0001776290-19-000032.txt : 20191017 0001776290-19-000032.hdr.sgml : 20191017 20191017133032 ACCESSION NUMBER: 0001776290-19-000032 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20190930 FILED AS OF DATE: 20191017 DATE AS OF CHANGE: 20191017 EFFECTIVENESS DATE: 20191017 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Zhang Financial LLC CENTRAL INDEX KEY: 0001776290 IRS NUMBER: 800370431 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19517 FILM NUMBER: 191154768 BUSINESS ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 BUSINESS PHONE: 269-385-5705 MAIL ADDRESS: STREET 1: 5931 OAKLAND DR. CITY: PORTAGE STATE: MI ZIP: 49024 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001776290 XXXXXXXX 09-30-2019 09-30-2019 Zhang Financial LLC

5931 OAKLAND DR. PORTAGE MI 49024

13F HOLDINGS REPORT 028-19517 N Lynn L. Chen-Zhang 269.385.5888 Lynn L. Chen-Zhang Portage MI 10-17-2019 0 87 236697 false INFORMATION TABLE 2 13FXML2019Q3.xml 3M COMPANY COM 88579Y101 350 2127 SH SOLE 0 0 2127 ALIGN TECHNOLOGY COM 016255101 396 2187 SH SOLE 0 0 2187 ALPHABET INC CAP STK CL C 02079K107 356 292 SH SOLE 0 0 292 ALPHABET INC CAP STK CL A 02079K305 379 310 SH SOLE 0 0 310 ALTRIA GROUP COM 02209S103 702 17174 SH SOLE 0 0 17174 AMAZON COM COM 023135106 2319 1333 SH SOLE 0 0 1333 APPLE INC COM 037833100 3268 14490 SH SOLE 0 0 14490 AT&T INC COM 00206R102 543 14354 SH SOLE 0 0 14354 BERKSHIRE HATHAWAY CL A 084670108 935 3 SH SOLE 0 0 3 BERKSHIRE HATHAWAY CL B NEW 084670702 3976 19113 SH SOLE 0 0 19113 CATERPILLAR INC COM 149123101 299 2370 SH SOLE 0 0 2370 CHEVRON CORP COM 166764100 423 3565 SH SOLE 0 0 3565 COCA COLA COMPANY COM 191216100 338 6209 SH SOLE 0 0 6209 DANAHER CORP COM 235851102 272 1880 SH SOLE 0 0 1880 DUPONT DE COM 26614N102 203 2851 SH SOLE 0 0 2851 EATON CORP SHS G29183103 544 6540 SH SOLE 0 0 6540 EXXON MOBIL COM 30231G102 578 8188 SH SOLE 0 0 8188 FORD MOTOR COM 345370860 203 22207 SH SOLE 0 0 22207 GENERAL MILLS COM 370334104 314 5703 SH SOLE 0 0 5703 GENTEX CORP COM 371901109 236 8568 SH SOLE 0 0 8568 HOME DEPOT COM 437076102 519 2239 SH SOLE 0 0 2239 ISHARES 1-3YR 1 3 YR TREAS BD 464287457 2893 34108 SH SOLE 0 0 34108 ISHARES CORE CORE S&P TTL STK 464287150 7969 118678 SH SOLE 0 0 118678 ISHARES CORE CORE S&P500 ETF 464287200 1846 6185 SH SOLE 0 0 6185 ISHARES CORE CORE S&P MCP ETF 464287507 462 2391 SH SOLE 0 0 2391 ISHARES CORE CORE S&P SCP ETF 464287804 637 8178 SH SOLE 0 0 8178 ISHARES GOLD ISHARES 464285105 13004 922047 SH SOLE 0 0 922047 ISHARES MSCI MSCI EAFE ETF 464287465 672 10300 SH SOLE 0 0 10300 ISHARES MSCI EAFE VALUE ETF 464288877 5845 123309 SH SOLE 0 0 123309 ISHARES NATIONAL NATIONAL MUN 464288414 1460 12799 SH SOLE 0 0 12799 ISHARES RUSS RUS MDCP VAL ETF 464287473 574 6404 SH SOLE 0 0 6404 ISHARES RUSSELL RUS MID CAP ETF 464287499 204 3648 SH SOLE 0 0 3648 ISHARES RUSSELL RUS 1000 ETF 464287622 952 5787 SH SOLE 0 0 5787 ISHARES RUSSELL RUS 2000 VAL ETF 464287630 21870 183158 SH SOLE 0 0 183158 ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2157 12412 SH SOLE 0 0 12412 ISHARES S&P S&P 500 GRWT ETF 464287309 248 1380 SH SOLE 0 0 1380 ISHARES S&P S&P 500 VAL ETF 464287408 470 3931 SH SOLE 0 0 3931 ISHARES S&P S&P MC 400VL ETF 464287705 219 1370 SH SOLE 0 0 1370 ISHARES S&P SP SMCP600VL ETF 464287879 1133 7543 SH SOLE 0 0 7543 ISHARES SELECT SELECT DIVID ETF 464287168 2428 23811 SH SOLE 0 0 23811 ISHARES TIPS TIPS BD ETF 464287176 12462 107186 SH SOLE 0 0 107186 JOHNSON & JOHNSON COM 478160104 577 4457 SH SOLE 0 0 4457 KELLOGG CO COM 487836108 807 12537 SH SOLE 0 0 12537 KIMBERLY CLARK COM 494368103 686 4827 SH SOLE 0 0 4827 LCI INDS COM 50189K103 1014 11043 SH SOLE 0 0 11043 LINDE PLC COM G5494J103 407 2103 SH SOLE 0 0 2103 MCDONALDS CORP COM 580135101 467 2175 SH SOLE 0 0 2175 MERCK & COMPANY COM 58933Y105 280 3330 SH SOLE 0 0 3330 MICROSOFT CORP COM 594918104 1443 10381 SH SOLE 0 0 10381 MONDELEZ INTERNATIONAL CL A 609207105 494 8935 SH SOLE 0 0 8935 NETFLIX INC COM 64110L106 334 1249 SH SOLE 0 0 1249 NORFOLK SOUTHERN COM 655844108 213 1187 SH SOLE 0 0 1187 PEPSICO INC COM 713448108 706 5151 SH SOLE 0 0 5151 PFIZER INC COM 717081103 929 25863 SH SOLE 0 0 25863 PHILIP MORRIS COM 718172109 897 11808 SH SOLE 0 0 11808 PROCTER & GAMBLE COM 742718109 1778 14292 SH SOLE 0 0 14292 PROTALIX BIOTHERAPEUTICS COM 74365A101 9 45000 SH SOLE 0 0 45000 SCHWAB AGGREGATE US AGGREGATE B 808524839 1112 20675 SH SOLE 0 0 20675 SCHWAB INTL INTL EQTY ETF 808524805 427 13393 SH SOLE 0 0 13393 SCHWAB US US BRD MKT ETF 808524102 3183 44703 SH SOLE 0 0 44703 SCHWAB US US TIPS ETF 808524870 764 13478 SH SOLE 0 0 13478 SIRIUS XM COM 82968B103 65 10387 SH SOLE 0 0 10387 SPDR DOW UT SER 1 78467X109 302 1123 SH SOLE 0 0 1123 SPDR GOLD GOLD SHS 78463V107 419 3016 SH SOLE 0 0 3016 SPDR S&P TR UNIT 78462F103 3449 11607 SH SOLE 0 0 11607 STARBUCKS CORP COM 855244109 295 3340 SH SOLE 0 0 3340 STEELCASE INC CL A 858155203 691 37531 SH SOLE 0 0 37531 STRYKER CORP COM 863667101 13233 61181 SH SOLE 0 0 61181 TESLA INC COM 88160R101 222 920 SH SOLE 0 0 920 UNITED TECHNOLOGIES COM 913017109 240 1759 SH SOLE 0 0 1759 VANGUARD DIVIDEND DIV APP ETF 921908844 685 5729 SH SOLE 0 0 5729 VANGUARD FSTE FTSE EMR MKT ETF 922042858 3807 94563 SH SOLE 0 0 94563 VANGUARD FTSE FTSE DEV MKT ETF 921943858 723 17611 SH SOLE 0 0 17611 VANGUARD GROWTH GROWTH ETF 922908736 316 1903 SH SOLE 0 0 1903 VANGUARD MID MID CAP ETF 922908629 874 5215 SH SOLE 0 0 5215 VANGUARD REAL REAL ESTATE ETF 922908553 1410 15123 SH SOLE 0 0 15123 VANGUARD S&P S&P 500 ETF SHS 922908363 5399 19807 SH SOLE 0 0 19807 VANGUARD SHORT SHORT TRM BOND 921937827 551 6823 SH SOLE 0 0 6823 VANGUARD SMALL SM CP VAL ETF 922908611 30150 234102 SH SOLE 0 0 234102 VANGUARD TOTAL VG TL INTL STK F 921909768 1488 28746 SH SOLE 0 0 28746 VANGUARD TOTAL TOTAL BND MRKT 921937835 1646 19521 SH SOLE 0 0 19521 VANGUARD TOTAL INTL BD IDX ETF 92203J407 257 4362 SH SOLE 0 0 4362 VANGUARD TOTAL TT WRLD ST ETF 922042742 7560 100956 SH SOLE 0 0 100956 VANGUARD TOTAL TOTAL STK MKT 922908769 48160 318847 SH SOLE 0 0 318847 VANGUARD VALUE VALUE ETF 922908744 2700 24186 SH SOLE 0 0 24186 VISA INC COM CL A 92826C839 648 3765 SH SOLE 0 0 3765 WALMART INC COM 931142103 222 1873 SH SOLE 0 0 1873