The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 265 1,527 SH   SOLE   0 0 1,527
ALIGN TECHNOLOGY COM 016255101 626 2,287 SH   SOLE   0 0 2,287
ALPHABET INC CAP STK CL C 02079K107 305 282 SH   SOLE   0 0 282
ALPHABET INC CAP STK CL A 02079K305 325 300 SH   SOLE   0 0 300
ALTRIA GROUP COM 02209S103 856 18,077 SH   SOLE   0 0 18,077
AMAZON COM COM 023135106 2,576 1,360 SH   SOLE   0 0 1,360
APPLE INC COM 037833100 2,932 14,811 SH   SOLE   0 0 14,811
AT&T INC COM 00206R102 692 20,640 SH   SOLE   0 0 20,640
BERKSHIRE HATHAWAY CL A 084670108 955 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY CL B NEW 084670702 4,332 20,324 SH   SOLE   0 0 20,324
CATERPILLAR INC COM 149123101 323 2,370 SH   SOLE   0 0 2,370
CHEVRON CORP COM 166764100 481 3,865 SH   SOLE   0 0 3,865
COCA COLA COMPANY COM 191216100 201 3,954 SH   SOLE   0 0 3,954
DANAHER CORP COM 235851102 269 1,880 SH   SOLE   0 0 1,880
EATON CORP SHS G29183103 628 7,537 SH   SOLE   0 0 7,537
EXXON MOBIL COM 30231G102 650 8,488 SH   SOLE   0 0 8,488
FARMERS & MERCHANTS COM 30779N105 204 7,000 SH   SOLE   0 0 7,000
FORD MOTOR COM 345370860 227 22,207 SH   SOLE   0 0 22,207
GENERAL MILLS COM 370334104 300 5,703 SH   SOLE   0 0 5,703
GENTEX CORP COM 371901109 211 8,568 SH   SOLE   0 0 8,568
HOME DEPOT COM 437076102 314 1,508 SH   SOLE   0 0 1,508
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 3,008 35,484 SH   SOLE   0 0 35,484
ISHARES CORE CORE S&P TTL STK 464287150 8,658 129,946 SH   SOLE   0 0 129,946
ISHARES CORE CORE S&P500 ETF 464287200 1,833 6,219 SH   SOLE   0 0 6,219
ISHARES CORE CORE S&P MCP ETF 464287507 495 2,549 SH   SOLE   0 0 2,549
ISHARES CORE CORE S&P SCP ETF 464287804 640 8,178 SH   SOLE   0 0 8,178
ISHARES GOLD ISHARES 464285105 9,979 739,156 SH   SOLE   0 0 739,156
ISHARES MSCI MSCI EAFE ETF 464287465 700 10,648 SH   SOLE   0 0 10,648
ISHARES MSCI EAFE VALUE ETF 464288877 6,267 130,388 SH   SOLE   0 0 130,388
ISHARES NATIONAL NATIONAL MUN 464288414 1,447 12,797 SH   SOLE   0 0 12,797
ISHARES RUSS RUS MDCP VAL ETF 464287473 598 6,706 SH   SOLE   0 0 6,706
ISHARES RUSSELL RUS MID CAP ETF 464287499 225 4,029 SH   SOLE   0 0 4,029
ISHARES RUSSELL RUS 1000 ETF 464287622 942 5,787 SH   SOLE   0 0 5,787
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 22,448 186,288 SH   SOLE   0 0 186,288
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,187 12,690 SH   SOLE   0 0 12,690
ISHARES S&P S&P 500 GRWT ETF 464287309 262 1,462 SH   SOLE   0 0 1,462
ISHARES S&P S&P 500 VAL ETF 464287408 458 3,931 SH   SOLE   0 0 3,931
ISHARES S&P S&P MC 400VL ETF 464287705 218 1,370 SH   SOLE   0 0 1,370
ISHARES S&P SP SMCP600VL ETF 464287879 1,184 7,965 SH   SOLE   0 0 7,965
ISHARES SELECT SELECT DIVID ETF 464287168 2,417 24,277 SH   SOLE   0 0 24,277
ISHARES TIPS TIPS BD ETF 464287176 12,752 110,412 SH   SOLE   0 0 110,412
JOHNSON & JOHNSON COM 478160104 687 4,931 SH   SOLE   0 0 4,931
JPMORGAN CHASE COM 46625H100 912 8,153 SH   SOLE   0 0 8,153
KELLOGG CO COM 487836108 749 13,979 SH   SOLE   0 0 13,979
KIMBERLY CLARK COM 494368103 643 4,827 SH   SOLE   0 0 4,827
LCI INDS COM 50189K103 994 11,043 SH   SOLE   0 0 11,043
LINDE PLC COM G5494J103 422 2,103 SH   SOLE   0 0 2,103
MCDONALDS CORP COM 580135101 451 2,173 SH   SOLE   0 0 2,173
MERCK & COMPANY COM 58933Y105 294 3,503 SH   SOLE   0 0 3,503
MICROSOFT CORP COM 594918104 1,286 9,598 SH   SOLE   0 0 9,598
MONDELEZ INTERNATIONAL CL A 609207105 478 8,863 SH   SOLE   0 0 8,863
NETFLIX INC COM 64110L106 459 1,249 SH   SOLE   0 0 1,249
NORFOLK SOUTHERN COM 655844108 237 1,187 SH   SOLE   0 0 1,187
PEPSICO INC COM 713448108 675 5,149 SH   SOLE   0 0 5,149
PFIZER INC COM 717081103 1,047 24,163 SH   SOLE   0 0 24,163
PHILIP MORRIS COM 718172109 1,041 13,259 SH   SOLE   0 0 13,259
PROCTER & GAMBLE COM 742718109 1,502 13,699 SH   SOLE   0 0 13,699
PROTALIX BIOTHERAPEUTICS COM 74365A101 21 45,000 SH   SOLE   0 0 45,000
SCHWAB AGGREGATE US AGGREGATE B 808524839 1,251 23,614 SH   SOLE   0 0 23,614
SCHWAB INTL INTL EQTY ETF 808524805 430 13,393 SH   SOLE   0 0 13,393
SCHWAB US US BRD MKT ETF 808524102 3,268 46,344 SH   SOLE   0 0 46,344
SCHWAB US US TIPS ETF 808524870 759 13,478 SH   SOLE   0 0 13,478
SIRIUS XM COM 82968B103 58 10,387 SH   SOLE   0 0 10,387
SPDR DOW UT SER 1 78467X109 299 1,123 SH   SOLE   0 0 1,123
SPDR GOLD GOLD SHS 78463V107 406 3,045 SH   SOLE   0 0 3,045
SPDR S&P TR UNIT 78462F103 2,867 9,784 SH   SOLE   0 0 9,784
STARBUCKS CORP COM 855244109 212 2,533 SH   SOLE   0 0 2,533
STEELCASE INC CL A 858155203 693 40,531 SH   SOLE   0 0 40,531
STRYKER CORP COM 863667101 12,742 61,979 SH   SOLE   0 0 61,979
UNITED STATES UNITS 91232N108 240 19,954 SH   SOLE   0 0 19,954
UNITED TECHNOLOGIES COM 913017109 229 1,759 SH   SOLE   0 0 1,759
VANGUARD DIVIDEND DIV APP ETF 921908844 660 5,729 SH   SOLE   0 0 5,729
VANGUARD FSTE FTSE EMR MKT ETF 922042858 4,057 95,381 SH   SOLE   0 0 95,381
VANGUARD FTSE FTSE DEV MKT ETF 921943858 735 17,611 SH   SOLE   0 0 17,611
VANGUARD GROWTH GROWTH ETF 922908736 311 1,903 SH   SOLE   0 0 1,903
VANGUARD MID MID CAP ETF 922908629 943 5,643 SH   SOLE   0 0 5,643
VANGUARD REAL REAL ESTATE ETF 922908553 1,403 16,048 SH   SOLE   0 0 16,048
VANGUARD S&P S&P 500 ETF SHS 922908363 5,589 20,764 SH   SOLE   0 0 20,764
VANGUARD SHORT SHORT TRM BOND 921937827 550 6,823 SH   SOLE   0 0 6,823
VANGUARD SHORT STRM INFPROIDX 922020805 212 4,297 SH   SOLE   0 0 4,297
VANGUARD SMALL SM CP VAL ETF 922908611 30,968 237,226 SH   SOLE   0 0 237,226
VANGUARD TOTAL VG TL INTL STK F 921909768 1,523 28,871 SH   SOLE   0 0 28,871
VANGUARD TOTAL TOTAL BND MRKT 921937835 1,622 19,521 SH   SOLE   0 0 19,521
VANGUARD TOTAL INTL BD IDX ETF 92203J407 250 4,362 SH   SOLE   0 0 4,362
VANGUARD TOTAL TT WRLD ST ETF 922042742 7,697 102,411 SH   SOLE   0 0 102,411
VANGUARD TOTAL TOTAL STK MKT 922908769 48,982 326,353 SH   SOLE   0 0 326,353
VANGUARD VALUE VALUE ETF 922908744 2,694 24,286 SH   SOLE   0 0 24,286
VISA INC COM CL A 92826C839 646 3,720 SH   SOLE   0 0 3,720
WALMART INC COM 931142103 207 1,871 SH   SOLE   0 0 1,871
WALT DISNEY COM DISNEY 254687106 253 1,809 SH   SOLE   0 0 1,809