The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 421 3,960 SH   DFND 1,2 0 0 3,960
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 299 2,356 SH   DFND 1,2 0 0 2,356
STARBUCKS CORP COM Stock 855244109 245 3,201 SH   DFND 1,2 0 0 3,201
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 658 24,968 SH   DFND 1,2 0 0 24,968
GOLDMAN SACHS GROUP INC COM Stock 38141G104 797 2,683 SH   DFND 1,2 0 0 2,683
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 689 15,317 SH   DFND 1,2 0 0 15,317
REATA PHARMACEUTICALS INC CL A Stock 75615P103 1,436 47,250 SH   DFND 1,2 0 0 47,250
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 114,501 1,059,904 SH   DFND 1,2 0 0 1,059,904
LAUDER ESTEE COS INC CL A Stock 518439104 776 3,047 SH   DFND 1,2 0 0 3,047
SPDR S&P 500 ETF ETF 78462F103 13,235 34,949 SH   DFND 1,2 0 0 34,949
MASTERCARD INCORPORATED CL A Stock 57636Q104 2,383 7,553 SH   DFND 1,2 0 0 7,553
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND ETF 464288182 3,274 47,310 SH   DFND 1,2 0 0 47,310
ISHARES COHEN & STEERS REIT ETF ETF 464287564 976 16,057 SH   DFND 1,2 0 0 16,057
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 465 2,205 SH   DFND 1,2 0 0 2,205
NUVEEN ESG EMERGING MARKETS EQUITY ETF ETF 67092P888 833 30,514 SH   DFND 1,2 0 0 30,514
SPDR GOLD SHARES ETF 78463V107 1,032 6,127 SH   DFND 1,2 0 0 6,127
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 4,753 21,732 SH   DFND 1,2 0 0 21,732
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 1,568 35,481 SH   DFND 1,2 0 0 35,481
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853 7,559 218,354 SH   DFND 1,2 0 0 218,354
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 827 2,259 SH   DFND 1,2 0 0 2,259
INTUIT COM Stock 461202103 373 969 SH   DFND 1,2 0 0 969
MICROSOFT CORP COM Stock 594918104 1,340 5,218 SH   DFND 1,2 0 0 5,218
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888 17,473 713,187 SH   DFND 1,2 0 0 713,187
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 354 2,011 SH   DFND 1,2 0 0 2,011
VANGUARD MID-CAP INDEX FUND ETF 922908629 229 1,164 SH   DFND 1,2 0 0 1,164
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 951 16,164 SH   DFND 1,2 0 0 16,164
VANGUARD FTSE EUROPE ETF ETF 922042874 1,443 27,321 SH   DFND 1,2 0 0 27,321
VANGUARD S&P 500 ETF ETF 922908363 943 2,707 SH   DFND 1,2 0 0 2,707
ISHARES GENOMICS IMMUNOLOGY AND HEALTHCARE ETF ETF 46435U192 205 7,089 SH   DFND 1,2 0 0 7,089
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 1,453 28,161 SH   DFND 1,2 0 0 28,161
SYSCO CORP COM Stock 871829107 674 7,908 SH   DFND 1,2 0 0 7,908
INVESCO S&P SMALLCAP MOMENTUM ETF ETF 46137V498 1,293 29,468 SH   DFND 1,2 0 0 29,468
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 21,100 266,343 SH   DFND 1,2 0 0 266,343
VANGUARD FTSE PACIFIC ETF ETF 922042866 21,972 346,125 SH   DFND 1,2 0 0 346,125
KRONOS WORLDWIDE INC COM Stock 50105F105 465 25,245 SH   DFND 1,2 0 0 25,245
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533 2,444 44,087 SH   DFND 1,2 0 0 44,087
VISA INC COM CL A Stock 92826C839 1,937 9,839 SH   DFND 1,2 0 0 9,839
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 15,026 237,342 SH   DFND 1,2 0 0 237,342
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 6,987 99,510 SH   DFND 1,2 0 0 99,510
PHILLIPS 66 COM Stock 718546104 281 3,425 SH   DFND 1,2 0 0 3,425
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 13,342 159,245 SH   DFND 1,2 0 0 159,245
VANGUARD RUSSELL 3000 ETF ETF 92206C599 2,833 16,701 SH   DFND 1,2 0 0 16,701
D R HORTON INC COM Stock 23331A109 324 4,901 SH   DFND 1,2 0 0 4,901
INVESCO S&P SMALLCAP VALUE WITH MOMENTUM ETF ETF 46137V480 1,332 30,000 SH   DFND 1,2 0 0 30,000
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR Stock 90290N109 516 30,837 SH   DFND 1,2 0 0 30,837
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 9,674 193,634 SH   DFND 1,2 0 0 193,634
ISHARES RUSSELL MID-CAP ETF ETF 464287499 5,301 81,989 SH   DFND 1,2 0 0 81,989
ISHARES MSCI EMERGING MARKETS ASIA INDEX FUND ETF 464286426 22,692 333,210 SH   DFND 1,2 0 0 333,210
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 700 6,265 SH   DFND 1,2 0 0 6,265
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 900 12,226 SH   DFND 1,2 0 0 12,226
NETAPP INC COM Stock 64110D104 279 4,282 SH   DFND 1,2 0 0 4,282
ISHARES S&P 500 VALUE ETF ETF 464287408 1,889 13,742 SH   DFND 1,2 0 0 13,742
ISHARES S&P 500 GROWTH ETF ETF 464287309 1,729 28,651 SH   DFND 1,2 0 0 28,651
ISHARES CORE S&P 500 ETF ETF 464287200 1,765 4,656 SH   DFND 1,2 0 0 4,656
SALESFORCE INC COM Stock 79466L302 434 2,629 SH   DFND 1,2 0 0 2,629
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,003 9,428 SH   DFND 1,2 0 0 9,428
CONOCOPHILLIPS COM Stock 20825C104 490 5,415 SH   DFND 1,2 0 0 5,415
CATERPILLAR INC COM Stock 149123101 393 2,200 SH   DFND 1,2 0 0 2,200
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,247 12,261 SH   DFND 1,2 0 0 12,261
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF ETF 464288620 7,533 147,798 SH   DFND 1,2 0 0 147,798
ISHARES RUSSELL 3000 ETF ETF 464287689 2,432 11,188 SH   DFND 1,2 0 0 11,188
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,511 2,942 SH   DFND 1,2 0 0 2,942
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 8,499 274,781 SH   DFND 1,2 0 0 274,781
ISHARES MSCI EAFE ETF ETF 464287465 7,170 114,741 SH   DFND 1,2 0 0 114,741
APPLE INC COM Stock 037833100 1,049 7,670 SH   DFND 1,2 0 0 7,670
ABBOTT LABS COM Stock 002824100 235 2,159 SH   DFND 1,2 0 0 2,159
ISHARES RUSSELL 1000 ETF ETF 464287622 351 1,690 SH   DFND 1,2 0 0 1,690
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 4,363 30,097 SH   DFND 1,2 0 0 30,097