Chief Compliance Officer

0001085146-24-005262.txt : 20241031 0001085146-24-005262.hdr.sgml : 20241031 20241031115322 ACCESSION NUMBER: 0001085146-24-005262 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240930 FILED AS OF DATE: 20241031 DATE AS OF CHANGE: 20241031 EFFECTIVENESS DATE: 20241031 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Waterfront Wealth Inc. CENTRAL INDEX KEY: 0001775210 ORGANIZATION NAME: IRS NUMBER: 454998452 STATE OF INCORPORATION: KS FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20796 FILM NUMBER: 241413704 BUSINESS ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 BUSINESS PHONE: 9139515800 MAIL ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001775210 XXXXXXXX 09-30-2024 09-30-2024 false Waterfront Wealth Inc.

6711 W 121ST STREET SUITE 200 OVERLAND PARK KS 66209

13F HOLDINGS REPORT 028-20796 000173220 801-110161 N Roger Ratzlaff Chief Compliance Officer 913-981-5800 /s/Roger Ratzlaff Overland Park KS 10-31-2024 0 253 408063894 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE 3M CO COM 88579Y101 1161624 8959 SH SOLE 0 0 8959 ABBVIE INC COM 00287Y109 1539022 8118 SH SOLE 0 0 8118 ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 6949553 782607 SH SOLE 0 0 782607 ADAMS DIVERSIFIED EQUITY FD COM 006212104 8337091 381319 SH SOLE 0 0 381319 AFLAC INC COM 001055102 369975 3380 SH SOLE 0 0 3380 AGNC INVT CORP COM 00123Q104 964498 101794 SH SOLE 0 0 101794 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1962405 19490 SH SOLE 0 0 19490 ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 543166 49900 SH SOLE 0 0 49900 ALLY FINL INC COM 02005N100 1765944 50535 SH SOLE 0 0 50535 ALPHABET INC CAP STK CL A 02079K305 4962356 29373 SH SOLE 0 0 29373 ALPHABET INC CAP STK CL C 02079K107 722191 4232 SH SOLE 0 0 4232 AMARIN CORP PLC SPONS ADR NEW 023111206 568678 881810 SH SOLE 0 0 881810 AMAZON COM INC COM 023135106 2802356 14803 SH SOLE 0 0 14803 AMEREN CORP COM 023608102 650897 7504 SH SOLE 0 0 7504 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3298443 52043 SH SOLE 0 0 52043 AMERICAN CENTY ETF TR AVANTIS US LARG 025072158 1284378 19187 SH SOLE 0 0 19187 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 3247367 50417 SH SOLE 0 0 50417 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 2739524 40791 SH SOLE 0 0 40791 AMERICAN CENTY ETF TR US EQT ETF 025072885 1396584 14512 SH SOLE 0 0 14512 AMERICAN CENTY ETF TR US SML CP VALU 025072877 4667933 48762 SH SOLE 0 0 48762 AON PLC SHS CL A G0403H108 973899 2614 SH SOLE 0 0 2614 APOLLO GLOBAL MGMT INC COM 03769M106 1081740 7428 SH SOLE 0 0 7428 APPLE INC COM 037833100 11493542 49246 SH SOLE 0 0 49246 AT&T INC COM 00206R102 351775 15810 SH SOLE 0 0 15810 AUTODESK INC COM 052769106 1194281 4152 SH SOLE 0 0 4152 BAIDU INC SPON ADR REP A 056752108 1913093 20317 SH SOLE 0 0 20317 BANCO SANTANDER S.A. ADR 05964H105 1171860 242120 SH SOLE 0 0 242120 BANK AMERICA CORP COM 060505104 767276 18007 SH SOLE 0 0 18007 BANK NEW YORK MELLON CORP COM 064058100 703706 9168 SH SOLE 0 0 9168 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14492954 31810 SH SOLE 0 0 31810 BLACKROCK CR ALLOCATION INCO COM 092508100 1498407 139907 SH SOLE 0 0 139907 BLACKROCK ENHANCED EQUITY DI COM 09251A104 5252715 597864 SH SOLE 0 0 597864 BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 8085422 1428520 SH SOLE 0 0 1428520 BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 639307 12123 SH SOLE 0 0 12123 BLACKROCK FLOATING RATE INC COM 091941104 905051 69246 SH SOLE 0 0 69246 BLACKROCK HEALTH SCIENCES TR COM 09250W107 227628 5575 SH SOLE 0 0 5575 BLACKROCK LTD DURATION INCOM COM SHS 09249W101 741919 52006 SH SOLE 0 0 52006 BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 2378244 112473 SH SOLE 0 0 112473 BLACKSTONE INC COM 09260D107 1874846 11100 SH SOLE 0 0 11100 BOEING CO COM 097023105 211990 1366 SH SOLE 0 0 1366 BRISTOL-MYERS SQUIBB CO COM 110122108 1674112 31858 SH SOLE 0 0 31858 BROADCOM INC COM 11135F101 232355 1333 SH SOLE 0 0 1333 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 1014353 19070 SH SOLE 0 0 19070 BROOKFIELD CORP CL A LTD VT SH 11271J107 4082390 75754 SH SOLE 0 0 75754 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 276825 10462 SH SOLE 0 0 10462 BRUNSWICK CORP COM 117043109 448071 5464 SH SOLE 0 0 5464 BUNGE GLOBAL SA COM SHS H11356104 1145369 12840 SH SOLE 0 0 12840 CANADIAN NAT RES LTD COM 136385101 1026808 29612 SH SOLE 0 0 29612 CANADIAN PACIFIC KANSAS CITY COM 13646K108 1780151 22715 SH SOLE 0 0 22715 CANADIAN SOLAR INC COM 136635109 2284877 158397 SH SOLE 0 0 158397 CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 577132 21002 SH SOLE 0 0 21002 CARLYLE GROUP INC COM 14316J108 1343849 26265 SH SOLE 0 0 26265 CBRE GROUP INC CL A 12504L109 451090 3475 SH SOLE 0 0 3475 CHARLES RIV LABS INTL INC COM 159864107 703878 3795 SH SOLE 0 0 3795 CHENIERE ENERGY INC COM NEW 16411R208 278900 1519 SH SOLE 0 0 1519 CHEVRON CORP NEW COM 166764100 861710 5762 SH SOLE 0 0 5762 CISCO SYS INC COM 17275R102 1396560 25026 SH SOLE 0 0 25026 CITIGROUP INC COM NEW 172967424 2034958 31462 SH SOLE 0 0 31462 COCA COLA CO COM 191216100 1229585 18608 SH SOLE 0 0 18608 COLGATE PALMOLIVE CO COM 194162103 269416 2822 SH SOLE 0 0 2822 COMCAST CORP NEW CL A 20030N101 211010 4983 SH SOLE 0 0 4983 COMMERCE BANCSHARES INC COM 200525103 8647217 138884 SH SOLE 0 0 138884 CONOCOPHILLIPS COM 20825C104 234800 2276 SH SOLE 0 0 2276 CONSTELLATION BRANDS INC CL A 21036P108 1231711 5202 SH SOLE 0 0 5202 COURSERA INC COM 22266M104 1113235 153868 SH SOLE 0 0 153868 CRITEO S A SPONS ADS 226718104 2054105 48826 SH SOLE 0 0 48826 CROSSFIRST BANKSHARES INC COM 22766M109 245583 15150 SH SOLE 0 0 15150 CROWN CASTLE INC COM 22822V101 907895 8438 SH SOLE 0 0 8438 CUMMINS INC COM 231021106 347055 1044 SH SOLE 0 0 1044 DAQO NEW ENERGY CORP SPNSRD ADS NEW 23703Q203 1975260 137050 SH SOLE 0 0 137050 DEERE & CO COM 244199105 240992 588 SH SOLE 0 0 588 DEUTSCHE BANK A G NAMEN AKT D18190898 1020848 60085 SH SOLE 0 0 60085 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 3038511 110616 SH SOLE 0 0 110616 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2555021 95230 SH SOLE 0 0 95230 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 419497 11387 SH SOLE 0 0 11387 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2719098 89034 SH SOLE 0 0 89034 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 3506825 130051 SH SOLE 0 0 130051 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 3749687 141311 SH SOLE 0 0 141311 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 3149972 78377 SH SOLE 0 0 78377 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 9400742 271384 SH SOLE 0 0 271384 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 4450679 129871 SH SOLE 0 0 129871 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 278670 6654 SH SOLE 0 0 6654 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4704785 72651 SH SOLE 0 0 72651 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 629678 24158 SH SOLE 0 0 24158 DISNEY WALT CO COM 254687106 356696 3697 SH SOLE 0 0 3697 DOMINION ENERGY INC COM 25746U109 1115585 18871 SH SOLE 0 0 18871 DROPBOX INC CL A 26210C104 464388 18038 SH SOLE 0 0 18038 EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 1200665 55203 SH SOLE 0 0 55203 EATON VANCE TAX-MANAGED GLOB COM 27829F108 105804 12558 SH SOLE 0 0 12558 EDWARDS LIFESCIENCES CORP COM 28176E108 775735 10966 SH SOLE 0 0 10966 ELECTRONIC ARTS INC COM 285512109 1057980 7279 SH SOLE 0 0 7279 ELI LILLY & CO COM 532457108 224016 248 SH SOLE 0 0 248 EMBRAER S.A. SPONSORED ADS 29082A107 3829446 109632 SH SOLE 0 0 109632 EMERSON ELEC CO COM 291011104 1257400 11517 SH SOLE 0 0 11517 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 718022 43622 SH SOLE 0 0 43622 ENTERPRISE PRODS PARTNERS L COM 293792107 1084371 37244 SH SOLE 0 0 37244 EVERGY INC COM 30034W106 363517 6041 SH SOLE 0 0 6041 EXXON MOBIL CORP COM 30231G102 1351282 11394 SH SOLE 0 0 11394 FASTENAL CO COM 311900104 239274 3099 SH SOLE 0 0 3099 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1260705 27656 SH SOLE 0 0 27656 FIRST MERCHANTS CORP COM 320817109 986412 26674 SH SOLE 0 0 26674 FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 623432 11090 SH SOLE 0 0 11090 FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 1046492 44731 SH SOLE 0 0 44731 FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 310929 19205 SH SOLE 0 0 19205 FIRST TR EXCHANGE TRADED FD INDXX NAT RE ETF 33734X838 205373 15535 SH SOLE 0 0 15535 FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 237070 3145 SH SOLE 0 0 3145 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 3682045 40798 SH SOLE 0 0 40798 FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 1727618 29304 SH SOLE 0 0 29304 FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 469416 5846 SH SOLE 0 0 5846 FIRST TR EXCHANGE-TRADED FD RBA INDL ETF 33738R704 215319 2815 SH SOLE 0 0 2815 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 774138 12978 SH SOLE 0 0 12978 FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 254901 7060 SH SOLE 0 0 7060 FIRST TR MORNINGSTAR DIVID L SHS 336917109 302696 7265 SH SOLE 0 0 7265 FIRST TR VALUE LINE DIVID IN SHS 33734H106 405246 8986 SH SOLE 0 0 8986 FORD MTR CO COM 345370860 137488 13316 SH SOLE 0 0 13316 FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595 472035 19351 SH SOLE 0 0 19351 FRESH DEL MONTE PRODUCE INC ORD G36738105 641229 22066 SH SOLE 0 0 22066 GABELLI DIVID & INCOME TR COM 36242H104 230525 9415 SH SOLE 0 0 9415 GARMIN LTD SHS H2906T109 911435 5459 SH SOLE 0 0 5459 GE AEROSPACE COM NEW 369604301 385821 2218 SH SOLE 0 0 2218 GENERAL MTRS CO COM 37045V100 1723044 33376 SH SOLE 0 0 33376 GOLDMAN SACHS GROUP INC COM 38141G104 403848 769 SH SOLE 0 0 769 HANESBRANDS INC COM 410345102 820527 112865 SH SOLE 0 0 112865 HARMONIC INC COM 413160102 1282127 119337 SH SOLE 0 0 119337 HERSHEY CO COM 427866108 1038105 5662 SH SOLE 0 0 5662 HEWLETT PACKARD ENTERPRISE C COM 42824C109 2569908 129174 SH SOLE 0 0 129174 HOME DEPOT INC COM 437076102 348826 882 SH SOLE 0 0 882 HONEYWELL INTL INC COM 438516106 252816 1225 SH SOLE 0 0 1225 HOOKER FURNISHINGS CORPORATI COM 439038100 907036 55544 SH SOLE 0 0 55544 INGERSOLL RAND INC COM 45687V106 1084222 11172 SH SOLE 0 0 11172 INTEL CORP COM 458140100 1109558 48452 SH SOLE 0 0 48452 INTERCONTINENTAL EXCHANGE IN COM 45866F104 1645764 9865 SH SOLE 0 0 9865 INTERNATIONAL BUSINESS MACHS COM 459200101 497558 2347 SH SOLE 0 0 2347 INVESCO QQQ TR UNIT SER 1 46090E103 790646 1588 SH SOLE 0 0 1588 IPG PHOTONICS CORP COM 44980X109 1051228 12120 SH SOLE 0 0 12120 ISHARES TR 0-3 MNTH TREASRY 46436E718 2138506 21242 SH SOLE 0 0 21242 ISHARES TR CORE DIV GRWTH 46434V621 263020 4196 SH SOLE 0 0 4196 ISHARES TR CORE S&P500 ETF 464287200 1443756 2471 SH SOLE 0 0 2471 ISHARES TR MSCI EURO FL ETF 464289180 5850272 241199 SH SOLE 0 0 241199 ISHARES TR MSCI INDIA ETF 46429B598 308944 5586 SH SOLE 0 0 5586 ISHARES TR RUS 1000 ETF 464287622 633812 1988 SH SOLE 0 0 1988 ISHARES TR RUS 1000 GRW ETF 464287614 1108893 2878 SH SOLE 0 0 2878 ISHARES TR RUS 1000 VAL ETF 464287598 668293 3519 SH SOLE 0 0 3519 ISHARES TR RUS MID CAP ETF 464287499 339931 3824 SH SOLE 0 0 3824 J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 642955 14021 SH SOLE 0 0 14021 JANUS DETROIT STR TR HENDERSON SECURI 47103U746 1279010 24535 SH SOLE 0 0 24535 JAPAN SMALLER CAPITALIZATION COM 47109U104 98280 13000 SH SOLE 0 0 13000 JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1061866 9538 SH SOLE 0 0 9538 JEFFERIES FINL GROUP INC COM 47233W109 9668256 149201 SH SOLE 0 0 149201 JOHNSON & JOHNSON COM 478160104 447289 2763 SH SOLE 0 0 2763 JPMORGAN CHASE & CO. COM 46625H100 2096666 9374 SH SOLE 0 0 9374 KELLANOVA COM 487836108 448223 5554 SH SOLE 0 0 5554 KKR & CO INC COM 48251W104 6550013 47045 SH SOLE 0 0 47045 KROGER CO COM 501044101 885506 15594 SH SOLE 0 0 15594 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1721290 71275 SH SOLE 0 0 71275 LAS VEGAS SANDS CORP COM 517834107 1305558 24193 SH SOLE 0 0 24193 LEAR CORP COM NEW 521865204 1245578 12529 SH SOLE 0 0 12529 LOWES COS INC COM 548661107 1353083 5130 SH SOLE 0 0 5130 MACYS INC COM 55616P104 2845271 179739 SH SOLE 0 0 179739 MARVELL TECHNOLOGY INC COM 573874104 883116 10476 SH SOLE 0 0 10476 MASTERCARD INCORPORATED CL A 57636Q104 1104635 2164 SH SOLE 0 0 2164 MCDONALDS CORP COM 580135101 1644918 5494 SH SOLE 0 0 5494 MERCK & CO INC COM 58933Y105 1086272 10387 SH SOLE 0 0 10387 META PLATFORMS INC CL A 30303M102 352281 600 SH SOLE 0 0 600 MICROCHIP TECHNOLOGY INC. COM 595017104 1024709 13158 SH SOLE 0 0 13158 MICRON TECHNOLOGY INC COM 595112103 610890 5757 SH SOLE 0 0 5757 MICROSOFT CORP COM 594918104 6743418 15718 SH SOLE 0 0 15718 MONDELEZ INTL INC CL A 609207105 1018846 14646 SH SOLE 0 0 14646 MORGAN STANLEY COM NEW 617446448 1822372 15281 SH SOLE 0 0 15281 NASDAQ INC COM 631103108 1383048 18200 SH SOLE 0 0 18200 NETFLIX INC COM 64110L106 1544404 2045 SH SOLE 0 0 2045 NIKE INC CL B 654106103 837504 10604 SH SOLE 0 0 10604 NOKIA CORP SPONSORED ADR 654902204 3763103 765014 SH SOLE 0 0 765014 NORTHROP GRUMMAN CORP COM 666807102 326102 641 SH SOLE 0 0 641 NUVEEN PFD & INCOME OPPORTUN COM 67073B106 157816 19772 SH SOLE 0 0 19772 NVIDIA CORPORATION COM 67066G104 1001012 7113 SH SOLE 0 0 7113 ORACLE CORP COM 68389X105 681566 3937 SH SOLE 0 0 3937 ORANGE SPONSORED ADR 684060106 1742197 160276 SH SOLE 0 0 160276 OREILLY AUTOMOTIVE INC COM 67103H107 678663 572 SH SOLE 0 0 572 PAGSEGURO DIGITAL LTD COM CL A G68707101 1680612 199835 SH SOLE 0 0 199835 PAYPAL HLDGS INC COM 70450Y103 2755139 35076 SH SOLE 0 0 35076 PEPSICO INC COM 713448108 585191 3471 SH SOLE 0 0 3471 PFIZER INC COM 717081103 356788 12663 SH SOLE 0 0 12663 PHILIP MORRIS INTL INC COM 718172109 1706554 12977 SH SOLE 0 0 12977 PIMCO ETF TR ACTIVE BD ETF 72201R775 1171988 12781 SH SOLE 0 0 12781 PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 176176 10540 SH SOLE 0 0 10540 PROCTER AND GAMBLE CO COM 742718109 319622 1899 SH SOLE 0 0 1899 PROGRESSIVE CORP COM 743315103 324423 1337 SH SOLE 0 0 1337 PROSHARES TR LARGE CAP CRE 74347R248 6844803 103552 SH SOLE 0 0 103552 QCR HOLDINGS INC COM 74727A104 495213 6074 SH SOLE 0 0 6074 QIAGEN NV SHS NEW N72482149 945344 22570 SH SOLE 0 0 22570 QUALCOMM INC COM 747525103 348295 2000 SH SOLE 0 0 2000 RESTAURANT BRANDS INTL INC COM 76131D103 987757 13854 SH SOLE 0 0 13854 ROYCE SMALL CAP TRUST INC COM 780910105 6208353 403664 SH SOLE 0 0 403664 RTX CORPORATION COM 75513E101 1241502 10012 SH SOLE 0 0 10012 SABRA HEALTH CARE REIT INC COM 78573L106 731945 38192 SH SOLE 0 0 38192 SANOFI SPONSORED ADR 80105N105 1852110 34210 SH SOLE 0 0 34210 SCHLUMBERGER LTD COM STK 806857108 1025880 25080 SH SOLE 0 0 25080 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 237780 8265 SH SOLE 0 0 8265 SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 289725 9088 SH SOLE 0 0 9088 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 3007841 83889 SH SOLE 0 0 83889 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 1165893 32315 SH SOLE 0 0 32315 SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 1748084 58858 SH SOLE 0 0 58858 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 238309 12048 SH SOLE 0 0 12048 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 388210 14526 SH SOLE 0 0 14526 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 297429 11094 SH SOLE 0 0 11094 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1820692 65304 SH SOLE 0 0 65304 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 467717 18104 SH SOLE 0 0 18104 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 290440 1949 SH SOLE 0 0 1949 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 312642 1348 SH SOLE 0 0 1348 SHERWIN WILLIAMS CO COM 824348106 1096729 3021 SH SOLE 0 0 3021 SOUTHERN CO COM 842587107 1121351 12407 SH SOLE 0 0 12407 SPDR S&P 500 ETF TR TR UNIT 78462F103 3898267 6705 SH SOLE 0 0 6705 SPDR SER TR S&P BIOTECH 78464A870 251706 2554 SH SOLE 0 0 2554 STARBUCKS CORP COM 855244109 379528 3902 SH SOLE 0 0 3902 SUZANO S A SPON ADS 86959K105 3038430 291596 SH SOLE 0 0 291596 TELEFONICA BRASIL SA NEW ADR 87936R205 1964444 210213 SH SOLE 0 0 210213 TEMPLETON EMERGING MKTS INCO COM 880192109 2078716 378038 SH SOLE 0 0 378038 TEREX CORP NEW COM 880779103 1594428 28866 SH SOLE 0 0 28866 TESLA INC COM 88160R101 1173872 4529 SH SOLE 0 0 4529 THE CIGNA GROUP COM 125523100 781339 2497 SH SOLE 0 0 2497 THERMO FISHER SCIENTIFIC INC COM 883556102 1057200 1916 SH SOLE 0 0 1916 TRACTOR SUPPLY CO COM 892356106 1027401 3780 SH SOLE 0 0 3780 UNION PAC CORP COM 907818108 2734078 11684 SH SOLE 0 0 11684 UNITED PARCEL SERVICE INC CL B 911312106 5659248 41643 SH SOLE 0 0 41643 UNITEDHEALTH GROUP INC COM 91324P102 1199013 2119 SH SOLE 0 0 2119 UNUM GROUP COM 91529Y106 2631897 42601 SH SOLE 0 0 42601 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 302991 3900 SH SOLE 0 0 3900 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 308125 6173 SH SOLE 0 0 6173 VANGUARD INDEX FDS GROWTH ETF 922908736 1087931 2754 SH SOLE 0 0 2754 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 707218 2831 SH SOLE 0 0 2831 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5761250 10779 SH SOLE 0 0 10779 VANGUARD INDEX FDS SMALL CP ETF 922908751 221049 927 SH SOLE 0 0 927 VANGUARD INDEX FDS TOTAL STK MKT 922908769 349302 1217 SH SOLE 0 0 1217 VANGUARD INDEX FDS VALUE ETF 922908744 918518 5280 SH SOLE 0 0 5280 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2381079 50497 SH SOLE 0 0 50497 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 311335 1575 SH SOLE 0 0 1575 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 892020 17580 SH SOLE 0 0 17580 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 446955 3467 SH SOLE 0 0 3467 VERISIGN INC COM 92343E102 962097 5378 SH SOLE 0 0 5378 VERIZON COMMUNICATIONS INC COM 92343V104 315908 7618 SH SOLE 0 0 7618 VIATRIS INC COM 92556V106 2691393 229543 SH SOLE 0 0 229543 VISA INC COM CL A 92826C839 1072295 3767 SH SOLE 0 0 3767 VITESSE ENERGY INC COMMON STOCK 92852X103 381940 15435 SH SOLE 0 0 15435 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1949465 208834 SH SOLE 0 0 208834 WALMART INC COM 931142103 1158165 14018 SH SOLE 0 0 14018 WESTERN ASSET EMERGING MKTS COM 95766A101 103834 10677 SH SOLE 0 0 10677 WISDOMTREE TR EMG MKTS SMCAP 97717W281 1043017 20344 SH SOLE 0 0 20344 WISDOMTREE TR INTL SMCAP DIV 97717W760 3062173 47252 SH SOLE 0 0 47252 WISDOMTREE TR US QTLY DIV GRT 97717X669 410034 4919 SH SOLE 0 0 4919 WISDOMTREE TR US SMALLCAP DIVD 97717W604 1191314 34763 SH SOLE 0 0 34763 XPERI INC COMMON STOCK 98423J101 3438096 358135 SH SOLE 0 0 358135 ZIMMER BIOMET 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