The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   946 4,896 SH   SOLE   2,090 0 2,805
INVESCO QQQ TRUST SERIES I ETF 46090E103   771 1,609 SH   SOLE   55 0 1,554
ISHARES GOLD TRUST ETF 464285204   9,395 213,859 SH   SOLE   193,485 0 20,374
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   362 1,353 SH   SOLE   919 0 434
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   8,610 171,148 SH   SOLE   152,711 0 18,437
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   10,649 155,396 SH   SOLE   155,362 0 34
COSTCO WHSL CORP NEW COM Stock 22160K105   502 591 SH   SOLE   203 0 388
GOLDMAN SACHS GROUP INC COM Stock 38141G104   346 766 SH   SOLE   601 0 165
SHELL PLC SPON ADS ADR 780259305   795 11,011 SH   SOLE   6,631 0 4,380
BOSTON SCIENTIFIC CORP COM Stock 101137107   489 6,344 SH   SOLE   978 0 5,366
PROCTER AND GAMBLE CO COM Stock 742718109   233 1,415 SH   SOLE   1,401 0 14
COCA COLA CO COM Stock 191216100   391 6,141 SH   SOLE   100 0 6,040
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   312 10,777 SH   SOLE   3,417 0 7,360
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   416 3,706 SH   SOLE   3,466 0 240
INTEL CORP COM Stock 458140100   681 21,982 SH   SOLE   5,157 0 16,824
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   787 2,013 SH   SOLE   123 0 1,890
ISHARES SILVER TRUST ETF 46428Q109   340 12,806 SH   SOLE   12,806 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   326 4,133 SH   SOLE   4,133 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749   735 17,689 SH   SOLE   17,689 0 0
MERCK & CO INC COM Stock 58933Y105   537 4,340 SH   SOLE   2,040 0 2,300
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   2,496 23,873 SH   SOLE   14,842 0 9,031
SPDR S&P 500 ETF TRUST ETF 78462F103   53,622 98,531 SH   SOLE   75,902 0 22,628
GOLDMAN SACHS JUST US LARGE CAP EQ ETF ETF 381430396   399 5,103 SH   SOLE   5,103 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   255 6,184 SH   SOLE   5,457 0 727
PEPSICO INC COM Stock 713448108   332 2,016 SH   SOLE   1,285 0 731
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   329 4,027 SH   SOLE   1,705 0 2,322
ISHARES MSCI EUROZONE ETF ETF 464286608   348 7,120 SH   SOLE   7,120 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409   217 5,189 SH   SOLE   5,189 0 0
EATON VANCE MUN BD FD COM CEF 27827X101   169 16,000 SH   SOLE   16,000 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   5,054 70,130 SH   SOLE   70,130 0 0
HOME DEPOT INC COM Stock 437076102   396 1,151 SH   SOLE   933 0 218
PIMCO 1-5 YEAR US TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205   588 11,382 SH   SOLE   2,797 0 8,585
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109   622 6,418 SH   SOLE   31 0 6,387
SPDR GOLD SHARES ETF 78463V107   15,194 70,668 SH   SOLE   41,458 0 29,210
MONGODB INC CL A Stock 60937P106   244 978 SH   SOLE   0 0 978
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   383 3,800 SH   SOLE   2,300 0 1,500
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   12,377 116,044 SH   SOLE   103,485 0 12,558
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   707 1,738 SH   SOLE   219 0 1,519
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   52,043 673,472 SH   SOLE   577,596 0 95,875
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   599 7,496 SH   SOLE   7,496 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   1,829 10,043 SH   SOLE   2,091 0 7,952
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF ETF 33741X102   930 27,848 SH   SOLE   27,848 0 0
MICROSOFT CORP COM Stock 594918104   1,156 2,586 SH   SOLE   2,407 0 178
VALERO ENERGY CORP COM Stock 91913Y100   211 1,345 SH   SOLE   1,345 0 0
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888   2,718 111,176 SH   SOLE   111,176 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   7,131 32,707 SH   SOLE   27,919 0 4,787
VANGUARD MID-CAP ETF ETF 922908629   10,465 43,225 SH   SOLE   35,865 0 7,358
VANGUARD HEALTH CARE ETF ETF 92204A504   339 1,274 SH   SOLE   1,274 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   280 6,817 SH   SOLE   6,817 0 0
ALERIAN MLP ETF ETF 00162Q452   1,387 28,910 SH   SOLE   28,910 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207   220 1,086 SH   SOLE   737 0 349
VANGUARD INDUSTRIALS ETF ETF 92204A603   223 946 SH   SOLE   946 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   955 1,656 SH   SOLE   1,656 0 0
VANGUARD S&P 500 ETF ETF 922908363   92,719 185,390 SH   SOLE   171,764 0 13,625
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   2,857 17,393 SH   SOLE   17,393 0 0
VANECK GOLD MINERS ETF ETF 92189F106   1,939 57,140 SH   SOLE   43,300 0 13,840
ELI LILLY & CO COM Stock 532457108   250 276 SH   SOLE   219 0 57
SCHWAB U.S. MID-CAP ETF ETF 808524508   641 8,237 SH   SOLE   1,958 0 6,279
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   1,059 17,563 SH   SOLE   6,394 0 11,169
BNY MELLON STRATEGIC MUNICIPALS CEF 05588W108   294 48,000 SH   SOLE   48,000 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   476 1,427 SH   SOLE   440 0 987
AFLAC INC COM Stock 001055102   210 2,353 SH   SOLE   2,026 0 327
PUTNAM MANAGED MUN INCOME TR COM CEF 746823103   229 37,000 SH   SOLE   37,000 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   436 6,715 SH   SOLE   0 0 6,714
NUVEEN DYNAMIC MUN OPPORTUNITI COM SHS CEF 67079X102   151 14,000 SH   SOLE   14,000 0 0
SNOWFLAKE INC CL A Stock 833445109   225 1,663 SH   SOLE   0 0 1,663
COINBASE GLOBAL INC COM CL A Stock 19260Q107   318 1,430 SH   SOLE   155 0 1,275
VANGUARD GROWTH ETF ETF 922908736   2,526 6,755 SH   SOLE   5,120 0 1,635
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103   401 37,200 SH   SOLE   37,200 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   474 15,214 SH   SOLE   15,180 0 34
META PLATFORMS INC CL A Stock 30303M102   277 549 SH   SOLE   399 0 150
BNY MELLON STRATEGIC MUNI BOND CEF 09662E109   214 36,000 SH   SOLE   36,000 0 0
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101   811 65,637 SH   SOLE   65,637 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101   8,409 276,073 SH   SOLE   266,717 0 9,356
HEALTHCARE RLTY TR CL A COM REIT 42226K105   246 14,952 SH   SOLE   0 0 14,952
BROADCOM INC COM Stock 11135F101   666 415 SH   SOLE   415 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   622 12,814 SH   SOLE   4,066 0 8,748
ISHARES CORE MSCI EAFE ETF ETF 46432F842   58,355 803,343 SH   SOLE   692,270 0 111,072
ROYAL BK CDA COM Stock 780087102   201 1,885 SH   SOLE   1,259 0 626
NVIDIA CORPORATION COM Stock 67066G104   343 2,776 SH   SOLE   1,946 0 830
ISHARES SHORT TREASURY BOND ETF ETF 464288679   1,524 13,789 SH   SOLE   3,695 0 10,094
CUMMINS INC COM Stock 231021106   295 1,066 SH   SOLE   688 0 378
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101   347 7,304 SH   SOLE   6,000 0 1,304
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   12,397 231,589 SH   SOLE   197,854 0 33,735
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   60,015 832,957 SH   SOLE   682,628 0 150,328
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101   1,364 116,186 SH   SOLE   116,186 0 0
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106   293 23,493 SH   SOLE   23,493 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   791 18,929 SH   SOLE   9,013 0 9,916
CISCO SYS INC COM Stock 17275R102   232 4,893 SH   SOLE   2,147 0 2,746
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   269 5,532 SH   SOLE   31 0 5,501
FIDELITY WISE ORIGIN BITCOIN FUND ETF 315948109   1,221 23,278 SH   SOLE   6,460 0 16,818
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   768 16,418 SH   SOLE   16,387 0 31
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   372 4,083 SH   SOLE   3,446 0 637
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513   948 12,293 SH   SOLE   12,043 0 250
ISHARES S&P 500 VALUE ETF ETF 464287408   315 1,730 SH   SOLE   1,730 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   217 2,340 SH   SOLE   2,340 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   751 1,373 SH   SOLE   693 0 680
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   1,031 32,670 SH   SOLE   19,892 0 12,778
SALESFORCE INC COM Stock 79466L302   257 999 SH   SOLE   988 0 11
JPMORGAN CHASE & CO. COM Stock 46625H100   851 4,209 SH   SOLE   1,902 0 2,307
CHEVRON CORP NEW COM Stock 166764100   302 1,932 SH   SOLE   124 0 1,807
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   68,824 645,933 SH   SOLE   531,456 0 114,476
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   483 9,779 SH   SOLE   9,779 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   439 3,454 SH   SOLE   1,644 0 1,810
WALMART INC COM Stock 931142103   1,502 22,184 SH   SOLE   7,411 0 14,773
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   931 33,659 SH   SOLE   32,871 0 788
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   23,722 200,016 SH   SOLE   167,123 0 32,892
AMERICAN EXPRESS CO COM Stock 025816109   215 927 SH   SOLE   927 0 0
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105   870 75,893 SH   SOLE   75,893 0 0
WILLIAMS COS INC COM Stock 969457100   369 8,685 SH   SOLE   0 0 8,685
AGNICO EAGLE MINES LTD COM Stock 008474108   268 4,100 SH   SOLE   0 0 4,100
BANK MONTREAL QUE COM Stock 063671101   224 2,672 SH   SOLE   2,000 0 672
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   1,481 8,111 SH   SOLE   8,111 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   496 5,406 SH   SOLE   35 0 5,371
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   6,457 112,077 SH   SOLE   112,044 0 33
ISHARES GLOBAL REIT ETF ETF 46434V647   2,905 124,945 SH   SOLE   124,945 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878   592 11,724 SH   SOLE   11,724 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206   7 10,000 SH   SOLE   10,000 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   266 2,622 SH   SOLE   2,622 0 0
EXXON MOBIL CORP COM Stock 30231G102   475 4,124 SH   SOLE   4,031 0 92
VANGUARD MEGA CAP VALUE ETF ETF 921910840   1,638 13,826 SH   SOLE   13,826 0 0
ARK INNOVATION ETF ETF 00214Q104   443 10,074 SH   SOLE   7,581 0 2,493
ISHARES MSCI ACWI ETF ETF 464288257   4,081 36,304 SH   SOLE   4,995 0 31,309
KRAFT HEINZ CO COM Stock 500754106   260 8,058 SH   SOLE   661 0 7,397
CROWN CASTLE INC COM REIT 22822V101   353 3,614 SH   SOLE   714 0 2,900
ISHARES CORE S&P MID-CAP ETF ETF 464287507   17,768 303,615 SH   SOLE   277,464 0 26,150
ISHARES MSCI EAFE ETF ETF 464287465   319 4,070 SH   SOLE   2,040 0 2,030
APPLE INC COM Stock 037833100   3,201 15,196 SH   SOLE   4,705 0 10,490
DISNEY WALT CO COM Stock 254687106   259 2,605 SH   SOLE   2,170 0 435
INVESCO PREFERRED ETF ETF 46138E511   7,590 657,185 SH   SOLE   561,461 0 95,724