The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 487 14,555 SH   SOLE   0 0 14,555
ALPHABET INC CAP STK CL A 02079K305 218 180 SH   SOLE   0 0 180
ALTRIA GROUP COM 02209S103 1,093 18,121 SH   SOLE   0 0 18,121
AMAZON COM COM 023135106 2,447 1,221 SH   SOLE   0 0 1,221
APPLE INC COM 037833100 3,537 15,574 SH   SOLE   0 0 15,574
BERKSHIRE HATHAWAY CL A 084670108 1,610 5 SH   SOLE   0 0 5
BERKSHIRE HATHAWAY CL B NEW 084670702 4,392 20,454 SH   SOLE   0 0 20,454
CATERPILLAR INC COM 149123101 333 2,188 SH   SOLE   0 0 2,188
CHEVRON CORP COM 166764100 647 5,198 SH   SOLE   0 0 5,198
DOWDUPONT INC COM 26078J100 513 7,911 SH   SOLE   0 0 7,911
EXXON MOBIL COM 30231G102 812 9,468 SH   SOLE   0 0 9,468
FACEBOOK INC CL A 30303M102 255 1,571 SH   SOLE   0 0 1,571
FARMERS & MERCHANTS COM 30779N105 338 8,000 SH   SOLE   0 0 8,000
FORD MOTOR COM PAR $0.01 345370860 114 12,242 SH   SOLE   0 0 12,242
GENERAL MILLS COM 370334104 278 6,503 SH   SOLE   0 0 6,503
ISHARES GOLD ISHARES 464285105 8,054 706,461 SH   SOLE   0 0 706,461
ISHARES CORE CORE S&P TTL STK 464287150 6,902 103,433 SH   SOLE   0 0 103,433
ISHARES SELECT SELECT DIVID ETF 464287168 2,538 25,374 SH   SOLE   0 0 25,374
ISHARES TIPS TIPS BD ETF 464287176 13,456 122,100 SH   SOLE   0 0 122,100
ISHARES CORE CORE S&P500 ETF 464287200 849 2,889 SH   SOLE   0 0 2,889
ISHARES S&P S&P 500 GRWT ETF 464287309 266 1,495 SH   SOLE   0 0 1,495
ISHARES S&P S&P 500 VAL ETF 464287408 456 3,931 SH   SOLE   0 0 3,931
ISHARES 1-3YR 1-3 YR TR BD ETF 464287457 3,080 37,136 SH   SOLE   0 0 37,136
ISHARES MSCI MSCI EAFE ETF 464287465 752 11,041 SH   SOLE   0 0 11,041
ISHARES RUSS RUS MDCP VAL ETF 464287473 604 6,706 SH   SOLE   0 0 6,706
ISHARES RUSSELL RUS MID CAP ETF 464287499 456 2,072 SH   SOLE   0 0 2,072
ISHARES CORE CORE S&P MCP ETF 464287507 279 1,395 SH   SOLE   0 0 1,395
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 25,311 192,641 SH   SOLE   0 0 192,641
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,388 13,841 SH   SOLE   0 0 13,841
ISHARES S&P S&P MC 400VL ETF 464287705 266 1,601 SH   SOLE   0 0 1,601
ISHARES CORE CORE S&P SCP ETF 464287804 447 5,198 SH   SOLE   0 0 5,198
ISHARES S&P SP SMCP600VL ETF 464287879 1,194 7,257 SH   SOLE   0 0 7,257
ISHARES NATIONAL NATIONAL MUN ETF 464288414 1,405 13,048 SH   SOLE   0 0 13,048
ISHARES MSCI EAFE VALUE ETF 464288877 6,804 130,841 SH   SOLE   0 0 130,841
JOHNSON & JOHNSON COM 478160104 584 4,178 SH   SOLE   0 0 4,178
KELLOGG CO COM 487836108 1,174 16,800 SH   SOLE   0 0 16,800
KIMBERLY CLARK COM 494368103 676 5,950 SH   SOLE   0 0 5,950
KRAFT HEINZ COM 500754106 298 5,367 SH   SOLE   0 0 5,367
LCI INDS COM 50189K103 551 6,690 SH   SOLE   0 0 6,690
MCDONALDS CORP COM 580135101 283 1,698 SH   SOLE   0 0 1,698
MERCK & COMPANY COM 58933Y105 229 3,199 SH   SOLE   0 0 3,199
MICROSOFT CORP COM 594918104 574 4,966 SH   SOLE   0 0 4,966
MONDELEZ INTERNATIONAL CL A 609207105 408 9,534 SH   SOLE   0 0 9,534
NETFLIX INC COM 64110L106 476 1,249 SH   SOLE   0 0 1,249
NORFOLK SOUTHERN COM 655844108 203 1,100 SH   SOLE   0 0 1,100
PARKER HANNIFIN COM 701094104 200 1,082 SH   SOLE   0 0 1,082
PEPSICO INC COM 713448108 503 4,543 SH   SOLE   0 0 4,543
PFIZER INC COM 717081103 1,022 23,084 SH   SOLE   0 0 23,084
PHILIP MORRIS COM 718172109 1,143 13,965 SH   SOLE   0 0 13,965
PRAXAIR INC COM 74005P104 355 2,103 SH   SOLE   0 0 2,103
PROCTER & GAMBLE COM 742718109 1,163 13,897 SH   SOLE   0 0 13,897
PROTALIX BIOTHERAPEUTICS COM 74365A101 34 45,000 SH   SOLE   0 0 45,000
SPDR S&P TR UNIT 78462F103 3,211 11,010 SH   SOLE   0 0 11,010
SPDR GOLD GOLD SHS 78463V107 330 2,930 SH   SOLE   0 0 2,930
SPDR DOW UT SER 1 78467X109 300 1,123 SH   SOLE   0 0 1,123
SIRIUS XM COM 82968B103 65 10,387 SH   SOLE   0 0 10,387
STEELCASE INC CL A 858155203 743 41,531 SH   SOLE   0 0 41,531
STRYKER CORP COM 863667101 11,578 64,809 SH   SOLE   0 0 64,809
3M COMPANY COM 88579Y101 336 1,585 SH   SOLE   0 0 1,585
UNITED STATES UNITS 91232N108 318 19,954 SH   SOLE   0 0 19,954
VANGUARD DIVIDEND DIV APP ETF 921908844 238 2,146 SH   SOLE   0 0 2,146
VANGUARD TOTAL VG TL INTL STK F 921909768 967 17,872 SH   SOLE   0 0 17,872
VANGUARD SHORT SHORT TRM BOND 921937827 1,656 21,258 SH   SOLE   0 0 21,258
VANGUARD TOTAL TOTAL BND MRKT 921937835 1,291 16,450 SH   SOLE   0 0 16,450
VANGUARD SHORT STRM INFPROIDX 922020805 257 5,313 SH   SOLE   0 0 5,313
VANGUARD TOTAL INTL BD IDX ETF 92203J407 253 4,649 SH   SOLE   0 0 4,649
VANGUARD TOTAL TT WRLD ST ETF 922042742 6,890 90,587 SH   SOLE   0 0 90,587
VANGUARD FSTE FTSE EMR MKT ETF 922042858 3,745 91,109 SH   SOLE   0 0 91,109
VANGUARD ENERGY ENERGY ETF 92204A306 336 3,148 SH   SOLE   0 0 3,148
VANGUARD S&P S&P 500 ETF SHS 922908363 5,085 18,971 SH   SOLE   0 0 18,971
VANGUARD REAL REAL ESTATE ETF 922908553 908 11,362 SH   SOLE   0 0 11,362
VANGUARD SMALL SM CP VAL ETF 922908611 20,585 149,043 SH   SOLE   0 0 149,043
VANGUARD MID MID CAP ETF 922908629 789 4,816 SH   SOLE   0 0 4,816
VANGUARD VALUE VALUE ETF 922908744 2,598 23,373 SH   SOLE   0 0 23,373
VANGUARD TOTAL TOTAL STK MKT 922908769 43,407 289,625 SH   SOLE   0 0 289,625
VISA INC COM CL A 92826C839 277 1,837 SH   SOLE   0 0 1,837
ZOETIS INC CL A 98978V103 226 2,470 SH   SOLE   0 0 2,470
EATON CORP SHS G29183103 675 7,718 SH   SOLE   0 0 7,718