The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 348 3,599 SH   SOLE   0 0 3,599
AMAZON COM INC COM 023135106 701 6,207 SH   SOLE   0 0 6,207
AMPHENOL CORP NEW CL A 032095101 298 4,457 SH   SOLE   0 0 4,457
ELEVANCE HEALTH INC COM 036752103 240 528 SH   SOLE   0 0 528
APPLE INC COM 037833100 2,146 15,525 SH   SOLE   0 0 15,525
BK OF AMERICA CORP COM 060505104 279 9,237 SH   SOLE   0 0 9,237
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 410 1,534 SH   SOLE   0 0 1,534
CVS HEALTH CORP COM 126650100 256 2,685 SH   SOLE   0 0 2,685
CATERPILLAR INC COM 149123101 512 3,121 SH   SOLE   0 0 3,121
CURTISS WRIGHT CORP COM 231561101 346 2,483 SH   SOLE   0 0 2,483
DELTA AIR LINES INC DEL COM NEW 247361702 786 28,000 SH   SOLE   0 0 28,000
HOME DEPOT INC COM 437076102 604 2,190 SH   SOLE   0 0 2,190
ISHARES INC MSCI EMERG MRKT 464286533 3,113 61,416 SH   SOLE   0 0 61,416
ISHARES TR CORE S&P500 ETF 464287200 515 1,436 SH   SOLE   0 0 1,436
ISHARES TR S&P 500 GRWT ETF 464287309 1,593 27,532 SH   SOLE   0 0 27,532
ISHARES TR GLOBAL ENERG ETF 464287341 304 9,112 SH   SOLE   0 0 9,112
ISHARES TR CORE S&P MCP ETF 464287507 8,756 39,935 SH   SOLE   0 0 39,935
ISHARES TR RUS 1000 VAL ETF 464287598 239 1,760 SH   SOLE   0 0 1,760
ISHARES TR RUS 1000 GRW ETF 464287614 1,180 5,606 SH   SOLE   0 0 5,606
ISHARES TR RUS 2000 VAL ETF 464287630 636 4,933 SH   SOLE   0 0 4,933
ISHARES TR RUS 2000 GRW ETF 464287648 279 1,351 SH   SOLE   0 0 1,351
ISHARES TR CORE S&P SCP ETF 464287804 5,354 61,408 SH   SOLE   0 0 61,408
ISHARES TR DOW JONES US ETF 464287846 291 3,314 SH   SOLE   0 0 3,314
ISHARES TR AGGRES ALLOC ETF 464289859 314 5,662 SH   SOLE   0 0 5,662
JOHNSON & JOHNSON COM 478160104 918 5,617 SH   SOLE   0 0 5,617
KEMPER CORP COM 488401100 224 5,424 SH   SOLE   0 0 5,424
LEIDOS HOLDINGS INC COM 525327102 221 2,524 SH   SOLE   0 0 2,524
LOCKHEED MARTIN CORP COM 539830109 376 972 SH   SOLE   0 0 972
LOWES COS INC COM 548661107 296 1,578 SH   SOLE   0 0 1,578
MICROSOFT CORP COM 594918104 320 11,000 SH Put SOLE   0 0 11,000
MICROSOFT CORP COM 594918104 7,249 31,123 SH   SOLE   0 0 31,123
MONDELEZ INTL INC CL A 609207105 244 4,454 SH   SOLE   0 0 4,454
OGE ENERGY CORP COM 670837103 206 5,644 SH   SOLE   0 0 5,644
PALO ALTO NETWORKS INC COM 697435105 317 1,934 SH   SOLE   0 0 1,934
PEPSICO INC COM 713448108 429 2,627 SH   SOLE   0 0 2,627
PFIZER INC COM 717081103 551 12,589 SH   SOLE   0 0 12,589
PROCTER AND GAMBLE CO COM 742718109 460 3,643 SH   SOLE   0 0 3,643
QUALCOMM INC COM 747525103 440 3,896 SH   SOLE   0 0 3,896
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,424 33,634 SH   SOLE   0 0 33,634
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 16,247 244,580 SH   SOLE   0 0 244,580
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,054 250,754 SH   SOLE   0 0 250,754
SEMPRA COM 816851109 3,871 25,819 SH   SOLE   0 0 25,819
SOUTHWEST AIRLS CO COM 844741108 707 22,929 SH   SOLE   0 0 22,929
TJX COS INC NEW COM 872540109 250 4,020 SH   SOLE   0 0 4,020
TELEDYNE TECHNOLOGIES INC COM 879360105 274 812 SH   SOLE   0 0 812
THERMO FISHER SCIENTIFIC INC COM 883556102 368 725 SH   SOLE   0 0 725
UNITED AIRLS HLDGS INC COM 910047109 784 24,100 SH   SOLE   0 0 24,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 227 6,210 SH   SOLE   0 0 6,210
VANGUARD INDEX FDS SML CP GRW ETF 922908595 388 1,988 SH   SOLE   0 0 1,988
VANGUARD INDEX FDS SMALL CP ETF 922908751 259 1,516 SH   SOLE   0 0 1,516
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,272 18,233 SH   SOLE   0 0 18,233
WALMART INC COM 931142103 468 3,606 SH   SOLE   0 0 3,606
RAYTHEON TECHNOLOGIES CORP COM 75513E101 363 4,438 SH   SOLE   0 0 4,438
INVESCO QQQ TR UNIT SER 1 46090E103 1,564 5,854 SH   SOLE   0 0 5,854
ABBVIE INC COM 00287Y109 209 1,554 SH   SOLE   0 0 1,554
ATI INC COM 01741R102 243 9,129 SH   SOLE   0 0 9,129
ALPHABET INC CAP STK CL C 02079K107 2,483 25,820 SH   SOLE   0 0 25,820
ALPHABET INC CAP STK CL A 02079K305 321 3,352 SH   SOLE   0 0 3,352
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 272 16,538 SH   SOLE   0 0 16,538
AXOS FINANCIAL INC COM 05465C100 11,989 350,244 SH   SOLE   0 0 350,244
BROADCOM INC COM 11135F101 213 480 SH   SOLE   0 0 480
CARPARTS COM INC COM 14427M107 215 41,650 SH   SOLE   0 0 41,650
CASSAVA SCIENCES INC COM 14817C107 413 9,866 SH   SOLE   0 0 9,866
COMCAST CORP NEW CL A 20030N101 214 7,309 SH   SOLE   0 0 7,309
CONSTELLATION BRANDS INC CL A 21036P108 273 1,188 SH   SOLE   0 0 1,188
COSTCO WHSL CORP NEW COM 22160K105 423 896 SH   SOLE   0 0 896
ESSENTIAL UTILS INC COM 29670G102 291 7,034 SH   SOLE   0 0 7,034
EXPEDIA GROUP INC COM NEW 30212P303 222 2,374 SH   SOLE   0 0 2,374
GOLDMAN SACHS BDC INC SHS 38147U107 300 20,747 SH   SOLE   0 0 20,747
HOMESTREET INC COM 43785V102 6,036 209,526 SH   SOLE   0 0 209,526
INHIBIKASE THERAPEUTICS INC COM 45719W106 18 20,000 SH   SOLE   0 0 20,000
ISHARES TR MSCI USA MIN VOL 46429B697 1,223 18,507 SH   SOLE   0 0 18,507
ISHARES TR MSCI USA MMENTM 46432F396 1,316 10,034 SH   SOLE   0 0 10,034
ISHARES INC CORE MSCI EMKT 46434G103 228 5,301 SH   SOLE   0 0 5,301
ISHARES TR BLACKROCK ULTRA 46434V878 6,381 127,599 SH   SOLE   0 0 127,599
MASTERCARD INCORPORATED CL A 57636Q104 266 936 SH   SOLE   0 0 936
MOSAIC CO NEW COM 61945C103 358 7,414 SH   SOLE   0 0 7,414
NEXTERA ENERGY INC COM 65339F101 439 5,604 SH   SOLE   0 0 5,604
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 232 20,400 SH   SOLE   0 0 20,400
PAYPAL HLDGS INC COM 70450Y103 207 2,404 SH   SOLE   0 0 2,404
PIMCO MUN INCOME FD II COM 72200W106 115 12,119 SH   SOLE   0 0 12,119
PIMCO MUN INCOME FD III COM 72201A103 78 10,161 SH   SOLE   0 0 10,161
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,955 5,473 SH   SOLE   0 0 5,473
SPDR SER TR BBG CONV SEC ETF 78464A359 214 3,383 SH   SOLE   0 0 3,383
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,579 251,087 SH   SOLE   0 0 251,087
SPDR SER TR PORTFOLIO S&P500 78464A854 30,076 716,269 SH   SOLE   0 0 716,269
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 511 1,272 SH   SOLE   0 0 1,272
SPDR SER TR S&P OILGAS EXP 78468R556 739 5,927 SH   SOLE   0 0 5,927
SALESFORCE INC COM 79466L302 220 1,527 SH   SOLE   0 0 1,527
TESLA INC COM 88160R101 748 2,820 SH   SOLE   0 0 2,820
UNITEDHEALTH GROUP INC COM 91324P102 790 1,564 SH   SOLE   0 0 1,564
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,173 5,245 SH   SOLE   0 0 5,245
VERITONE INC COM 92347M100 101 18,000 SH   SOLE   0 0 18,000
WESTERN ASSET MANAGED MUNS F COM 95766M105 115 11,825 SH   SOLE   0 0 11,825
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 324 1,260 SH   SOLE   0 0 1,260