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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 414,682 2,865,604 SH   SOLE   2,865,604 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 363,687 8,898,631 SH   SOLE   8,898,631 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 146,559 3,448,444 SH   SOLE   3,448,444 0 0
ISHARES TR CORE US AGGBD ET 464287226 152,371 1,397,003 SH   SOLE   1,397,003 0 0
ISHARES TR TIPS BD ETF 464287176 17,415 154,018 SH   SOLE   154,018 0 0
ISHARES TR U.S. REAL ES ETF 464287739 64,064 736,030 SH   SOLE   736,030 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 94,791 776,908 SH   SOLE   776,908 0 0