The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100 2,642 24,321 SH   SOLE 0 24,321 0 0
Adobe Inc Com 00724F101 1,248 3,408 SH   SOLE 0 3,408 0 0
Alphabet Inc Class C Com 02079K107 1,063 486 SH   SOLE 0 486 0 0
Alphabet Inc Class A Com 02079K305 4,814 2,209 SH   SOLE 0 2,209 0 0
Amazon Com Inc Com 023135106 4,954 46,640 SH   SOLE 0 46,640 0 0
American Tower Corp Com 03027X100 2,806 10,980 SH   SOLE 0 10,980 0 0
Apple Inc Com 037833100 9,071 66,344 SH   SOLE 0 66,344 0 0
Asensus Surgical Inc Com 04367G103 32 81,000 SH   SOLE 0 81,000 0 0
Bank Of America Corp Com 060505104 438 14,059 SH   SOLE 0 14,059 0 0
Bank Montreal Que Com 063671101 281 2,920 SH   SOLE 0 2,920 0 0
Bank Nova Scotia Halifax Com 064149107 235 3,977 SH   SOLE 0 3,977 0 0
Bar Harbor Bankshares Com 066849100 875 33,855 SH   SOLE 0 33,855 0 0
Bar Harbor Bankshares Com 066849100 50 1,946 SH   DFND 0 1,946 0 0
Berkshire Hathaway Inc Del Cl A Com 084670108 818 2 SH   SOLE 0 2 0 0
Biogen Inc Com 09062X103 869 4,260 SH   SOLE 0 4,260 0 0
Boeing Co Com 097023105 618 4,520 SH   SOLE 0 4,520 0 0
Chevron Corporation Com 166764100 2,853 19,703 SH   SOLE 0 19,703 0 0
Chipotle Mexican Grill Inc Com 169656105 1,621 1,240 SH   SOLE 0 1,240 0 0
Costco Wholesale Corp Com 22160K105 3,833 7,998 SH   SOLE 0 7,998 0 0
Crown Castle Intl Corp New Com 22822V101 2,970 17,641 SH   SOLE 0 17,641 0 0
Danaher Corp Com 235851102 2,822 11,132 SH   SOLE 0 11,132 0 0
Disney Walt Co Com 254687106 1,314 13,916 SH   SOLE 0 13,916 0 0
Dupont De Nemours Inc Com Com 26614N102 520 9,350 SH   SOLE 0 9,350 0 0
Extra Space Storage Inc Com Com 30225T102 665 3,910 SH   SOLE 0 3,910 0 0
Meta Platforms Inc Com 30303M102 2,125 13,176 SH   SOLE 0 13,176 0 0
Fidus Invt Corp Com 316500107 976 55,912 SH   SOLE 0 55,912 0 0
First Rep Bk San Francisco Cal Com Com 33616C100 2,083 14,446 SH   SOLE 0 14,446 0 0
Flexshares Global Upstream Natural Resources Com 33939L407 10,574 266,537 SH   SOLE 0 266,537 0 0
Flexshares Global Upstream Natural Resources Com 33939L407 9 228 SH   DFND 0 228 0 0
General Dynamics Corp Com 369550108 2,033 9,188 SH   SOLE 0 9,188 0 0
Home Depot Inc Com 437076102 2,186 7,971 SH   SOLE 0 7,971 0 0
Honeywell International Com 438516106 2,168 12,476 SH   SOLE 0 12,476 0 0
Intercontinental Exchange Com 45866F104 1,440 15,313 SH   SOLE 0 15,313 0 0
Intuitive Surgical Inc New Com 46120E602 920 4,585 SH   SOLE 0 4,585 0 0
Ishares Trust S&P 500 Com 464287200 406 1,072 SH   SOLE 0 1,072 0 0
Ishares Trust S&P 500 Com 464287200 912 2,406 SH   DFND 0 2,406 0 0
iShares Core US Aggregate Bond Com 464287226 23,854 234,595 SH   SOLE 0 234,595 0 0
iShares Core US Aggregate Bond Com 464287226 54 533 SH   DFND 0 533 0 0
iShares MSCI Emerging Markets ETF Com 464287234 224 5,578 SH   SOLE 0 5,578 0 0
Ishares Tr Barclays 1-3 Year Treas Bond Com 464287457 935 11,292 SH   SOLE 0 11,292 0 0
iShares Tr MSCI EAFE ETF Com 464287465 871 13,932 SH   SOLE 0 13,932 0 0
Ishares Russell Midcap Index Fund Com 464287499 213 3,296 SH   SOLE 0 3,296 0 0
Ishares Tr S&P Midcap Com 464287507 13,669 60,422 SH   SOLE 0 60,422 0 0
Ishares Tr S&P Midcap Com 464287507 51 224 SH   DFND 0 224 0 0
Ishares Russell 1000 Val Com 464287598 223 1,536 SH   SOLE 0 1,536 0 0
Ishares Tr Russell 1000 Growth Fund Com 464287614 795 3,635 SH   SOLE 0 3,635 0 0
Ishares Tr Dow Jones Re Com 464287739 324 3,525 SH   SOLE 0 3,525 0 0
Ishares Trust S&P Natl Amt Free Muni Com 464288414 4,444 41,781 SH   SOLE 0 41,781 0 0
Ishares Trust Iboxx $ High Yield Corp Com 464288513 1,144 15,535 SH   SOLE 0 15,535 0 0
iShares MSCI KLD400 Social ETF Com 464288570 916 12,740 SH   SOLE 0 12,740 0 0
Ishares Trust Barclays Com 464288588 242 2,485 SH   SOLE 0 2,485 0 0
JPMorgan Chase & Co Com 46625H100 2,864 25,429 SH   SOLE 0 25,429 0 0
Johnson & Johnson Com 478160104 2,066 11,637 SH   SOLE 0 11,637 0 0
Lauder Estee Cos Inc Com 518439104 1,401 5,500 SH   SOLE 0 5,500 0 0
Lilly Eli & Company Com 532457108 3,387 10,445 SH   SOLE 0 10,445 0 0
Marsh & McLennan Cos Inc Com 571748102 1,263 8,138 SH   SOLE 0 8,138 0 0
Mastercard Inc - A Com 57636Q104 2,309 7,318 SH   SOLE 0 7,318 0 0
Mc Donalds Corp Com 580135101 428 1,733 SH   SOLE 0 1,733 0 0
Microsoft Corp Com 594918104 7,855 30,584 SH   SOLE 0 30,584 0 0
Mondelez Intl Inc Cl A Com 609207105 1,017 16,384 SH   SOLE 0 16,384 0 0
Nextera Energy Partners LP Com Unit Part In Com 65341B106 2,653 35,776 SH   SOLE 0 35,776 0 0
Nike Inc Class B Com 654106103 2,930 28,674 SH   SOLE 0 28,674 0 0
Nvidia Corp Com 67066G104 2,563 16,910 SH   SOLE 0 16,910 0 0
Palo Alto Networks, Inc Com 697435105 2,899 5,870 SH   SOLE 0 5,870 0 0
Paypal Holdings Inco Com 70450Y103 932 13,350 SH   SOLE 0 13,350 0 0
Pepsico Incorporated Com 713448108 3,143 18,858 SH   SOLE 0 18,858 0 0
Pfizer Incorporated Com 717081103 700 13,350 SH   SOLE 0 13,350 0 0
Procter & Gamble Com 742718109 937 6,517 SH   SOLE 0 6,517 0 0
Raytheon Technologies Corp Com 75513E101 312 3,243 SH   SOLE 0 3,243 0 0
Royal Bk Cda Montreal Que Com 780087102 465 4,800 SH   SOLE 0 4,800 0 0
S&P Global Inc Com 78409V104 1,819 5,398 SH   SOLE 0 5,398 0 0
SPDR Trust Unit Sr 1 Com 78462F103 5,044 13,370 SH   SOLE 0 13,370 0 0
SPDR Trust Unit Sr 1 Com 78462F103 14 36 SH   DFND 0 36 0 0
Salesforce Inc Com 79466L302 2,027 12,279 SH   SOLE 0 12,279 0 0
TJX Cos Inc Com 872540109 2,219 39,733 SH   SOLE 0 39,733 0 0
Texas Instruments Inc Com 882508104 1,521 9,897 SH   SOLE 0 9,897 0 0
Thermo Fisher Scientific Com 883556102 3,096 5,699 SH   SOLE 0 5,699 0 0
Toronto Dominion Bank F Com 891160509 369 5,622 SH   SOLE 0 5,622 0 0
Union Pacific Corp Com 907818108 2,376 11,139 SH   SOLE 0 11,139 0 0
UnitedHealth Group Inc Com 91324P102 4,372 8,511 SH   SOLE 0 8,511 0 0
Vanguard Bond Index Fund Short Term Bond Etf Com 921937827 344 4,483 SH   SOLE 0 4,483 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 729 17,867 SH   SOLE 0 17,867 0 0
Vanguard Total World Stock Index Fund ETF Com 922042742 10,864 127,307 SH   SOLE 0 127,307 0 0
Vanguard Short-Term Treasury Ind Fd ETF Com 92206C102 3,574 60,720 SH   SOLE 0 60,720 0 0
Vanguard Russell 2000 Index ETF Com 92206C664 310 4,538 SH   DFND 0 4,538 0 0
Vanguard S&P 500 ETF Com 922908363 895 2,581 SH   SOLE 0 2,581 0 0
Vanguard S&P 500 ETF Com 922908363 4 12 SH   DFND 0 12 0 0
Vanguard Real Estate ETF Com 922908553 12,079 132,571 SH   SOLE 0 132,571 0 0
Vanguard Real Estate ETF Com 922908553 24 268 SH   DFND 0 268 0 0
Vanguard Mid Cap Com 922908629 245 1,242 SH   SOLE 0 1,242 0 0
Vanguard Index Fds Growth ETF Com 922908736 314 1,407 SH   SOLE 0 1,407 0 0
Vanguard Index Fds Value ETF Com 922908744 256 1,944 SH   SOLE 0 1,944 0 0
Verizon Communications Com 92343V104 1,791 35,294 SH   SOLE 0 35,294 0 0
Visa Inc Cl A Com 92826C839 2,250 11,429 SH   SOLE 0 11,429 0 0
Accenture PLC-CL A Com G1151C101 2,388 8,600 SH   SOLE 0 8,600 0 0
Linde PLC Com Com G5494J103 493 1,715 SH   SOLE 0 1,715 0 0
Paysafe Limited ORD ADR Com G6964L107 46 23,700 SH   SOLE 0 23,700 0 0