XML 131 R118.htm IDEA: XBRL DOCUMENT v3.24.3
REGULATORY CAPITAL - Actual Capital Amounts and Ratios (Details)
$ in Thousands
Jun. 30, 2024
USD ($)
Jun. 30, 2023
USD ($)
Pioneer Savings Bank    
Tier 1 (leverage) capital, Amount    
Actual $ 221,549 $ 208,576
Capital Adequacy Purposes 76,051 72,733
To be Well Capitalized Under Prompt Corrective Action $ 95,064 $ 90,916
Tier 1 (leverage) capital, Ratio    
Actual (as a percent) 0.1165 0.1147
Capital Adequacy Purposes (as a percent) 0.0400 0.0400
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.0500 0.0500
Common Tier 1, Amount    
Actual $ 221,549 $ 208,576
Capital Adequacy Purposes 54,171 49,795
Capital Adequacy Purposes with Capital Buffer 84,265 77,459
To be Well Capitalized Under Prompt Corrective Action $ 78,246 $ 71,926
Common Tier 1, Ratio    
Actual (as a percent) 0.1840 0.1885
Capital Adequacy Purposes (as a percent) 0.0450 0.0450
Capital Adequacy Purposes with Capital Buffer (as a percent) 0.0700 0.0700
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.0650 0.0650
Tier 1 capital, Amount    
Actual $ 221,549 $ 208,576
Capital Adequacy Purposes 72,227 66,393
Capital Adequacy Purposes with Capital Buffer 102,322 94,057
To be Well Capitalized Under Prompt Corrective Action $ 96,303 $ 88,524
Tier 1 capital, Ratio    
Actual (as a percent) 0.1840 0.1885
Capital Adequacy Purposes (as a percent) 0.0600 0.0600
Capital Adequacy Purposes with Capital Buffer (as a percent) 0.0850 0.0850
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.0800 0.0800
Total, Amount    
Actual $ 236,706 $ 222,513
Capital Adequacy Purposes 96,303 88,524
Capital Adequacy Purposes with Capital Buffer 126,398 116,188
To be Well Capitalized Under Prompt Corrective Action $ 120,379 $ 110,655
Total, Ratio    
Actual (as a percent) 0.1966 0.2011
Capital Adequacy Purposes (as a percent) 0.0800 0.0800
Capital Adequacy Purposes with Capital Buffer (as a percent) 0.1050 0.1050
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.1000 0.1000
Pioneer Commercial Bank    
Tier 1 (leverage) capital, Amount    
Actual $ 52,658 $ 46,284
Capital Adequacy Purposes 22,039 19,709
To be Well Capitalized Under Prompt Corrective Action $ 27,549 $ 24,636
Tier 1 (leverage) capital, Ratio    
Actual (as a percent) 0.0956 0.0939
Capital Adequacy Purposes (as a percent) 0.0400 0.0400
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.0500 0.0500
Common Tier 1, Amount    
Actual $ 52,658 $ 46,284
Capital Adequacy Purposes 4,224 3,800
Capital Adequacy Purposes with Capital Buffer 6,571 5,911
To be Well Capitalized Under Prompt Corrective Action $ 6,102 $ 5,489
Common Tier 1, Ratio    
Actual (as a percent) 0.5609 0.5481
Capital Adequacy Purposes (as a percent) 0.0450 0.0450
Capital Adequacy Purposes with Capital Buffer (as a percent) 0.0700 0.0700
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.0650 0.0650
Tier 1 capital, Amount    
Actual $ 52,658 $ 46,284
Capital Adequacy Purposes 5,633 5,067
Capital Adequacy Purposes with Capital Buffer 7,979 7,178
To be Well Capitalized Under Prompt Corrective Action $ 7,510 $ 6,756
Tier 1 capital, Ratio    
Actual (as a percent) 0.5609 0.5481
Capital Adequacy Purposes (as a percent) 0.0600 0.0600
Capital Adequacy Purposes with Capital Buffer (as a percent) 0.0850 0.0850
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.0800 0.0800
Total, Amount    
Actual $ 52,658 $ 46,284
Capital Adequacy Purposes 7,510 6,756
Capital Adequacy Purposes with Capital Buffer 9,857 8,867
To be Well Capitalized Under Prompt Corrective Action $ 9,388 $ 8,444
Total, Ratio    
Actual (as a percent) 0.5609 0.5481
Capital Adequacy Purposes (as a percent) 0.0800 0.0800
Capital Adequacy Purposes with Capital Buffer (as a percent) 0.1050 0.1050
To be Well Capitalized Under Prompt Corrective Action (as a percent) 0.1000 0.1000