0001776290-21-000001.txt : 20210120 0001776290-21-000001.hdr.sgml : 20210120 20210120134715 ACCESSION NUMBER: 0001776290-21-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20201231 FILED AS OF DATE: 20210120 DATE AS OF CHANGE: 20210120 EFFECTIVENESS DATE: 20210120 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 21538171 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 12-31-2020 12-31-2020 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang portage MI 01-20-2021 0 110 324595 false INFORMATION TABLE 2 13FXML2020Q4.xml 13FXML2020Q4 3M COMPANY COM 88579Y101 233 1333 SH SOLE 0 0 1333 ALIGN TECHNOLOGY COM 016255101 343 641 SH SOLE 0 0 641 ALPHABET INC CAP STK CL C 02079K107 557 318 SH SOLE 0 0 318 ALPHABET INC CAP STK CL A 02079K305 833 477 SH SOLE 0 0 477 ALTRIA GROUP COM 02209S103 749 18265 SH SOLE 0 0 18265 AMAZON COM COM 023135106 5144 1588 SH SOLE 0 0 1588 AMGEN INC COM 031162100 243 1056 SH SOLE 0 0 1056 ANNALY CAPITAL COM 035710409 190 22519 SH SOLE 0 0 22519 APPLE INC COM 037833100 7685 58078 SH SOLE 0 0 58078 AT&T INC COM 00206R102 431 14997 SH SOLE 0 0 14997 BERKSHIRE HATHAWAY CL A 084670108 696 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY CL B NEW 084670702 5468 23564 SH SOLE 0 0 23564 BRISTOL MYERS COM 110122108 205 3310 SH SOLE 0 0 3310 CATERPILLAR INC COM 149123101 448 2461 SH SOLE 0 0 2461 CHEVRON CORP COM 166764100 220 2604 SH SOLE 0 0 2604 DANAHER CORP COM 235851102 387 1743 SH SOLE 0 0 1743 DOW INC COM 260557103 252 4536 SH SOLE 0 0 4536 DUPONT DE COM 26614N102 321 4518 SH SOLE 0 0 4518 EATON CORP SHS G29183103 510 4244 SH SOLE 0 0 4244 EXXON MOBIL COM 30231G102 386 9354 SH SOLE 0 0 9354 FACEBOOK INC CL A 30303M102 501 1943 SH SOLE 0 0 1943 FORD MOTOR COM 345370860 202 22952 SH SOLE 0 0 22952 GENERAL MILLS COM 370334104 335 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 291 8568 SH SOLE 0 0 8568 HERSHEY COMPANY COM 427866108 319 2094 SH SOLE 0 0 2094 HOME DEPOT COM 437076102 598 2253 SH SOLE 0 0 2253 INTEL CORP COM 458140100 324 6512 SH SOLE 0 0 6512 INTL BUSINESS COM 459200101 424 3372 SH SOLE 0 0 3372 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2936 33987 SH SOLE 0 0 33987 ISHARES CORE CORE S&P MCP ETF 464287507 546 2377 SH SOLE 0 0 2377 ISHARES CORE CORE S&P SCP ETF 464287804 744 8097 SH SOLE 0 0 8097 ISHARES CORE CORE S&P TTL STK 464287150 17242 199476 SH SOLE 0 0 199476 ISHARES CORE CORE S&P500 ETF 464287200 2225 5927 SH SOLE 0 0 5927 ISHARES GOLD ISHARES 464285105 29667 1642855 SH SOLE 0 0 1642855 ISHARES MSCI MSCI EAFE ETF 464287465 728 9973 SH SOLE 0 0 9973 ISHARES MSCI EAFE VALUE ETF 464288877 5163 109020 SH SOLE 0 0 109020 ISHARES NATIONAL NATIONAL MUN 464288414 1501 12806 SH SOLE 0 0 12806 ISHARES RUSS RUS MDCP VAL ETF 464287473 606 6250 SH SOLE 0 0 6250 ISHARES RUSSELL RUS 1000 ETF 464287622 1237 5838 SH SOLE 0 0 5838 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 21814 165195 SH SOLE 0 0 165195 ISHARES RUSSELL RUS MID CAP ETF 464287499 334 4879 SH SOLE 0 0 4879 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2022 9043 SH SOLE 0 0 9043 ISHARES S&P S&P MC 400VL ETF 464287705 241 2790 SH SOLE 0 0 2790 ISHARES S&P SP SMCP600VL ETF 464287879 1137 13985 SH SOLE 0 0 13985 ISHARES S&P S&P 500 VAL ETF 464287408 576 4449 SH SOLE 0 0 4449 ISHARES S&P S&P 500 GRWT ETF 464287309 252 3944 SH SOLE 0 0 3944 ISHARES SELECT SELECT DIVID ETF 464287168 1820 18926 SH SOLE 0 0 18926 ISHARES TIPS TIPS BD ETF 464287176 11285 88410 SH SOLE 0 0 88410 JOHNSON & JOHNSON COM 478160104 635 4036 SH SOLE 0 0 4036 KELLOGG CO COM 487836108 833 13381 SH SOLE 0 0 13381 KIMBERLY CLARK COM 494368103 555 4118 SH SOLE 0 0 4118 LCI INDS COM 50189K103 885 6822 SH SOLE 0 0 6822 LEVEL ONE COM 52730D208 374 18500 SH SOLE 0 0 18500 LINDE PLC COM G5494J103 633 2403 SH SOLE 0 0 2403 MCDONALDS CORP COM 580135101 267 1244 SH SOLE 0 0 1244 MERCK & COMPANY COM 58933Y105 293 3587 SH SOLE 0 0 3587 MICROSOFT CORP COM 594918104 2315 10474 SH SOLE 0 0 10474 MONDELEZ INTERNATIONAL CL A 609207105 705 12051 SH SOLE 0 0 12051 NETFLIX INC COM 64110L106 675 1249 SH SOLE 0 0 1249 NORFOLK SOUTHERN COM 655844108 200 843 SH SOLE 0 0 843 PARKER-HANNIFIN CORP COM 701094104 297 1089 SH SOLE 0 0 1089 PEPSICO INC COM 713448108 692 4664 SH SOLE 0 0 4664 PFIZER INC COM 717081103 1108 30115 SH SOLE 0 0 30115 PHILIP MORRIS COM 718172109 1357 16386 SH SOLE 0 0 16386 PROCTER & GAMBLE COM 742718109 2068 14863 SH SOLE 0 0 14863 QUEST DIAGNOSTICS COM 74834L100 470 3943 SH SOLE 0 0 3943 R1 RCM COM 749397105 286 11900 SH SOLE 0 0 11900 SCHWAB AGGREGATE US AGGREGATE B 808524839 696 12425 SH SOLE 0 0 12425 SCHWAB INTL INTL EQTY ETF 808524805 338 9373 SH SOLE 0 0 9373 SCHWAB US US BRD MKT ETF 808524102 3278 35824 SH SOLE 0 0 35824 SCHWAB US US TIPS ETF 808524870 559 9007 SH SOLE 0 0 9007 SHYFT GROUP COM 825698103 1430 50377 SH SOLE 0 0 50377 SMILEDIRECTCLUB INC CL A COM 83192H106 318 26600 SH SOLE 0 0 26600 SPDR DOW UT SER 1 78467X109 343 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 359 2010 SH SOLE 0 0 2010 SPDR S&P TR UNIT 78462F103 4428 11835 SH SOLE 0 0 11835 STARBUCKS CORP COM 855244109 300 2804 SH SOLE 0 0 2804 STATE STREET COM 857477103 479 6575 SH SOLE 0 0 6575 STEELCASE INC CL A 858155203 400 29531 SH SOLE 0 0 29531 STRYKER CORP COM 863667101 15718 64244 SH SOLE 0 0 64244 TESLA INC COM 88160R101 658 933 SH SOLE 0 0 933 VANGUARD DIVIDEND DIV APP ETF 921908844 1414 10018 SH SOLE 0 0 10018 VANGUARD EXTENDED EXTEND MKT ETF 922908652 290 1680 SH SOLE 0 0 1680 VANGUARD FSTE FTSE EMR MKT ETF 922042858 5997 119301 SH SOLE 0 0 119301 VANGUARD FTSE FTSE DEV MKT ETF 921943858 1220 25725 SH SOLE 0 0 25725 VANGUARD FTSE FTSE SMCAP ETF 922042718 797 6522 SH SOLE 0 0 6522 VANGUARD GROWTH GROWTH ETF 922908736 556 2196 SH SOLE 0 0 2196 VANGUARD HEALTH HEALTH CAR ETF 92204A504 248 1110 SH SOLE 0 0 1110 VANGUARD HIGH HIGH DIV YLD 921946406 522 5594 SH SOLE 0 0 5594 VANGUARD INFORMATION INF TECH ETF 92204A702 839 2371 SH SOLE 0 0 2371 VANGUARD MID MID CAP ETF 922908629 965 4669 SH SOLE 0 0 4669 VANGUARD MID MCAP VL IDXVIP 922908512 382 3207 SH SOLE 0 0 3207 VANGUARD REAL REAL ESTATE ETF 922908553 2071 24386 SH SOLE 0 0 24386 VANGUARD S&P S&P 500 ETF SHS 922908363 10241 29775 SH SOLE 0 0 29775 VANGUARD S&P 500 GRTH IDX F 921932505 213 926 SH SOLE 0 0 926 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 250 2705 SH SOLE 0 0 2705 VANGUARD SHORT SHORT TRM BOND 921937827 894 10800 SH SOLE 0 0 10800 VANGUARD SHORT SHRT TRM CORP BD 92206C409 214 2574 SH SOLE 0 0 2574 VANGUARD SHORT SHORT TERM TREAS 92206C102 270 4394 SH SOLE 0 0 4394 VANGUARD SMALL SM CP VAL ETF 922908611 36413 254949 SH SOLE 0 0 254949 VANGUARD TOTAL TOTAL BND MRKT 921937835 2876 32775 SH SOLE 0 0 32775 VANGUARD TOTAL INTL BD IDX ETF 92203J407 221 3774 SH SOLE 0 0 3774 VANGUARD TOTAL TT WRLD ST ETF 922042742 10595 114264 SH SOLE 0 0 114264 VANGUARD TOTAL TOTAL STK MKT 922908769 64292 330023 SH SOLE 0 0 330023 VANGUARD TOTAL VG TL INTL STK F 921909768 3071 50634 SH SOLE 0 0 50634 VANGUARD VALUE VALUE ETF 922908744 3252 27276 SH SOLE 0 0 27276 VISA INC COM CL A 92826C839 582 2661 SH SOLE 0 0 2661 WALMART INC COM 931142103 265 1841 SH SOLE 0 0 1841 WALT DISNEY COM DISNEY 254687106 240 1324 SH SOLE 0 0 1324 ZOETIS INC CL A 98978V103 1082 6618 SH SOLE 0 0 6618