The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   400,133 3,520 SH   SOLE   0 0 3,520
ABBVIE INC COM 00287Y109   1,077,256 5,916 SH   SOLE   0 0 5,916
ADOBE INC COM 00724F101   322,944 640 SH   SOLE   0 0 640
ALBEMARLE CORP COM 012653101   688,793 5,228 SH   SOLE   0 0 5,228
ALPHABET INC CAP STK CL A 02079K305   404,493 2,680 SH   SOLE   0 0 2,680
ALTRIA GROUP INC COM 02209S103   485,362 11,127 SH   SOLE   0 0 11,127
AMAZON COM INC COM 023135106   2,493,956 13,826 SH   SOLE   0 0 13,826
AMGEN INC COM 031162100   1,475,564 5,190 SH   SOLE   0 0 5,190
ANALOG DEVICES INC COM 032654105   722,725 3,654 SH   SOLE   0 0 3,654
APPLE INC COM 037833100   7,724,873 45,048 SH   SOLE   0 0 45,048
ASTRAZENECA PLC SPONSORED ADR 046353108   352,436 5,202 SH   SOLE   0 0 5,202
AT&T INC COM 00206R102   272,191 15,465 SH   SOLE   0 0 15,465
BANK AMERICA CORP COM 060505104   247,814 6,535 SH   SOLE   0 0 6,535
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   546,427 17,570 SH   SOLE   0 0 17,570
BRISTOL-MYERS SQUIBB CO COM 110122108   630,645 11,629 SH   SOLE   0 0 11,629
BROADCOM INC COM 11135F101   662,705 500 SH   SOLE   0 0 500
CATERPILLAR INC COM 149123101   1,012,377 2,763 SH   SOLE   0 0 2,763
CHEVRON CORP NEW COM 166764100   324,629 2,058 SH   SOLE   0 0 2,058
CISCO SYS INC COM 17275R102   463,835 9,293 SH   SOLE   0 0 9,293
COCA COLA CO COM 191216100   725,108 11,852 SH   SOLE   0 0 11,852
COMCAST CORP NEW CL A 20030N101   271,307 6,259 SH   SOLE   0 0 6,259
COSTCO WHSL CORP NEW COM 22160K105   800,577 1,093 SH   SOLE   0 0 1,093
CSX CORP COM 126408103   760,936 20,527 SH   SOLE   0 0 20,527
DEERE & CO COM 244199105   1,537,400 3,743 SH   SOLE   0 0 3,743
DISNEY WALT CO COM 254687106   229,487 1,876 SH   SOLE   0 0 1,876
DUKE ENERGY CORP NEW COM NEW 26441C204   369,143 3,817 SH   SOLE   0 0 3,817
ELI LILLY & CO COM 532457108   1,205,909 1,550 SH   SOLE   0 0 1,550
ENTERPRISE PRODS PARTNERS L COM 293792107   656,149 22,486 SH   SOLE   0 0 22,486
EQT CORP COM 26884L109   318,765 8,599 SH   SOLE   0 0 8,599
ETF SER SOLUTIONS US GLB JETS 26922A842   379,118 18,045 SH   SOLE   0 0 18,045
EXXON MOBIL CORP COM 30231G102   1,792,068 15,417 SH   SOLE   0 0 15,417
FORD MTR CO DEL COM 345370860   139,818 10,528 SH   SOLE   0 0 10,528
GENERAL DYNAMICS CORP COM 369550108   203,393 720 SH   SOLE   0 0 720
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   2,287,618 46,696 SH   SOLE   0 0 46,696
GUINNESS ATKINSON FDS SMARTETFS DIVID 402031835   204,205 7,468 SH   SOLE   0 0 7,468
HERSHEY CO COM 427866108   368,189 1,893 SH   SOLE   0 0 1,893
HOME DEPOT INC COM 437076102   2,493,575 6,500 SH   SOLE   0 0 6,500
INTEL CORP COM 458140100   631,219 14,291 SH   SOLE   0 0 14,291
INTERNATIONAL BUSINESS MACHS COM 459200101   208,990 1,094 SH   SOLE   0 0 1,094
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   364,573 30,688 SH   SOLE   0 0 30,688
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   620,276 13,368 SH   SOLE   0 0 13,368
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   895,282 13,592 SH   SOLE   0 0 13,592
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   1,666,530 36,732 SH   SOLE   0 0 36,732
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   206,188 2,030 SH   SOLE   0 0 2,030
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,029,053 11,980 SH   SOLE   0 0 11,980
INVESCO QQQ TR UNIT SER 1 46090E103   6,911,538 15,566 SH   SOLE   0 0 15,566
ISHARES BITCOIN TR SHS 46438F101   447,801 11,065 SH   SOLE   0 0 11,065
ISHARES GOLD TR ISHARES NEW 464285204   2,803,286 66,729 SH   SOLE   0 0 66,729
ISHARES INC CORE MSCI EMKT 46434G103   8,192,585 158,771 SH   SOLE   0 0 158,771
ISHARES INC MSCI EMERG MRKT 464286533   516,237 9,122 SH   SOLE   0 0 9,122
ISHARES INC MSCI GBL MIN VOL 464286525   334,970 3,182 SH   SOLE   0 0 3,182
ISHARES TR 0-5 YR TIPS ETF 46429B747   531,354 5,344 SH   SOLE   0 0 5,344
ISHARES TR 0-5YR HI YL CP 46434V407   626,575 14,726 SH   SOLE   0 0 14,726
ISHARES TR 1 3 YR TREAS BD 464287457   7,205,181 88,104 SH   SOLE   0 0 88,104
ISHARES TR 20 YR TR BD ETF 464287432   760,935 8,042 SH   SOLE   0 0 8,042
ISHARES TR 3 7 YR TREAS BD 464288661   206,606 1,784 SH   SOLE   0 0 1,784
ISHARES TR BROAD USD HIGH 46435U853   1,104,506 30,186 SH   SOLE   0 0 30,186
ISHARES TR CORE 1 5 YR USD 46432F859   249,630 5,262 SH   SOLE   0 0 5,262
ISHARES TR CORE DIV GRWTH 46434V621   1,364,125 23,495 SH   SOLE   0 0 23,495
ISHARES TR CORE HIGH DV ETF 46429B663   1,486,623 13,489 SH   SOLE   0 0 13,489
ISHARES TR CORE INTL AGGR 46435G672   1,853,291 37,103 SH   SOLE   0 0 37,103
ISHARES TR CORE MSCI EAFE 46432F842   8,213,222 110,660 SH   SOLE   0 0 110,660
ISHARES TR CORE MSCI EURO 46434V738   695,644 12,025 SH   SOLE   0 0 12,025
ISHARES TR CORE MSCI INTL 46435G326   8,042,003 119,797 SH   SOLE   0 0 119,797
ISHARES TR CORE MSCI TOTAL 46432F834   222,038 3,272 SH   SOLE   0 0 3,272
ISHARES TR CORE S&P MCP ETF 464287507   1,217,837 20,050 SH   SOLE   0 0 20,050
ISHARES TR CORE S&P SCP ETF 464287804   3,616,325 32,721 SH   SOLE   0 0 32,721
ISHARES TR CORE S&P TTL STK 464287150   7,375,447 63,967 SH   SOLE   0 0 63,967
ISHARES TR CORE S&P500 ETF 464287200   11,277,351 21,451 SH   SOLE   0 0 21,451
ISHARES TR CORE TOTAL USD 46434V613   2,120,958 46,522 SH   SOLE   0 0 46,522
ISHARES TR CORE US AGGBD ET 464287226   13,914,769 142,074 SH   SOLE   0 0 142,074
ISHARES TR ESG AWR MSCI USA 46435G425   308,508 2,684 SH   SOLE   0 0 2,684
ISHARES TR EXPANDED TECH 464287515   211,044 2,475 SH   SOLE   0 0 2,475
ISHARES TR EXPONENTIAL TECH 46434V381   546,116 9,160 SH   SOLE   0 0 9,160
ISHARES TR FALN ANGLS USD 46435G474   278,673 10,375 SH   SOLE   0 0 10,375
ISHARES TR FLTG RATE NT ETF 46429B655   317,377 6,216 SH   SOLE   0 0 6,216
ISHARES TR GLB CNS DISC ETF 464288745   218,370 1,301 SH   SOLE   0 0 1,301
ISHARES TR GLB CNSM STP ETF 464288737   985,359 16,145 SH   SOLE   0 0 16,145
ISHARES TR GLB INFRASTR ETF 464288372   455,586 9,567 SH   SOLE   0 0 9,567
ISHARES TR GLOB HLTHCRE ETF 464287325   481,410 5,168 SH   SOLE   0 0 5,168
ISHARES TR GLOB INDSTRL ETF 464288729   845,898 6,056 SH   SOLE   0 0 6,056
ISHARES TR GLOBAL MATER ETF 464288695   205,699 2,300 SH   SOLE   0 0 2,300
ISHARES TR GLOBAL TECH ETF 464287291   1,300,722 17,387 SH   SOLE   0 0 17,387
ISHARES TR IBONDS 27 ETF 46435UAA9   237,524 9,980 SH   SOLE   0 0 9,980
ISHARES TR IBONDS DEC2026 46435GAA0   250,282 10,494 SH   SOLE   0 0 10,494
ISHARES TR IBONDS DEC24 ETF 46434VBG4   477,028 19,043 SH   SOLE   0 0 19,043
ISHARES TR IBONDS DEC25 ETF 46434VBD1   552,966 22,288 SH   SOLE   0 0 22,288
ISHARES TR IBOXX HI YD ETF 464288513   772,022 9,932 SH   SOLE   0 0 9,932
ISHARES TR IBOXX INV CP ETF 464287242   935,191 8,586 SH   SOLE   0 0 8,586
ISHARES TR ISHARES BIOTECH 464287556   1,419,843 10,347 SH   SOLE   0 0 10,347
ISHARES TR ISHARES SEMICDTR 464287523   595,752 2,637 SH   SOLE   0 0 2,637
ISHARES TR ISHS 1-5YR INVS 464288646   9,606,448 187,333 SH   SOLE   0 0 187,333
ISHARES TR ISHS 5-10YR INVT 464288638   4,777,401 92,585 SH   SOLE   0 0 92,585
ISHARES TR JPMORGAN USD EMG 464288281   1,469,580 16,389 SH   SOLE   0 0 16,389
ISHARES TR MSCI EAFE ETF 464287465   997,916 12,496 SH   SOLE   0 0 12,496
ISHARES TR MSCI EAFE MIN VL 46429B689   640,751 9,040 SH   SOLE   0 0 9,040
ISHARES TR MSCI EMG MKT ETF 464287234   648,102 15,777 SH   SOLE   0 0 15,777
ISHARES TR MSCI USA MIN VOL 46429B697   2,423,528 28,996 SH   SOLE   0 0 28,996
ISHARES TR MSCI USA SMCP MN 46435G433   777,912 20,772 SH   SOLE   0 0 20,772
ISHARES TR MSCI USA VALUE 46432F388   331,537 3,061 SH   SOLE   0 0 3,061
ISHARES TR NATIONAL MUN ETF 464288414   5,402,001 50,204 SH   SOLE   0 0 50,204
ISHARES TR PFD AND INCM SEC 464288687   1,118,181 34,694 SH   SOLE   0 0 34,694
ISHARES TR RUS 1000 GRW ETF 464287614   319,861 949 SH   SOLE   0 0 949
ISHARES TR RUS 1000 VAL ETF 464287598   210,097 1,173 SH   SOLE   0 0 1,173
ISHARES TR RUS 2000 GRW ETF 464287648   398,076 1,470 SH   SOLE   0 0 1,470
ISHARES TR RUS 2000 VAL ETF 464287630   527,567 3,322 SH   SOLE   0 0 3,322
ISHARES TR RUS MDCP VAL ETF 464287473   289,638 2,311 SH   SOLE   0 0 2,311
ISHARES TR RUS MID CAP ETF 464287499   1,133,870 13,484 SH   SOLE   0 0 13,484
ISHARES TR RUSSELL 2000 ETF 464287655   1,525,096 7,252 SH   SOLE   0 0 7,252
ISHARES TR S&P 500 GRWT ETF 464287309   5,176,992 61,310 SH   SOLE   0 0 61,310
ISHARES TR S&P 500 VAL ETF 464287408   1,728,927 9,255 SH   SOLE   0 0 9,255
ISHARES TR S&P MC 400GR ETF 464287606   216,810 2,376 SH   SOLE   0 0 2,376
ISHARES TR S&P MC 400VL ETF 464287705   265,536 2,245 SH   SOLE   0 0 2,245
ISHARES TR S&P SML 600 GWT 464287887   898,508 6,873 SH   SOLE   0 0 6,873
ISHARES TR SELECT DIVID ETF 464287168   1,635,338 13,276 SH   SOLE   0 0 13,276
ISHARES TR SHORT TREAS BD 464288679   489,208 4,426 SH   SOLE   0 0 4,426
ISHARES TR SHRT NAT MUN ETF 464288158   332,099 3,171 SH   SOLE   0 0 3,171
ISHARES TR SP SMCP600VL ETF 464287879   883,045 8,593 SH   SOLE   0 0 8,593
ISHARES TR TIPS BD ETF 464287176   1,310,253 12,199 SH   SOLE   0 0 12,199
ISHARES TR U.S. BAS MTL ETF 464287838   432,111 2,925 SH   SOLE   0 0 2,925
ISHARES TR U.S. TECH ETF 464287721   1,309,542 9,696 SH   SOLE   0 0 9,696
ISHARES TR US AER DEF ETF 464288760   794,281 6,020 SH   SOLE   0 0 6,020
ISHARES TR US CONSM STAPLES 464287812   465,708 6,886 SH   SOLE   0 0 6,886
ISHARES TR US CONSUM DISCRE 464287580   427,983 5,221 SH   SOLE   0 0 5,221
ISHARES TR US FIXED INC BAL 46435U796   309,489 3,598 SH   SOLE   0 0 3,598
ISHARES TR US HLTHCARE ETF 464287762   1,494,031 24,136 SH   SOLE   0 0 24,136
ISHARES TR US INDUSTRIALS 464287754   335,646 2,670 SH   SOLE   0 0 2,670
ISHARES TR US INFRASTRUC 46435U713   224,697 5,182 SH   SOLE   0 0 5,182
ISHARES TR USD INV GRDE ETF 464288620   1,267,118 24,958 SH   SOLE   0 0 24,958
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   342,288 6,783 SH   SOLE   0 0 6,783
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648   762,245 10,766 SH   SOLE   0 0 10,766
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   772,291 15,308 SH   SOLE   0 0 15,308
JABIL INC COM 466313103   915,951 6,838 SH   SOLE   0 0 6,838
JOHNSON & JOHNSON COM 478160104   2,083,209 13,169 SH   SOLE   0 0 13,169
JPMORGAN CHASE & CO COM 46625H100   1,117,074 5,577 SH   SOLE   0 0 5,577
LIVE OAK BANCSHARES INC COM 53803X105   389,904 9,393 SH   SOLE   0 0 9,393
LOWES COS INC COM 548661107   381,699 1,498 SH   SOLE   0 0 1,498
MARATHON PETE CORP COM 56585A102   236,158 1,172 SH   SOLE   0 0 1,172
MCDONALDS CORP COM 580135101   396,043 1,405 SH   SOLE   0 0 1,405
MERCK & CO INC COM 58933Y105   1,800,102 13,642 SH   SOLE   0 0 13,642
META PLATFORMS INC CL A 30303M102   227,738 469 SH   SOLE   0 0 469
MICROSOFT CORP COM 594918104   4,464,743 10,612 SH   SOLE   0 0 10,612
MOLSON COORS BEVERAGE CO CL B 60871R209   567,120 8,433 SH   SOLE   0 0 8,433
MONDELEZ INTL INC CL A 609207105   296,965 4,242 SH   SOLE   0 0 4,242
MOODYS CORP COM 615369105   663,828 1,689 SH   SOLE   0 0 1,689
NETFLIX INC COM 64110L106   263,604 434 SH   SOLE   0 0 434
NVIDIA CORPORATION COM 67066G104   6,521,897 7,218 SH   SOLE   0 0 7,218
NXP SEMICONDUCTORS N V COM N6596X109   458,127 1,849 SH   SOLE   0 0 1,849
PALANTIR TECHNOLOGIES INC CL A 69608A108   368,506 16,015 SH   SOLE   0 0 16,015
PEPSICO INC COM 713448108   962,205 5,498 SH   SOLE   0 0 5,498
PFIZER INC COM 717081103   631,146 22,744 SH   SOLE   0 0 22,744
PHILIP MORRIS INTL INC COM 718172109   758,756 8,282 SH   SOLE   0 0 8,282
PINNACLE FINL PARTNERS INC COM 72346Q104   2,243,581 26,125 SH   SOLE   0 0 26,125
POLARIS INC COM 731068102   335,103 3,347 SH   SOLE   0 0 3,347
PROCTER AND GAMBLE CO COM 742718109   1,277,740 7,875 SH   SOLE   0 0 7,875
PROSHARES TR PSHS ULTRA QQQ 74347R206   482,453 5,515 SH   SOLE   0 0 5,515
QUALCOMM INC COM 747525103   629,796 3,720 SH   SOLE   0 0 3,720
ROYAL BK CDA COM 780087102   254,117 2,519 SH   SOLE   0 0 2,519
RTX CORPORATION COM 75513E101   528,418 5,418 SH   SOLE   0 0 5,418
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,609,891 182,570 SH   SOLE   0 0 182,570
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,952,624 280,693 SH   SOLE   0 0 280,693
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   3,480,032 97,208 SH   SOLE   0 0 97,208
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   272,604 4,780 SH   SOLE   0 0 4,780
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   231,036 4,792 SH   SOLE   0 0 4,792
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,356,565 94,708 SH   SOLE   0 0 94,708
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   24,103,173 394,810 SH   SOLE   0 0 394,810
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,134,427 88,484 SH   SOLE   0 0 88,484
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   727,329 7,844 SH   SOLE   0 0 7,844
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   353,307 4,650 SH   SOLE   0 0 4,650
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,382,577 135,072 SH   SOLE   0 0 135,072
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   8,510,451 104,512 SH   SOLE   0 0 104,512
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,968,250 96,958 SH   SOLE   0 0 96,958
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   8,237,237 167,288 SH   SOLE   0 0 167,288
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,115,779 21,391 SH   SOLE   0 0 21,391
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,097,968 27,776 SH   SOLE   0 0 27,776
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   311,268 2,107 SH   SOLE   0 0 2,107
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,134,629 17,283 SH   SOLE   0 0 17,283
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   258,672 1,242 SH   SOLE   0 0 1,242
SKYWORKS SOLUTIONS INC COM 83088M102   200,717 1,853 SH   SOLE   0 0 1,853
SMARTFINANCIAL INC COM NEW 83190L208   736,144 34,938 SH   SOLE   0 0 34,938
SOUTHERN CO COM 842587107   335,528 4,677 SH   SOLE   0 0 4,677
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   418,545 7,225 SH   SOLE   0 0 7,225
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,003,464 83,802 SH   SOLE   0 0 83,802
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   451,833 12,485 SH   SOLE   0 0 12,485
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,618,186 5,005 SH   SOLE   0 0 5,005
SPDR SER TR PORTFOLIO S&P600 78468R853   22,748,383 528,540 SH   SOLE   0 0 528,540
SPDR SER TR PORTFOLIO SHORT 78464A474   1,817,102 61,038 SH   SOLE   0 0 61,038
SPDR SER TR S&P BIOTECH 78464A870   646,486 6,813 SH   SOLE   0 0 6,813
SPDR SER TR S&P DIVID ETF 78464A763   1,190,478 9,071 SH   SOLE   0 0 9,071
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   623,650 14,810 SH   SOLE   0 0 14,810
STRYKER CORPORATION COM 863667101   263,814 737 SH   SOLE   0 0 737
SYNOPSYS INC COM 871607107   405,765 710 SH   SOLE   0 0 710
TESLA INC COM 88160R101   1,162,324 6,612 SH   SOLE   0 0 6,612
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   470,023 17,858 SH   SOLE   0 0 17,858
UNITED PARCEL SERVICE INC CL B 911312106   836,639 5,629 SH   SOLE   0 0 5,629
VANECK ETF TRUST GOLD MINERS ETF 92189F106   736,804 23,302 SH   SOLE   0 0 23,302
VANECK ETF TRUST PREFERRED SECURT 92189F429   598,170 33,814 SH   SOLE   0 0 33,814
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,016,955 4,520 SH   SOLE   0 0 4,520
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   9,684,364 95,412 SH   SOLE   0 0 95,412
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,880,116 76,694 SH   SOLE   0 0 76,694
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   96,810,501 1,332,927 SH   SOLE   0 0 1,332,927
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   415,154 8,378 SH   SOLE   0 0 8,378
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,525,054 193,638 SH   SOLE   0 0 193,638
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,909,157 10,893 SH   SOLE   0 0 10,893
VANGUARD INDEX FDS GROWTH ETF 922908736   1,093,659 3,177 SH   SOLE   0 0 3,177
VANGUARD INDEX FDS LARGE CAP ETF 922908637   9,797,251 40,863 SH   SOLE   0 0 40,863
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,588,000 10,976 SH   SOLE   0 0 10,976
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,487,184 9,539 SH   SOLE   0 0 9,539
VANGUARD INDEX FDS MID CAP ETF 922908629   15,551,704 62,242 SH   SOLE   0 0 62,242
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,236,900 199,317 SH   SOLE   0 0 199,317
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,175,545 4,526 SH   SOLE   0 0 4,526
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,254,015 11,747 SH   SOLE   0 0 11,747
VANGUARD INDEX FDS SMALL CP ETF 922908751   23,082,274 100,977 SH   SOLE   0 0 100,977
VANGUARD INDEX FDS TOTAL STK MKT 922908769   381,459,494 1,467,716 SH   SOLE   0 0 1,467,716
VANGUARD INDEX FDS VALUE ETF 922908744   1,465,836 9,001 SH   SOLE   0 0 9,001
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   48,706,640 830,463 SH   SOLE   0 0 830,463
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   35,358,649 846,508 SH   SOLE   0 0 846,508
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   273,850 3,602 SH   SOLE   0 0 3,602
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,454,490 21,007 SH   SOLE   0 0 21,007
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,239,231 11,215 SH   SOLE   0 0 11,215
VANGUARD MALVERN FDS CORE BD ETF 922020748   624,213 8,160 SH   SOLE   0 0 8,160
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   671,696 14,026 SH   SOLE   0 0 14,026
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,619,437 91,293 SH   SOLE   0 0 91,293
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   52,796,090 655,771 SH   SOLE   0 0 655,771
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   10,356,356 178,343 SH   SOLE   0 0 178,343
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   33,857,272 437,942 SH   SOLE   0 0 437,942
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   12,391,477 67,858 SH   SOLE   0 0 67,858
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,493,995 24,776 SH   SOLE   0 0 24,776
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   58,658,014 1,169,185 SH   SOLE   0 0 1,169,185
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   3,305,783 51,774 SH   SOLE   0 0 51,774
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   14,521,385 120,021 SH   SOLE   0 0 120,021
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   460,260 6,690 SH   SOLE   0 0 6,690
VANGUARD WORLD FD CONSUM STP ETF 92204A207   16,867,598 82,628 SH   SOLE   0 0 82,628
VANGUARD WORLD FD ENERGY ETF 92204A306   1,365,064 10,365 SH   SOLE   0 0 10,365
VANGUARD WORLD FD ESG INTL STK ETF 921910725   346,268 6,025 SH   SOLE   0 0 6,025
VANGUARD WORLD FD ESG US STK ETF 921910733   4,114,827 44,155 SH   SOLE   0 0 44,155
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   445,909 1,648 SH   SOLE   0 0 1,648
VANGUARD WORLD FD INF TECH ETF 92204A702   3,519,878 6,713 SH   SOLE   0 0 6,713
VANGUARD WORLD FD UTILITIES ETF 92204A876   14,660,765 102,825 SH   SOLE   0 0 102,825
VERIZON COMMUNICATIONS INC COM 92343V104   771,815 18,394 SH   SOLE   0 0 18,394
VISA INC COM CL A 92826C839   459,645 1,647 SH   SOLE   0 0 1,647
VSE CORP COM 918284100   247,445 3,093 SH   SOLE   0 0 3,093
WALMART INC COM 931142103   1,052,735 17,496 SH   SOLE   0 0 17,496