The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101 337 2,109 SH   SOLE   0 0 2,109
ALPHABET INC CAP STK CL A 02079K305 1,799 621 SH   SOLE   0 0 621
AMAZON COM INC COM 023135106 820 246 SH   SOLE   0 0 246
APPLE INC COM 037833100 5,979 33,669 SH   SOLE   0 0 33,669
ARK ETF TR NEXT GNRTN INTER 00214Q401 4,023 33,924 SH   SOLE   0 0 33,924
AUTOMATIC DATA PROCESSING IN COM 053015103 2,800 11,355 SH   SOLE   0 0 11,355
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 262 877 SH   SOLE   0 0 877
BLACKSTONE INC COM 09260D107 267 2,065 SH   SOLE   0 0 2,065
BOEING CO COM 097023105 2,318 11,512 SH   SOLE   0 0 11,512
COCA COLA CO COM 191216100 220 3,722 SH   SOLE   0 0 3,722
ENBRIDGE INC COM 29250N105 232 5,947 SH   SOLE   0 0 5,947
EXXON MOBIL CORP COM 30231G102 3,397 55,513 SH   SOLE   0 0 55,513
FACEBOOK INC CL A 30303M102 219 650 SH   SOLE   0 0 650
HOME DEPOT INC COM 437076102 475 1,145 SH   SOLE   0 0 1,145
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 2,154 45,083 SH   SOLE   0 0 45,083
INVESCO QQQ TR UNIT SER 1 46090E103 4,458 11,206 SH   SOLE   0 0 11,206
ISHARES TR S&P 500 GRWT ETF 464287309 271 3,238 SH   SOLE   0 0 3,238
ISHARES TR CORE S&P500 ETF 464287200 11,086 23,242 SH   SOLE   0 0 23,242
LOCKHEED MARTIN CORP COM 539830109 1,683 4,737 SH   SOLE   0 0 4,737
MICROSOFT CORP COM 594918104 2,167 6,443 SH   SOLE   0 0 6,443
MORGAN STANLEY COM NEW 617446448 1,609 16,390 SH   SOLE   0 0 16,390
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591 3,366 75,022 SH   SOLE   0 0 75,022
NVIDIA CORPORATION COM 67066G104 382 1,300 SH   SOLE   0 0 1,300
PHILIP MORRIS INTL INC COM 718172109 224 2,356 SH   SOLE   0 0 2,356
PROCTER AND GAMBLE CO COM 742718109 237 1,447 SH   SOLE   0 0 1,447
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 450 3,956 SH   SOLE   0 0 3,956
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,941 184,840 SH   SOLE   0 0 184,840
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,714 74,964 SH   SOLE   0 0 74,964
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,052 67,491 SH   SOLE   0 0 67,491
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,272 58,194 SH   SOLE   0 0 58,194
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,455 10,326 SH   SOLE   0 0 10,326
SPDR S&P 500 ETF TR TR UNIT 78462F103 984 2,072 SH   SOLE   0 0 2,072
STARBUCKS CORP COM 855244109 319 2,725 SH   SOLE   0 0 2,725
TESLA INC COM 88160R101 370 350 SH   SOLE   0 0 350
VANGUARD INDEX FDS GROWTH ETF 922908736 12,080 37,644 SH   SOLE   0 0 37,644
VANGUARD INDEX FDS SML CP GRW ETF 922908595 231 821 SH   SOLE   0 0 821
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 14,644 130,625 SH   SOLE   0 0 130,625
VISA INC COM CL A 92826C839 290 1,340 SH   SOLE   0 0 1,340