The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100 2,243 26,673 SH   SOLE 0 26,673 0 0
Abbott Laboratories Com 002824100 199 2,366 SH   DFND 0 2,366 0 0
Alphabet Inc Class C Com 02079K107 818 757 SH   SOLE 0 757 0 0
Alphabet Inc Class A Com 02079K305 2,115 1,953 SH   SOLE 0 1,953 0 0
Alphabet Inc Class A Com 02079K305 273 252 SH   DFND 0 252 0 0
Amarin Corp PLC Spons ADR New Com 023111206 685 35,324 SH   SOLE 0 35,324 0 0
Amazon Com Inc Com 023135106 4,624 2,442 SH   SOLE 0 2,442 0 0
Amazon Com Inc Com 023135106 422 223 SH   DFND 0 223 0 0
American Tower Corp Com 03027X100 2,559 12,517 SH   SOLE 0 12,517 0 0
American Tower Corp Com 03027X100 179 876 SH   DFND 0 876 0 0
Apple Inc Com 037833100 2,760 13,947 SH   SOLE 0 13,947 0 0
Apple Inc Com 037833100 217 1,098 SH   DFND 0 1,098 0 0
Bank Of America Corp Com 060505104 1,480 51,028 SH   SOLE 0 51,028 0 0
Bank Of America Corp Com 060505104 130 4,479 SH   DFND 0 4,479 0 0
Bar Harbor Bankshares Com 066849100 2,033 76,442 SH   SOLE 0 76,442 0 0
Boeing Co Com 097023105 2,292 6,296 SH   SOLE 0 6,296 0 0
Boeing Co Com 097023105 252 692 SH   DFND 0 692 0 0
Bristol-Myers Squibb Co Com 110122108 210 4,640 SH   SOLE 0 4,640 0 0
Caterpillar Inc Com 149123101 140 1,029 SH   SOLE 0 1,029 0 0
Caterpillar Inc Com 149123101 110 810 SH   DFND 0 810 0 0
Chevron Corporation Com 166764100 2,183 17,545 SH   SOLE 0 17,545 0 0
Chevron Corporation Com 166764100 180 1,443 SH   DFND 0 1,443 0 0
Cisco Systems Inc Com 17275R102 1,528 27,925 SH   SOLE 0 27,925 0 0
Cisco Systems Inc Com 17275R102 154 2,821 SH   DFND 0 2,821 0 0
Constellation Brand Cl A Com 21036P108 2,075 10,537 SH   SOLE 0 10,537 0 0
Constellation Brand Cl A Com 21036P108 135 685 SH   DFND 0 685 0 0
Costco Wholesale Corp Com 22160K105 2,338 8,849 SH   SOLE 0 8,849 0 0
Costco Wholesale Corp Com 22160K105 230 870 SH   DFND 0 870 0 0
Crown Castle Intl Corp New Com 22822V101 2,638 20,235 SH   SOLE 0 20,235 0 0
Crown Castle Intl Corp New Com 22822V101 358 2,745 SH   DFND 0 2,745 0 0
Danaher Corp Com 235851102 2,249 15,739 SH   SOLE 0 15,739 0 0
Danaher Corp Com 235851102 261 1,827 SH   DFND 0 1,827 0 0
Disney Walt Co Com 254687106 1,752 12,544 SH   SOLE 0 12,544 0 0
Disney Walt Co Com 254687106 134 962 SH   DFND 0 962 0 0
EOG Res Inc Com Com 26875P101 925 9,932 SH   SOLE 0 9,932 0 0
EOG Res Inc Com Com 26875P101 116 1,242 SH   DFND 0 1,242 0 0
Emerson Electric Co Com 291011104 223 3,342 SH   SOLE 0 3,342 0 0
Exxon Mobil Corporation Com 30231G102 2,318 30,248 SH   SOLE 0 30,248 0 0
Facebook Inc Class A Com 30303M102 2,737 14,182 SH   SOLE 0 14,182 0 0
Facebook Inc Class A Com 30303M102 251 1,300 SH   DFND 0 1,300 0 0
First Rep Bk San Francisco Cal Com Com 33616C100 1,383 14,159 SH   SOLE 0 14,159 0 0
First Rep Bk San Francisco Cal Com Com 33616C100 123 1,258 SH   DFND 0 1,258 0 0
Ford Motor Company New Com 345370860 499 48,730 SH   SOLE 0 48,730 0 0
Fortive Corp Com 34959J108 1,443 17,706 SH   SOLE 0 17,706 0 0
Fortive Corp Com 34959J108 186 2,284 SH   DFND 0 2,284 0 0
Gabelli Equity Tr Inc Com 362397101 300 48,500 SH   SOLE 0 48,500 0 0
Home Depot Inc Com 437076102 1,466 7,049 SH   SOLE 0 7,049 0 0
Home Depot Inc Com 437076102 234 1,125 SH   DFND 0 1,125 0 0
Ishares Tr Barclays Fund Com 464287226 31,273 280,851 SH   SOLE 0 280,851 0 0
Ishares Tr Barclays Fund Com 464287226 518 4,656 SH   DFND 0 4,656 0 0
Ishares Tr Barclays 1-3 Year Treas Bond Com 464287457 913 10,772 SH   SOLE 0 10,772 0 0
iShares Tr MSCI EAFE ETF Com 464287465 1,164 17,706 SH   SOLE 0 17,706 0 0
Ishares Russell Midcap Index Fund Com 464287499 268 4,796 SH   SOLE 0 4,796 0 0
Ishares Tr S&P Midcap Com 464287507 824 4,242 SH   SOLE 0 4,242 0 0
Ishares Tr Russell 1000 Growth Fund Com 464287614 729 4,631 SH   SOLE 0 4,631 0 0
Ishares Tr Dow Jones Re Com 464287739 308 3,525 SH   SOLE 0 3,525 0 0
Ishares U.S. Healthcare ETF Com 464287762 219 1,120 SH   SOLE 0 1,120 0 0
Ishares Tr S&P Muni Fund Com 464288158 584 5,485 SH   SOLE 0 5,485 0 0
Ishares Trust S&P Natl Amt Free Muni Com 464288414 775 6,857 SH   SOLE 0 6,857 0 0
Ishares Trust S&P Natl Amt Free Muni Com 464288414 4,137 36,585 SH   DFND 0 36,585 0 0
Ishares Trust Iboxx $ High Yield Corp Com 464288513 3,227 37,013 SH   SOLE 0 37,013 0 0
Ishares Trust Iboxx $ High Yield Corp Com 464288513 16 185 SH   DFND 0 185 0 0
Ishares S&P Moderate Com 464289875 215 5,501 SH   SOLE 0 5,501 0 0
Jpmorgan Chase & Co Com 46625H100 2,775 24,823 SH   SOLE 0 24,823 0 0
Jpmorgan Chase & Co Com 46625H100 185 1,656 SH   DFND 0 1,656 0 0
Johnson & Johnson Com 478160104 1,240 8,904 SH   SOLE 0 8,904 0 0
Johnson & Johnson Com 478160104 130 930 SH   DFND 0 930 0 0
Lilly Eli & Company Com 532457108 269 2,427 SH   SOLE 0 2,427 0 0
Lockheed Martin Corp Com 539830109 2,273 6,252 SH   SOLE 0 6,252 0 0
Lockheed Martin Corp Com 539830109 302 830 SH   DFND 0 830 0 0
Markel Corp Com Com 570535104 750 688 SH   SOLE 0 688 0 0
Markel Corp Com Com 570535104 117 107 SH   DFND 0 107 0 0
Mastercard Inc - A Com 57636Q104 1,855 7,012 SH   SOLE 0 7,012 0 0
Mastercard Inc - A Com 57636Q104 333 1,260 SH   DFND 0 1,260 0 0
Mc Donalds Corp Com 580135101 534 2,573 SH   SOLE 0 2,573 0 0
Microsoft Corp Com 594918104 4,827 36,030 SH   SOLE 0 36,030 0 0
Microsoft Corp Com 594918104 444 3,317 SH   DFND 0 3,317 0 0
Microchip Technology Inc Com 595017104 441 5,088 SH   SOLE 0 5,088 0 0
Microchip Technology Inc Com 595017104 43 492 SH   DFND 0 492 0 0
Nextera Energy Inc Com 65339F101 667 3,257 SH   SOLE 0 3,257 0 0
Nextera Energy Partners LP Com Unit Part In Com 65341B106 1,798 37,260 SH   SOLE 0 37,260 0 0
Nextera Energy Partners LP Com Unit Part In Com 65341B106 205 4,250 SH   DFND 0 4,250 0 0
Nike Inc Class B Com 654106103 2,482 29,563 SH   SOLE 0 29,563 0 0
Nike Inc Class B Com 654106103 172 2,049 SH   DFND 0 2,049 0 0
Nvidia Corp Com 67066G104 690 4,200 SH   SOLE 0 4,200 0 0
Nvidia Corp Com 67066G104 93 569 SH   DFND 0 569 0 0
Paypal Holdings Inco Com 70450Y103 1,910 16,687 SH   SOLE 0 16,687 0 0
Paypal Holdings Inco Com 70450Y103 184 1,608 SH   DFND 0 1,608 0 0
Pepsico Incorporated Com 713448108 2,090 15,940 SH   SOLE 0 15,940 0 0
Pepsico Incorporated Com 713448108 217 1,653 SH   DFND 0 1,653 0 0
Pfizer Incorporated Com 717081103 1,845 42,588 SH   SOLE 0 42,588 0 0
Pfizer Incorporated Com 717081103 247 5,703 SH   DFND 0 5,703 0 0
Raytheon Company New Com 755111507 301 1,730 SH   SOLE 0 1,730 0 0
Rockwell Automation Inc Com 773903109 225 1,373 SH   SOLE 0 1,373 0 0
Rockwell Automation Inc Com 773903109 66 400 SH   DFND 0 400 0 0
S&P Global Inc Com 78409V104 808 3,546 SH   SOLE 0 3,546 0 0
S&P Global Inc Com 78409V104 163 716 SH   DFND 0 716 0 0
SPDR Trust Unit Sr 1 Com 78462F103 4,930 16,827 SH   SOLE 0 16,827 0 0
SPDR Trust Unit Sr 1 Com 78462F103 21 72 SH   DFND 0 72 0 0
SPDR S&P 600 Small Cap ETF Com 78464A813 6,193 91,574 SH   SOLE 0 91,574 0 0
SPDR S&P 600 Small Cap ETF Com 78464A813 127 1,878 SH   DFND 0 1,878 0 0
Spdr Series Trust S&P Biotech ETF Com 78464A870 1,480 16,878 SH   SOLE 0 16,878 0 0
Spdr Series Trust S&P Biotech ETF Com 78464A870 26 300 SH   DFND 0 300 0 0
Salesforce Com Com 79466L302 1,745 11,501 SH   SOLE 0 11,501 0 0
Salesforce Com Com 79466L302 150 991 SH   DFND 0 991 0 0
The Charles Schwab Corp Com 808513105 811 20,186 SH   SOLE 0 20,186 0 0
The Charles Schwab Corp Com 808513105 96 2,392 SH   DFND 0 2,392 0 0
Sector Spdr Tech Select Com 81369Y803 201 2,572 SH   SOLE 0 2,572 0 0
Select Sector Spdr Communication Services ETF Com 81369Y852 202 4,105 SH   SOLE 0 4,105 0 0
Sellas Life Sciences Group Inc Com 81642T100 3 23,085 SH   SOLE 0 23,085 0 0
Starbucks Corp Com 855244109 218 2,600 SH   SOLE 0 2,600 0 0
State Street Corp Com 857477103 241 4,300 SH   SOLE 0 4,300 0 0
Stryker Corp Com 863667101 1,591 7,741 SH   SOLE 0 7,741 0 0
Stryker Corp Com 863667101 166 806 SH   DFND 0 806 0 0
T J X Cos Inc Com 872540109 5,868 110,973 SH   SOLE 0 110,973 0 0
T J X Cos Inc Com 872540109 264 5,000 SH   DFND 0 5,000 0 0
Texas Instruments Inc Com 882508104 1,099 9,578 SH   SOLE 0 9,578 0 0
Texas Instruments Inc Com 882508104 155 1,350 SH   DFND 0 1,350 0 0
Thermo Fisher Scientific Com 883556102 1,914 6,518 SH   SOLE 0 6,518 0 0
Thermo Fisher Scientific Com 883556102 111 378 SH   DFND 0 378 0 0
Transenterix Inc Com New Com 89366M201 108 79,200 SH   SOLE 0 79,200 0 0
Union Pacific Corp Com 907818108 253 1,499 SH   SOLE 0 1,499 0 0
Unitedhealth Group Inc Com 91324P102 2,626 10,761 SH   SOLE 0 10,761 0 0
Unitedhealth Group Inc Com 91324P102 303 1,241 SH   DFND 0 1,241 0 0
Vanguard Index Fd Inc Intermediate Term Com 921937819 13,775 159,250 SH   SOLE 0 159,250 0 0
Vanguard Index Fd Inc Intermediate Term Com 921937819 183 2,116 SH   DFND 0 2,116 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 1,509 36,178 SH   SOLE 0 36,178 0 0
Vanguard World Fds Energy ETF Com 92204A306 579 6,805 SH   SOLE 0 6,805 0 0
Vanguard S&P 500 Etf New Com 922908363 9,253 34,380 SH   SOLE 0 34,380 0 0
Vanguard Real Estate ETF Com 922908553 1,392 15,924 SH   SOLE 0 15,924 0 0
Vanguard Real Estate ETF Com 922908553 11 121 SH   DFND 0 121 0 0
Vanguard Mid Cap Com 922908629 332 1,985 SH   SOLE 0 1,985 0 0
Verizon Communications Com 92343V104 2,695 47,165 SH   SOLE 0 47,165 0 0
Verizon Communications Com 92343V104 189 3,314 SH   DFND 0 3,314 0 0
Visa Inc Cl A Com 92826C839 1,754 10,107 SH   SOLE 0 10,107 0 0
Visa Inc Cl A Com 92826C839 48 275 SH   DFND 0 275 0 0
Accenture PLC-CL A Com G1151C101 1,661 8,990 SH   SOLE 0 8,990 0 0
Accenture PLC-CL A Com G1151C101 146 790 SH   DFND 0 790 0 0
Eaton Corp Plc Com G29183103 1,079 12,960 SH   SOLE 0 12,960 0 0
Linde PLC Com Com G5494J103 197 980 SH   SOLE 0 980 0 0
Linde PLC Com Com G5494J103 326 1,622 SH   DFND 0 1,622 0 0