The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 242 2,122 SH   SOLE   0 0 2,122
ISHARES TR CORE S&P500 ETF 464287200 542 2,016 SH   SOLE   0 0 2,016
ISHARES TR S&P 500 GRWT ETF 464287309 450 2,948 SH   SOLE   0 0 2,948
SPDR S&P 500 ETF TR TR UNIT 78462F103 238 890 SH   SOLE   0 0 890
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 635 3,204 SH   SOLE   0 0 3,204
ORACLE CORP COM 68389X105 261 5,515 SH   SOLE   0 0 5,515
JOHNSON & JOHNSON COM 478160104 613 4,388 SH   SOLE   0 0 4,388
PFIZER INC COM 717081103 201 5,563 SH   SOLE   0 0 5,563
CHEVRON CORP NEW COM 166764100 396 3,164 SH   SOLE   0 0 3,164
MICROSOFT CORP COM 594918104 487 5,694 SH   SOLE   0 0 5,694
AT&T INC COM 00206R102 263 6,760 SH   SOLE   0 0 6,760
INTERNATIONAL BUSINESS MACHS COM 459200101 582 3,794 SH   SOLE   0 0 3,794
LOCKHEED MARTIN CORP COM 539830109 310 966 SH   SOLE   0 0 966
PEPSICO INC COM 713448108 201 1,675 SH   SOLE   0 0 1,675
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 662 6,487 SH   SOLE   0 0 6,487
EXXON MOBIL CORP COM 30231G102 793 9,480 SH   SOLE   0 0 9,480
COSTCO WHSL CORP NEW COM 22160K105 205 1,101 SH   SOLE   0 0 1,101
DOMINION ENERGY INC COM 25746U109 610 7,520 SH   SOLE   0 0 7,520
MERCK & CO INC COM 58933Y105 280 4,976 SH   SOLE   0 0 4,976
PROCTER AND GAMBLE CO COM 742718109 884 9,623 SH   SOLE   0 0 9,623
GENERAL ELECTRIC CO COM 369604103 320 18,345 SH   SOLE   0 0 18,345
HOME DEPOT INC COM 437076102 540 2,848 SH   SOLE   0 0 2,848
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,140 95,737 SH   SOLE   0 0 95,737
NORFOLK SOUTHERN CORP COM 655844108 225 1,550 SH   SOLE   0 0 1,550
APPLE INC COM 037833100 1,238 7,315 SH   SOLE   0 0 7,315
BLOCK H & R INC COM 093671105 233 8,870 SH   SOLE   0 0 8,870
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 245 5,345 SH   SOLE   0 0 5,345
ISHARES TR CORE US AGGBD ET 464287226 4,225 38,644 SH   SOLE   0 0 38,644
EATON CORP PLC SHS G29183103 215 2,720 SH   SOLE   0 0 2,720
ALPHABET INC CAP STK CL A 02079K305 234 222 SH   SOLE   0 0 222
VANGUARD INDEX FDS REIT ETF 922908553 613 7,393 SH   SOLE   0 0 7,393
MCCORMICK & CO INC COM NON VTG 579780206 245 2,400 SH   SOLE   0 0 2,400
BROWN FORMAN CORP CL A 115637100 685 10,192 SH   SOLE   0 0 10,192
ISHARES TR CORE S&P TTL STK 464287150 15,795 258,335 SH   SOLE   0 0 258,335
LEIDOS HLDGS INC COM 525327102 462 7,160 SH   SOLE   0 0 7,160
ISHARES TR IBOXX HI YD ETF 464288513 753 8,631 SH   SOLE   0 0 8,631
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 598 7,132 SH   SOLE   0 0 7,132
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 380 4,656 SH   SOLE   0 0 4,656
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 324 3,783 SH   SOLE   0 0 3,783
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 483 10,760 SH   SOLE   0 0 10,760
ISHARES TR NATIONAL MUN ETF 464288414 9,433 85,178 SH   SOLE   0 0 85,178
SPDR SER TR NUVEEN BRC MUNIC 78468R721 276 5,635 SH   SOLE   0 0 5,635
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 3,503 95,400 SH   SOLE   0 0 95,400
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 408 21,524 SH   SOLE   0 0 21,524
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,872 79,219 SH   SOLE   0 0 79,219
ISHARES TR AGGRES ALLOC ETF 464289859 497 9,223 SH   SOLE   0 0 9,223
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,372 222,746 SH   SOLE   0 0 222,746
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,648 136,412 SH   SOLE   0 0 136,412
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,744 62,424 SH   SOLE   0 0 62,424
UBS AG JERSEY BRH ALERIAN INFRST 902641646 2,329 96,294 SH   SOLE   0 0 96,294
ALPS ETF TR ALERIAN MLP 00162Q866 1,037 96,129 SH   SOLE   0 0 96,129
VANGUARD STAR FD VG TL INTL STK F 921909768 4,507 79,338 SH   SOLE   0 0 79,338
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 1,960 85,080 SH   SOLE   0 0 85,080
ISHARES TR FLTG RATE NT ETF 46429B655 2,727 53,662 SH   SOLE   0 0 53,662
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,044 58,503 SH   SOLE   0 0 58,503
FACEBOOK INC CL A 30303M102 293 1,662 SH   SOLE   0 0 1,662
ISHARES TR CORE MSCI TOTAL 46432F834 6,393 101,345 SH   SOLE   0 0 101,345
ISHARES TR CORE MSCI EAFE 46432F842 447 6,770 SH   SOLE   0 0 6,770
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,740 87,175 SH   SOLE   0 0 87,175
SCIENCE APPLICATNS INTL CP N COM 808625107 366 4,776 SH   SOLE   0 0 4,776
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,150 60,965 SH   SOLE   0 0 60,965