Chief Compliance Officer

0001085146-23-004228.txt : 20231109 0001085146-23-004228.hdr.sgml : 20231109 20231109115952 ACCESSION NUMBER: 0001085146-23-004228 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231109 DATE AS OF CHANGE: 20231109 EFFECTIVENESS DATE: 20231109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Waterfront Wealth Inc. CENTRAL INDEX KEY: 0001775210 IRS NUMBER: 454998452 STATE OF INCORPORATION: KS FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20796 FILM NUMBER: 231391272 BUSINESS ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 BUSINESS PHONE: 9139515800 MAIL ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001775210 XXXXXXXX 09-30-2023 09-30-2023 false Waterfront Wealth Inc.

6711 W 121ST STREET SUITE 200 OVERLAND PARK KS 66209

13F HOLDINGS REPORT 028-20796 000173220 801-110161 N Roger Ratzlaff Chief Compliance Officer 913-981-5800 /s/Roger Ratzlaff Overland Park KS 11-09-2023 0 246 305531110 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABBVIE INC COM 00287Y109 1029445 7129 SH SOLE 0 0 7129 ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 4016021 560308 SH SOLE 0 0 560308 ADAMS DIVERSIFIED EQUITY FD COM 006212104 6498175 397199 SH SOLE 0 0 397199 ADEIA INC COM 00676P107 432900 50685 SH SOLE 0 0 50685 AFLAC INC COM 001055102 261105 3380 SH SOLE 0 0 3380 AGNC INVT CORP COM 00123Q104 412690 50964 SH SOLE 0 0 50964 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1185853 14754 SH SOLE 0 0 14754 ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 512254 54582 SH SOLE 0 0 54582 ALLY FINL INC COM 02005N100 2022220 86753 SH SOLE 0 0 86753 ALPHABET INC CAP STK CL A 02079K305 3696065 26967 SH SOLE 0 0 26967 ALPHABET INC CAP STK CL C 02079K107 475159 3431 SH SOLE 0 0 3431 AMARIN CORP PLC SPONS ADR NEW 023111206 244665 327793 SH SOLE 0 0 327793 AMAZON COM INC COM 023135106 1849432 14541 SH SOLE 0 0 14541 AMEREN CORP COM 023608102 565201 7504 SH SOLE 0 0 7504 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2413321 47043 SH SOLE 0 0 47043 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2254138 42041 SH SOLE 0 0 42041 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1593503 29042 SH SOLE 0 0 29042 AMERICAN CENTY ETF TR US EQT ETF 025072885 1012161 14166 SH SOLE 0 0 14166 AMERICAN CENTY ETF TR US SML CP VALU 025072877 2170666 29290 SH SOLE 0 0 29290 AON PLC SHS CL A G0403H108 769716 2457 SH SOLE 0 0 2457 APOLLO GLOBAL MGMT INC COM 03769M106 615469 7453 SH SOLE 0 0 7453 APPLE INC COM 037833100 7898103 45614 SH SOLE 0 0 45614 ASLAN PHARMACEUTICALS LTD SPON ADS NEW 04522R200 57846 49441 SH SOLE 0 0 49441 AT&T INC COM 00206R102 249226 16732 SH SOLE 0 0 16732 AUTODESK INC COM 052769106 767829 3831 SH SOLE 0 0 3831 BAIDU INC SPON ADR REP A 056752108 1030282 9576 SH SOLE 0 0 9576 BANCO SANTANDER S.A. ADR 05964H105 877611 245143 SH SOLE 0 0 245143 BANK AMERICA CORP COM 060505104 511872 20009 SH SOLE 0 0 20009 BANK NEW YORK MELLON CORP COM 064058100 567746 13704 SH SOLE 0 0 13704 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10698643 31775 SH SOLE 0 0 31775 BLACKROCK CORE BD TR SHS BEN INT 09249E101 372985 40786 SH SOLE 0 0 40786 BLACKROCK CR ALLOCATION INCO COM 092508100 1409084 154369 SH SOLE 0 0 154369 BLACKROCK ENHANCED EQUITY DI COM 09251A104 1744847 243694 SH SOLE 0 0 243694 BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 4773074 997508 SH SOLE 0 0 997508 BLACKROCK FLOATING RATE INC COM 091941104 1167366 96483 SH SOLE 0 0 96483 BLACKROCK FLOATING RATE INCO COM 09255X100 460458 38784 SH SOLE 0 0 38784 BLACKROCK HEALTH SCIENCES TR COM 09250W107 279518 7575 SH SOLE 0 0 7575 BLACKROCK INC COM 09247X101 1030644 1678 SH SOLE 0 0 1678 BLACKROCK LTD DURATION INCOM COM SHS 09249W101 3963296 318209 SH SOLE 0 0 318209 BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 2375510 123179 SH SOLE 0 0 123179 BLACKSTONE INC COM 09260D107 1034909 11100 SH SOLE 0 0 11100 BOEING CO COM 097023105 303366 1667 SH SOLE 0 0 1667 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 600574 19837 SH SOLE 0 0 19837 BROOKFIELD CORP CL A LTD VT SH 11271J107 2410051 78491 SH SOLE 0 0 78491 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 308707 13862 SH SOLE 0 0 13862 BRUNSWICK CORP COM 117043109 350535 4930 SH SOLE 0 0 4930 BUNGE LIMITED COM G16962105 1311860 12940 SH SOLE 0 0 12940 CANADIAN NAT RES LTD COM 136385101 843485 13037 SH SOLE 0 0 13037 CANADIAN PACIFIC KANSAS CITY COM 13646K108 1592722 22580 SH SOLE 0 0 22580 CANADIAN SOLAR INC COM 136635109 1314924 62705 SH SOLE 0 0 62705 CARLYLE GROUP INC COM 14316J108 773674 27840 SH SOLE 0 0 27840 CBRE GROUP INC CL A 12504L109 232686 3475 SH SOLE 0 0 3475 CELESTICA INC SUB VTG SHS 15101Q108 874354 33870 SH SOLE 0 0 33870 CHENIERE ENERGY INC COM NEW 16411R208 253320 1500 SH SOLE 0 0 1500 CHEVRON CORP NEW COM 166764100 955963 5948 SH SOLE 0 0 5948 CHORD ENERGY CORPORATION COM NEW 674215207 263701 1565 SH SOLE 0 0 1565 CISCO SYS INC COM 17275R102 967387 18469 SH SOLE 0 0 18469 CITIGROUP INC COM NEW 172967424 752468 19368 SH SOLE 0 0 19368 COCA COLA CO COM 191216100 924486 17085 SH SOLE 0 0 17085 COLGATE PALMOLIVE CO COM 194162103 247016 3426 SH SOLE 0 0 3426 COMCAST CORP NEW CL A 20030N101 215297 5009 SH SOLE 0 0 5009 COMMERCE BANCSHARES INC COM 200525103 6103279 137399 SH SOLE 0 0 137399 CONDUENT INC COM 206787103 1171765 377380 SH SOLE 0 0 377380 CONOCOPHILLIPS COM 20825C104 275322 2276 SH SOLE 0 0 2276 CONSTELLATION BRANDS INC CL A 21036P108 1080015 4642 SH SOLE 0 0 4642 CRITEO S A SPONS ADS 226718104 1546800 54968 SH SOLE 0 0 54968 CROSSFIRST BANKSHARES INC COM 22766M109 156803 15150 SH SOLE 0 0 15150 CROWN CASTLE INC COM 22822V101 469971 5414 SH SOLE 0 0 5414 CUMMINS INC COM 231021106 226580 1044 SH SOLE 0 0 1044 DAQO NEW ENERGY CORP SPNSRD ADS NEW 23703Q203 1307523 53598 SH SOLE 0 0 53598 DEUTSCHE BANK A G NAMEN AKT D18190898 514190 50634 SH SOLE 0 0 50634 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 4531933 201464 SH SOLE 0 0 201464 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 356299 11387 SH SOLE 0 0 11387 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 4898921 218578 SH SOLE 0 0 218578 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 3690669 163521 SH SOLE 0 0 163521 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 2424377 82715 SH SOLE 0 0 82715 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7961700 312346 SH SOLE 0 0 312346 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 3928823 154739 SH SOLE 0 0 154739 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 216721 6654 SH SOLE 0 0 6654 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4101060 82666 SH SOLE 0 0 82666 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 514361 23780 SH SOLE 0 0 23780 DISNEY WALT CO COM 254687106 460957 5522 SH SOLE 0 0 5522 DOMINION ENERGY INC COM 25746U109 671758 17012 SH SOLE 0 0 17012 DROPBOX INC CL A 26210C104 684759 25709 SH SOLE 0 0 25709 EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 958876 55203 SH SOLE 0 0 55203 EATON VANCE TAX-MANAGED GLOB COM 27829F108 93840 13358 SH SOLE 0 0 13358 ELECTRONIC ARTS INC COM 285512109 837204 6604 SH SOLE 0 0 6604 ELI LILLY & CO COM 532457108 655665 1133 SH SOLE 0 0 1133 EMBRAER S.A. SPONSORED ADS 29082A107 1618263 113682 SH SOLE 0 0 113682 EMERSON ELEC CO COM 291011104 951336 10532 SH SOLE 0 0 10532 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 567331 41171 SH SOLE 0 0 41171 ENTERPRISE PRODS PARTNERS L COM 293792107 992639 36129 SH SOLE 0 0 36129 EVERGY INC COM 30034W106 312711 6441 SH SOLE 0 0 6441 EXXON MOBIL CORP COM 30231G102 1542744 14148 SH SOLE 0 0 14148 FASTENAL CO COM 311900104 205007 3561 SH SOLE 0 0 3561 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 551545 12876 SH SOLE 0 0 12876 FIRST MERCHANTS CORP COM 320817109 686180 25642 SH SOLE 0 0 25642 FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 576396 12099 SH SOLE 0 0 12099 FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 2329409 97526 SH SOLE 0 0 97526 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 2913912 39889 SH SOLE 0 0 39889 FIRST TR EXCHANGE-TRADED FD DORSEY WRIGHT 33738R886 173234 10107 SH SOLE 0 0 10107 FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 1409408 33135 SH SOLE 0 0 33135 FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 302654 5535 SH SOLE 0 0 5535 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 641596 14595 SH SOLE 0 0 14595 FIRST TR MORNINGSTAR DIVID L SHS 336917109 241049 7486 SH SOLE 0 0 7486 FIRST TR VALUE LINE DIVID IN SHS 33734H106 348881 9576 SH SOLE 0 0 9576 FORD MTR CO DEL COM 345370860 169603 14755 SH SOLE 0 0 14755 GABELLI DIVID & INCOME TR COM 36242H104 214297 11615 SH SOLE 0 0 11615 GARMIN LTD SHS H2906T109 596218 5826 SH SOLE 0 0 5826 GENERAL MTRS CO COM 37045V100 1555077 53002 SH SOLE 0 0 53002 GOLDMAN SACHS GROUP INC COM 38141G104 230185 769 SH SOLE 0 0 769 HANESBRANDS INC COM 410345102 1241228 282034 SH SOLE 0 0 282034 HARMONIC INC COM 413160102 887373 82816 SH SOLE 0 0 82816 HESS CORP COM 42809H107 701066 4333 SH SOLE 0 0 4333 HEWLETT PACKARD ENTERPRISE C COM 42824C109 2370284 156197 SH SOLE 0 0 156197 HILTON WORLDWIDE HLDGS INC COM 43300A203 930636 6283 SH SOLE 0 0 6283 HOME DEPOT INC COM 437076102 222939 782 SH SOLE 0 0 782 HONEYWELL INTL INC COM 438516106 221676 1225 SH SOLE 0 0 1225 HOOKER FURNISHINGS CORPORATI COM 439038100 686873 39612 SH SOLE 0 0 39612 HUDBAY MINERALS INC COM 443628102 53950 12590 SH SOLE 0 0 12590 IMPINJ INC COM 453204109 612175 11793 SH SOLE 0 0 11793 INGERSOLL RAND INC COM 45687V106 599380 10063 SH SOLE 0 0 10063 INTEL CORP COM 458140100 1281672 38018 SH SOLE 0 0 38018 INTERCONTINENTAL EXCHANGE IN COM 45866F104 956570 8888 SH SOLE 0 0 8888 INTERNATIONAL BUSINESS MACHS COM 459200101 1504248 11027 SH SOLE 0 0 11027 INVESCO QQQ TR UNIT SER 1 46090E103 290528 815 SH SOLE 0 0 815 IPG PHOTONICS CORP COM 44980X109 446072 4889 SH SOLE 0 0 4889 ISHARES TR 0-3 MNTH TREASRY 46436E718 8954726 89249 SH SOLE 0 0 89249 ISHARES TR CORE DIV GRWTH 46434V621 202682 4196 SH SOLE 0 0 4196 ISHARES TR CORE S&P500 ETF 464287200 678819 1605 SH SOLE 0 0 1605 ISHARES TR MSCI EURO FL ETF 464289180 4311118 235821 SH SOLE 0 0 235821 ISHARES TR MSCI INDIA ETF 46429B598 245844 5632 SH SOLE 0 0 5632 ISHARES TR RUS 1000 ETF 464287622 458957 1987 SH SOLE 0 0 1987 ISHARES TR RUS 1000 GRW ETF 464287614 876077 3296 SH SOLE 0 0 3296 ISHARES TR RUS 1000 VAL ETF 464287598 487964 3334 SH SOLE 0 0 3334 ISHARES TR RUS MID CAP ETF 464287499 222111 3352 SH SOLE 0 0 3352 JAPAN SMALLER CAPITALIZATION COM 47109U104 100800 15000 SH SOLE 0 0 15000 JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1098280 8530 SH SOLE 0 0 8530 JEFFERIES FINL GROUP INC COM 47233W109 5288076 165252 SH SOLE 0 0 165252 JOHNSON & JOHNSON COM 478160104 452491 2991 SH SOLE 0 0 2991 JPMORGAN CHASE & CO COM 46625H100 1233066 8734 SH SOLE 0 0 8734 KELLANOVA COM 487836108 264288 5350 SH SOLE 0 0 5350 KKR & CO INC COM 48251W104 2881907 52190 SH SOLE 0 0 52190 KRAFT HEINZ CO COM 500754106 692397 22243 SH SOLE 0 0 22243 KROGER CO COM 501044101 658390 15226 SH SOLE 0 0 15226 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1572407 109461 SH SOLE 0 0 109461 LAS VEGAS SANDS CORP COM 517834107 975539 20929 SH SOLE 0 0 20929 LOWES COS INC COM 548661107 660640 3511 SH SOLE 0 0 3511 MACYS INC COM 55616P104 1680022 147954 SH SOLE 0 0 147954 MARVELL TECHNOLOGY INC COM 573874104 735518 14977 SH SOLE 0 0 14977 MASTERCARD INCORPORATED CL A 57636Q104 790743 2055 SH SOLE 0 0 2055 MCDONALDS CORP COM 580135101 515402 2018 SH SOLE 0 0 2018 MERCK & CO INC COM 58933Y105 264422 2560 SH SOLE 0 0 2560 MICROCHIP TECHNOLOGY INC. COM 595017104 886364 11878 SH SOLE 0 0 11878 MICRON TECHNOLOGY INC COM 595112103 1480750 22104 SH SOLE 0 0 22104 MICROSOFT CORP COM 594918104 4718979 14301 SH SOLE 0 0 14301 MONDELEZ INTL INC CL A 609207105 610819 9549 SH SOLE 0 0 9549 MORGAN STANLEY COM NEW 617446448 1033094 14474 SH SOLE 0 0 14474 NASDAQ INC COM 631103108 662114 13287 SH SOLE 0 0 13287 NATURAL RESOURCE PARTNERS L COM UNIT LTD PAR 63900P608 246018 3565 SH SOLE 0 0 3565 NAUTILUS INC COM 63910B102 28009 42278 SH SOLE 0 0 42278 NETFLIX INC COM 64110L106 1260749 3107 SH SOLE 0 0 3107 NOKIA CORP SPONSORED ADR 654902204 1802395 571282 SH SOLE 0 0 571282 NORTHROP GRUMMAN CORP COM 666807102 308948 641 SH SOLE 0 0 641 NUVEEN MUN HIGH INCOME OPPOR COM 670682103 144585 17000 SH SOLE 0 0 17000 NUVEEN PFD & INCOME SECS FD COM 67072C105 137368 23623 SH SOLE 0 0 23623 NVIDIA CORPORATION COM 67066G104 338162 788 SH SOLE 0 0 788 ORACLE CORP COM 68389X105 541033 5197 SH SOLE 0 0 5197 ORANGE SPONSORED ADR 684060106 1583528 138723 SH SOLE 0 0 138723 OREILLY AUTOMOTIVE INC COM 67103H107 481841 549 SH SOLE 0 0 549 PAGSEGURO DIGITAL LTD COM CL A G68707101 117719 15378 SH SOLE 0 0 15378 PAYPAL HLDGS INC COM 70450Y103 988819 18455 SH SOLE 0 0 18455 PEPSICO INC COM 713448108 508965 3179 SH SOLE 0 0 3179 PFIZER INC COM 717081103 304840 9915 SH SOLE 0 0 9915 PHILIP MORRIS INTL INC COM 718172109 1051401 11553 SH SOLE 0 0 11553 PIMCO ETF TR ACTIVE BD ETF 72201R775 1129640 13172 SH SOLE 0 0 13172 PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 164371 10540 SH SOLE 0 0 10540 PROCTER AND GAMBLE CO COM 742718109 354334 2388 SH SOLE 0 0 2388 PROGRESSIVE CORP COM 743315103 1230148 8023 SH SOLE 0 0 8023 PROSHARES TR LARGE CAP CRE 74347R248 5254394 108744 SH SOLE 0 0 108744 QCR HOLDINGS INC COM 74727A104 327176 6854 SH SOLE 0 0 6854 QUALCOMM INC COM 747525103 427024 3936 SH SOLE 0 0 3936 RESTAURANT BRANDS INTL INC COM 76131D103 762944 11549 SH SOLE 0 0 11549 ROYCE VALUE TR INC COM 780910105 2846010 237215 SH SOLE 0 0 237215 RTX CORPORATION COM 75513E101 638372 8723 SH SOLE 0 0 8723 SABRA HEALTH CARE REIT INC COM 78573L106 690461 48969 SH SOLE 0 0 48969 SANOFI SPONSORED ADR 80105N105 1517474 29135 SH SOLE 0 0 29135 SCHLUMBERGER LTD COM STK 806857108 740955 12609 SH SOLE 0 0 12609 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 327144 14159 SH SOLE 0 0 14159 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 246239 7497 SH SOLE 0 0 7497 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1372284 29782 SH SOLE 0 0 29782 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 273083 10781 SH SOLE 0 0 10781 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2369010 77296 SH SOLE 0 0 77296 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1258445 41005 SH SOLE 0 0 41005 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 251438 3460 SH SOLE 0 0 3460 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 289680 4652 SH SOLE 0 0 4652 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1439192 22389 SH SOLE 0 0 22389 SCHWAB STRATEGIC TR US REIT ETF 808524847 174276 10300 SH SOLE 0 0 10300 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 348057 8936 SH SOLE 0 0 8936 SERITAGE GROWTH PPTYS CL A 81752R100 261516 35150 SH SOLE 0 0 35150 SHERWIN WILLIAMS CO COM 824348106 589162 2462 SH SOLE 0 0 2462 SOUTHERN CO COM 842587107 757078 11569 SH SOLE 0 0 11569 SPDR S&P 500 ETF TR TR UNIT 78462F103 2827440 6716 SH SOLE 0 0 6716 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 321740 8520 SH SOLE 0 0 8520 STARBUCKS CORP COM 855244109 355718 3775 SH SOLE 0 0 3775 SUZANO S A SPON ADS 86959K105 2101216 194467 SH SOLE 0 0 194467 TANDEM DIABETES CARE INC COM NEW 875372203 328615 16878 SH SOLE 0 0 16878 TELEFONICA BRASIL SA NEW ADR 87936R205 1706907 190079 SH SOLE 0 0 190079 TEMPLETON EMERGING MKTS INCO COM 880192109 2202341 501178 SH SOLE 0 0 501178 TEREX CORP NEW COM 880779103 1040695 21808 SH SOLE 0 0 21808 TESLA INC COM 88160R101 800600 3783 SH SOLE 0 0 3783 THE CIGNA GROUP COM 125523100 987568 3284 SH SOLE 0 0 3284 THERMO FISHER SCIENTIFIC INC COM 883556102 655818 1412 SH SOLE 0 0 1412 TRACTOR SUPPLY CO COM 892356106 723154 3647 SH SOLE 0 0 3647 TRI POINTE HOMES INC COM 87265H109 232157 9290 SH SOLE 0 0 9290 UNION PAC CORP COM 907818108 2336242 11199 SH SOLE 0 0 11199 UNITED PARCEL SERVICE INC CL B 911312106 6201670 41751 SH SOLE 0 0 41751 UNITEDHEALTH GROUP INC COM 91324P102 989570 1901 SH SOLE 0 0 1901 UNUM GROUP COM 91529Y106 1338152 27602 SH SOLE 0 0 27602 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 215788 2877 SH SOLE 0 0 2877 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 228944 4808 SH SOLE 0 0 4808 VANGUARD INDEX FDS GROWTH ETF 922908736 877210 3234 SH SOLE 0 0 3234 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 531464 2831 SH SOLE 0 0 2831 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4412163 11406 SH SOLE 0 0 11406 VANGUARD INDEX FDS SMALL CP ETF 922908751 224214 1253 SH SOLE 0 0 1253 VANGUARD INDEX FDS TOTAL STK MKT 922908769 288552 1386 SH SOLE 0 0 1386 VANGUARD INDEX FDS VALUE ETF 922908744 840336 6270 SH SOLE 0 0 6270 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1507770 39876 SH SOLE 0 0 39876 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2483920 43912 SH SOLE 0 0 43912 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1247376 16731 SH SOLE 0 0 16731 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 854599 20246 SH SOLE 0 0 20246 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 237694 2367 SH SOLE 0 0 2367 VERADIGM INC COM 01988P108 407327 30262 SH SOLE 0 0 30262 VERIZON COMMUNICATIONS INC COM 92343V104 257619 8206 SH SOLE 0 0 8206 VIATRIS INC COM 92556V106 1450860 163483 SH SOLE 0 0 163483 VISA INC COM CL A 92826C839 828378 3561 SH SOLE 0 0 3561 VITESSE ENERGY INC COMMON STOCK 92852X103 420014 17095 SH SOLE 0 0 17095 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1120949 122441 SH SOLE 0 0 122441 WALMART INC COM 931142103 675252 4194 SH SOLE 0 0 4194 WESTERN ASSET EMERGING MKTS COM 95766A101 80914 10210 SH SOLE 0 0 10210 WISDOMTREE TR EMG MKTS SMCAP 97717W281 1013251 22926 SH SOLE 0 0 22926 WISDOMTREE TR INTL SMCAP DIV 97717W760 2101768 38401 SH SOLE 0 0 38401 WISDOMTREE TR US QTLY DIV GRT 97717X669 229441 3660 SH SOLE 0 0 3660 WISDOMTREE TR US SMALLCAP DIVD 97717W604 1115737 41433 SH SOLE 0 0 41433 XPERI INC COMMON STOCK 98423J101 1337853 156474 SH SOLE 0 0 156474 ZIMMER BIOMET HOLDINGS INC COM 98956P102 1038921 9875 SH SOLE 0 0 9875