The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 232 2,122 SH   SOLE   0 0 2,122
ISHARES TR CORE S&P500 ETF 464287200 532 2,006 SH   SOLE   0 0 2,006
ISHARES TR S&P 500 GRWT ETF 464287309 457 2,948 SH   SOLE   0 0 2,948
SPDR S&P 500 ETF TR TR UNIT 78462F103 234 890 SH   SOLE   0 0 890
AMAZON COM INC COM 023135106 291 201 SH   SOLE   0 0 201
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 689 3,454 SH   SOLE   0 0 3,454
ORACLE CORP COM 68389X105 222 4,851 SH   SOLE   0 0 4,851
JOHNSON & JOHNSON COM 478160104 555 4,328 SH   SOLE   0 0 4,328
CHEVRON CORP NEW COM 166764100 350 3,070 SH   SOLE   0 0 3,070
MICROSOFT CORP COM 594918104 444 4,867 SH   SOLE   0 0 4,867
AT&T INC COM 00206R102 241 6,760 SH   SOLE   0 0 6,760
INTERNATIONAL BUSINESS MACHS COM 459200101 567 3,695 SH   SOLE   0 0 3,695
LOCKHEED MARTIN CORP COM 539830109 326 966 SH   SOLE   0 0 966
VANGUARD GROUP DIV APP ETF 921908844 645 6,379 SH   SOLE   0 0 6,379
EXXON MOBIL CORP COM 30231G102 707 9,480 SH   SOLE   0 0 9,480
DOMINION ENERGY INC COM 25746U109 510 7,558 SH   SOLE   0 0 7,558
MERCK & CO INC COM 58933Y105 234 4,289 SH   SOLE   0 0 4,289
PROCTER AND GAMBLE CO COM 742718109 775 9,773 SH   SOLE   0 0 9,773
GENERAL ELECTRIC CO COM 369604103 233 17,248 SH   SOLE   0 0 17,248
HOME DEPOT INC COM 437076102 570 3,198 SH   SOLE   0 0 3,198
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,672 93,372 SH   SOLE   0 0 93,372
NORFOLK SOUTHERN CORP COM 655844108 210 1,550 SH   SOLE   0 0 1,550
APPLE INC COM 037833100 1,204 7,177 SH   SOLE   0 0 7,177
BLOCK H & R INC COM 093671105 225 8,870 SH   SOLE   0 0 8,870
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 277 5,894 SH   SOLE   0 0 5,894
ISHARES TR CORE US AGGBD ET 464287226 4,957 46,220 SH   SOLE   0 0 46,220
EATON CORP PLC SHS G29183103 217 2,720 SH   SOLE   0 0 2,720
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 557 7,383 SH   SOLE   0 0 7,383
MCCORMICK & CO INC COM NON VTG 579780206 255 2,400 SH   SOLE   0 0 2,400
BROWN FORMAN CORP CL B 115637209 220 4,048 SH   SOLE   0 0 4,048
BROWN FORMAN CORP CL A 115637100 544 10,192 SH   SOLE   0 0 10,192
ISHARES TR CORE S&P TTL STK 464287150 16,402 271,286 SH   SOLE   0 0 271,286
LEIDOS HLDGS INC COM 525327102 462 7,063 SH   SOLE   0 0 7,063
ISHARES TR IBOXX HI YD ETF 464288513 760 8,873 SH   SOLE   0 0 8,873
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 631 7,722 SH   SOLE   0 0 7,722
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 387 4,843 SH   SOLE   0 0 4,843
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 312 3,783 SH   SOLE   0 0 3,783
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 476 10,747 SH   SOLE   0 0 10,747
ISHARES TR NATIONAL MUN ETF 464288414 9,575 87,898 SH   SOLE   0 0 87,898
SPDR SER TR NUVEEN BRC MUNIC 78468R721 280 5,826 SH   SOLE   0 0 5,826
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 3,620 100,973 SH   SOLE   0 0 100,973
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 404 21,805 SH   SOLE   0 0 21,805
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,881 83,876 SH   SOLE   0 0 83,876
ISHARES TR AGGRES ALLOC ETF 464289859 493 9,223 SH   SOLE   0 0 9,223
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,030 219,948 SH   SOLE   0 0 219,948
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,574 135,692 SH   SOLE   0 0 135,692
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,782 62,100 SH   SOLE   0 0 62,100
UBS AG JERSEY BRH ALERIAN INFRST 902641646 2,105 99,618 SH   SOLE   0 0 99,618
ALPS ETF TR ALERIAN MLP 00162Q866 932 99,453 SH   SOLE   0 0 99,453
VANGUARD STAR FD VG TL INTL STK F 921909768 4,409 77,966 SH   SOLE   0 0 77,966
ISHARES TR FLTG RATE NT ETF 46429B655 4,911 96,425 SH   SOLE   0 0 96,425
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,031 59,417 SH   SOLE   0 0 59,417
FACEBOOK INC CL A 30303M102 228 1,426 SH   SOLE   0 0 1,426
ISHARES TR CORE MSCI TOTAL 46432F834 6,955 110,327 SH   SOLE   0 0 110,327
ISHARES TR CORE MSCI EAFE 46432F842 469 7,126 SH   SOLE   0 0 7,126
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,959 90,608 SH   SOLE   0 0 90,608
SCIENCE APPLICATNS INTL CP N COM 808625107 376 4,776 SH   SOLE   0 0 4,776
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,163 62,249 SH   SOLE   0 0 62,249