The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 376 2,130 SH   SOLE   0 0 2,130
ALIGN TECHNOLOGY COM 016255101 610 2,187 SH   SOLE   0 0 2,187
ALPHABET INC CAP STK CL C 02079K107 677 490 SH   SOLE   0 0 490
ALPHABET INC CAP STK CL A 02079K305 439 328 SH   SOLE   0 0 328
ALTRIA GROUP COM 02209S103 836 16,756 SH   SOLE   0 0 16,756
AMAZON COM COM 023135106 2,760 1,490 SH   SOLE   0 0 1,490
ANNALY CAPITAL N/A 035710409 153 16,286 SH   SOLE   0 0 16,286
APPLE INC COM 037833100 4,853 16,434 SH   SOLE   0 0 16,434
AT&T INC COM 00206R102 617 15,799 SH   SOLE   0 0 15,799
BERKSHIRE HATHAWAY CL A 084670108 1,019 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY CL B NEW 084670702 4,970 21,927 SH   SOLE   0 0 21,927
BOEING CO N/A 097023105 210 644 SH   SOLE   0 0 644
BRISTOL MYERS N/A 110122108 211 3,285 SH   SOLE   0 0 3,285
CATERPILLAR INC COM 149123101 350 2,370 SH   SOLE   0 0 2,370
CHEVRON CORP COM 166764100 467 3,874 SH   SOLE   0 0 3,874
COCA COLA COMPANY COM 191216100 327 5,917 SH   SOLE   0 0 5,917
DANAHER CORP COM 235851102 289 1,880 SH   SOLE   0 0 1,880
DOLLAR GENL N/A 256677105 224 1,417 SH   SOLE   0 0 1,417
EATON CORP SHS G29183103 533 5,628 SH   SOLE   0 0 5,628
EXXON MOBIL COM 30231G102 606 8,681 SH   SOLE   0 0 8,681
FARMERS & MERCHANTS COM 30779N105 211 7,000 SH   SOLE   0 0 7,000
FORD MOTOR COM 345370860 209 22,433 SH   SOLE   0 0 22,433
GENERAL MILLS COM 370334104 305 5,703 SH   SOLE   0 0 5,703
GENTEX CORP COM 371901109 248 8,568 SH   SOLE   0 0 8,568
HOME DEPOT COM 437076102 620 2,837 SH   SOLE   0 0 2,837
INTEL CORP N/A 458140100 460 7,681 SH   SOLE   0 0 7,681
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2,881 34,040 SH   SOLE   0 0 34,040
ISHARES CORE CORE S&P TTL STK 464287150 8,260 113,042 SH   SOLE   0 0 113,042
ISHARES CORE CORE S&P500 ETF 464287200 2,055 6,358 SH   SOLE   0 0 6,358
ISHARES CORE CORE S&P MCP ETF 464287507 492 2,391 SH   SOLE   0 0 2,391
ISHARES CORE CORE S&P SCP ETF 464287804 686 8,178 SH   SOLE   0 0 8,178
ISHARES GOLD ISHARES 464285105 17,966 1,236,538 SH   SOLE   0 0 1,236,538
ISHARES MSCI MSCI EAFE ETF 464287465 975 14,039 SH   SOLE   0 0 14,039
ISHARES MSCI EAFE VALUE ETF 464288877 6,160 123,359 SH   SOLE   0 0 123,359
ISHARES NATIONAL NATIONAL MUN 464288414 1,458 12,800 SH   SOLE   0 0 12,800
ISHARES RUSS RUS MDCP VAL ETF 464287473 607 6,404 SH   SOLE   0 0 6,404
ISHARES RUSSELL RUS MID CAP ETF 464287499 410 6,873 SH   SOLE   0 0 6,873
ISHARES RUSSELL RUS 1000 ETF 464287622 1,033 5,787 SH   SOLE   0 0 5,787
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 23,202 180,432 SH   SOLE   0 0 180,432
ISHARES RUSSELL N/A 464287655 307 1,856 SH   SOLE   0 0 1,856
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,185 11,592 SH   SOLE   0 0 11,592
ISHARES S&P S&P 500 GRWT ETF 464287309 238 1,230 SH   SOLE   0 0 1,230
ISHARES S&P S&P 500 VAL ETF 464287408 499 3,811 SH   SOLE   0 0 3,811
ISHARES S&P SP SMCP600VL ETF 464287879 1,213 7,546 SH   SOLE   0 0 7,546
ISHARES SELECT SELECT DIVID ETF 464287168 2,424 22,945 SH   SOLE   0 0 22,945
ISHARES TIPS TIPS BD ETF 464287176 12,070 103,527 SH   SOLE   0 0 103,527
JOHNSON & JOHNSON COM 478160104 842 5,750 SH   SOLE   0 0 5,750
JPMORGAN CHASE COM 46625H100 270 1,938 SH   SOLE   0 0 1,938
KELLOGG CO COM 487836108 855 12,360 SH   SOLE   0 0 12,360
KIMBERLY CLARK COM 494368103 624 4,539 SH   SOLE   0 0 4,539
LCI INDS COM 50189K103 1,243 11,606 SH   SOLE   0 0 11,606
LINDE PLC COM G5494J103 448 2,103 SH   SOLE   0 0 2,103
MCDONALDS CORP COM 580135101 367 1,856 SH   SOLE   0 0 1,856
MERCK & COMPANY COM 58933Y105 351 3,863 SH   SOLE   0 0 3,863
MICROSOFT CORP COM 594918104 1,921 12,075 SH   SOLE   0 0 12,075
MONDELEZ INTERNATIONAL CL A 609207105 523 9,503 SH   SOLE   0 0 9,503
NETFLIX INC COM 64110L106 404 1,249 SH   SOLE   0 0 1,249
NORFOLK SOUTHERN COM 655844108 230 1,187 SH   SOLE   0 0 1,187
PARKER-HANNIFIN CORP N/A 701094104 224 1,089 SH   SOLE   0 0 1,089
PEPSICO INC COM 713448108 681 4,981 SH   SOLE   0 0 4,981
PFIZER INC COM 717081103 1,004 25,631 SH   SOLE   0 0 25,631
PHILIP MORRIS COM 718172109 1,050 12,342 SH   SOLE   0 0 12,342
PROCTER & GAMBLE COM 742718109 1,660 13,290 SH   SOLE   0 0 13,290
SCHWAB AGGREGATE US AGGREGATE B 808524839 837 15,671 SH   SOLE   0 0 15,671
SCHWAB INTL INTL EQTY ETF 808524805 450 13,393 SH   SOLE   0 0 13,393
SCHWAB US US BRD MKT ETF 808524102 3,288 42,280 SH   SOLE   0 0 42,280
SCHWAB US US TIPS ETF 808524870 744 13,104 SH   SOLE   0 0 13,104
SPDR DOW UT SER 1 78467X109 320 1,123 SH   SOLE   0 0 1,123
SPDR GOLD GOLD SHS 78463V107 424 2,968 SH   SOLE   0 0 2,968
SPDR S&P TR UNIT 78462F103 3,840 11,874 SH   SOLE   0 0 11,874
STARBUCKS CORP COM 855244109 294 3,340 SH   SOLE   0 0 3,340
STEELCASE INC CL A 858155203 768 37,531 SH   SOLE   0 0 37,531
STRYKER CORP COM 863667101 12,890 61,398 SH   SOLE   0 0 61,398
UNITED TECHNOLOGIES COM 913017109 263 1,759 SH   SOLE   0 0 1,759
VANGUARD DIVIDEND DIV APP ETF 921908844 1,007 8,074 SH   SOLE   0 0 8,074
VANGUARD FSTE FTSE EMR MKT ETF 922042858 4,377 98,430 SH   SOLE   0 0 98,430
VANGUARD FTSE FTSE DEV MKT ETF 921943858 776 17,611 SH   SOLE   0 0 17,611
VANGUARD FTSE N/A 922042718 570 5,112 SH   SOLE   0 0 5,112
VANGUARD GROWTH GROWTH ETF 922908736 347 1,903 SH   SOLE   0 0 1,903
VANGUARD MID N/A 922908512 297 2,491 SH   SOLE   0 0 2,491
VANGUARD MID MID CAP ETF 922908629 897 5,036 SH   SOLE   0 0 5,036
VANGUARD REAL REAL ESTATE ETF 922908553 1,328 14,313 SH   SOLE   0 0 14,313
VANGUARD S&P S&P 500 ETF SHS 922908363 5,824 19,690 SH   SOLE   0 0 19,690
VANGUARD SHORT SHORT TRM BOND 921937827 530 6,578 SH   SOLE   0 0 6,578
VANGUARD SMALL SM CP VAL ETF 922908611 32,494 236,812 SH   SOLE   0 0 236,812
VANGUARD TOTAL VG TL INTL STK F 921909768 1,878 33,653 SH   SOLE   0 0 33,653
VANGUARD TOTAL TOTAL BND MRKT 921937835 1,744 20,757 SH   SOLE   0 0 20,757
VANGUARD TOTAL INTL BD IDX ETF 92203J407 247 4,362 SH   SOLE   0 0 4,362
VANGUARD TOTAL TT WRLD ST ETF 922042742 7,773 95,790 SH   SOLE   0 0 95,790
VANGUARD TOTAL TOTAL STK MKT 922908769 51,515 314,409 SH   SOLE   0 0 314,409
VANGUARD VALUE VALUE ETF 922908744 3,010 25,088 SH   SOLE   0 0 25,088
VERIZON COMMUNICATIONS COM 92343V104 214 3,481 SH   SOLE   0 0 3,481
VISA INC COM CL A 92826C839 952 4,989 SH   SOLE   0 0 4,989
WALMART INC COM 931142103 236 1,984 SH   SOLE   0 0 1,984
WALT DISNEY COM DISNEY 254687106 466 3,213 SH   SOLE   0 0 3,213
ZOETIS INC CL A 98978V103 205 1,548 SH   SOLE   0 0 1,548
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 227 6,438 SH   SOLE   0 0 6,438
SKYWORKS SOLUTIONS INC COM 83088M102 215 1,750 SH   SOLE   0 0 1,750
S&P GLOBAL INC COM 78409V104 209 700 SH   SOLE   0 0 700
FS KKR CAPITAL CORP COM 302635107 77 12,300 SH   SOLE   0 0 12,300
AIR LEASE CORP CL A 00912X302 248 5,000 SH   SOLE   0 0 5,000
ISHARES US ETF TR SHT MAT MUN ETF 46431W838 226 4,500 SH   SOLE   0 0 4,500