0001776290-20-000003.txt : 20200723 0001776290-20-000003.hdr.sgml : 20200723 20200723090741 ACCESSION NUMBER: 0001776290-20-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200630 FILED AS OF DATE: 20200723 DATE AS OF CHANGE: 20200723 EFFECTIVENESS DATE: 20200723 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 201042879 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 06-30-2020 06-30-2020 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 07-23-2020 0 92 259367 false INFORMATION TABLE 2 13FXML2020Q2.xml 13F2020Q2 3M COMPANY COM 88579Y101 222 1424 SH SOLE 0 0 1424 ALIGN TECHNOLOGY COM 016255101 326 1187 SH SOLE 0 0 1187 ALPHABET INC CAP STK CL C 02079K107 741 509 SH SOLE 0 0 509 ALPHABET INC CAP STK CL A 02079K305 437 308 SH SOLE 0 0 308 ALTRIA GROUP COM 02209S103 588 14973 SH SOLE 0 0 14973 AMAZON COM COM 023135106 4404 1575 SH SOLE 0 0 1575 ANNALY CAPITAL COM 035710409 142 21679 SH SOLE 0 0 21679 APPLE INC COM 037833100 5276 14393 SH SOLE 0 0 14393 AT&T INC COM 00206R102 391 12918 SH SOLE 0 0 12918 BERKSHIRE HATHAWAY CL A 084670108 535 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY CL B NEW 084670702 4227 23520 SH SOLE 0 0 23520 CATERPILLAR INC COM 149123101 275 2170 SH SOLE 0 0 2170 CHEVRON CORP COM 166764100 232 2604 SH SOLE 0 0 2604 DANAHER CORP COM 235851102 295 1669 SH SOLE 0 0 1669 EATON CORP SHS G29183103 470 5374 SH SOLE 0 0 5374 ELI LILLY COM 532457108 304 1850 SH SOLE 0 0 1850 EXXON MOBIL COM 30231G102 384 8581 SH SOLE 0 0 8581 FASTENAL CO COM 311900104 232 5325 SH SOLE 0 0 5325 FORD MOTOR COM 345370860 130 21333 SH SOLE 0 0 21333 GENERAL MILLS COM 370334104 352 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 221 8568 SH SOLE 0 0 8568 HOME DEPOT COM 437076102 376 1502 SH SOLE 0 0 1502 INTEL CORP COM 458140100 430 7183 SH SOLE 0 0 7183 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 3064 35377 SH SOLE 0 0 35377 ISHARES CORE CORE S&P TTL STK 464287150 16160 231313 SH SOLE 0 0 231313 ISHARES CORE CORE S&P500 ETF 464287200 1832 5916 SH SOLE 0 0 5916 ISHARES CORE CORE S&P MCP ETF 464287507 351 1972 SH SOLE 0 0 1972 ISHARES CORE CORE S&P SCP ETF 464287804 499 7313 SH SOLE 0 0 7313 ISHARES GOLD ISHARES 464285105 23799 1399487 SH SOLE 0 0 1399487 ISHARES MSCI MSCI EAFE ETF 464287465 559 9182 SH SOLE 0 0 9182 ISHARES MSCI EAFE VALUE ETF 464288877 4615 115260 SH SOLE 0 0 115260 ISHARES NATIONAL NATIONAL MUN 464288414 1477 12803 SH SOLE 0 0 12803 ISHARES RUSS RUS MDCP VAL ETF 464287473 446 5826 SH SOLE 0 0 5826 ISHARES RUSSELL RUS MID CAP ETF 464287499 314 5858 SH SOLE 0 0 5858 ISHARES RUSSELL RUS 1000 ETF 464287622 994 5787 SH SOLE 0 0 5787 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 17854 183123 SH SOLE 0 0 183123 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 1967 10922 SH SOLE 0 0 10922 ISHARES S&P S&P 500 VAL ETF 464287408 321 2888 SH SOLE 0 0 2888 ISHARES S&P SP SMCP600VL ETF 464287879 909 7550 SH SOLE 0 0 7550 ISHARES SELECT SELECT DIVID ETF 464287168 1703 21098 SH SOLE 0 0 21098 ISHARES TIPS TIPS BD ETF 464287176 10920 88784 SH SOLE 0 0 88784 ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 225 4500 SH SOLE 0 0 4500 JOHNSON & JOHNSON COM 478160104 745 5205 SH SOLE 0 0 5205 KELLOGG CO COM 487836108 785 11883 SH SOLE 0 0 11883 KIMBERLY CLARK COM 494368103 610 4312 SH SOLE 0 0 4312 LCI INDS COM 50189K103 1334 11606 SH SOLE 0 0 11606 LINDE PLC COM G5494J103 446 2103 SH SOLE 0 0 2103 MCDONALDS CORP COM 580135101 236 1279 SH SOLE 0 0 1279 MERCK & COMPANY COM 58933Y105 281 3629 SH SOLE 0 0 3629 MICROSOFT CORP COM 594918104 2056 10097 SH SOLE 0 0 10097 MONDELEZ INTERNATIONAL CL A 609207105 468 9153 SH SOLE 0 0 9153 NETFLIX INC COM 64110L106 568 1249 SH SOLE 0 0 1249 PARKER-HANNIFIN CORP COM 701094104 200 1089 SH SOLE 0 0 1089 PEPSICO INC COM 713448108 704 5326 SH SOLE 0 0 5326 PFIZER INC COM 717081103 668 20424 SH SOLE 0 0 20424 PHILIP MORRIS COM 718172109 818 11677 SH SOLE 0 0 11677 PROCTER & GAMBLE COM 742718109 1548 12949 SH SOLE 0 0 12949 QUEST DIAGNOSTICS COM 74834L100 459 4027 SH SOLE 0 0 4027 SCHWAB AGGREGATE US AGGREGATE B 808524839 769 13679 SH SOLE 0 0 13679 SCHWAB INTL INTL EQTY ETF 808524805 275 9256 SH SOLE 0 0 9256 SCHWAB US US BRD MKT ETF 808524102 2949 39507 SH SOLE 0 0 39507 SCHWAB US US TIPS ETF 808524870 547 9109 SH SOLE 0 0 9109 SMILEDIRECTCLUB INC CL A COM 83192H106 210 26600 SH SOLE 0 0 26600 SPDR DOW UT SER 1 78467X109 290 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 312 1862 SH SOLE 0 0 1862 SPDR S&P TR UNIT 78462F103 3641 11726 SH SOLE 0 0 11726 STARBUCKS CORP COM 855244109 246 3340 SH SOLE 0 0 3340 STEELCASE INC CL A 858155203 441 36531 SH SOLE 0 0 36531 STRYKER CORP COM 863667101 10499 58269 SH SOLE 0 0 58269 TAILORED BRANDS COM 87403A107 18 19692 SH SOLE 0 0 19692 VANGUARD DIVIDEND DIV APP ETF 921908844 1220 10305 SH SOLE 0 0 10305 VANGUARD FSTE FTSE EMR MKT ETF 922042858 4583 115693 SH SOLE 0 0 115693 VANGUARD FTSE FTSE DEV MKT ETF 921943858 683 17611 SH SOLE 0 0 17611 VANGUARD FTSE FTSE SMCAP ETF 922042718 653 6668 SH SOLE 0 0 6668 VANGUARD GROWTH GROWTH ETF 922908736 385 1903 SH SOLE 0 0 1903 VANGUARD INFORMATION INF TECH ETF 92204A702 488 1751 SH SOLE 0 0 1751 VANGUARD LARGE LARGE CAP ETF 922908637 459 3111 SH SOLE 0 0 3111 VANGUARD MID MCAP VL IDXVIP 922908512 241 2513 SH SOLE 0 0 2513 VANGUARD MID MID CAP ETF 922908629 767 4682 SH SOLE 0 0 4682 VANGUARD REAL REAL ESTATE ETF 922908553 1690 21524 SH SOLE 0 0 21524 VANGUARD S&P S&P 500 ETF SHS 922908363 7853 27621 SH SOLE 0 0 27621 VANGUARD SHORT SHORT TRM BOND 921937827 832 10005 SH SOLE 0 0 10005 VANGUARD SMALL SM CP VAL ETF 922908611 29240 272981 SH SOLE 0 0 272981 VANGUARD TOTAL VG TL INTL STK F 921909768 2002 40357 SH SOLE 0 0 40357 VANGUARD TOTAL TOTAL BND MRKT 921937835 2505 28299 SH SOLE 0 0 28299 VANGUARD TOTAL INTL BD IDX ETF 92203J407 247 4282 SH SOLE 0 0 4282 VANGUARD TOTAL TT WRLD ST ETF 922042742 8788 117129 SH SOLE 0 0 117129 VANGUARD TOTAL TOTAL STK MKT 922908769 51875 330699 SH SOLE 0 0 330699 VANGUARD VALUE VALUE ETF 922908744 2308 23180 SH SOLE 0 0 23180 VISA INC COM CL A 92826C839 571 2954 SH SOLE 0 0 2954 WALMART INC COM 931142103 220 1839 SH SOLE 0 0 1839 ZOETIS INC CL A 98978V103 635 4516 SH SOLE 0 0 4516