Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income	$ 27,192	$ 13,961
Adjustments to reconcile net income to net cash used by operating activities:
Provision for loan losses	27,207	3,496
Net amortization of securities premiums/discounts	1,371	196
Proceeds from sale of loans	1,715,878	716,894
Loans originated for sale	(1,712,957)	(751,540)
Net amortization of net deferred loan costs/fees and premiums	984	2,152
Depreciation and amortization of premises and equipment	2,997	3,296
Change in mortgage servicing rights fair value	5,691	6,866
Mortgage and consumer servicing rights capitalized	(8,700)	(716)
Accretion of fair value adjustment on loans and deposits, net	(2,848)	(1,800)
Amortization of other intangible assets	1,341	1,897
Amortization of subordinated debt issuance costs	95	76
Gain on sale and call of securities, net	(2,533)	(1,344)
Net gains on mortgage loan sales, including fair value adjustments	(82,741)	(25,368)
Bank-owned life insurance income	(1,665)	(762)
Income on retirement plan annuities	(308)	(300)
Disposal of asset held for sale	8,536
Net loss on disposal of premises and equipment	101
Net (gain) loss on sale and write-down of other real estate owned and repossessed assets	57	(94)
ESOP expense	1,534	1,453
Share-based compensation expense	3,143	3,668
Net change in:
Change in other assets	(39,116)	(21,260)
Change in other liabilities	29,187	1,492
Net cash used by operating activities	(25,554)	(47,737)
Activity in securities available for sale:
Maturities, prepayments and calls	69,870	38,786
Purchases	(153,747)	(55,369)
Sales	67,586	28,391
Activity in securities held to maturity:
Maturities, prepayment and calls	432	17,525
Sales	4,759
Net redemption of FHLB stock	5,490	11,503
Participation-in loan purchases	(21,994)	(28,931)
Loan originations, net of principal payments	(322,973)	(100,226)
Proceeds from sale of other real estate owned and repossessed assets	855	2,145
Additions to property and equipment	(4,546)	(3,248)
Cash received in MHC merger		99
Net cash used by investing activities	(354,268)	(89,325)
Cash flows from financing activities:
Net increase in deposits	422,436	238,708
Net change in short-term borrowed funds	(88,000)	(230,000)
Proceeds from other borrowed funds and subordinated debt	40,000	21,220
Repayment of other borrowed funds	(70,026)	(40,016)
Net change in mortgagors' escrow accounts	1,926	1,700
Purchase of shares by the ESOP		(24,830)
Treasury stock purchased	(612)	(721)
Net proceeds from sale of common stock		304,111
Net cash provided by financing activities	305,724	270,172
Net change in cash and cash equivalents	(74,098)	133,110
Cash and cash equivalents at beginning of year	211,616	105,521
Cash and cash equivalents at end of year	137,518	238,631
Supplemental cash flow information:
Interest paid on deposits	19,282	27,654
Interest paid on borrowed funds	5,146	7,531
Income taxes paid, net	13,040	2,341
Transfer of loans to other real estate owned and repossessed assets	1,093	$ 1,680
Transfer of securities held to maturity to available for sale, fair value	22,051
Dividends declared	$ 3,244