The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 404,108 3,419,135 SH   SOLE   3,419,135 0 0
SPDR GOLD SHARES ETF 78463V107 233,483 1,309,053 SH   SOLE   1,309,053 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739 154,772 1,807,023 SH   SOLE   1,807,023 0 0
ISHARES TIPS BOND ETF ETF 464287176 55,367 433,741 SH   SOLE   433,741 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 892,721 18,909,576 SH   SOLE   18,909,576 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,064,271 5,467,895 SH   SOLE   5,467,895 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 357,166 7,127,642 SH   SOLE   7,127,642 0 0