CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net income	$ 7,614,000	$ 3,289,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,359,000	1,434,000
Provision for loan losses	250,000	2,300,000
Net amortization on securities	662,000	267,000
ESOP compensation	312,000	239,000
Loss on bank-owned life insurance	5,000	4,000
Net gain on the sale or disposal of premises and equipment and other real estate owned	(62,000)	(16,000)
Proceeds from sale of loans	108,000	317,000
Net gain on sale of loans	(3,000)	(27,000)
Net gain on equity securities	(118,000)	(1,415,000)
Net gain on sales of available for sale securities	(4,000)
Deferred tax expense (benefit)	1,002,000	(101,000)
Increase in accrued interest receivable	(63,000)	(685,000)
Decrease in other assets	1,663,000	7,236,000
Decrease in other liabilities	(6,933,000)	(7,078,000)
Net cash provided by operating activities	5,792,000	5,764,000
Cash flows from investing activities:
Proceeds from maturities, paydowns and calls of securities available for sale	38,999,000	32,091,000
Proceeds from sales of securities available for sale	5,267,000	0
Purchases of securities available for sale	(148,313,000)	(87,146,000)
Proceeds from maturities and paydowns of securities held to maturity	2,396,000	3,330,000
Purchases of securities held to maturity	(13,327,000)	(8,083,000)
Proceeds from sales of equity securities	803,000	7,474,000
Net redemptions of FHLBNY stock	136,000
Net decrease in loans receivable	87,219,000	34,332,000
Purchases of premises and equipment	(520,000)	(151,000)
Proceeds from sale of premises and equipment, and other real estate owned	266,000	115,000
Cash paid for acquisitions	(1,492,000)
Net cash used in investing activities	(28,566,000)	(18,038,000)
Cash flows from financing activities:
Net increase in deposits	48,019,000	52,601,000
Net decrease in mortgagors' escrow deposits	(1,066,000)	(1,225,000)
Net cash provided by financing activities	46,953,000	51,376,000
Net increase in cash and cash equivalents	24,179,000	39,102,000
Cash and cash equivalents at beginning of period	324,963,000	156,903,000
Cash and cash equivalents at end of period	349,142,000	196,005,000
Cash paid during the period for:
Interest	743,000	1,285,000
Income taxes	1,000,000	$ 500,000
Non-cash investing and financing activity:
Loans transferred to other real estate owned	550,000
Acquisition contingent consideration payable	$ 728,000