The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   327,937 3,239 SH   SOLE   0 0 3,239
ABBVIE INC COM 00287Y109   904,760 5,677 SH   SOLE   0 0 5,677
ADOBE SYSTEMS INCORPORATED COM 00724F101   460,518 1,195 SH   SOLE   0 0 1,195
ALBEMARLE CORP COM 012653101   1,702,251 7,701 SH   SOLE   0 0 7,701
ALPHABET INC CAP STK CL A 02079K305   313,265 3,020 SH   SOLE   0 0 3,020
ALTRIA GROUP INC COM 02209S103   446,738 10,012 SH   SOLE   0 0 10,012
AMAZON COM INC COM 023135106   2,050,995 19,857 SH   SOLE   0 0 19,857
AMGEN INC COM 031162100   1,913,344 7,915 SH   SOLE   0 0 7,915
ANALOG DEVICES INC COM 032654105   1,028,306 5,214 SH   SOLE   0 0 5,214
APPLE INC COM 037833100   10,135,316 61,463 SH   SOLE   0 0 61,463
ARK ETF TR GENOMIC REV ETF 00214Q302   315,608 10,496 SH   SOLE   0 0 10,496
ASTRAZENECA PLC SPONSORED ADR 046353108   456,718 6,580 SH   SOLE   0 0 6,580
AT&T INC COM 00206R102   324,736 16,869 SH   SOLE   0 0 16,869
BANK AMERICA CORP COM 060505104   255,182 8,922 SH   SOLE   0 0 8,922
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778   555,037 17,570 SH   SOLE   0 0 17,570
BRISTOL-MYERS SQUIBB CO COM 110122108   1,112,695 16,054 SH   SOLE   0 0 16,054
CATERPILLAR INC COM 149123101   795,918 3,478 SH   SOLE   0 0 3,478
CHEVRON CORP NEW COM 166764100   327,463 2,007 SH   SOLE   0 0 2,007
CIRRUS LOGIC INC COM 172755100   305,499 2,793 SH   SOLE   0 0 2,793
CISCO SYS INC COM 17275R102   522,459 9,994 SH   SOLE   0 0 9,994
COCA COLA CO COM 191216100   744,480 12,002 SH   SOLE   0 0 12,002
COMCAST CORP NEW CL A 20030N101   214,144 5,649 SH   SOLE   0 0 5,649
CONSTELLATION BRANDS INC CL A 21036P108   342,676 1,517 SH   SOLE   0 0 1,517
COSTCO WHSL CORP NEW COM 22160K105   624,317 1,256 SH   SOLE   0 0 1,256
CSX CORP COM 126408103   637,154 21,281 SH   SOLE   0 0 21,281
DEERE & CO COM 244199105   2,035,848 4,931 SH   SOLE   0 0 4,931
DISNEY WALT CO COM 254687106   286,350 2,860 SH   SOLE   0 0 2,860
DOW INC COM 260557103   255,626 4,663 SH   SOLE   0 0 4,663
DUKE ENERGY CORP NEW COM NEW 26441C204   682,801 7,078 SH   SOLE   0 0 7,078
ENTERPRISE PRODS PARTNERS L COM 293792107   649,159 25,064 SH   SOLE   0 0 25,064
EQT CORP COM 26884L109   274,395 8,599 SH   SOLE   0 0 8,599
ETF SER SOLUTIONS US GLB JETS 26922A842   345,263 18,533 SH   SOLE   0 0 18,533
EXXON MOBIL CORP COM 30231G102   2,376,771 21,674 SH   SOLE   0 0 21,674
GENERAL DYNAMICS CORP COM 369550108   209,041 916 SH   SOLE   0 0 916
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   1,886,617 47,224 SH   SOLE   0 0 47,224
GUINNESS ATKINSON FDS SMARTETFS DIVID 402031835   384,900 15,820 SH   SOLE   0 0 15,820
HERSHEY CO COM 427866108   708,532 2,785 SH   SOLE   0 0 2,785
HOME DEPOT INC COM 437076102   1,812,261 6,141 SH   SOLE   0 0 6,141
INTEL CORP COM 458140100   746,027 22,835 SH   SOLE   0 0 22,835
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   842,699 73,406 SH   SOLE   0 0 73,406
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   586,187 4,456 SH   SOLE   0 0 4,456
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   851,907 13,652 SH   SOLE   0 0 13,652
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   2,878,638 37,082 SH   SOLE   0 0 37,082
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,762,195 12,185 SH   SOLE   0 0 12,185
INVESCO QQQ TR UNIT SER 1 46090E103   3,277,703 10,213 SH   SOLE   0 0 10,213
ISHARES GOLD TR ISHARES NEW 464285204   2,556,183 68,402 SH   SOLE   0 0 68,402
ISHARES INC CORE MSCI EMKT 46434G103   9,619,110 197,153 SH   SOLE   0 0 197,153
ISHARES INC MSCI EMERG MRKT 464286533   541,718 9,927 SH   SOLE   0 0 9,927
ISHARES INC MSCI GBL MIN VOL 464286525   306,891 3,172 SH   SOLE   0 0 3,172
ISHARES TR 0-5 YR TIPS ETF 46429B747   529,393 5,335 SH   SOLE   0 0 5,335
ISHARES TR 0-5YR HI YL CP 46434V407   613,764 14,726 SH   SOLE   0 0 14,726
ISHARES TR 1 3 YR TREAS BD 464287457   5,010,826 60,989 SH   SOLE   0 0 60,989
ISHARES TR BROAD USD HIGH 46435U853   203,880 5,735 SH   SOLE   0 0 5,735
ISHARES TR CORE 1 5 YR USD 46432F859   678,938 14,398 SH   SOLE   0 0 14,398
ISHARES TR CORE DIV GRWTH 46434V621   1,573,640 31,479 SH   SOLE   0 0 31,479
ISHARES TR CORE HIGH DV ETF 46429B663   2,467,492 24,272 SH   SOLE   0 0 24,272
ISHARES TR CORE INTL AGGR 46435G672   1,319,825 26,963 SH   SOLE   0 0 26,963
ISHARES TR CORE MSCI EAFE 46432F842   7,525,676 112,576 SH   SOLE   0 0 112,576
ISHARES TR CORE MSCI EURO 46434V738   645,157 12,317 SH   SOLE   0 0 12,317
ISHARES TR CORE MSCI INTL 46435G326   6,242,026 103,225 SH   SOLE   0 0 103,225
ISHARES TR CORE MSCI TOTAL 46432F834   203,011 3,277 SH   SOLE   0 0 3,277
ISHARES TR CORE S&P MCP ETF 464287507   1,103,706 4,412 SH   SOLE   0 0 4,412
ISHARES TR CORE S&P SCP ETF 464287804   3,317,104 34,303 SH   SOLE   0 0 34,303
ISHARES TR CORE S&P TTL STK 464287150   5,122,076 56,566 SH   SOLE   0 0 56,566
ISHARES TR CORE S&P500 ETF 464287200   11,931,044 29,024 SH   SOLE   0 0 29,024
ISHARES TR CORE TOTAL USD 46434V613   4,555,358 98,708 SH   SOLE   0 0 98,708
ISHARES TR CORE US AGGBD ET 464287226   8,874,496 89,066 SH   SOLE   0 0 89,066
ISHARES TR CRE U S REIT ETF 464288521   360,008 7,143 SH   SOLE   0 0 7,143
ISHARES TR CYBERSECURITY 46435U135   206,432 5,679 SH   SOLE   0 0 5,679
ISHARES TR ESG AWR MSCI USA 46435G425   300,381 3,321 SH   SOLE   0 0 3,321
ISHARES TR EXPND TEC SC ETF 464287549   232,025 684 SH   SOLE   0 0 684
ISHARES TR EXPONENTIAL TECH 46434V381   571,278 10,840 SH   SOLE   0 0 10,840
ISHARES TR FALN ANGLS USD 46435G474   276,202 10,930 SH   SOLE   0 0 10,930
ISHARES TR FLTG RATE NT ETF 46429B655   436,517 8,663 SH   SOLE   0 0 8,663
ISHARES TR GLB CNS DISC ETF 464288745   318,574 2,194 SH   SOLE   0 0 2,194
ISHARES TR GLB CNSM STP ETF 464288737   1,045,117 16,870 SH   SOLE   0 0 16,870
ISHARES TR GLB INFRASTR ETF 464288372   455,370 9,547 SH   SOLE   0 0 9,547
ISHARES TR GLOB HLTHCRE ETF 464287325   527,253 6,325 SH   SOLE   0 0 6,325
ISHARES TR GLOB INDSTRL ETF 464288729   733,914 6,429 SH   SOLE   0 0 6,429
ISHARES TR GLOBAL TECH ETF 464287291   1,024,795 18,852 SH   SOLE   0 0 18,852
ISHARES TR IBONDS DEC23 ETF 46434VAX8   335,878 13,334 SH   SOLE   0 0 13,334
ISHARES TR IBONDS DEC24 ETF 46434VBG4   469,866 19,108 SH   SOLE   0 0 19,108
ISHARES TR IBONDS DEC25 ETF 46434VBD1   424,369 17,300 SH   SOLE   0 0 17,300
ISHARES TR IBOXX HI YD ETF 464288513   862,655 11,418 SH   SOLE   0 0 11,418
ISHARES TR IBOXX INV CP ETF 464287242   1,305,138 11,907 SH   SOLE   0 0 11,907
ISHARES TR INDIA 50 ETF 464289529   496,979 12,089 SH   SOLE   0 0 12,089
ISHARES TR ISHARES BIOTECH 464287556   1,771,513 13,716 SH   SOLE   0 0 13,716
ISHARES TR ISHARES SEMICDTR 464287523   386,863 870 SH   SOLE   0 0 870
ISHARES TR ISHS 1-5YR INVS 464288646   8,847,722 175,064 SH   SOLE   0 0 175,064
ISHARES TR ISHS 5-10YR INVT 464288638   4,762,342 92,869 SH   SOLE   0 0 92,869
ISHARES TR JPMORGAN USD EMG 464288281   1,737,788 20,141 SH   SOLE   0 0 20,141
ISHARES TR MSCI EAFE ETF 464287465   1,120,701 15,670 SH   SOLE   0 0 15,670
ISHARES TR MSCI EAFE MIN VL 46429B689   727,773 10,758 SH   SOLE   0 0 10,758
ISHARES TR MSCI EMG MKT ETF 464287234   668,644 16,945 SH   SOLE   0 0 16,945
ISHARES TR MSCI INDIA ETF 46429B598   301,695 7,665 SH   SOLE   0 0 7,665
ISHARES TR MSCI USA MIN VOL 46429B697   2,036,191 27,993 SH   SOLE   0 0 27,993
ISHARES TR MSCI USA SMCP MN 46435G433   626,217 18,057 SH   SOLE   0 0 18,057
ISHARES TR MSCI USA VALUE 46432F388   670,815 7,245 SH   SOLE   0 0 7,245
ISHARES TR NATIONAL MUN ETF 464288414   8,580,439 79,640 SH   SOLE   0 0 79,640
ISHARES TR PFD AND INCM SEC 464288687   1,526,587 48,898 SH   SOLE   0 0 48,898
ISHARES TR RUS 1000 GRW ETF 464287614   231,870 949 SH   SOLE   0 0 949
ISHARES TR RUS 2000 GRW ETF 464287648   333,426 1,470 SH   SOLE   0 0 1,470
ISHARES TR RUS 2000 VAL ETF 464287630   455,181 3,322 SH   SOLE   0 0 3,322
ISHARES TR RUS MID CAP ETF 464287499   962,449 13,765 SH   SOLE   0 0 13,765
ISHARES TR RUSSELL 2000 ETF 464287655   1,293,757 7,252 SH   SOLE   0 0 7,252
ISHARES TR S&P 500 GRWT ETF 464287309   3,953,463 61,879 SH   SOLE   0 0 61,879
ISHARES TR S&P 500 VAL ETF 464287408   1,405,146 9,259 SH   SOLE   0 0 9,259
ISHARES TR S&P MC 400VL ETF 464287705   230,697 2,245 SH   SOLE   0 0 2,245
ISHARES TR S&P SML 600 GWT 464287887   866,585 7,882 SH   SOLE   0 0 7,882
ISHARES TR SELECT DIVID ETF 464287168   1,811,603 15,460 SH   SOLE   0 0 15,460
ISHARES TR SHRT NAT MUN ETF 464288158   634,780 6,064 SH   SOLE   0 0 6,064
ISHARES TR SP SMCP600VL ETF 464287879   886,867 9,476 SH   SOLE   0 0 9,476
ISHARES TR TIPS BD ETF 464287176   2,992,300 27,141 SH   SOLE   0 0 27,141
ISHARES TR U.S. BAS MTL ETF 464287838   531,843 4,013 SH   SOLE   0 0 4,013
ISHARES TR U.S. FIXED INCME 46435U796   398,664 4,685 SH   SOLE   0 0 4,685
ISHARES TR U.S. TECH ETF 464287721   927,265 9,991 SH   SOLE   0 0 9,991
ISHARES TR US AER DEF ETF 464288760   761,735 6,619 SH   SOLE   0 0 6,619
ISHARES TR US CONSM STAPLES 464287812   1,227,661 6,162 SH   SOLE   0 0 6,162
ISHARES TR US CONSUM DISCRE 464287580   337,631 5,219 SH   SOLE   0 0 5,219
ISHARES TR US HLTHCARE ETF 464287762   1,524,744 5,584 SH   SOLE   0 0 5,584
ISHARES TR US INDUSTRIALS 464287754   289,500 2,890 SH   SOLE   0 0 2,890
ISHARES TR USD INV GRDE ETF 464288620   998,914 19,718 SH   SOLE   0 0 19,718
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   639,723 12,898 SH   SOLE   0 0 12,898
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648   497,516 10,550 SH   SOLE   0 0 10,550
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,143,314 22,721 SH   SOLE   0 0 22,721
JABIL INC COM 466313103   842,457 9,556 SH   SOLE   0 0 9,556
JOHNSON & JOHNSON COM 478160104   2,948,119 19,020 SH   SOLE   0 0 19,020
JPMORGAN CHASE & CO COM 46625H100   1,471,570 11,293 SH   SOLE   0 0 11,293
LILLY ELI & CO COM 532457108   787,498 2,293 SH   SOLE   0 0 2,293
LIVE OAK BANCSHARES INC COM 53803X105   428,498 17,583 SH   SOLE   0 0 17,583
LOWES COS INC COM 548661107   351,465 1,758 SH   SOLE   0 0 1,758
MARATHON PETE CORP COM 56585A102   205,347 1,523 SH   SOLE   0 0 1,523
MCDONALDS CORP COM 580135101   419,165 1,499 SH   SOLE   0 0 1,499
MEDTRONIC PLC SHS G5960L103   321,755 3,991 SH   SOLE   0 0 3,991
MERCK & CO INC COM 58933Y105   1,946,876 18,299 SH   SOLE   0 0 18,299
MICROSOFT CORP COM 594918104   4,096,188 14,208 SH   SOLE   0 0 14,208
MOLSON COORS BEVERAGE CO CL B 60871R209   769,154 14,883 SH   SOLE   0 0 14,883
MONDELEZ INTL INC CL A 609207105   290,414 4,165 SH   SOLE   0 0 4,165
MOODYS CORP COM 615369105   578,378 1,890 SH   SOLE   0 0 1,890
NETFLIX INC COM 64110L106   214,132 620 SH   SOLE   0 0 620
NOVARTIS AG SPONSORED ADR 66987V109   241,224 2,622 SH   SOLE   0 0 2,622
NVIDIA CORPORATION COM 67066G104   2,694,952 9,702 SH   SOLE   0 0 9,702
NXP SEMICONDUCTORS N V COM N6596X109   657,325 3,525 SH   SOLE   0 0 3,525
PALANTIR TECHNOLOGIES INC CL A 69608A108   166,280 19,678 SH   SOLE   0 0 19,678
PAYPAL HLDGS INC COM 70450Y103   238,765 3,144 SH   SOLE   0 0 3,144
PEPSICO INC COM 713448108   994,082 5,453 SH   SOLE   0 0 5,453
PFIZER INC COM 717081103   1,089,123 26,694 SH   SOLE   0 0 26,694
PHILIP MORRIS INTL INC COM 718172109   784,083 8,063 SH   SOLE   0 0 8,063
PINNACLE FINL PARTNERS INC COM 72346Q104   1,397,115 25,328 SH   SOLE   0 0 25,328
POLARIS INC COM 731068102   439,987 3,977 SH   SOLE   0 0 3,977
PROCTER AND GAMBLE CO COM 742718109   2,562,835 17,236 SH   SOLE   0 0 17,236
RAYTHEON TECHNOLOGIES CORP COM 75513E101   925,185 9,447 SH   SOLE   0 0 9,447
ROYAL BK CDA SUSTAINABL COM 780087102   274,220 2,869 SH   SOLE   0 0 2,869
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,801,569 236,606 SH   SOLE   0 0 236,606
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   15,296,069 439,542 SH   SOLE   0 0 439,542
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   4,355,626 129,209 SH   SOLE   0 0 129,209
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   980,861 19,450 SH   SOLE   0 0 19,450
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   221,352 4,548 SH   SOLE   0 0 4,548
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   577,072 11,828 SH   SOLE   0 0 11,828
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   10,176,971 216,947 SH   SOLE   0 0 216,947
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   25,731,602 537,756 SH   SOLE   0 0 537,756
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,389,697 114,676 SH   SOLE   0 0 114,676
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   599,350 9,197 SH   SOLE   0 0 9,197
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   389,873 5,945 SH   SOLE   0 0 5,945
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,689,529 138,299 SH   SOLE   0 0 138,299
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   12,570,775 185,273 SH   SOLE   0 0 185,273
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,321,346 119,043 SH   SOLE   0 0 119,043
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   8,826,775 210,512 SH   SOLE   0 0 210,512
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,543,929 28,799 SH   SOLE   0 0 28,799
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   247,528 1,912 SH   SOLE   0 0 1,912
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   335,201 4,952 SH   SOLE   0 0 4,952
SKYWORKS SOLUTIONS INC COM 83088M102   482,421 4,089 SH   SOLE   0 0 4,089
SMARTFINANCIAL INC COM NEW 83190L208   808,466 34,938 SH   SOLE   0 0 34,938
SMITH & WESSON BRANDS INC COM 831754106   215,895 17,538 SH   SOLE   0 0 17,538
SOUTHERN CO COM 842587107   333,085 4,787 SH   SOLE   0 0 4,787
SPDR GOLD TR GOLD SHS 78463V107   317,887 1,735 SH   SOLE   0 0 1,735
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   412,476 7,225 SH   SOLE   0 0 7,225
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,007,404 62,497 SH   SOLE   0 0 62,497
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   461,677 13,527 SH   SOLE   0 0 13,527
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,786,173 23,904 SH   SOLE   0 0 23,904
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,278,048 2,788 SH   SOLE   0 0 2,788
SPDR SER TR PORTFOLIO S&P600 78468R853   2,418,990 64,045 SH   SOLE   0 0 64,045
SPDR SER TR PORTFOLIO SHORT 78464A474   2,891,110 97,574 SH   SOLE   0 0 97,574
SPDR SER TR S&P BIOTECH 78464A870   517,949 6,796 SH   SOLE   0 0 6,796
SPDR SER TR S&P DIVID ETF 78464A763   1,177,593 9,519 SH   SOLE   0 0 9,519
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   617,754 14,900 SH   SOLE   0 0 14,900
STRYKER CORPORATION COM 863667101   435,259 1,525 SH   SOLE   0 0 1,525
STURM RUGER & CO INC COM 864159108   249,807 4,349 SH   SOLE   0 0 4,349
TESLA INC COM 88160R101   2,430,394 11,715 SH   SOLE   0 0 11,715
THE NECESSITY RETAIL REIT IN COM CLASS A 02607T109   63,862 10,169 SH   SOLE   0 0 10,169
TJX COS INC NEW COM 872540109   200,312 2,556 SH   SOLE   0 0 2,556
TRACTOR SUPPLY CO COM 892356106   245,526 1,045 SH   SOLE   0 0 1,045
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   502,167 17,858 SH   SOLE   0 0 17,858
UNITED PARCEL SERVICE INC CL B 911312106   1,550,175 7,991 SH   SOLE   0 0 7,991
VANECK ETF TRUST GOLD MINERS ETF 92189F106   751,944 23,244 SH   SOLE   0 0 23,244
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   23,772,270 267,736 SH   SOLE   0 0 267,736
VANGUARD BD INDEX FDS INTERMED TERM 921937819   332,643 4,335 SH   SOLE   0 0 4,335
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,842,651 89,458 SH   SOLE   0 0 89,458
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   80,401,568 1,089,009 SH   SOLE   0 0 1,089,009
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   218,626 4,440 SH   SOLE   0 0 4,440
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   10,016,071 204,744 SH   SOLE   0 0 204,744
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,557,512 11,109 SH   SOLE   0 0 11,109
VANGUARD INDEX FDS GROWTH ETF 922908736   715,802 2,870 SH   SOLE   0 0 2,870
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,078,022 43,242 SH   SOLE   0 0 43,242
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,704,835 13,879 SH   SOLE   0 0 13,879
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,367,420 10,199 SH   SOLE   0 0 10,199
VANGUARD INDEX FDS MID CAP ETF 922908629   16,742,383 79,378 SH   SOLE   0 0 79,378
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,741,621 213,652 SH   SOLE   0 0 213,652
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,357,130 6,268 SH   SOLE   0 0 6,268
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,227,575 14,031 SH   SOLE   0 0 14,031
VANGUARD INDEX FDS SMALL CP ETF 922908751   25,888,496 136,572 SH   SOLE   0 0 136,572
VANGUARD INDEX FDS TOTAL STK MKT 922908769   281,035,873 1,376,952 SH   SOLE   0 0 1,376,952
VANGUARD INDEX FDS VALUE ETF 922908744   1,325,928 9,601 SH   SOLE   0 0 9,601
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   36,322,362 679,304 SH   SOLE   0 0 679,304
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   32,740,939 810,419 SH   SOLE   0 0 810,419
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   522,141 7,699 SH   SOLE   0 0 7,699
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,929,341 26,816 SH   SOLE   0 0 26,816
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,075,414 11,678 SH   SOLE   0 0 11,678
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,079,932 22,583 SH   SOLE   0 0 22,583
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   268,498 5,300 SH   SOLE   0 0 5,300
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   49,661,312 619,064 SH   SOLE   0 0 619,064
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,408,836 160,725 SH   SOLE   0 0 160,725
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   33,491,538 439,349 SH   SOLE   0 0 439,349
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   13,303,652 86,382 SH   SOLE   0 0 86,382
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,223,565 22,162 SH   SOLE   0 0 22,162
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   48,883,775 1,082,218 SH   SOLE   0 0 1,082,218
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   5,135,318 82,416 SH   SOLE   0 0 82,416
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,357,262 117,130 SH   SOLE   0 0 117,130
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   278,868 4,501 SH   SOLE   0 0 4,501
VANGUARD WORLD FD ESG INTL STK ETF 921910725   310,221 5,925 SH   SOLE   0 0 5,925
VANGUARD WORLD FD ESG US STK ETF 921910733   3,227,821 45,012 SH   SOLE   0 0 45,012
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   17,152,792 88,636 SH   SOLE   0 0 88,636
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,298,728 11,369 SH   SOLE   0 0 11,369
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   663,161 2,781 SH   SOLE   0 0 2,781
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,518,276 6,533 SH   SOLE   0 0 6,533
VANGUARD WORLD FDS UTILITIES ETF 92204A876   18,482,044 125,285 SH   SOLE   0 0 125,285
VERIZON COMMUNICATIONS INC COM 92343V104   1,119,449 28,785 SH   SOLE   0 0 28,785
VISA INC COM CL A 92826C839   551,054 2,444 SH   SOLE   0 0 2,444
WALMART INC COM 931142103   1,031,419 6,995 SH   SOLE   0 0 6,995
WHEELS UP EXPERIENCE INC COM CL A 96328L106   43,857 69,305 SH   SOLE   0 0 69,305
YAMANA GOLD INC COM 98462Y100   157,313 26,891 SH   SOLE   0 0 26,891