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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FRANKLIN FTSE JAPAN ETF COM 35473P744   8,054,000 259,560 SH   SOLE 0 259,560 0 0
INVESCO QQQ TR UNIT SER 1 COM 46090E103   7,906,000 17,805 SH   SOLE 0 17,805 0 0
ISHARES CORE MSCI EAFE ETF COM 46432F842   14,468,000 194,928 SH   SOLE 0 194,928 0 0
ISHARES CORE MSCI EMERGING MAR COM 46434G103   3,564,000 69,064 SH   SOLE 0 69,064 0 0
ISHARES CORE S&P SMALL CAP ETF COM 464287804   10,895,000 98,583 SH   SOLE 0 98,583 0 0
ISHARES CORE US AGGREGATE BOND COM 464287226   49,080,000 501,119 SH   SOLE 0 501,119 0 0
ISHARES IBOXX HIGH YIELD CORP COM 464288513   7,946,000 102,226 SH   SOLE 0 102,226 0 0
ISHARES NATIONAL MUNI BOND ETF COM 464288414   21,352,000 198,435 SH   SOLE 0 198,435 0 0
ISHARES TR 7 10 YR TRSY BD COM 464287440   7,913,000 83,589 SH   SOLE 0 83,589 0 0
SPDR PORTFOLIO S&P 500 ETF COM 78464A854   8,072,000 131,186 SH   SOLE 0 131,186 0 0
SPDR SER TR PORTFOLIO S&P 600 COM 78468R853   8,100,000 188,201 SH   SOLE 0 188,201 0 0
VANGUARD EUROPEAN STOCK INDEX COM 922042874   8,108,000 120,411 SH   SOLE 0 120,411 0 0
VANGUARD S&P 500 INDEX ETF COM 922908363   171,820,000 357,437 SH   SOLE 0 357,437 0 0
VANGUARD S-T CORP BOND ETF COM 92206C409   59,305,000 767,108 SH   SOLE 0 767,108 0 0