Chief Compliance Officer

0001085146-23-000458.txt : 20230131 0001085146-23-000458.hdr.sgml : 20230131 20230130173434 ACCESSION NUMBER: 0001085146-23-000458 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230131 DATE AS OF CHANGE: 20230130 EFFECTIVENESS DATE: 20230131 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Waterfront Wealth Inc. CENTRAL INDEX KEY: 0001775210 IRS NUMBER: 454998452 STATE OF INCORPORATION: KS FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20796 FILM NUMBER: 23569292 BUSINESS ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 BUSINESS PHONE: 9139515800 MAIL ADDRESS: STREET 1: 6711 W 121ST STREET STREET 2: SUITE 200 CITY: OVERLAND PARK STATE: KS ZIP: 66209 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001775210 XXXXXXXX 12-31-2022 12-31-2022 false Waterfront Wealth Inc.

6711 W 121ST STREET SUITE 200 OVERLAND PARK KS 66209

13F HOLDINGS REPORT 028-20796 000173220 801-110161 N Roger Ratzlaff Chief Compliance Officer 913-981-5800 /s/Roger Ratzlaff Overland Park KS 01-30-2023 0 245 291065596 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABBVIE INC COM 00287Y109 800210 5470 SH SOLE 0 0 5470 ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 3577844 428484 SH SOLE 0 0 428484 ADAMS DIVERSIFIED EQUITY FD COM 006212104 5211844 336900 SH SOLE 0 0 336900 ADEIA INC COM 00676P107 417111 37443 SH SOLE 0 0 37443 AFLAC INC COM 001055102 246436 3380 SH SOLE 0 0 3380 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 892822 7542 SH SOLE 0 0 7542 ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 794594 78907 SH SOLE 0 0 78907 ALLY FINL INC COM 02005N100 3585629 110907 SH SOLE 0 0 110907 ALPHABET INC CAP STK CL A 02079K305 2977225 29973 SH SOLE 0 0 29973 ALPHABET INC CAP STK CL C 02079K107 349766 3473 SH SOLE 0 0 3473 AMARIN CORP PLC SPONS ADR NEW 023111206 342117 184928 SH SOLE 0 0 184928 AMAZON COM INC COM 023135106 1459476 14275 SH SOLE 0 0 14275 AMEREN CORP COM 023608102 654199 7504 SH SOLE 0 0 7504 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2664289 47687 SH SOLE 0 0 47687 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2925630 50468 SH SOLE 0 0 50468 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 887384 14807 SH SOLE 0 0 14807 AMERICAN CENTY ETF TR US EQT ETF 025072885 1095305 15116 SH SOLE 0 0 15116 AMERICAN CENTY ETF TR US SML CP VALU 025072877 2564169 31739 SH SOLE 0 0 31739 AMERICAN EXPRESS CO COM 025816109 855187 4963 SH SOLE 0 0 4963 AON PLC SHS CL A G0403H108 694258 2174 SH SOLE 0 0 2174 APOLLO GLOBAL MGMT INC COM 03769M106 527821 7453 SH SOLE 0 0 7453 APPLE INC COM 037833100 7188567 49260 SH SOLE 0 0 49260 ASLAN PHARMACEUTICALS LTD ADS 04522R101 209894 281775 SH SOLE 0 0 281775 AT&T INC COM 00206R102 401314 20116 SH SOLE 0 0 20116 AUTODESK INC COM 052769106 1032679 4897 SH SOLE 0 0 4897 BAIDU INC SPON ADR REP A 056752108 1042661 7499 SH SOLE 0 0 7499 BANCO SANTANDER S.A. ADR 05964H105 689809 202290 SH SOLE 0 0 202290 BANK AMERICA CORP COM 060505104 756755 21347 SH SOLE 0 0 21347 BANK NEW YORK MELLON CORP COM 064058100 532082 10629 SH SOLE 0 0 10629 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10110168 32701 SH SOLE 0 0 32701 BLACKROCK CORE BD TR SHS BEN INT 09249E101 503405 44947 SH SOLE 0 0 44947 BLACKROCK CR ALLOCATION INCO COM 092508100 1668286 149087 SH SOLE 0 0 149087 BLACKROCK ENHANCED EQUITY DI COM 09251A104 2068181 227523 SH SOLE 0 0 227523 BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 4797017 881805 SH SOLE 0 0 881805 BLACKROCK FLOATING RATE INC COM 091941104 1014164 87959 SH SOLE 0 0 87959 BLACKROCK FLOATING RATE INCO COM 09255X100 418612 35687 SH SOLE 0 0 35687 BLACKROCK HEALTH SCIENCES TR COM 09250W107 334214 7742 SH SOLE 0 0 7742 BLACKROCK INC COM 09247X101 1304271 1718 SH SOLE 0 0 1718 BLACKROCK LTD DURATION INCOM COM SHS 09249W101 3935712 288542 SH SOLE 0 0 288542 BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 2844017 128630 SH SOLE 0 0 128630 BLACKSTONE INC COM 09260D107 1064046 11100 SH SOLE 0 0 11100 BOEING CO COM 097023105 351968 1667 SH SOLE 0 0 1667 BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105 662184 20375 SH SOLE 0 0 20375 BROOKFIELD CORP CL A LTD VT SH 11271J107 3085972 81834 SH SOLE 0 0 81834 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 406295 13862 SH SOLE 0 0 13862 BRUNSWICK CORP COM 117043109 387609 4863 SH SOLE 0 0 4863 BUNGE LIMITED COM G16962105 795927 8155 SH SOLE 0 0 8155 CANADIAN NAT RES LTD COM 136385101 630301 10145 SH SOLE 0 0 10145 CANADIAN PAC RY LTD COM 13645T100 1606315 20735 SH SOLE 0 0 20735 CANADIAN SOLAR INC COM 136635109 1528648 37421 SH SOLE 0 0 37421 CARLYLE GROUP INC COM 14316J108 986371 27840 SH SOLE 0 0 27840 CARTERS INC COM 146229109 521655 6415 SH SOLE 0 0 6415 CBRE GROUP INC CL A 12504L109 293499 3475 SH SOLE 0 0 3475 CELESTICA INC SUB VTG SHS 15101Q108 1407490 106628 SH SOLE 0 0 106628 CHENIERE ENERGY INC COM NEW 16411R208 225390 1500 SH SOLE 0 0 1500 CHEVRON CORP NEW COM 166764100 1093705 6095 SH SOLE 0 0 6095 CHORD ENERGY CORPORATION COM NEW 674215207 232328 1590 SH SOLE 0 0 1590 CIGNA CORP NEW COM 125523100 776867 2520 SH SOLE 0 0 2520 CISCO SYS INC COM 17275R102 803126 16572 SH SOLE 0 0 16572 CITIGROUP INC COM NEW 172967424 390153 7523 SH SOLE 0 0 7523 COCA COLA CO COM 191216100 790864 13074 SH SOLE 0 0 13074 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 753712 11470 SH SOLE 0 0 11470 COLGATE PALMOLIVE CO COM 194162103 244623 3417 SH SOLE 0 0 3417 COMMERCE BANCSHARES INC COM 200525103 9105391 139184 SH SOLE 0 0 139184 CONDUENT INC COM 206787103 1186773 250374 SH SOLE 0 0 250374 CONOCOPHILLIPS COM 20825C104 281319 2276 SH SOLE 0 0 2276 CONSTELLATION BRANDS INC CL A 21036P108 941232 4114 SH SOLE 0 0 4114 CRITEO S A SPONS ADS 226718104 1730623 57154 SH SOLE 0 0 57154 CROSSFIRST BANKSHARES INC COM 22766M109 195890 15150 SH SOLE 0 0 15150 CROWN HLDGS INC COM 228368106 464808 5255 SH SOLE 0 0 5255 CUMMINS INC COM 231021106 259481 1043 SH SOLE 0 0 1043 DAQO NEW ENERGY CORP SPNSRD ADS NEW 23703Q203 1343200 29411 SH SOLE 0 0 29411 DEERE & CO COM 244199105 204072 488 SH SOLE 0 0 488 DEUTSCHE BANK A G NAMEN AKT D18190898 556835 41462 SH SOLE 0 0 41462 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2610565 105520 SH SOLE 0 0 105520 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 376796 11387 SH SOLE 0 0 11387 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 2299583 94168 SH SOLE 0 0 94168 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 2518961 104348 SH SOLE 0 0 104348 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1846277 71478 SH SOLE 0 0 71478 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 235285 6654 SH SOLE 0 0 6654 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1048462 18987 SH SOLE 0 0 18987 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 560495 23780 SH SOLE 0 0 23780 DISNEY WALT CO COM 254687106 716621 6542 SH SOLE 0 0 6542 DOMINION ENERGY INC COM 25746U109 871579 13964 SH SOLE 0 0 13964 DROPBOX INC CL A 26210C104 551162 23564 SH SOLE 0 0 23564 EATON VANCE TAX-MANAGED GLOB COM 27829F108 147506 18648 SH SOLE 0 0 18648 ELECTRONIC ARTS INC COM 285512109 696635 5406 SH SOLE 0 0 5406 ELEVANCE HEALTH INC COM 036752103 420325 853 SH SOLE 0 0 853 EMBRAER S.A. SPONSORED ADS 29082A107 1103812 86168 SH SOLE 0 0 86168 EMERSON ELEC CO COM 291011104 796689 8909 SH SOLE 0 0 8909 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 540748 40475 SH SOLE 0 0 40475 ENTERPRISE PRODS PARTNERS L COM 293792107 842682 31763 SH SOLE 0 0 31763 EVERGY INC COM 30034W106 397667 6441 SH SOLE 0 0 6441 EXXON MOBIL CORP COM 30231G102 1660528 14363 SH SOLE 0 0 14363 FIRST CTZNS BANCSHARES INC N CL A 31946M103 209543 272 SH SOLE 0 0 272 FIRST MERCHANTS CORP COM 320817109 1012464 24834 SH SOLE 0 0 24834 FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 626129 11924 SH SOLE 0 0 11924 FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101 2442675 99701 SH SOLE 0 0 99701 FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 3037236 40480 SH SOLE 0 0 40480 FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 1453614 29904 SH SOLE 0 0 29904 FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 305119 5904 SH SOLE 0 0 5904 FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 792792 16715 SH SOLE 0 0 16715 FIRST TR MORNINGSTAR DIVID L SHS 336917109 301769 7996 SH SOLE 0 0 7996 FIRST TR VALUE LINE DIVID IN SHS 33734H106 360385 8894 SH SOLE 0 0 8894 FORD MTR CO DEL COM 345370860 185292 13963 SH SOLE 0 0 13963 GABELLI DIVID & INCOME TR COM 36242H104 266510 12231 SH SOLE 0 0 12231 GARMIN LTD SHS H2906T109 211197 2140 SH SOLE 0 0 2140 GATOS SILVER INC COM 368036109 52400 10000 SH SOLE 0 0 10000 GENERAL MTRS CO COM 37045V100 2232377 58824 SH SOLE 0 0 58824 GOLDMAN SACHS GROUP INC COM 38141G104 271995 769 SH SOLE 0 0 769 HANESBRANDS INC COM 410345102 1434421 176653 SH SOLE 0 0 176653 HARMONIC INC COM 413160102 600738 40728 SH SOLE 0 0 40728 HESS CORP COM 42809H107 560005 3584 SH SOLE 0 0 3584 HEWLETT PACKARD ENTERPRISE C COM 42824C109 2314256 143386 SH SOLE 0 0 143386 HILTON WORLDWIDE HLDGS INC COM 43300A203 794255 5489 SH SOLE 0 0 5489 HOME DEPOT INC COM 437076102 268722 849 SH SOLE 0 0 849 HONEYWELL INTL INC COM 438516106 256624 1233 SH SOLE 0 0 1233 HOOKER FURNISHINGS CORPORATI COM 439038100 641713 31273 SH SOLE 0 0 31273 HUDBAY MINERALS INC COM 443628102 100250 17588 SH SOLE 0 0 17588 IMPINJ INC COM 453204109 1047425 8148 SH SOLE 0 0 8148 INGERSOLL RAND INC COM 45687V106 477364 8576 SH SOLE 0 0 8576 INTEL CORP COM 458140100 802890 24758 SH SOLE 0 0 24758 INTERCONTINENTAL EXCHANGE IN COM 45866F104 804319 7458 SH SOLE 0 0 7458 INTERNATIONAL BUSINESS MACHS COM 459200101 1554408 11566 SH SOLE 0 0 11566 INVESCO QQQ TR UNIT SER 1 46090E103 261939 884 SH SOLE 0 0 884 ISHARES TR 1 3 YR TREAS BD 464287457 1242943 15208 SH SOLE 0 0 15208 ISHARES TR CORE DIV GRWTH 46434V621 242589 4747 SH SOLE 0 0 4747 ISHARES TR CORE S&P500 ETF 464287200 619628 1520 SH SOLE 0 0 1520 ISHARES TR MSCI EURO FL ETF 464289180 4644644 234578 SH SOLE 0 0 234578 ISHARES TR MSCI INDIA ETF 46429B598 224634 5499 SH SOLE 0 0 5499 ISHARES TR PFD AND INCM SEC 464288687 556154 16656 SH SOLE 0 0 16656 ISHARES TR RUS 1000 ETF 464287622 436225 1947 SH SOLE 0 0 1947 ISHARES TR RUS 1000 GRW ETF 464287614 774155 3334 SH SOLE 0 0 3334 ISHARES TR RUS 1000 VAL ETF 464287598 529473 3334 SH SOLE 0 0 3334 ISHARES TR RUS MID CAP ETF 464287499 233861 3223 SH SOLE 0 0 3223 JAPAN SMALLER CAPITALIZATION COM 47109U104 102900 15000 SH SOLE 0 0 15000 JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1056787 6799 SH SOLE 0 0 6799 JEFFERIES FINL GROUP INC COM 47233W109 7063899 180524 SH SOLE 0 0 180524 JOHNSON & JOHNSON COM 478160104 549550 3267 SH SOLE 0 0 3267 JPMORGAN CHASE & CO COM 46625H100 1046423 7457 SH SOLE 0 0 7457 KELLOGG CO COM 487836108 355739 5262 SH SOLE 0 0 5262 KKR & CO INC COM 48251W104 3021238 54437 SH SOLE 0 0 54437 KRAFT HEINZ CO COM 500754106 765461 19286 SH SOLE 0 0 19286 KROGER CO COM 501044101 673716 14955 SH SOLE 0 0 14955 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1853412 141590 SH SOLE 0 0 141590 LABORATORY CORP AMER HLDGS COM NEW 50540R409 242348 953 SH SOLE 0 0 953 LAS VEGAS SANDS CORP COM 517834107 1048481 17795 SH SOLE 0 0 17795 LEAR CORP COM NEW 521865204 329948 2348 SH SOLE 0 0 2348 LILLY ELI & CO COM 532457108 855210 2504 SH SOLE 0 0 2504 LOWES COS INC COM 548661107 656098 3240 SH SOLE 0 0 3240 MACYS INC COM 55616P104 2580937 111826 SH SOLE 0 0 111826 MARVELL TECHNOLOGY INC COM 573874104 593203 13406 SH SOLE 0 0 13406 MASTERCARD INCORPORATED CL A 57636Q104 779479 2084 SH SOLE 0 0 2084 MCDONALDS CORP COM 580135101 556129 2041 SH SOLE 0 0 2041 MERCK & CO INC COM 58933Y105 272513 2586 SH SOLE 0 0 2586 MICROCHIP TECHNOLOGY INC. COM 595017104 810719 10437 SH SOLE 0 0 10437 MICRON TECHNOLOGY INC COM 595112103 1294813 20273 SH SOLE 0 0 20273 MICROSOFT CORP COM 594918104 3370537 13582 SH SOLE 0 0 13582 MONDELEZ INTL INC CL A 609207105 508113 7863 SH SOLE 0 0 7863 MORGAN STANLEY COM NEW 617446448 1156042 11935 SH SOLE 0 0 11935 MOTOROLA SOLUTIONS INC COM NEW 620076307 558926 2197 SH SOLE 0 0 2197 NAUTILUS INC COM 63910B102 116039 64466 SH SOLE 0 0 64466 NAVIENT CORPORATION COM 63938C108 254985 13724 SH SOLE 0 0 13724 NETFLIX INC COM 64110L106 1042986 2891 SH SOLE 0 0 2891 NEXTERA ENERGY INC COM 65339F101 210868 2790 SH SOLE 0 0 2790 NOKIA CORP SPONSORED ADR 654902204 1345134 284384 SH SOLE 0 0 284384 NORTHROP GRUMMAN CORP COM 666807102 279221 638 SH SOLE 0 0 638 NUVEEN MUN HIGH INCOME OPPOR COM 670682103 218054 19950 SH SOLE 0 0 19950 NUVEEN PFD & INCOME SECS FD COM 67072C105 214213 22448 SH SOLE 0 0 22448 ORACLE CORP COM 68389X105 649187 7295 SH SOLE 0 0 7295 ORANGE SPONSORED ADR 684060106 1328646 127754 SH SOLE 0 0 127754 OREILLY AUTOMOTIVE INC COM 67103H107 830550 1077 SH SOLE 0 0 1077 PAYPAL HLDGS INC COM 70450Y103 690809 8442 SH SOLE 0 0 8442 PEPSICO INC COM 713448108 686047 4045 SH SOLE 0 0 4045 PFIZER INC COM 717081103 491667 11228 SH SOLE 0 0 11228 PHILIP MORRIS INTL INC COM 718172109 1171370 11289 SH SOLE 0 0 11289 PIMCO ETF TR ACTIVE BD ETF 72201R775 722015 7703 SH SOLE 0 0 7703 PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 136598 10540 SH SOLE 0 0 10540 PNC FINL SVCS GROUP INC COM 693475105 665701 4080 SH SOLE 0 0 4080 PROCTER AND GAMBLE CO COM 742718109 334881 2382 SH SOLE 0 0 2382 PROGRESSIVE CORP COM 743315103 937729 6947 SH SOLE 0 0 6947 PROSHARES TR LARGE CAP CRE 74347R248 4729626 97852 SH SOLE 0 0 97852 QCR HOLDINGS INC COM 74727A104 344962 6854 SH SOLE 0 0 6854 QUALCOMM INC COM 747525103 290812 2180 SH SOLE 0 0 2180 RAYTHEON TECHNOLOGIES CORP COM 75513E101 743824 7468 SH SOLE 0 0 7468 REDWOOD TRUST INC NOTE 4.750% 8/1 758075AC9 194535 198000 PRN SOLE 0 0 198000 RESTAURANT BRANDS INTL INC COM 76131D103 431726 6445 SH SOLE 0 0 6445 ROYCE VALUE TR INC COM 780910105 3210147 223392 SH SOLE 0 0 223392 SABRA HEALTH CARE REIT INC COM 78573L106 699442 51965 SH SOLE 0 0 51965 SANOFI SPONSORED ADR 80105N105 1323526 27295 SH SOLE 0 0 27295 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 421771 16092 SH SOLE 0 0 16092 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 320771 9118 SH SOLE 0 0 9118 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1242743 24291 SH SOLE 0 0 24291 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 293459 10781 SH SOLE 0 0 10781 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2795171 88037 SH SOLE 0 0 88037 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1685027 49956 SH SOLE 0 0 49956 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 211683 3460 SH SOLE 0 0 3460 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 327910 4794 SH SOLE 0 0 4794 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1584462 22238 SH SOLE 0 0 22238 SCHWAB STRATEGIC TR US REIT ETF 808524847 254463 12100 SH SOLE 0 0 12100 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 413226 9330 SH SOLE 0 0 9330 SERITAGE GROWTH PPTYS CL A 81752R100 501926 41897 SH SOLE 0 0 41897 SHERWIN WILLIAMS CO COM 824348106 506322 2221 SH SOLE 0 0 2221 SOUTHERN CO COM 842587107 535095 7877 SH SOLE 0 0 7877 SPDR S&P 500 ETF TR TR UNIT 78462F103 2742950 6761 SH SOLE 0 0 6761 SPDR SER TR S&P BIOTECH 78464A870 322162 3604 SH SOLE 0 0 3604 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1152103 27970 SH SOLE 0 0 27970 STARBUCKS CORP COM 855244109 416347 3819 SH SOLE 0 0 3819 SUZANO S A SPON ADS 86959K105 1565668 176314 SH SOLE 0 0 176314 TELEFONICA BRASIL SA NEW ADR 87936R205 1296766 164983 SH SOLE 0 0 164983 TEMPLETON EMERGING MKTS INCO COM 880192109 2555416 439831 SH SOLE 0 0 439831 TEREX CORP NEW COM 880779103 933950 18564 SH SOLE 0 0 18564 TESLA INC COM 88160R101 700214 3936 SH SOLE 0 0 3936 TORTOISE PWR & ENERGY INFRAS COM 89147X104 155836 11350 SH SOLE 0 0 11350 TRACTOR SUPPLY CO COM 892356106 716925 3177 SH SOLE 0 0 3177 TRI POINTE HOMES INC COM 87265H109 1452847 67355 SH SOLE 0 0 67355 UNION PAC CORP COM 907818108 2385590 11787 SH SOLE 0 0 11787 UNITED PARCEL SERVICE INC CL B 911312106 7602738 41753 SH SOLE 0 0 41753 UNITEDHEALTH GROUP INC COM 91324P102 740439 1529 SH SOLE 0 0 1529 UNUM GROUP COM 91529Y106 1000299 24069 SH SOLE 0 0 24069 V F CORP COM 918204108 602408 19804 SH SOLE 0 0 19804 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 268983 3533 SH SOLE 0 0 3533 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 310166 6381 SH SOLE 0 0 6381 VANGUARD INDEX FDS GROWTH ETF 922908736 1107856 4699 SH SOLE 0 0 4699 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4742652 12719 SH SOLE 0 0 12719 VANGUARD INDEX FDS SMALL CP ETF 922908751 333291 1667 SH SOLE 0 0 1667 VANGUARD INDEX FDS TOTAL STK MKT 922908769 278420 1365 SH SOLE 0 0 1365 VANGUARD INDEX FDS VALUE ETF 922908744 1232264 8584 SH SOLE 0 0 8584 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1739146 40549 SH SOLE 0 0 40549 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5721276 95722 SH SOLE 0 0 95722 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3016775 37480 SH SOLE 0 0 37480 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1217018 26538 SH SOLE 0 0 26538 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 292079 2649 SH SOLE 0 0 2649 VERADIGM INC COM 01988P108 719674 40545 SH SOLE 0 0 40545 VERIZON COMMUNICATIONS INC COM 92343V104 377291 9284 SH SOLE 0 0 9284 VIATRIS INC COM 92556V106 1541625 137617 SH SOLE 0 0 137617 VISA INC COM CL A 92826C839 874843 3780 SH SOLE 0 0 3780 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 956951 82425 SH SOLE 0 0 82425 WALMART INC COM 931142103 908428 6339 SH SOLE 0 0 6339 WISDOMTREE TR EMG MKTS SMCAP 97717W281 1011753 21354 SH SOLE 0 0 21354 WISDOMTREE TR INTL SMCAP DIV 97717W760 2138819 34025 SH SOLE 0 0 34025 WISDOMTREE TR US QTLY DIV GRT 97717X669 227030 3660 SH SOLE 0 0 3660 WISDOMTREE TR US SMALLCAP DIVD 97717W604 1234118 40278 SH SOLE 0 0 40278 XPERI INC COMMON STOCK 98423J101 856235 86314 SH SOLE 0 0 86314 ZIMMER BIOMET HOLDINGS INC COM 98956P102 1012989 8061 SH SOLE 0 0 8061