108 4669 SH SOLE 0 0 4669 VANGUARD MID MCAP VL IDXVIP 922908512 365 2600 SH SOLE 0 0 2600 VANGUARD MUNICIPAL TAX EXEMPT BD 922907746 2511 45412 SH SOLE 0 0 45412 VANGUARD REAL REAL ESTATE ETF 922908553 2203 21642 SH SOLE 0 0 21642 VANGUARD RUSSELL VNG RUS1000VAL 92206C714 1230 17668 SH SOLE 0 0 17668 VANGUARD RUSSELL VNG RUS2000VAL 92206C649 556 3827 SH SOLE 0 0 3827 VANGUARD S&P S&P 500 ETF SHS 922908363 14381 36545 SH SOLE 0 0 36545 VANGUARD S&P 500 GRTH IDX F 921932505 246 938 SH SOLE 0 0 938 VANGUARD SHORT SHORT TERM TREAS 92206C102 270 4394 SH SOLE 0 0 4394 VANGUARD SHORT SHORT TRM BOND 921937827 948 11535 SH SOLE 0 0 11535 VANGUARD SHORT STRM INFPROIDX 922020805 302 5756 SH SOLE 0 0 5756 VANGUARD SMALL SM CP VAL ETF 922908611 42629 245477 SH SOLE 0 0 245477 VANGUARD TOTAL TOTAL BND MRKT 921937835 2793 32515 SH SOLE 0 0 32515 VANGUARD TOTAL TT WRLD ST ETF 922042742 12082 116613 SH SOLE 0 0 116613 VANGUARD TOTAL TOTAL STK MKT 922908769 76594 343745 SH SOLE 0 0 343745 VANGUARD TOTAL VG TL INTL STK F 921909768 5519 84017 SH SOLE 0 0 84017 VANGUARD VALUE VALUE ETF 922908744 3817 27770 SH SOLE 0 0 27770 VIATRIS INC COM 92556V106 169 11837 SH SOLE 0 0 11837 VISA INC COM CL A 92826C839 786 3361 SH SOLE 0 0 3361 WALMART INC COM 931142103 260 1846 SH SOLE 0 0 1846 WALT DISNEY COM DISNEY 254687106 301 1712 SH SOLE 0 0 1712 WORLD GOLD SPDR GLD MINIS 98149E204 3871 219802 SH SOLE 0 0 219802 ZOETIS INC CL A 98978V103 1373 7367 SH SOLE 0 0 7367