The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,495,622 4,315 SH   SOLE   4,315 0 0
ADOBE INC COM 00724F101   1,782,752 3,533 SH   SOLE   3,533 0 0
ALPHABET INC CAP STK CL C 02079K107   350,198 2,300 SH   SOLE   2,300 0 0
ALPHABET INC CAP STK CL A 02079K305   2,885,933 19,121 SH   SOLE   19,121 0 0
AMAZON COM INC COM 023135106   3,297,346 18,280 SH   SOLE   18,280 0 0
AMERICAN EXPRESS CO COM 025816109   282,336 1,240 SH   SOLE   1,240 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   219,000 1,792 SH   SOLE   1,792 0 0
AMGEN INC COM 031162100   1,876,512 6,600 SH   SOLE   6,600 0 0
APPLE INC COM 037833100   3,267,894 19,057 SH   SOLE   19,057 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,781,783 1,836 SH   SOLE   1,836 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   290,159 690 SH   SOLE   690 0 0
BLACKROCK INC COM 09247X101   2,424,400 2,908 SH   SOLE   2,908 0 0
BLACKSTONE INC COM 09260D107   2,195,850 16,715 SH   SOLE   16,715 0 0
BRINKS CO COM 109696104   836,778 9,058 SH   SOLE   9,058 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   1,880,738 32,354 SH   SOLE   32,354 0 0
CDW CORP COM 12514G108   294,403 1,151 SH   SOLE   1,151 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   305,211 105 SH   SOLE   105 0 0
COPART INC COM 217204106   212,219 3,664 SH   SOLE   3,664 0 0
COSTCO WHSL CORP NEW COM 22160K105   217,591 297 SH   SOLE   297 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   2,804,842 8,749 SH   SOLE   8,749 0 0
ELI LILLY & CO COM 532457108   280,066 360 SH   SOLE   360 0 0
EMERSON ELEC CO COM 291011104   2,086,701 18,398 SH   SOLE   18,398 0 0
EQUINIX INC COM 29444U700   1,704,306 2,065 SH   SOLE   2,065 0 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   205,045 1,574 SH   SOLE   1,574 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   635,103 6,295 SH   SOLE   6,295 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   2,421,767 5,798 SH   SOLE   5,798 0 0
GRAINGER W W INC COM 384802104   251,273 247 SH   SOLE   247 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   5,237,046 82,904 SH   SOLE   82,904 0 0
HOME DEPOT INC COM 437076102   308,798 805 SH   SOLE   805 0 0
HONEYWELL INTL INC COM 438516106   1,471,027 7,167 SH   SOLE   7,167 0 0
ING GROEP N.V. SPONSORED ADR 456837103   1,827,158 110,804 SH   SOLE   110,804 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   4,090,273 10,249 SH   SOLE   10,249 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   797,762 38,043 SH   SOLE   38,043 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   912,270 36,630 SH   SOLE   36,630 0 0
ISHARES TR IBONDS DEC 28 46435U325   896,504 35,477 SH   SOLE   35,477 0 0
ISHARES TR IBONDS DEC 26 46435U259   1,294,903 51,081 SH   SOLE   51,081 0 0
ISHARES TR ISHARES BIOTECH 464287556   2,200,734 16,038 SH   SOLE   16,038 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   922,464 38,759 PRN   SOLE   38,759 0 0
ISHARES TR IBONDS DEC 27 46435U283   1,293,461 51,389 SH   SOLE   51,389 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   900,975 36,315 PRN   SOLE   36,315 0 0
ISHARES TR IBONDS DEC 46435U697   903,761 34,827 SH   SOLE   34,827 0 0
ISHARES TR CORE S&P SCP ETF 464287804   10,615,778 96,053 SH   SOLE   96,053 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   898,596 37,677 PRN   SOLE   37,677 0 0
ISHARES TR IBONDS DEC 25 46435U432   1,299,424 49,109 SH   SOLE   49,109 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   911,369 36,382 PRN   SOLE   36,382 0 0
ISHARES TR MSCI INDIA ETF 46429B598   6,867,661 133,120 SH   SOLE   133,120 0 0
JOHNSON CTLS INTL PLC SHS G51502105   438,297 6,710 SH   SOLE   6,710 0 0
JPMORGAN CHASE & CO COM 46625H100   2,222,529 11,096 SH   SOLE   11,096 0 0
KRANESHARES TRUST CSI CHI INTERNET 500767306   2,859,386 108,929 SH   SOLE   108,929 0 0
MERCK & CO INC COM 58933Y105   379,092 2,873 SH   SOLE   2,873 0 0
META PLATFORMS INC CL A 30303M102   458,388 944 SH   SOLE   944 0 0
MICROSOFT CORP COM 594918104   3,398,997 8,079 SH   SOLE   8,079 0 0
MONDELEZ INTL INC CL A 609207105   1,307,460 18,678 SH   SOLE   18,678 0 0
NETFLIX INC COM 64110L106   1,928,273 3,175 SH   SOLE   3,175 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,832,066 18,940 SH   SOLE   18,940 0 0
NVIDIA CORPORATION COM 67066G104   3,310,644 3,664 SH   SOLE   3,664 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100   380,722 1,736 SH   SOLE   1,736 0 0
ORACLE CORP COM 68389X105   248,080 1,975 SH   SOLE   1,975 0 0
PEPSICO INC COM 713448108   1,525,037 8,714 SH   SOLE   8,714 0 0
PRIMERICA INC COM 74164M108   230,952 913 SH   SOLE   913 0 0
PROCTER AND GAMBLE CO COM 742718109   1,753,369 10,807 SH   SOLE   10,807 0 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203   220,423 1,514 SH   SOLE   1,514 0 0
SAP SE SPON ADR 803054204   219,994 1,128 SH   SOLE   1,128 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,907,598 202,655 SH   SOLE   202,655 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   10,831,656 133,018 SH   SOLE   133,018 0 0
SONY GROUP CORP SPONSORED ADR 835699307   1,691,136 19,724 SH   SOLE   19,724 0 0
SOUTHERN COPPER CORP COM 84265V105   2,668,752 25,054 SH   SOLE   25,054 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   356,368 3,882 SH   SOLE   3,882 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,864,157 13,702 SH   SOLE   13,702 0 0
TECK RESOURCES LTD CL B 878742204   254,995 5,570 SH   SOLE   5,570 0 0
TESLA INC COM 88160R101   4,240,934 24,125 SH   SOLE   24,125 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   201,680 347 SH   SOLE   347 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,483,394 5,020 SH   SOLE   5,020 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   15,262,225 31,750 SH   SOLE   31,750 0 0
VISA INC COM CL A 92826C839   277,126 993 SH   SOLE   993 0 0