The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALBEMARLE CORP COM 012653101   214,166 960 SH   SOLE   0 0 960
ALPHABET INC CAP STK CL A 02079K305   2,792,960 23,333 SH   SOLE   0 0 23,333
AMAZON COM INC COM 023135106   393,687 3,020 SH   SOLE   0 0 3,020
APPLE INC COM 037833100   4,317,065 22,256 SH   SOLE   0 0 22,256
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,508,055 7,355 SH   SOLE   0 0 7,355
CISCO SYS INC COM 17275R102   434,956 8,407 SH   SOLE   0 0 8,407
COTY INC COM CL A 222070203   172,060 14,000 SH   SOLE   0 0 14,000
EXXON MOBIL CORP COM 30231G102   5,953,608 55,512 SH   SOLE   0 0 55,512
HOME DEPOT INC COM 437076102   200,363 645 SH   SOLE   0 0 645
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   1,503,186 50,358 SH   SOLE   0 0 50,358
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   1,526,537 49,579 SH   SOLE   0 0 49,579
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   1,431,768 45,890 SH   SOLE   0 0 45,890
INVESCO QQQ TR UNIT SER 1 46090E103   1,061,819 2,874 SH   SOLE   0 0 2,874
ISHARES TR S&P MC 400GR ETF 464287606   2,941,125 39,215 SH   SOLE   0 0 39,215
ISHARES TR CORE S&P500 ETF 464287200   44,813,217 100,543 SH   SOLE   0 0 100,543
META PLATFORMS INC CL A 30303M102   418,417 1,458 SH   SOLE   0 0 1,458
MICROSOFT CORP COM 594918104   3,299,725 9,690 SH   SOLE   0 0 9,690
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591   3,064,776 71,125 SH   SOLE   0 0 71,125
NVIDIA CORPORATION COM 67066G104   433,596 1,025 SH   SOLE   0 0 1,025
PACER FDS TR US CASH COWS 100 69374H881   5,782,744 120,801 SH   SOLE   0 0 120,801
PEPSICO INC COM 713448108   210,978 1,139 SH   SOLE   0 0 1,139
PHILIP MORRIS INTL INC COM 718172109   228,296 2,339 SH   SOLE   0 0 2,339
PROCTER AND GAMBLE CO COM 742718109   204,333 1,347 SH   SOLE   0 0 1,347
RAYTHEON TECHNOLOGIES CORP COM 75513E101   205,422 2,097 SH   SOLE   0 0 2,097
SALESFORCE INC COM 79466L302   232,597 1,101 SH   SOLE   0 0 1,101
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   248,496 4,745 SH   SOLE   0 0 4,745
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,065,127 83,519 SH   SOLE   0 0 83,519
SOFI TECHNOLOGIES INC COM 83406F102   107,586 12,900 SH   SOLE   0 0 12,900
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,756,798 8,475 SH   SOLE   0 0 8,475
STARBUCKS CORP COM 855244109   2,449,358 24,726 SH   SOLE   0 0 24,726
TESLA INC COM 88160R101   451,815 1,726 SH   SOLE   0 0 1,726
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   248,082 8,933 SH   SOLE   0 0 8,933
VANGUARD INDEX FDS TOTAL STK MKT 922908769   251,560 1,142 SH   SOLE   0 0 1,142
VANGUARD INDEX FDS GROWTH ETF 922908736   11,475,160 40,554 SH   SOLE   0 0 40,554
VANGUARD INDEX FDS VALUE ETF 922908744   3,566,000 25,095 SH   SOLE   0 0 25,095
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   643,531 6,067 SH   SOLE   0 0 6,067
VISA INC COM CL A 92826C839   2,634,366 11,093 SH   SOLE   0 0 11,093