The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SMALL SM CP VAL ETF 922908611 20,658 151,783 SH   SOLE   0 0 151,783
BERKSHIRE HATHAWAY CL B NEW 084670702 3,648 19,426 SH   SOLE   0 0 19,426
ISHARES MSCI EAFE VALUE ETF 464288877 6,782 133,307 SH   SOLE   0 0 133,307
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 26,222 197,605 SH   SOLE   0 0 197,605
ISHARES GOLD ISHARES 464285105 8,482 712,779 SH   SOLE   0 0 712,779
ISHARES MSCI MSCI EAFE ETF 464287465 733 11,041 SH   SOLE   0 0 11,041
ISHARES TIPS TIPS BD ETF 464287176 14,289 127,028 SH   SOLE   0 0 127,028
VANGUARD S&P S&P 500 ETF SHS 922908363 4,858 19,446 SH   SOLE   0 0 19,446
VANGUARD TOTAL TOTAL STK MKT 922908769 40,988 291,188 SH   SOLE   0 0 291,188
UNITED STATES UNITS 91232N108 299 19,954 SH   SOLE   0 0 19,954
VANGUARD SHORT SHORT TERM BD 921937827 1,432 18,346 SH   SOLE   0 0 18,346
VANGUARD TOTAL TT WRLD ST ETF 922042742 6,716 91,845 SH   SOLE   0 0 91,845
VANGUARD VALUE VALUE ETF 922908744 2,460 23,661 SH   SOLE   0 0 23,661
ISHARES SELECT SELECT DIVID ETF 464287168 2,560 26,202 SH   SOLE   0 0 26,202
AMAZON COM COM 023135106 1,803 1,052 SH   SOLE   0 0 1,052
APPLE INC COM 037833100 1,509 8,080 SH   SOLE   0 0 8,080
JOHNSON & JOHNSON COM 478160104 512 4,213 SH   SOLE   0 0 4,213
SPDR GOLD GOLD SHS 78463V107 368 3,130 SH   SOLE   0 0 3,130
KELLOGG COMPANY COM 487836108 1,388 19,945 SH   SOLE   0 0 19,945
ALTRIA GROUP COM 02209S103 872 15,604 SH   SOLE   0 0 15,604
BOEING COMPANY COM 097023105 207 616 SH   SOLE   0 0 616
PHILIP MORRIS COM 718172109 813 10,131 SH   SOLE   0 0 10,131
STRYKER CORP COM 863667101 5,178 30,467 SH   SOLE   0 0 30,467
EXXON MOBIL COM 30231G102 774 9,464 SH   SOLE   0 0 9,464
ISHARES NATIONAL NATIONAL MUN ETF 464288414 1,570 14,436 SH   SOLE   0 0 14,436
SPDR S&P TR UNIT 78462F103 2,991 11,005 SH   SOLE   0 0 11,005
VANGUARD ENERGY ENERGY ETF 92204A306 330 3,193 SH   SOLE   0 0 3,193
VANGUARD FSTE FTSE EMR MKT ETF 922042858 3,870 92,722 SH   SOLE   0 0 92,722
VANGUARD REAL REAL ESTATE ETF 922908553 920 11,354 SH   SOLE   0 0 11,354
AT&T INC COM 00206R102 464 14,402 SH   SOLE   0 0 14,402
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 3,205 38,503 SH   SOLE   0 0 38,503
MCDONALDS CORP COM 580135101 267 1,700 SH   SOLE   0 0 1,700
ISHARES RUSSELL RUD MID CAP ETF 464287499 526 2,479 SH   SOLE   0 0 2,479
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 2,499 15,351 SH   SOLE   0 0 15,351
PROCTER & GAMBLE COM 742718109 1,074 13,743 SH   SOLE   0 0 13,743
CHEVRON CORP COM 166764100 811 6,496 SH   SOLE   0 0 6,496
MICROSOFT CORP COM 594918104 485 4,845 SH   SOLE   0 0 4,845
VANGUARD TOTAL VG TL INTL STK F 921909768 957 17,872 SH   SOLE   0 0 17,872
VISA INC COM CL A 92826C839 255 1,926 SH   SOLE   0 0 1,926
ISHARES CORE CORE S&P500 ETF 464287200 791 2,889 SH   SOLE   0 0 2,889
ISHARES CORE CORE S&P TTL STK 464287150 6,059 96,696 SH   SOLE   0 0 96,696
PEPSICO INC COM 713448108 494 4,510 SH   SOLE   0 0 4,510
VANGUARD TOTAL TOTAL BND MKT 921937835 970 12,289 SH   SOLE   0 0 12,289
VANGUARD TOTAL INTL BD IDX ETF 92203J407 254 4,649 SH   SOLE   0 0 4,649
FORD MOTOR COM PAR $0.01 345370860 136 12,267 SH   SOLE   0 0 12,267
CATERPILLAR INC COM 149123101 298 2,188 SH   SOLE   0 0 2,188
PFIZER INC COM 717081103 945 26,002 SH   SOLE   0 0 26,002
KRAFT HEINZ COM 500754106 341 5,492 SH   SOLE   0 0 5,492
MONDELEZ INTERNATIONAL CL A 609207105 385 9,433 SH   SOLE   0 0 9,433
ISHARES CORE CORE S&P MCP ETF 464287507 272 1,395 SH   SOLE   0 0 1,395
ISHARES CORE CORE S&P SCP ETF 464287804 438 5,198 SH   SOLE   0 0 5,198
KIMBERLY CLARK COM 494368103 625 5,951 SH   SOLE   0 0 5,951
W P CAREY COM 92936U109 269 4,100 SH   SOLE   0 0 4,100
ISHARES S&P S&P 500 GRWT ETF 464287309 245 1,495 SH   SOLE   0 0 1,495
ISHARES S&P S&P 500 VAL ETF 464287408 433 3,931 SH   SOLE   0 0 3,931
VANGUARD SHORT STRM INFPROIDX 922020805 259 5,313 SH   SOLE   0 0 5,313
SPDR DOW UT SER 1 78467X109 273 1,123 SH   SOLE   0 0 1,123
ISHARES S&P SP SMCP600VL ETF 464287879 1,310 7,961 SH   SOLE   0 0 7,961
STEELCASE INC CL A 858155203 581 42,531 SH   SOLE   0 0 42,531
NETFLIX INC COM 64110L106 517 1,299 SH   SOLE   0 0 1,299
ISHARES RUSS RUS MDCP VAL ETF 464287473 593 6,706 SH   SOLE   0 0 6,706
DOWDUPONT INC COM 26078J100 520 7,911 SH   SOLE   0 0 7,911
ZOETIS INC CL A 98978V103 237 2,761 SH   SOLE   0 0 2,761
EATON CORP SHS G29183103 653 8,715 SH   SOLE   0 0 8,715
VANGUARD DIVIDEND DIV APP ETF 921908844 239 2,346 SH   SOLE   0 0 2,346
FARMERS & MERCHANTS COM 30779N105 316 8,000 SH   SOLE   0 0 8,000
NORFOLK SOUTHERN COM 655844108 213 1,400 SH   SOLE   0 0 1,400
BERKSHIRE HATHAWAY INC CL A 084670108 1,135 4 SH   SOLE   0 0 4
VANGUARD MID MID CAP ETF 922908629 820 5,199 SH   SOLE   0 0 5,199
ISHARES S&P S&P MC 400VL ETF 464287705 307 1,897 SH   SOLE   0 0 1,897
3M COMPANY COM 88579Y101 300 1,532 SH   SOLE   0 0 1,532
LCI INDS COM 50189K103 600 6,556 SH   SOLE   0 0 6,556
SIRIUS XM COM 82968B103 71 10,387 SH   SOLE   0 0 10,387
GENL MILLS INC COM 370334104 283 6,503 SH   SOLE   0 0 6,503
PRAXAIR INC COM 74005P104 333 2,103 SH   SOLE   0 0 2,103
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 124 14,205 SH   SOLE   0 0 14,205