The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 234 2,122 SH   SOLE   0 0 2,122
ISHARES TR CORE S&P500 ETF 464287200 548 2,006 SH   SOLE   0 0 2,006
ISHARES TR S&P 500 GRWT ETF 464287309 441 2,711 SH   SOLE   0 0 2,711
SPDR S&P 500 ETF TR TR UNIT 78462F103 241 890 SH   SOLE   0 0 890
AMAZON COM INC COM 023135106 340 200 SH   SOLE   0 0 200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 645 3,454 SH   SOLE   0 0 3,454
ORACLE CORP COM 68389X105 216 4,911 SH   SOLE   0 0 4,911
JOHNSON & JOHNSON COM 478160104 493 4,060 SH   SOLE   0 0 4,060
CHEVRON CORP NEW COM 166764100 388 3,070 SH   SOLE   0 0 3,070
MICROSOFT CORP COM 594918104 488 4,944 SH   SOLE   0 0 4,944
INTERNATIONAL BUSINESS MACHS COM 459200101 516 3,696 SH   SOLE   0 0 3,696
LOCKHEED MARTIN CORP COM 539830109 285 966 SH   SOLE   0 0 966
VANGUARD GROUP DIV APP ETF 921908844 648 6,379 SH   SOLE   0 0 6,379
EXXON MOBIL CORP COM 30231G102 549 6,640 SH   SOLE   0 0 6,640
DOMINION ENERGY INC COM 25746U109 470 6,898 SH   SOLE   0 0 6,898
MERCK & CO INC COM 58933Y105 260 4,290 SH   SOLE   0 0 4,290
PROCTER AND GAMBLE CO COM 742718109 763 9,773 SH   SOLE   0 0 9,773
GENERAL ELECTRIC CO COM 369604103 197 14,476 SH   SOLE   0 0 14,476
HOME DEPOT INC COM 437076102 613 3,144 SH   SOLE   0 0 3,144
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,856 91,546 SH   SOLE   0 0 91,546
NORFOLK SOUTHERN CORP COM 655844108 234 1,550 SH   SOLE   0 0 1,550
APPLE INC COM 037833100 1,231 6,651 SH   SOLE   0 0 6,651
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 236 5,587 SH   SOLE   0 0 5,587
ISHARES TR CORE US AGGBD ET 464287226 4,924 46,318 SH   SOLE   0 0 46,318
EATON CORP PLC SHS G29183103 203 2,720 SH   SOLE   0 0 2,720
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 549 6,746 SH   SOLE   0 0 6,746
MCCORMICK & CO INC COM NON VTG 579780206 279 2,400 SH   SOLE   0 0 2,400
BROWN FORMAN CORP CL A 115637100 498 10,192 SH   SOLE   0 0 10,192
ISHARES TR CORE S&P TTL STK 464287150 16,988 271,720 SH   SOLE   0 0 271,720
LEIDOS HLDGS INC COM 525327102 417 7,063 SH   SOLE   0 0 7,063
ISHARES TR IBOXX HI YD ETF 464288513 779 9,160 SH   SOLE   0 0 9,160
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 629 7,770 SH   SOLE   0 0 7,770
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 386 4,875 SH   SOLE   0 0 4,875
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 301 3,619 SH   SOLE   0 0 3,619
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 409 9,541 SH   SOLE   0 0 9,541
ISHARES TR NATIONAL MUN ETF 464288414 9,822 90,080 SH   SOLE   0 0 90,080
SPDR SER TR NUVEEN BRC MUNIC 78468R721 266 5,549 SH   SOLE   0 0 5,549
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 3,540 99,786 SH   SOLE   0 0 99,786
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 399 21,805 SH   SOLE   0 0 21,805
ISHARES TR AGGRES ALLOC ETF 464289859 493 9,223 SH   SOLE   0 0 9,223
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,051 212,927 SH   SOLE   0 0 212,927
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,402 133,180 SH   SOLE   0 0 133,180
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,596 61,639 SH   SOLE   0 0 61,639
VANGUARD STAR FD VG TL INTL STK F 921909768 4,215 77,905 SH   SOLE   0 0 77,905
ISHARES TR FLTG RATE NT ETF 46429B655 4,896 96,007 SH   SOLE   0 0 96,007
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,926 57,774 SH   SOLE   0 0 57,774
FACEBOOK INC CL A 30303M102 271 1,395 SH   SOLE   0 0 1,395
ISHARES TR CORE MSCI TOTAL 46432F834 6,755 112,333 SH   SOLE   0 0 112,333
ISHARES TR CORE MSCI EAFE 46432F842 452 7,126 SH   SOLE   0 0 7,126
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,930 90,103 SH   SOLE   0 0 90,103
SCIENCE APPLICATNS INTL CP N COM 808625107 387 4,776 SH   SOLE   0 0 4,776
ISHARES TR GLOBAL REIT ETF 46434V647 3,920 152,777 SH   SOLE   0 0 152,777
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,158 61,944 SH   SOLE   0 0 61,944