The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100 2,449 28,197 SH   SOLE 0 28,197 0 0
Abbott Laboratories Com 002824100 206 2,366 SH   DFND 0 2,366 0 0
Adobe Inc Com 00724F101 267 811 SH   SOLE 0 811 0 0
Alphabet Inc Class C Com 02079K107 1,027 768 SH   SOLE 0 768 0 0
Alphabet Inc Class A Com 02079K305 2,865 2,139 SH   SOLE 0 2,139 0 0
Alphabet Inc Class A Com 02079K305 338 252 SH   DFND 0 252 0 0
Amazon Com Inc Com 023135106 5,246 2,839 SH   SOLE 0 2,839 0 0
Amazon Com Inc Com 023135106 412 223 SH   DFND 0 223 0 0
American Tower Corp Com 03027X100 3,039 13,224 SH   SOLE 0 13,224 0 0
American Tower Corp Com 03027X100 201 876 SH   DFND 0 876 0 0
Apple Inc Com 037833100 4,233 14,416 SH   SOLE 0 14,416 0 0
Apple Inc Com 037833100 322 1,098 SH   DFND 0 1,098 0 0
Bank Of America Corp Com 060505104 2,747 77,992 SH   SOLE 0 77,992 0 0
Bank Of America Corp Com 060505104 163 4,627 SH   DFND 0 4,627 0 0
Bar Harbor Bankshares Com 066849100 1,941 76,442 SH   SOLE 0 76,442 0 0
Boeing Co Com 097023105 2,527 7,758 SH   SOLE 0 7,758 0 0
Boeing Co Com 097023105 247 757 SH   DFND 0 757 0 0
Bristol-Myers Squibb Co Com 110122108 381 5,940 SH   SOLE 0 5,940 0 0
Callon Pete Co Del Com 13123X102 63 13,125 SH   SOLE 0 13,125 0 0
Caterpillar Inc Com 149123101 145 984 SH   SOLE 0 984 0 0
Caterpillar Inc Com 149123101 113 765 SH   DFND 0 765 0 0
Chevron Corporation Com 166764100 2,635 21,863 SH   SOLE 0 21,863 0 0
Chevron Corporation Com 166764100 174 1,443 SH   DFND 0 1,443 0 0
Cisco Systems Inc Com 17275R102 1,202 25,064 SH   SOLE 0 25,064 0 0
Cisco Systems Inc Com 17275R102 130 2,721 SH   DFND 0 2,721 0 0
Constellation Brand Cl A Com 21036P108 2,051 10,807 SH   SOLE 0 10,807 0 0
Constellation Brand Cl A Com 21036P108 130 685 SH   DFND 0 685 0 0
Costco Wholesale Corp Com 22160K105 2,797 9,517 SH   SOLE 0 9,517 0 0
Costco Wholesale Corp Com 22160K105 256 870 SH   DFND 0 870 0 0
Crown Castle Intl Corp New Com 22822V101 3,060 21,524 SH   SOLE 0 21,524 0 0
Crown Castle Intl Corp New Com 22822V101 385 2,705 SH   DFND 0 2,705 0 0
Danaher Corp Com 235851102 2,514 16,383 SH   SOLE 0 16,383 0 0
Danaher Corp Com 235851102 280 1,827 SH   DFND 0 1,827 0 0
Disney Walt Co Com 254687106 2,016 13,942 SH   SOLE 0 13,942 0 0
Disney Walt Co Com 254687106 139 962 SH   DFND 0 962 0 0
EOG Res Inc Com Com 26875P101 898 10,716 SH   SOLE 0 10,716 0 0
EOG Res Inc Com Com 26875P101 104 1,242 SH   DFND 0 1,242 0 0
Emerson Electric Co Com 291011104 255 3,342 SH   SOLE 0 3,342 0 0
Extra Space Storage Inc Com Com 30225T102 539 5,105 SH   SOLE 0 5,105 0 0
Exxon Mobil Corporation Com 30231G102 569 8,148 SH   SOLE 0 8,148 0 0
Facebook Inc Class A Com 30303M102 3,154 15,366 SH   SOLE 0 15,366 0 0
Facebook Inc Class A Com 30303M102 267 1,300 SH   DFND 0 1,300 0 0
First Rep Bk San Francisco Cal Com Com 33616C100 1,999 17,023 SH   SOLE 0 17,023 0 0
First Rep Bk San Francisco Cal Com Com 33616C100 148 1,258 SH   DFND 0 1,258 0 0
Flexshares Tr Qualt Div IDX Com 33939L860 212 4,364 SH   SOLE 0 4,364 0 0
Ford Motor Company New Com 345370860 453 48,730 SH   SOLE 0 48,730 0 0
Fortive Corp Com 34959J108 1,509 19,749 SH   SOLE 0 19,749 0 0
Fortive Corp Com 34959J108 169 2,209 SH   DFND 0 2,209 0 0
Gulfport Energy Corp Com 402635304 46 15,000 SH   SOLE 0 15,000 0 0
Home Depot Inc Com 437076102 1,702 7,793 SH   SOLE 0 7,793 0 0
Home Depot Inc Com 437076102 246 1,125 SH   DFND 0 1,125 0 0
Honeywell International Com 438516106 63 355 SH   SOLE 0 355 0 0
Honeywell International Com 438516106 138 780 SH   DFND 0 780 0 0
Intercontinental Exchange Com 45866F104 1,409 15,220 SH   SOLE 0 15,220 0 0
Intuitive Surgical Inc New Com 46120E602 761 1,287 SH   SOLE 0 1,287 0 0
Intuitive Surgical Inc New Com 46120E602 68 115 SH   DFND 0 115 0 0
Ishares Tr Barclays Fund Com 464287226 35,095 312,313 SH   SOLE 0 312,313 0 0
Ishares Tr Barclays Fund Com 464287226 338 3,004 SH   DFND 0 3,004 0 0
Ishares Tr Barclays 1-3 Year Treas Bond Com 464287457 676 7,989 SH   SOLE 0 7,989 0 0
iShares Tr MSCI EAFE ETF Com 464287465 1,241 17,866 SH   SOLE 0 17,866 0 0
Ishares Russell Midcap Index Fund Com 464287499 286 4,796 SH   SOLE 0 4,796 0 0
Ishares Tr S&P Midcap Com 464287507 873 4,242 SH   SOLE 0 4,242 0 0
Ishares Tr Russell 1000 Growth Fund Com 464287614 820 4,663 SH   SOLE 0 4,663 0 0
Ishares Tr Dow Jones Re Com 464287739 328 3,525 SH   SOLE 0 3,525 0 0
Ishares U.S. Healthcare ETF Com 464287762 242 1,120 SH   SOLE 0 1,120 0 0
Ishares Tr S&P Muni Fund Com 464288158 372 3,485 SH   SOLE 0 3,485 0 0
Ishares Trust S&P Natl Amt Free Muni Com 464288414 601 5,272 SH   SOLE 0 5,272 0 0
Ishares Trust S&P Natl Amt Free Muni Com 464288414 4,190 36,785 SH   DFND 0 36,785 0 0
Ishares Trust Iboxx $ High Yield Corp Com 464288513 3,218 36,596 SH   SOLE 0 36,596 0 0
Ishares Trust Iboxx $ High Yield Corp Com 464288513 16 185 SH   DFND 0 185 0 0
Ishares S&P Moderate Com 464289875 203 5,058 SH   SOLE 0 5,058 0 0
JPMorgan Chase & Co Com 46625H100 4,396 31,534 SH   SOLE 0 31,534 0 0
JPMorgan Chase & Co Com 46625H100 311 2,234 SH   DFND 0 2,234 0 0
Johnson & Johnson Com 478160104 1,529 10,480 SH   SOLE 0 10,480 0 0
Johnson & Johnson Com 478160104 136 930 SH   DFND 0 930 0 0
Key Energy Services Inc Com 49309J103 1 10,114 SH   SOLE 0 10,114 0 0
Lilly Eli & Company Com 532457108 1,387 10,556 SH   SOLE 0 10,556 0 0
Lockheed Martin Corp Com 539830109 2,738 7,032 SH   SOLE 0 7,032 0 0
Lockheed Martin Corp Com 539830109 323 830 SH   DFND 0 830 0 0
Markel Corp Com Com 570535104 881 771 SH   SOLE 0 771 0 0
Markel Corp Com Com 570535104 122 107 SH   DFND 0 107 0 0
Mastercard Inc - A Com 57636Q104 2,411 8,073 SH   SOLE 0 8,073 0 0
Mastercard Inc - A Com 57636Q104 369 1,235 SH   DFND 0 1,235 0 0
Mc Donalds Corp Com 580135101 459 2,323 SH   SOLE 0 2,323 0 0
Merck & Co Inc New Com 58933Y105 126 1,382 SH   SOLE 0 1,382 0 0
Merck & Co Inc New Com 58933Y105 123 1,350 SH   DFND 0 1,350 0 0
Microsoft Corp Com 594918104 6,096 38,655 SH   SOLE 0 38,655 0 0
Microsoft Corp Com 594918104 535 3,390 SH   DFND 0 3,390 0 0
Microchip Technology Inc Com 595017104 574 5,481 SH   SOLE 0 5,481 0 0
Microchip Technology Inc Com 595017104 52 492 SH   DFND 0 492 0 0
Nextera Energy Partners LP Com Unit Part In Com 65341B106 2,101 39,914 SH   SOLE 0 39,914 0 0
Nextera Energy Partners LP Com Unit Part In Com 65341B106 224 4,250 SH   DFND 0 4,250 0 0
Nike Inc Class B Com 654106103 3,110 30,693 SH   SOLE 0 30,693 0 0
Nike Inc Class B Com 654106103 208 2,049 SH   DFND 0 2,049 0 0
Nvidia Corp Com 67066G104 1,066 4,531 SH   SOLE 0 4,531 0 0
Nvidia Corp Com 67066G104 134 569 SH   DFND 0 569 0 0
Oasis Petroleum Inc Com 674215108 33 10,000 SH   SOLE 0 10,000 0 0
Paypal Holdings Inco Com 70450Y103 2,113 19,537 SH   SOLE 0 19,537 0 0
Paypal Holdings Inco Com 70450Y103 167 1,543 SH   DFND 0 1,543 0 0
Pepsico Incorporated Com 713448108 2,424 17,734 SH   SOLE 0 17,734 0 0
Pepsico Incorporated Com 713448108 226 1,653 SH   DFND 0 1,653 0 0
Pfizer Incorporated Com 717081103 723 18,461 SH   SOLE 0 18,461 0 0
Raytheon Company New Com 755111507 301 1,370 SH   SOLE 0 1,370 0 0
Rockwell Automation Inc Com 773903109 278 1,373 SH   SOLE 0 1,373 0 0
Rockwell Automation Inc Com 773903109 81 400 SH   DFND 0 400 0 0
S&P Global Inc Com 78409V104 1,399 5,124 SH   SOLE 0 5,124 0 0
S&P Global Inc Com 78409V104 196 716 SH   DFND 0 716 0 0
SPDR Trust Unit Sr 1 Com 78462F103 5,419 16,835 SH   SOLE 0 16,835 0 0
SPDR Trust Unit Sr 1 Com 78462F103 23 72 SH   DFND 0 72 0 0
SPDR S&P 600 Small Cap ETF Com 78464A813 6,632 91,537 SH   SOLE 0 91,537 0 0
SPDR S&P 600 Small Cap ETF Com 78464A813 223 3,082 SH   DFND 0 3,082 0 0
Spdr Series Trust S&P Biotech ETF Com 78464A870 2,171 22,824 SH   SOLE 0 22,824 0 0
Spdr Series Trust S&P Biotech ETF Com 78464A870 29 300 SH   DFND 0 300 0 0
Salesforce Com Com 79466L302 2,293 14,101 SH   SOLE 0 14,101 0 0
Salesforce Com Com 79466L302 161 991 SH   DFND 0 991 0 0
Sector Spdr Tech Select Com 81369Y803 236 2,572 SH   SOLE 0 2,572 0 0
Select Sector Spdr Communication Services ETF Com 81369Y852 263 4,905 SH   SOLE 0 4,905 0 0
Starbucks Corp Com 855244109 229 2,600 SH   SOLE 0 2,600 0 0
Stryker Corp Com 863667101 1,771 8,434 SH   SOLE 0 8,434 0 0
Stryker Corp Com 863667101 169 806 SH   DFND 0 806 0 0
T J X Cos Inc Com 872540109 6,847 112,140 SH   SOLE 0 112,140 0 0
T J X Cos Inc Com 872540109 289 4,730 SH   DFND 0 4,730 0 0
Texas Instruments Inc Com 882508104 1,273 9,920 SH   SOLE 0 9,920 0 0
Texas Instruments Inc Com 882508104 167 1,300 SH   DFND 0 1,300 0 0
Thermo Fisher Scientific Com 883556102 2,281 7,022 SH   SOLE 0 7,022 0 0
Thermo Fisher Scientific Com 883556102 123 378 SH   DFND 0 378 0 0
Union Pacific Corp Com 907818108 1,543 8,534 SH   SOLE 0 8,534 0 0
UnitedHealth Group Inc Com 91324P102 3,495 11,890 SH   SOLE 0 11,890 0 0
UnitedHealth Group Inc Com 91324P102 365 1,241 SH   DFND 0 1,241 0 0
Vanguard Index Fd Inc Intermediate Term Com 921937819 14,349 164,513 SH   SOLE 0 164,513 0 0
Vanguard Index Fd Inc Intermediate Term Com 921937819 155 1,777 SH   DFND 0 1,777 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 1,632 37,042 SH   SOLE 0 37,042 0 0
Vanguard Emrg Mkt ETF Com 922042858 379 8,526 SH   SOLE 0 8,526 0 0
Vanguard World Fds Energy ETF Com 92204A306 387 4,755 SH   SOLE 0 4,755 0 0
Vanguard S&P 500 Etf New Com 922908363 11,688 39,512 SH   SOLE 0 39,512 0 0
Vanguard Real Estate ETF Com 922908553 1,464 15,780 SH   SOLE 0 15,780 0 0
Vanguard Real Estate ETF Com 922908553 11 121 SH   DFND 0 121 0 0
Vanguard Mid Cap Com 922908629 462 2,595 SH   SOLE 0 2,595 0 0
Vanguard Index Fds Growth ETF Com 922908736 437 2,397 SH   SOLE 0 2,397 0 0
Vanguard Index Fds Value ETF Com 922908744 469 3,914 SH   SOLE 0 3,914 0 0
Verizon Communications Com 92343V104 2,432 39,601 SH   SOLE 0 39,601 0 0
Verizon Communications Com 92343V104 203 3,314 SH   DFND 0 3,314 0 0
Visa Inc Cl A Com 92826C839 2,131 11,340 SH   SOLE 0 11,340 0 0
Visa Inc Cl A Com 92826C839 52 275 SH   DFND 0 275 0 0
Accenture PLC-CL A Com G1151C101 2,153 10,227 SH   SOLE 0 10,227 0 0
Accenture PLC-CL A Com G1151C101 166 790 SH   DFND 0 790 0 0
Eaton Corp Plc Com G29183103 379 4,000 SH   SOLE 0 4,000 0 0
Linde PLC Com Com G5494J103 209 980 SH   SOLE 0 980 0 0
Linde PLC Com Com G5494J103 345 1,622 SH   DFND 0 1,622 0 0