The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 246 2,122 SH   SOLE   0 0 2,122
ISHARES TR CORE S&P500 ETF 464287200 587 2,006 SH   SOLE   0 0 2,006
ISHARES TR S&P 500 GRWT ETF 464287309 480 2,711 SH   SOLE   0 0 2,711
SPDR S&P 500 ETF TR TR UNIT 78462F103 259 890 SH   SOLE   0 0 890
AMAZON COM INC COM 023135106 405 202 SH   SOLE   0 0 202
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 740 3,454 SH   SOLE   0 0 3,454
ORACLE CORP COM 68389X105 250 4,851 SH   SOLE   0 0 4,851
JOHNSON & JOHNSON COM 478160104 560 4,054 SH   SOLE   0 0 4,054
PFIZER INC COM 717081103 221 5,004 SH   SOLE   0 0 5,004
CHEVRON CORP NEW COM 166764100 375 3,070 SH   SOLE   0 0 3,070
MICROSOFT CORP COM 594918104 564 4,933 SH   SOLE   0 0 4,933
INTERNATIONAL BUSINESS MACHS COM 459200101 559 3,698 SH   SOLE   0 0 3,698
LOCKHEED MARTIN CORP COM 539830109 334 966 SH   SOLE   0 0 966
VANGUARD GROUP DIV APP ETF 921908844 703 6,349 SH   SOLE   0 0 6,349
EXXON MOBIL CORP COM 30231G102 552 6,490 SH   SOLE   0 0 6,490
DOMINION ENERGY INC COM 25746U109 482 6,855 SH   SOLE   0 0 6,855
MERCK & CO INC COM 58933Y105 304 4,291 SH   SOLE   0 0 4,291
PROCTER AND GAMBLE CO COM 742718109 813 9,773 SH   SOLE   0 0 9,773
GENERAL ELECTRIC CO COM 369604103 163 14,476 SH   SOLE   0 0 14,476
HOME DEPOT INC COM 437076102 644 3,111 SH   SOLE   0 0 3,111
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,409 89,601 SH   SOLE   0 0 89,601
NORFOLK SOUTHERN CORP COM 655844108 280 1,550 SH   SOLE   0 0 1,550
APPLE INC COM 037833100 1,477 6,543 SH   SOLE   0 0 6,543
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 229 5,587 SH   SOLE   0 0 5,587
ISHARES TR CORE US AGGBD ET 464287226 5,227 49,534 SH   SOLE   0 0 49,534
EATON CORP PLC SHS G29183103 236 2,720 SH   SOLE   0 0 2,720
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 473 5,866 SH   SOLE   0 0 5,866
MCCORMICK & CO INC COM NON VTG 579780206 316 2,400 SH   SOLE   0 0 2,400
BROWN FORMAN CORP CL B 115637209 205 4,048 SH   SOLE   0 0 4,048
BROWN FORMAN CORP CL A 115637100 518 10,192 SH   SOLE   0 0 10,192
ISHARES TR CORE S&P TTL STK 464287150 18,607 279,260 SH   SOLE   0 0 279,260
LEIDOS HLDGS INC COM 525327102 488 7,063 SH   SOLE   0 0 7,063
ISHARES TR IBOXX HI YD ETF 464288513 868 10,042 SH   SOLE   0 0 10,042
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 596 7,408 SH   SOLE   0 0 7,408
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 308 3,916 SH   SOLE   0 0 3,916
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 315 3,619 SH   SOLE   0 0 3,619
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 413 9,541 SH   SOLE   0 0 9,541
ISHARES TR NATIONAL MUN ETF 464288414 10,895 100,933 SH   SOLE   0 0 100,933
SPDR SER TR NUVEEN BRC MUNIC 78468R721 262 5,511 SH   SOLE   0 0 5,511
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 3,618 100,348 SH   SOLE   0 0 100,348
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 403 21,769 SH   SOLE   0 0 21,769
ISHARES TR AGGRES ALLOC ETF 464289859 504 9,223 SH   SOLE   0 0 9,223
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,525 206,357 SH   SOLE   0 0 206,357
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,466 133,200 SH   SOLE   0 0 133,200
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,618 62,923 SH   SOLE   0 0 62,923
VANGUARD STAR FD VG TL INTL STK F 921909768 4,159 77,024 SH   SOLE   0 0 77,024
ISHARES TR FLTG RATE NT ETF 46429B655 5,009 98,172 SH   SOLE   0 0 98,172
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,840 56,518 SH   SOLE   0 0 56,518
FACEBOOK INC CL A 30303M102 221 1,341 SH   SOLE   0 0 1,341
ISHARES TR CORE MSCI TOTAL 46432F834 7,115 117,970 SH   SOLE   0 0 117,970
ISHARES TR CORE MSCI EAFE 46432F842 550 8,588 SH   SOLE   0 0 8,588
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,978 91,269 SH   SOLE   0 0 91,269
SCIENCE APPLICATNS INTL CP N COM 808625107 385 4,776 SH   SOLE   0 0 4,776
ISHARES TR GLOBAL REIT ETF 46434V647 4,154 164,712 SH   SOLE   0 0 164,712
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 2,516 49,819 SH   SOLE   0 0 49,819