The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 222 1,424 SH   SOLE   0 0 1,424
ALIGN TECHNOLOGY COM 016255101 326 1,187 SH   SOLE   0 0 1,187
ALPHABET INC CAP STK CL C 02079K107 741 509 SH   SOLE   0 0 509
ALPHABET INC CAP STK CL A 02079K305 437 308 SH   SOLE   0 0 308
ALTRIA GROUP COM 02209S103 588 14,973 SH   SOLE   0 0 14,973
AMAZON COM COM 023135106 4,404 1,575 SH   SOLE   0 0 1,575
ANNALY CAPITAL COM 035710409 142 21,679 SH   SOLE   0 0 21,679
APPLE INC COM 037833100 5,276 14,393 SH   SOLE   0 0 14,393
AT&T INC COM 00206R102 391 12,918 SH   SOLE   0 0 12,918
BERKSHIRE HATHAWAY CL A 084670108 535 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY CL B NEW 084670702 4,227 23,520 SH   SOLE   0 0 23,520
CATERPILLAR INC COM 149123101 275 2,170 SH   SOLE   0 0 2,170
CHEVRON CORP COM 166764100 232 2,604 SH   SOLE   0 0 2,604
DANAHER CORP COM 235851102 295 1,669 SH   SOLE   0 0 1,669
EATON CORP SHS G29183103 470 5,374 SH   SOLE   0 0 5,374
ELI LILLY COM 532457108 304 1,850 SH   SOLE   0 0 1,850
EXXON MOBIL COM 30231G102 384 8,581 SH   SOLE   0 0 8,581
FASTENAL CO COM 311900104 232 5,325 SH   SOLE   0 0 5,325
FORD MOTOR COM 345370860 130 21,333 SH   SOLE   0 0 21,333
GENERAL MILLS COM 370334104 352 5,703 SH   SOLE   0 0 5,703
GENTEX CORP COM 371901109 221 8,568 SH   SOLE   0 0 8,568
HOME DEPOT COM 437076102 376 1,502 SH   SOLE   0 0 1,502
INTEL CORP COM 458140100 430 7,183 SH   SOLE   0 0 7,183
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 3,064 35,377 SH   SOLE   0 0 35,377
ISHARES CORE CORE S&P TTL STK 464287150 16,160 231,313 SH   SOLE   0 0 231,313
ISHARES CORE CORE S&P500 ETF 464287200 1,832 5,916 SH   SOLE   0 0 5,916
ISHARES CORE CORE S&P MCP ETF 464287507 351 1,972 SH   SOLE   0 0 1,972
ISHARES CORE CORE S&P SCP ETF 464287804 499 7,313 SH   SOLE   0 0 7,313
ISHARES GOLD ISHARES 464285105 23,799 1,399,487 SH   SOLE   0 0 1,399,487
ISHARES MSCI MSCI EAFE ETF 464287465 559 9,182 SH   SOLE   0 0 9,182
ISHARES MSCI EAFE VALUE ETF 464288877 4,615 115,260 SH   SOLE   0 0 115,260
ISHARES NATIONAL NATIONAL MUN 464288414 1,477 12,803 SH   SOLE   0 0 12,803
ISHARES RUSS RUS MDCP VAL ETF 464287473 446 5,826 SH   SOLE   0 0 5,826
ISHARES RUSSELL RUS MID CAP ETF 464287499 314 5,858 SH   SOLE   0 0 5,858
ISHARES RUSSELL RUS 1000 ETF 464287622 994 5,787 SH   SOLE   0 0 5,787
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 17,854 183,123 SH   SOLE   0 0 183,123
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 1,967 10,922 SH   SOLE   0 0 10,922
ISHARES S&P S&P 500 VAL ETF 464287408 321 2,888 SH   SOLE   0 0 2,888
ISHARES S&P SP SMCP600VL ETF 464287879 909 7,550 SH   SOLE   0 0 7,550
ISHARES SELECT SELECT DIVID ETF 464287168 1,703 21,098 SH   SOLE   0 0 21,098
ISHARES TIPS TIPS BD ETF 464287176 10,920 88,784 SH   SOLE   0 0 88,784
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 225 4,500 SH   SOLE   0 0 4,500
JOHNSON & JOHNSON COM 478160104 745 5,205 SH   SOLE   0 0 5,205
KELLOGG CO COM 487836108 785 11,883 SH   SOLE   0 0 11,883
KIMBERLY CLARK COM 494368103 610 4,312 SH   SOLE   0 0 4,312
LCI INDS COM 50189K103 1,334 11,606 SH   SOLE   0 0 11,606
LINDE PLC COM G5494J103 446 2,103 SH   SOLE   0 0 2,103
MCDONALDS CORP COM 580135101 236 1,279 SH   SOLE   0 0 1,279
MERCK & COMPANY COM 58933Y105 281 3,629 SH   SOLE   0 0 3,629
MICROSOFT CORP COM 594918104 2,056 10,097 SH   SOLE   0 0 10,097
MONDELEZ INTERNATIONAL CL A 609207105 468 9,153 SH   SOLE   0 0 9,153
NETFLIX INC COM 64110L106 568 1,249 SH   SOLE   0 0 1,249
PARKER-HANNIFIN CORP COM 701094104 200 1,089 SH   SOLE   0 0 1,089
PEPSICO INC COM 713448108 704 5,326 SH   SOLE   0 0 5,326
PFIZER INC COM 717081103 668 20,424 SH   SOLE   0 0 20,424
PHILIP MORRIS COM 718172109 818 11,677 SH   SOLE   0 0 11,677
PROCTER & GAMBLE COM 742718109 1,548 12,949 SH   SOLE   0 0 12,949
QUEST DIAGNOSTICS COM 74834L100 459 4,027 SH   SOLE   0 0 4,027
SCHWAB AGGREGATE US AGGREGATE B 808524839 769 13,679 SH   SOLE   0 0 13,679
SCHWAB INTL INTL EQTY ETF 808524805 275 9,256 SH   SOLE   0 0 9,256
SCHWAB US US BRD MKT ETF 808524102 2,949 39,507 SH   SOLE   0 0 39,507
SCHWAB US US TIPS ETF 808524870 547 9,109 SH   SOLE   0 0 9,109
SMILEDIRECTCLUB INC CL A COM 83192H106 210 26,600 SH   SOLE   0 0 26,600
SPDR DOW UT SER 1 78467X109 290 1,123 SH   SOLE   0 0 1,123
SPDR GOLD GOLD SHS 78463V107 312 1,862 SH   SOLE   0 0 1,862
SPDR S&P TR UNIT 78462F103 3,641 11,726 SH   SOLE   0 0 11,726
STARBUCKS CORP COM 855244109 246 3,340 SH   SOLE   0 0 3,340
STEELCASE INC CL A 858155203 441 36,531 SH   SOLE   0 0 36,531
STRYKER CORP COM 863667101 10,499 58,269 SH   SOLE   0 0 58,269
TAILORED BRANDS COM 87403A107 18 19,692 SH   SOLE   0 0 19,692
VANGUARD DIVIDEND DIV APP ETF 921908844 1,220 10,305 SH   SOLE   0 0 10,305
VANGUARD FSTE FTSE EMR MKT ETF 922042858 4,583 115,693 SH   SOLE   0 0 115,693
VANGUARD FTSE FTSE DEV MKT ETF 921943858 683 17,611 SH   SOLE   0 0 17,611
VANGUARD FTSE FTSE SMCAP ETF 922042718 653 6,668 SH   SOLE   0 0 6,668
VANGUARD GROWTH GROWTH ETF 922908736 385 1,903 SH   SOLE   0 0 1,903
VANGUARD INFORMATION INF TECH ETF 92204A702 488 1,751 SH   SOLE   0 0 1,751
VANGUARD LARGE LARGE CAP ETF 922908637 459 3,111 SH   SOLE   0 0 3,111
VANGUARD MID MCAP VL IDXVIP 922908512 241 2,513 SH   SOLE   0 0 2,513
VANGUARD MID MID CAP ETF 922908629 767 4,682 SH   SOLE   0 0 4,682
VANGUARD REAL REAL ESTATE ETF 922908553 1,690 21,524 SH   SOLE   0 0 21,524
VANGUARD S&P S&P 500 ETF SHS 922908363 7,853 27,621 SH   SOLE   0 0 27,621
VANGUARD SHORT SHORT TRM BOND 921937827 832 10,005 SH   SOLE   0 0 10,005
VANGUARD SMALL SM CP VAL ETF 922908611 29,240 272,981 SH   SOLE   0 0 272,981
VANGUARD TOTAL VG TL INTL STK F 921909768 2,002 40,357 SH   SOLE   0 0 40,357
VANGUARD TOTAL TOTAL BND MRKT 921937835 2,505 28,299 SH   SOLE   0 0 28,299
VANGUARD TOTAL INTL BD IDX ETF 92203J407 247 4,282 SH   SOLE   0 0 4,282
VANGUARD TOTAL TT WRLD ST ETF 922042742 8,788 117,129 SH   SOLE   0 0 117,129
VANGUARD TOTAL TOTAL STK MKT 922908769 51,875 330,699 SH   SOLE   0 0 330,699
VANGUARD VALUE VALUE ETF 922908744 2,308 23,180 SH   SOLE   0 0 23,180
VISA INC COM CL A 92826C839 571 2,954 SH   SOLE   0 0 2,954
WALMART INC COM 931142103 220 1,839 SH   SOLE   0 0 1,839
ZOETIS INC CL A 98978V103 635 4,516 SH   SOLE   0 0 4,516