The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 233 1,333 SH   SOLE   0 0 1,333
ALIGN TECHNOLOGY COM 016255101 343 641 SH   SOLE   0 0 641
ALPHABET INC CAP STK CL C 02079K107 557 318 SH   SOLE   0 0 318
ALPHABET INC CAP STK CL A 02079K305 833 477 SH   SOLE   0 0 477
ALTRIA GROUP COM 02209S103 749 18,265 SH   SOLE   0 0 18,265
AMAZON COM COM 023135106 5,144 1,588 SH   SOLE   0 0 1,588
AMGEN INC COM 031162100 243 1,056 SH   SOLE   0 0 1,056
ANNALY CAPITAL COM 035710409 190 22,519 SH   SOLE   0 0 22,519
APPLE INC COM 037833100 7,685 58,078 SH   SOLE   0 0 58,078
AT&T INC COM 00206R102 431 14,997 SH   SOLE   0 0 14,997
BERKSHIRE HATHAWAY CL A 084670108 696 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY CL B NEW 084670702 5,468 23,564 SH   SOLE   0 0 23,564
BRISTOL MYERS COM 110122108 205 3,310 SH   SOLE   0 0 3,310
CATERPILLAR INC COM 149123101 448 2,461 SH   SOLE   0 0 2,461
CHEVRON CORP COM 166764100 220 2,604 SH   SOLE   0 0 2,604
DANAHER CORP COM 235851102 387 1,743 SH   SOLE   0 0 1,743
DOW INC COM 260557103 252 4,536 SH   SOLE   0 0 4,536
DUPONT DE COM 26614N102 321 4,518 SH   SOLE   0 0 4,518
EATON CORP SHS G29183103 510 4,244 SH   SOLE   0 0 4,244
EXXON MOBIL COM 30231G102 386 9,354 SH   SOLE   0 0 9,354
FACEBOOK INC CL A 30303M102 501 1,943 SH   SOLE   0 0 1,943
FORD MOTOR COM 345370860 202 22,952 SH   SOLE   0 0 22,952
GENERAL MILLS COM 370334104 335 5,703 SH   SOLE   0 0 5,703
GENTEX CORP COM 371901109 291 8,568 SH   SOLE   0 0 8,568
HERSHEY COMPANY COM 427866108 319 2,094 SH   SOLE   0 0 2,094
HOME DEPOT COM 437076102 598 2,253 SH   SOLE   0 0 2,253
INTEL CORP COM 458140100 324 6,512 SH   SOLE   0 0 6,512
INTL BUSINESS COM 459200101 424 3,372 SH   SOLE   0 0 3,372
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2,936 33,987 SH   SOLE   0 0 33,987
ISHARES CORE CORE S&P MCP ETF 464287507 546 2,377 SH   SOLE   0 0 2,377
ISHARES CORE CORE S&P SCP ETF 464287804 744 8,097 SH   SOLE   0 0 8,097
ISHARES CORE CORE S&P TTL STK 464287150 17,242 199,476 SH   SOLE   0 0 199,476
ISHARES CORE CORE S&P500 ETF 464287200 2,225 5,927 SH   SOLE   0 0 5,927
ISHARES GOLD ISHARES 464285105 29,667 1,642,855 SH   SOLE   0 0 1,642,855
ISHARES MSCI MSCI EAFE ETF 464287465 728 9,973 SH   SOLE   0 0 9,973
ISHARES MSCI EAFE VALUE ETF 464288877 5,163 109,020 SH   SOLE   0 0 109,020
ISHARES NATIONAL NATIONAL MUN 464288414 1,501 12,806 SH   SOLE   0 0 12,806
ISHARES RUSS RUS MDCP VAL ETF 464287473 606 6,250 SH   SOLE   0 0 6,250
ISHARES RUSSELL RUS 1000 ETF 464287622 1,237 5,838 SH   SOLE   0 0 5,838
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 21,814 165,195 SH   SOLE   0 0 165,195
ISHARES RUSSELL RUS MID CAP ETF 464287499 334 4,879 SH   SOLE   0 0 4,879
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,022 9,043 SH   SOLE   0 0 9,043
ISHARES S&P S&P MC 400VL ETF 464287705 241 2,790 SH   SOLE   0 0 2,790
ISHARES S&P SP SMCP600VL ETF 464287879 1,137 13,985 SH   SOLE   0 0 13,985
ISHARES S&P S&P 500 VAL ETF 464287408 576 4,449 SH   SOLE   0 0 4,449
ISHARES S&P S&P 500 GRWT ETF 464287309 252 3,944 SH   SOLE   0 0 3,944
ISHARES SELECT SELECT DIVID ETF 464287168 1,820 18,926 SH   SOLE   0 0 18,926
ISHARES TIPS TIPS BD ETF 464287176 11,285 88,410 SH   SOLE   0 0 88,410
JOHNSON & JOHNSON COM 478160104 635 4,036 SH   SOLE   0 0 4,036
KELLOGG CO COM 487836108 833 13,381 SH   SOLE   0 0 13,381
KIMBERLY CLARK COM 494368103 555 4,118 SH   SOLE   0 0 4,118
LCI INDS COM 50189K103 885 6,822 SH   SOLE   0 0 6,822
LEVEL ONE COM 52730D208 374 18,500 SH   SOLE   0 0 18,500
LINDE PLC COM G5494J103 633 2,403 SH   SOLE   0 0 2,403
MCDONALDS CORP COM 580135101 267 1,244 SH   SOLE   0 0 1,244
MERCK & COMPANY COM 58933Y105 293 3,587 SH   SOLE   0 0 3,587
MICROSOFT CORP COM 594918104 2,315 10,474 SH   SOLE   0 0 10,474
MONDELEZ INTERNATIONAL CL A 609207105 705 12,051 SH   SOLE   0 0 12,051
NETFLIX INC COM 64110L106 675 1,249 SH   SOLE   0 0 1,249
NORFOLK SOUTHERN COM 655844108 200 843 SH   SOLE   0 0 843
PARKER-HANNIFIN CORP COM 701094104 297 1,089 SH   SOLE   0 0 1,089
PEPSICO INC COM 713448108 692 4,664 SH   SOLE   0 0 4,664
PFIZER INC COM 717081103 1,108 30,115 SH   SOLE   0 0 30,115
PHILIP MORRIS COM 718172109 1,357 16,386 SH   SOLE   0 0 16,386
PROCTER & GAMBLE COM 742718109 2,068 14,863 SH   SOLE   0 0 14,863
QUEST DIAGNOSTICS COM 74834L100 470 3,943 SH   SOLE   0 0 3,943
R1 RCM COM 749397105 286 11,900 SH   SOLE   0 0 11,900
SCHWAB AGGREGATE US AGGREGATE B 808524839 696 12,425 SH   SOLE   0 0 12,425
SCHWAB INTL INTL EQTY ETF 808524805 338 9,373 SH   SOLE   0 0 9,373
SCHWAB US US BRD MKT ETF 808524102 3,278 35,824 SH   SOLE   0 0 35,824
SCHWAB US US TIPS ETF 808524870 559 9,007 SH   SOLE   0 0 9,007
SHYFT GROUP COM 825698103 1,430 50,377 SH   SOLE   0 0 50,377
SMILEDIRECTCLUB INC CL A COM 83192H106 318 26,600 SH   SOLE   0 0 26,600
SPDR DOW UT SER 1 78467X109 343 1,123 SH   SOLE   0 0 1,123
SPDR GOLD GOLD SHS 78463V107 359 2,010 SH   SOLE   0 0 2,010
SPDR S&P TR UNIT 78462F103 4,428 11,835 SH   SOLE   0 0 11,835
STARBUCKS CORP COM 855244109 300 2,804 SH   SOLE   0 0 2,804
STATE STREET COM 857477103 479 6,575 SH   SOLE   0 0 6,575
STEELCASE INC CL A 858155203 400 29,531 SH   SOLE   0 0 29,531
STRYKER CORP COM 863667101 15,718 64,244 SH   SOLE   0 0 64,244
TESLA INC COM 88160R101 658 933 SH   SOLE   0 0 933
VANGUARD DIVIDEND DIV APP ETF 921908844 1,414 10,018 SH   SOLE   0 0 10,018
VANGUARD EXTENDED EXTEND MKT ETF 922908652 290 1,680 SH   SOLE   0 0 1,680
VANGUARD FSTE FTSE EMR MKT ETF 922042858 5,997 119,301 SH   SOLE   0 0 119,301
VANGUARD FTSE FTSE DEV MKT ETF 921943858 1,220 25,725 SH   SOLE   0 0 25,725
VANGUARD FTSE FTSE SMCAP ETF 922042718 797 6,522 SH   SOLE   0 0 6,522
VANGUARD GROWTH GROWTH ETF 922908736 556 2,196 SH   SOLE   0 0 2,196
VANGUARD HEALTH HEALTH CAR ETF 92204A504 248 1,110 SH   SOLE   0 0 1,110
VANGUARD HIGH HIGH DIV YLD 921946406 522 5,594 SH   SOLE   0 0 5,594
VANGUARD INFORMATION INF TECH ETF 92204A702 839 2,371 SH   SOLE   0 0 2,371
VANGUARD MID MID CAP ETF 922908629 965 4,669 SH   SOLE   0 0 4,669
VANGUARD MID MCAP VL IDXVIP 922908512 382 3,207 SH   SOLE   0 0 3,207
VANGUARD REAL REAL ESTATE ETF 922908553 2,071 24,386 SH   SOLE   0 0 24,386
VANGUARD S&P S&P 500 ETF SHS 922908363 10,241 29,775 SH   SOLE   0 0 29,775
VANGUARD S&P 500 GRTH IDX F 921932505 213 926 SH   SOLE   0 0 926
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 250 2,705 SH   SOLE   0 0 2,705
VANGUARD SHORT SHORT TRM BOND 921937827 894 10,800 SH   SOLE   0 0 10,800
VANGUARD SHORT SHRT TRM CORP BD 92206C409 214 2,574 SH   SOLE   0 0 2,574
VANGUARD SHORT SHORT TERM TREAS 92206C102 270 4,394 SH   SOLE   0 0 4,394
VANGUARD SMALL SM CP VAL ETF 922908611 36,413 254,949 SH   SOLE   0 0 254,949
VANGUARD TOTAL TOTAL BND MRKT 921937835 2,876 32,775 SH   SOLE   0 0 32,775
VANGUARD TOTAL INTL BD IDX ETF 92203J407 221 3,774 SH   SOLE   0 0 3,774
VANGUARD TOTAL TT WRLD ST ETF 922042742 10,595 114,264 SH   SOLE   0 0 114,264
VANGUARD TOTAL TOTAL STK MKT 922908769 64,292 330,023 SH   SOLE   0 0 330,023
VANGUARD TOTAL VG TL INTL STK F 921909768 3,071 50,634 SH   SOLE   0 0 50,634
VANGUARD VALUE VALUE ETF 922908744 3,252 27,276 SH   SOLE   0 0 27,276
VISA INC COM CL A 92826C839 582 2,661 SH   SOLE   0 0 2,661
WALMART INC COM 931142103 265 1,841 SH   SOLE   0 0 1,841
WALT DISNEY COM DISNEY 254687106 240 1,324 SH   SOLE   0 0 1,324
ZOETIS INC CL A 98978V103 1,082 6,618 SH   SOLE   0 0 6,618