The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 239 2,122 SH   SOLE   0 0 2,122
ISHARES TR CORE S&P500 ETF 464287200 604 2,124 SH   SOLE   0 0 2,124
ISHARES TR S&P 500 GRWT ETF 464287309 467 2,711 SH   SOLE   0 0 2,711
SPDR S&P 500 ETF TR TR UNIT 78462F103 231 816 SH   SOLE   0 0 816
AMAZON COM INC COM 023135106 269 151 SH   SOLE   0 0 151
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 694 3,454 SH   SOLE   0 0 3,454
ORACLE CORP COM 68389X105 226 4,208 SH   SOLE   0 0 4,208
JOHNSON & JOHNSON COM 478160104 546 3,908 SH   SOLE   0 0 3,908
CHEVRON CORP NEW COM 166764100 329 2,672 SH   SOLE   0 0 2,672
MICROSOFT CORP COM 594918104 477 4,046 SH   SOLE   0 0 4,046
INTERNATIONAL BUSINESS MACHS COM 459200101 467 3,310 SH   SOLE   0 0 3,310
VANGUARD GROUP DIV APP ETF 921908844 247 2,249 SH   SOLE   0 0 2,249
EXXON MOBIL CORP COM 30231G102 515 6,375 SH   SOLE   0 0 6,375
DOMINION ENERGY INC COM 25746U109 520 6,780 SH   SOLE   0 0 6,780
MERCK & CO INC COM 58933Y105 334 4,018 SH   SOLE   0 0 4,018
PROCTER AND GAMBLE CO COM 742718109 994 9,550 SH   SOLE   0 0 9,550
GENERAL ELECTRIC CO COM 369604103 115 11,518 SH   SOLE   0 0 11,518
HOME DEPOT INC COM 437076102 572 2,982 SH   SOLE   0 0 2,982
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,977 82,763 SH   SOLE   0 0 82,763
NORFOLK SOUTHERN CORP COM 655844108 290 1,550 SH   SOLE   0 0 1,550
APPLE INC COM 037833100 1,220 6,423 SH   SOLE   0 0 6,423
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 238 5,593 SH   SOLE   0 0 5,593
ISHARES TR CORE US AGGBD ET 464287226 5,742 52,645 SH   SOLE   0 0 52,645
EATON CORP PLC SHS G29183103 219 2,720 SH   SOLE   0 0 2,720
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 294 3,388 SH   SOLE   0 0 3,388
MCCORMICK & CO INC COM NON VTG 579780206 362 2,400 SH   SOLE   0 0 2,400
BROWN FORMAN CORP CL B 115637209 214 4,048 SH   SOLE   0 0 4,048
BROWN FORMAN CORP CL A 115637100 522 10,192 SH   SOLE   0 0 10,192
ISHARES TR CORE S&P TTL STK 464287150 19,216 298,392 SH   SOLE   0 0 298,392
LEIDOS HLDGS INC COM 525327102 449 7,007 SH   SOLE   0 0 7,007
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 318 3,916 SH   SOLE   0 0 3,916
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 276 3,226 SH   SOLE   0 0 3,226
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 452 11,059 SH   SOLE   0 0 11,059
ISHARES TR NATIONAL MUN ETF 464288414 4,583 41,214 SH   SOLE   0 0 41,214
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 5,203 93,448 SH   SOLE   0 0 93,448
SPDR SER TR SPDR BLOOMBERG 78468R663 280 3,059 SH   SOLE   0 0 3,059
ISHARES TR CALIF MUN BD ETF 464288356 202 3,395 SH   SOLE   0 0 3,395
ISHARES TR AGGRES ALLOC ETF 464289859 494 9,223 SH   SOLE   0 0 9,223
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,040 10,237 SH   SOLE   0 0 10,237
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,456 197,742 SH   SOLE   0 0 197,742
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,265 136,203 SH   SOLE   0 0 136,203
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,774 68,201 SH   SOLE   0 0 68,201
VANGUARD STAR FD VG TL INTL STK F 921909768 3,393 65,371 SH   SOLE   0 0 65,371
ISHARES TR FLTG RATE NT ETF 46429B655 5,247 103,072 SH   SOLE   0 0 103,072
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,884 55,589 SH   SOLE   0 0 55,589
ISHARES TR CORE MSCI TOTAL 46432F834 8,776 151,129 SH   SOLE   0 0 151,129
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,273 94,543 SH   SOLE   0 0 94,543
SCIENCE APPLICATNS INTL CP N COM 808625107 368 4,776 SH   SOLE   0 0 4,776
ISHARES TR GLOBAL REIT ETF 46434V647 4,790 179,272 SH   SOLE   0 0 179,272
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 10,793 206,962 SH   SOLE   0 0 206,962