The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   344 3,022 SH   SOLE   0 0 3,022
ABBVIE INC COM 00287Y109   1,240 6,808 SH   SOLE   0 0 6,808
ADOBE INC COM 00724F101   520 1,030 SH   SOLE   0 0 1,030
ADVANCED MICRO DEVICES INC COM 007903107   1,260 6,981 SH   SOLE   0 0 6,981
ALLSTATE CORP COM 020002101   282 1,630 SH   SOLE   0 0 1,630
ALPHABET INC CAP STK CL C 02079K107   1,674 10,993 SH   SOLE   0 0 10,993
AMAZON COM INC COM 023135106   3,591 19,899 SH   SOLE   0 0 19,899
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   234 3,560 SH   SOLE   0 0 3,560
AMERICAN CENTY ETF TR US SML CP VALU 025072877   348 3,717 SH   SOLE   0 0 3,717
AMERICAN EXPRESS CO COM 025816109   348 1,527 SH   SOLE   0 0 1,527
AMGEN INC COM 031162100   688 2,421 SH   SOLE   0 0 2,421
ANALOG DEVICES INC COM 032654105   291 1,470 SH   SOLE   0 0 1,470
APPLE INC COM 037833100   18,259 106,479 SH   SOLE   0 0 106,479
APPLIED MATLS INC COM 038222105   4,496 21,802 SH   SOLE   0 0 21,802
AT&T INC COM 00206R102   367 20,895 SH   SOLE   0 0 20,895
AUTOMATIC DATA PROCESSING IN COM 053015103   714 2,859 SH   SOLE   0 0 2,859
AXON ENTERPRISE INC COM 05464C101   313 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   1,023 26,972 SH   SOLE   0 0 26,972
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,303 5,477 SH   SOLE   0 0 5,477
BLACKROCK FLEXIBLE INCOME ETF ETF 092528603   1,478 28,268 SH   SOLE   0 0 28,268
BLACKROCK US EQY FCTR ROTN ETF ETF 09290C103   10,491 236,755 SH   SOLE   0 0 236,755
BOEING CO COM 097023105   346 1,790 SH   SOLE   0 0 1,790
BP PLC SPONSORED ADR 055622104   271 7,194 SH   SOLE   0 0 7,194
BRAINSTORM CELL THERAPEUTICS COM NEW 10501E201   192 340,150 SH   SOLE   0 0 340,150
BRISTOL-MYERS SQUIBB CO COM 110122108   229 4,217 SH   SOLE   0 0 4,217
BROADCOM INC COM 11135F101   520 393 SH   SOLE   0 0 393
CATERPILLAR INC COM 149123101   429 1,172 SH   SOLE   0 0 1,172
CHEVRON CORP COM 166764100   3,273 20,748 SH   SOLE   0 0 20,748
CIDARA THERAPEUTICS INC COM 171757107   11 12,000 SH   SOLE   0 0 12,000
CISCO SYS INC COM 17275R102   2,147 43,009 SH   SOLE   0 0 43,009
COCA COLA CO COM 191216100   539 8,803 SH   SOLE   0 0 8,803
CONOCOPHILLIPS COM 20825C104   214 1,682 SH   SOLE   0 0 1,682
CORPAY INC COM SHS 219948106   344 1,115 SH   SOLE   0 0 1,115
COSTCO WHOLESALE CO COM 22160K105   512 698 SH   SOLE   0 0 698
DBX ETF TR XTRACK MSCI EAFE 233051200   640 16,377 SH   SOLE   0 0 16,377
DELL TECHNOLOGIES INC CL C 24703L202   226 1,983 SH   SOLE   0 0 1,983
DIM US LRGE CAP VAL ETF 25434V666   11,660 388,681 SH   SOLE   0 0 388,681
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,143 27,950 SH   SOLE   0 0 27,950
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,020 236,162 SH   SOLE   0 0 236,162
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   12,305 293,323 SH   SOLE   0 0 293,323
DIMENSIONAL INTERN CORE EQT MKT ETF ETF 25434V203   8,971 296,850 SH   SOLE   0 0 296,850
DIMENSIONAL INTERN CORE EQUITY 2 ETF ETF 25434V799   13,128 490,580 SH   SOLE   0 0 490,580
DIMENSIONAL INTERN HIGH PROFIT ETF ETF 25434V765   6,953 257,966 SH   SOLE   0 0 257,966
DIMENSIONAL INTERN SMALLCAP VL ETF ETF 25434V781   4,822 177,216 SH   SOLE   0 0 177,216
DIMENSIONAL U S CORE EQUITY 2 ETF ETF 25434V708   28,904 904,449 SH   SOLE   0 0 904,449
DIMENSIONAL U S TARGETED VALUE ETF ETF 25434V609   7,757 142,513 SH   SOLE   0 0 142,513
DIMENSIONAL US CORE EQUITY MARKT ETF ETF 25434V104   24,657 674,426 SH   SOLE   0 0 674,426
DIMENSIONAL US HIGH PROFTBLTY ETF ETF 25434V831   25,480 805,903 SH   SOLE   0 0 805,903
DISNEY WALT CO COM 254687106   853 6,967 SH   SOLE   0 0 6,967
DUKE ENERGY CORP NEW COM NEW 26441C204   216 2,238 SH   SOLE   0 0 2,238
ELI LILLY &CO COM 532457108   684 879 SH   SOLE   0 0 879
EN POINT TECHNOLOGIES INC COM 29278A101   30 30,000 SH   SOLE   0 0 30,000
ENPHASE ENERGY INC COM 29355A107   13,945 115,267 SH   SOLE   0 0 115,267
EXXON MOBIL CORP COM 30231G102   440 3,787 SH   SOLE   0 0 3,787
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   829 5,319 SH   SOLE   0 0 5,319
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   256 7,382 SH   SOLE   0 0 7,382
GENERAL ELECTRIC CO COM NEW 369604301   239 1,361 SH   SOLE   0 0 1,361
GOLDMAN SACHS GROUP COM 38141G104   389 931 SH   SOLE   0 0 931
HERITAGE COMM CORP COM 426927109   98 11,401 SH   SOLE   0 0 11,401
HOME DEPOT INC COM 437076102   789 2,057 SH   SOLE   0 0 2,057
IBM CORP COM 459200101   898 4,702 SH   SOLE   0 0 4,702
INTEL CORP COM 458140100   545 12,336 SH   SOLE   0 0 12,336
INTUIT COM 461202103   1,292 1,987 SH   SOLE   0 0 1,987
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   336 3,800 SH   SOLE   0 0 3,800
INVSC QQQ TRUST SRS 1 ETF IV ETF 46090E103   1,129 2,542 SH   SOLE   0 0 2,542
ISHARES BIOTECHNOLOGY ETF ETF 464287556   571 4,159 SH   SOLE   0 0 4,159
ISHARES CURRENCY HEDGED MSCI EAFE ET ETF 46434V803   1,535 44,190 SH   SOLE   0 0 44,190
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   296 21,180 SH   SOLE   0 0 21,180
ISHARES GLOBAL ENERGY ETF ETF 464287341   2,287 53,312 SH   SOLE   0 0 53,312
ISHARES GOLD TR ISHARES NEW 464285204   291 6,924 SH   SOLE   0 0 6,924
ISHARES IBOXX INVT GRADEBOND ETF ETF 464287242   926 8,505 SH   SOLE   0 0 8,505
ISHARES INC CORE MSCI EMKT 46434G103   1,104 21,451 SH   SOLE   0 0 21,451
ISHARES JP MORGAN USD EMERGING MARKE ETF 464288281   1,971 21,986 SH   SOLE   0 0 21,986
ISHARES MBS ETF ETF 464288588   5,367 58,200 SH   SOLE   0 0 58,200
ISHARES MSCI EAFE ETF ETF 464287465   647 8,106 SH   SOLE   0 0 8,106
ISHARES MSCI EMERGING MARKETS ETF ETF 46434G764   4,214 73,317 SH   SOLE   0 0 73,317
ISHARES MSCI USA MIN VOLUME FACTOR ETF ETF 46429B697   1,394 16,715 SH   SOLE   0 0 16,715
ISHARES MSCI USA MOMNTUMFCT ETF ETF 46432F396   547 2,920 SH   SOLE   0 0 2,920
ISHARES MSCI USA QLTY FACT ETF ETF 46432F339   15,244 92,889 SH   SOLE   0 0 92,889
ISHARES S&P 100 ETF ETF 464287101   1,332 5,387 SH   SOLE   0 0 5,387
ISHARES S&P 500 GROWTH ETF ETF 464287309   5,539 65,816 SH   SOLE   0 0 65,816
ISHARES S&P 500 VALUE ETF ETF 464287408   10,702 57,341 SH   SOLE   0 0 57,341
ISHARES TIPS BOND ETF ETF 464287176   1,019 9,488 SH   SOLE   0 0 9,488
ISHARES TR S&P MC 400GR ETF 464287606   208 2,281 SH   SOLE   0 0 2,281
ISHARES TR CORE DIVID ETF 46435U861   211 4,744 SH   SOLE   0 0 4,744
ISHARES TR CORE HIGH DV ETF 46429B663   220 1,997 SH   SOLE   0 0 1,997
ISHARES TR CORE S&P MCP ETF 464287507   242 3,989 SH   SOLE   0 0 3,989
ISHARES TR CONV BD ETF 46435G102   264 3,280 SH   SOLE   0 0 3,280
ISHARES TR RUS 1000 VAL ETF 464287598   274 1,531 SH   SOLE   0 0 1,531
ISHARES TR ISHARES SEMICDTR 464287523   284 1,257 SH   SOLE   0 0 1,257
ISHARES TR MRGSTR MD CP GRW 464288307   341 4,820 SH   SOLE   0 0 4,820
ISHARES TR CORE S&P SCP ETF 464287804   387 3,503 SH   SOLE   0 0 3,503
ISHARES TR FALN ANGLS USD 46435G474   428 15,914 SH   SOLE   0 0 15,914
ISHARES TR RUS 1000 GRW ETF 464287614   508 1,508 SH   SOLE   0 0 1,508
ISHARES TR ESG AWR MSCI USA 46435G425   985 8,463 SH   SOLE   0 0 8,463
ISHARES TR 10-20 YR TRS ETF 464288653   1,148 10,930 SH   SOLE   0 0 10,930
ISHARES TR EAFE GRWTH ETF 464288885   3,727 35,948 SH   SOLE   0 0 35,948
ISHARES TR EAFE VALUE ETF 464288877   4,243 78,094 SH   SOLE   0 0 78,094
ISHARES TR 20 YR TR BD ETF 464287432   6,653 70,161 SH   SOLE   0 0 70,161
ISHARES TR CORE MSCI EAFE 46432F842   9,375 126,311 SH   SOLE   0 0 126,311
ISHARES TR CORE TOTAL USD 46434V613   14,809 325,904 SH   SOLE   0 0 325,904
ISHARES TR CORE S&P500 ETF 464287200   60,504 115,072 SH   SOLE   0 0 115,072
ISHARES TREASURY FLOATING RATE B ETF ETF 46434V860   373 7,365 SH   SOLE   0 0 7,365
ISHARES US INFRASTRUCTURE ETF ETF 46435U713   2,860 66,040 SH   SOLE   0 0 66,040
ISHARES US TECHNOLOGY ETF ETF 464287721   7,949 58,921 SH   SOLE   0 0 58,921
ISHARES US TREASURY BOND ETF ETF 46429B267   1,939 85,121 SH   SOLE   0 0 85,121
JOHNSON &JOHNSON COM 478160104   332 2,100 SH   SOLE   0 0 2,100
JPMORGAN CHASE & CO COM 46625H100   880 4,394 SH   SOLE   0 0 4,394
KROGER CO COM 501044101   216 3,782 SH   SOLE   0 0 3,782
LOCKHEED MARTIN CORP COM 539830109   682 1,500 SH   SOLE   0 0 1,500
LOWES COMPANIES INC COM 548661107   242 948 SH   SOLE   0 0 948
MARATHON PETE CORP COM 56585A102   231 1,147 SH   SOLE   0 0 1,147
MASTERCARD INCORPORATED CL A 57636Q104   444 921 SH   SOLE   0 0 921
MERCK & CO. INC. COM 58933Y105   446 3,381 SH   SOLE   0 0 3,381
META PLATFORMS INC CL A 30303M102   2,048 4,217 SH   SOLE   0 0 4,217
MICROSOFT CORP COM 594918104   7,470 17,752 SH   SOLE   0 0 17,752
MSCI INC COM 55354G100   1,055 1,883 SH   SOLE   0 0 1,883
NATURAL ALTERNATIVES INTL IN COM NEW 638842302   113 18,550 SH   SOLE   0 0 18,550
NEKTAR THERAPEUTICS COM 640268108   18 19,000 SH   SOLE   0 0 19,000
NEXTERA ENERGY INC COM 65339F101   249 3,903 SH   SOLE   0 0 3,903
NIKE INC CL B 654106103   337 3,588 SH   SOLE   0 0 3,588
NOVARTIS AG SPONSORED ADR 66987V109   239 2,474 SH   SOLE   0 0 2,474
NOVO-NORDISK A S ADR 670100205   231 1,797 SH   SOLE   0 0 1,797
NVIDIA CORP COM 67066G104   7,509 8,308 SH   SOLE   0 0 8,308
ORACLE CORP COM 68389X105   2,885 22,966 SH   SOLE   0 0 22,966
PACER US CASH COWS 100 ETF ETF 69374H881   834 14,349 SH   SOLE   0 0 14,349
PEPSICO INC COM 713448108   574 3,277 SH   SOLE   0 0 3,277
PHILIP MORRIS INTL INC COM 718172109   237 2,586 SH   SOLE   0 0 2,586
PHILLIPS 66 COM 718546104   308 1,888 SH   SOLE   0 0 1,888
PROCTER AND GAMBLE CO COM 742718109   950 5,858 SH   SOLE   0 0 5,858
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   396 5,932 SH   SOLE   0 0 5,932
PULTE GROUP INC COM 745867101   663 5,499 SH   SOLE   0 0 5,499
ROSS STORES INC COM 778296103   311 2,118 SH   SOLE   0 0 2,118
ROYAL CARIBBEAN GROUP COM V7780T103   200 1,441 SH   SOLE   0 0 1,441
RTX CORP COM 75513E101   335 3,438 SH   SOLE   0 0 3,438
SALESFORCE INC COM 79466L302   249 824 SH   SOLE   0 0 824
SCHWAB US BROAD MARKET ETF ETF 808524102   321 5,264 SH   SOLE   0 0 5,264
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   310 7,364 SH   SOLE   0 0 7,364
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   573 2,754 SH   SOLE   0 0 2,754
SENTINELONE INC CL A 81730H109   787 33,780 SH   SOLE   0 0 33,780
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   248 623 SH   SOLE   0 0 623
SPDR GOLD TR GOLD SHS 78463V107   325 1,581 SH   SOLE   0 0 1,581
SPDR S&P 500 ETF ETF 78462F103   805 1,540 SH   SOLE   0 0 1,540
SPDR SER TR PORTFOLIO S&P500 78464A854   523 8,493 SH   SOLE   0 0 8,493
STARBUCKS CORP COM 855244109   408 4,468 SH   SOLE   0 0 4,468
STRYKER CORPORATION COM 863667101   241 672 SH   SOLE   0 0 672
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   2,849 94,237 SH   SOLE   0 0 94,237
TARGET CORP COM 87612E106   369 2,076 SH   SOLE   0 0 2,076
TESLA INC COM 88160R101   3,176 18,066 SH   SOLE   0 0 18,066
TRANE TECHNOLOGIES PLC SHS G8994E103   288 960 SH   SOLE   0 0 960
UNION PAC CORP COM 907818108   350 1,425 SH   SOLE   0 0 1,425
UNITED PARCEL SERVICE INC CL B 911312106   525 3,534 SH   SOLE   0 0 3,534
UNITEDHEALTH GROUP INC COM 91324P102   442 882 SH   SOLE   0 0 882
US BANCORP DEL COM NEW 902973304   371 8,303 SH   SOLE   0 0 8,303
VANECK SEMICONDUCTOR ETF ETF 92189F676   402 1,788 SH   SOLE   0 0 1,788
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   247 810 SH   SOLE   0 0 810
VANGUARD BD INDEX FDS INTERMED TERM 921937819   274 3,639 SH   SOLE   0 0 3,639
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   344 4,483 SH   SOLE   0 0 4,483
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   378 7,691 SH   SOLE   0 0 7,691
VANGUARD FINANCIALS ETF ETF 92204A405   1,293 12,620 SH   SOLE   0 0 12,620
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   1,501 29,738 SH   SOLE   0 0 29,738
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   474 11,251 SH   SOLE   0 0 11,251
VANGUARD GROWTH ETF ETF 922908736   1,880 5,421 SH   SOLE   0 0 5,421
VANGUARD HEALTH CARE ETF ETF 92204A504   2,082 7,694 SH   SOLE   0 0 7,694
VANGUARD INDEX FDS LARGE CAP ETF 922908637   875 3,648 SH   SOLE   0 0 3,648
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   2,347 4,475 SH   SOLE   0 0 4,475
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   224 2,032 SH   SOLE   0 0 2,032
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,863 99,934 SH   SOLE   0 0 99,934
VANGUARD LONG TERM TREASURY ETF ETF 92206C847   3,299 56,642 SH   SOLE   0 0 56,642
VANGUARD LONG TERM BOND ETF ETF 921937793   3,476 48,830 SH   SOLE   0 0 48,830
VANGUARD MEGA CAP GROWTHETF ETF 921910816   1,100 3,838 SH   SOLE   0 0 3,838
VANGUARD REAL ESTATE ETF ETF 922908553   644 7,449 SH   SOLE   0 0 7,449
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   597 6,885 SH   SOLE   0 0 6,885
VANGUARD S&P 500 ETF ETF 922908363   4,347 9,043 SH   SOLE   0 0 9,043
VANGUARD SMALL CAP ETF IV ETF 922908751   2,097 9,157 SH   SOLE   0 0 9,157
VANGUARD SMALL CAP VALUEETF ETF 922908611   1,298 6,765 SH   SOLE   0 0 6,765
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   379 2,073 SH   SOLE   0 0 2,073
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   644 8,836 SH   SOLE   0 0 8,836
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   11,408 43,821 SH   SOLE   0 0 43,821
VANGUARD VALUE ETF ETF 922908744   2,936 17,954 SH   SOLE   0 0 17,954
VERIZON COMMUNICATIONS INC COM 92343V104   407 9,694 SH   SOLE   0 0 9,694
VISA INC COM CL A 92826C839   5,333 19,088 SH   SOLE   0 0 19,088
WALMART INC COM 931142103   270 4,485 SH   SOLE   0 0 4,485
WASTE MGMT INC DEL COM 94106L109   3,624 17,001 SH   SOLE   0 0 17,001
WEC ENERGY GROUP INC COM 92939U106   218 2,653 SH   SOLE   0 0 2,653
WELLS FARGO CO NEW COM 949746101   688 11,868 SH   SOLE   0 0 11,868
WESTMORELAND COAL CO XXXBANKRUPTCY EFF: 04/13/20 COM 960878106   0 20,000 SH   SOLE   0 0 20,000