The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR SPONSORED ADR 000375204 349 10,782 SH   SOLE NONE 10,782 0 0
ARGENX SE SPONSORED ADR SPONSORED ADR 04016X101 257 816 SH   SOLE NONE 816 0 0
ASML HOLDING N V N Y REGISTRY SHS N Y REGISTRY SHS N07059210 450 674 SH   SOLE NONE 674 0 0
BAIDU INC SPON ADR REP A SPON ADR REP A 056752108 245 1,852 SH   SOLE NONE 1,852 0 0
DIAGEO PLC SPON ADR NEW SPON ADR NEW 25243Q205 205 1,010 SH   SOLE NONE 1,010 0 0
HDFC BANK LTD SPONSORED ADS SPONSORED ADS 40415F101 225 3,668 SH   SOLE NONE 3,668 0 0
SONY GROUP CORPORATION SPONSORED ADR SPONSORED ADR 835699307 328 3,189 SH   SOLE NONE 3,189 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS SPONSORED ADS 874039100 450 4,315 SH   SOLE NONE 4,315 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR SPONSORED ADR 92857W308 186 11,212 SH   SOLE NONE 11,212 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 1,393 3,058 SH   SOLE NONE 3,058 0 0
AIRBNB INC COM CL A COM CL A 009066101 1,320 7,684 SH   SOLE NONE 7,684 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 3,349 1,204 SH   SOLE NONE 1,204 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 321 115 SH   SOLE NONE 115 0 0
AMAZON COM INC COM COM 023135106 3,821 1,172 SH   SOLE NONE 1,172 0 0
AMERICAN EXPRESS CO COM COM 025816109 232 1,240 SH   SOLE NONE 1,240 0 0
AMERICAN WTR WKS CO INC NEW COM COM 030420103 1,562 9,434 SH   SOLE NONE 9,434 0 0
AMGEN INC COM COM 031162100 1,638 6,775 SH   SOLE NONE 6,775 0 0
APPLE INC COM COM 037833100 5,793 33,174 SH   SOLE NONE 33,174 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 246 697 SH   SOLE NONE 697 0 0
BLACKROCK INC COM COM 09247X101 1,674 2,190 SH   SOLE NONE 2,190 0 0
BOEING CO COM COM 097023105 1,993 10,406 SH   SOLE NONE 10,406 0 0
BRINKS CO COM COM 109696104 616 9,058 SH   SOLE NONE 9,058 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH CL A LTD VT SH 112585104 209 3,686 SH   SOLE NONE 3,686 0 0
CANADIAN NATL RY CO COM COM 136375102 246 1,834 SH   SOLE NONE 1,834 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 1,372 29,912 SH   SOLE NONE 29,912 0 0
CARVANA CO CL A CL A 146869102 2,141 17,945 SH   SOLE NONE 17,945 0 0
CDW CORP COM COM 12514G108 206 1,151 SH   SOLE NONE 1,151 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 245 426 SH   SOLE NONE 426 0 0
DISNEY WALT CO COM COM 254687106 1,920 13,997 SH   SOLE NONE 13,997 0 0
EMERSON ELEC CO COM COM 291011104 1,300 13,257 SH   SOLE NONE 13,257 0 0
ENPHASE ENERGY INC COM COM 29355A107 1,401 6,943 SH   SOLE NONE 6,943 0 0
FERRARI N V COM COM N3167Y103 251 1,149 SH   SOLE NONE 1,149 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 1,280 3,877 SH   SOLE NONE 3,877 0 0
HOME DEPOT INC COM COM 437076102 342 1,144 SH   SOLE NONE 1,144 0 0
INTUITIVE SURGICAL INC COM NEW COM NEW 46120E602 3,576 11,854 SH   SOLE NONE 11,854 0 0
JOHNSON & JOHNSON COM COM 478160104 1,572 8,871 SH   SOLE NONE 8,871 0 0
JOHNSON CTLS INTL PLC SHS SHS G51502105 440 6,710 SH   SOLE NONE 6,710 0 0
JPMORGAN CHASE & CO COM COM 46625H100 1,217 8,924 SH   SOLE NONE 8,924 0 0
LILLY ELI & CO COM COM 532457108 210 735 SH   SOLE NONE 735 0 0
MERCK & CO INC COM COM 58933Y105 232 2,832 SH   SOLE NONE 2,832 0 0
META PLATFORMS INC CL A CL A 30303M102 282 1,270 SH   SOLE NONE 1,270 0 0
MICROSOFT CORP COM COM 594918104 3,356 10,886 SH   SOLE NONE 10,886 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN COM UNIT PART IN 65341B106 2,263 27,148 SH   SOLE NONE 27,148 0 0
NIKE INC CL B CL B 654106103 1,621 12,048 SH   SOLE NONE 12,048 0 0
NVIDIA CORPORATION COM COM 67066G104 2,189 8,021 SH   SOLE NONE 8,021 0 0
OLD DOMINION FREIGHT LINE INC COM COM 679580100 259 868 SH   SOLE NONE 868 0 0
PEPSICO INC COM COM 713448108 1,489 8,896 SH   SOLE NONE 8,896 0 0
PROCTER AND GAMBLE CO COM COM 742718109 1,310 8,574 SH   SOLE NONE 8,574 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 1,459 14,723 SH   SOLE NONE 14,723 0 0
SALESFORCE INC COM COM 79466L302 1,328 6,253 SH   SOLE NONE 6,253 0 0
SILVERGATE CAP CORP CL A CL A 82837P408 1,155 7,674 SH   SOLE NONE 7,674 0 0
SOLAREDGE TECHNOLOGIES INC COM COM 83417M104 227 703 SH   SOLE NONE 703 0 0
SOUTHERN COPPER CORP COM COM 84265V105 1,153 15,197 SH   SOLE NONE 15,197 0 0
TELEDYNE TECHNOLOGIES INC COM COM 879360105 219 464 SH   SOLE NONE 464 0 0
TESLA INC COM COM 88160R101 5,039 4,676 SH   SOLE NONE 4,676 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 205 347 SH   SOLE NONE 347 0 0
TORONTO DOMINION BK ONT COM NEW COM NEW 891160509 269 3,386 SH   SOLE NONE 3,386 0 0
TYSON FOODS INC CL A CL A 902494103 2,026 22,601 SH   SOLE NONE 22,601 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 375 735 SH   SOLE NONE 735 0 0
VISA INC COM CL A COM CL A 92826C839 220 993 SH   SOLE NONE 993 0 0
ZOETIS INC CL A CL A 98978V103 285 1,513 SH   SOLE NONE 1,513 0 0
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ACCES TREASURY 381430529 2,070 20,714 SH   SOLE NONE 20,714 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 592 11,361 SH   SOLE NONE 11,361 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 5,791 53,676 SH   SOLE NONE 53,676 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 888 7,128 SH   SOLE NONE 7,128 0 0
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 5,617 152,979 SH   SOLE NONE 152,979 0 0
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508 13,094 172,604 SH   SOLE NONE 172,604 0 0
VANGUARD LONG-TERM BOND INDEX FUND LONG TERM BOND 921937793 355 3,873 SH   SOLE NONE 3,873 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 18,071 43,526 SH   SOLE NONE 43,526 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 1,777 34,467 SH   SOLE NONE 34,467 0 0