The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   481 3,688 SH   SOLE   980 0 2,707
INVESCO QQQ TRUST SERIES I ETF 46090E103   351 949 SH   SOLE   0 0 949
ISHARES GOLD TRUST ETF 464285204   6,787 186,509 SH   SOLE   167,034 0 19,475
JOHNSON & JOHNSON COM Stock 478160104   206 1,243 SH   SOLE   987 0 256
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   7,473 118,245 SH   SOLE   118,211 0 34
COSTCO WHSL CORP NEW COM Stock 22160K105   312 579 SH   SOLE   201 0 378
GOLDMAN SACHS GROUP INC COM Stock 38141G104   215 666 SH   SOLE   101 0 565
SHELL PLC SPON ADS ADR 780259305   680 11,269 SH   SOLE   69 0 11,200
BOSTON SCIENTIFIC CORP COM Stock 101137107   368 6,798 SH   SOLE   978 0 5,820
PROCTER AND GAMBLE CO COM Stock 742718109   225 1,484 SH   SOLE   1,470 0 14
COCA COLA CO COM Stock 191216100   422 7,005 SH   SOLE   965 0 6,039
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   268 10,160 SH   SOLE   2,800 0 7,360
ISHARES MSCI USA ESG SELECT ETF ETF 464288802   598 6,391 SH   SOLE   6,151 0 240
INTEL CORP COM Stock 458140100   504 15,058 SH   SOLE   1,207 0 13,851
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   880 2,559 SH   SOLE   669 0 1,890
ISHARES SILVER TRUST ETF 46428Q109   227 10,885 SH   SOLE   9,476 0 1,409
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   570 7,810 SH   SOLE   7,810 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749   1,077 26,218 SH   SOLE   22,133 0 4,085
MERCK & CO INC COM Stock 58933Y105   523 4,530 SH   SOLE   2,230 0 2,300
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   3,302 31,740 SH   SOLE   19,352 0 12,388
SPDR S&P 500 ETF TRUST ETF 78462F103   51,604 116,413 SH   SOLE   89,737 0 26,676
ISHARES MSCI JAPAN ETF ETF 46434G822   258 4,171 SH   SOLE   4,171 0 0
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396   487 7,710 SH   SOLE   7,710 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   419 11,257 SH   SOLE   3,867 0 7,390
PEPSICO INC COM Stock 713448108   319 1,721 SH   SOLE   990 0 731
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   1,370 16,896 SH   SOLE   6,123 0 10,773
NUVEEN ESG SMALL-CAP ETF ETF 67092P607   220 5,955 SH   SOLE   5,955 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409   351 9,005 SH   SOLE   9,005 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   212 1,536 SH   SOLE   0 0 1,536
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   5,612 80,232 SH   SOLE   80,232 0 0
HOME DEPOT INC COM Stock 437076102   365 1,175 SH   SOLE   957 0 218
PIMCO 1-5 YEAR US TIPS INDEX ETF ETF 72201R205   1,101 21,890 SH   SOLE   12,622 0 9,268
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109   564 6,716 SH   SOLE   100 0 6,616
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243   233 9,762 SH   SOLE   9,762 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   424 3,198 SH   SOLE   501 0 2,697
SPDR GOLD SHARES ETF 78463V107   14,147 79,355 SH   SOLE   47,732 0 31,623
MONGODB INC CL A Stock 60937P106   337 820 SH   SOLE   0 0 820
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   285 3,800 SH   SOLE   2,300 0 1,500
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   5,759 57,788 SH   SOLE   46,926 0 10,862
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   619 1,816 SH   SOLE   291 0 1,525
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   65,726 868,703 SH   SOLE   717,438 0 151,264
ALPHABET INC CAP STK CL A Stock 02079K305   1,187 9,917 SH   SOLE   1,542 0 8,375
MICROSOFT CORP COM Stock 594918104   1,014 2,979 SH   SOLE   2,571 0 407
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   206 3,160 SH   SOLE   560 0 2,600
VANGUARD SMALL-CAP ETF ETF 922908751   7,128 35,839 SH   SOLE   30,318 0 5,521
VANGUARD MID-CAP ETF ETF 922908629   10,565 47,990 SH   SOLE   39,582 0 8,407
ALERIAN MLP ETF ETF 00162Q452   1,163 29,660 SH   SOLE   29,660 0 0
VANGUARD S&P 500 ETF ETF 922908363   62,733 154,030 SH   SOLE   140,177 0 13,853
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   3,304 22,077 SH   SOLE   22,077 0 0
VANECK GOLD MINERS ETF ETF 92189F106   1,825 60,612 SH   SOLE   46,095 0 14,517
SCHWAB U.S. MID-CAP ETF ETF 808524508   604 8,506 SH   SOLE   1,953 0 6,553
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   2,826 50,399 SH   SOLE   22,601 0 27,798
VANGUARD S&P 500 GROWTH ETF ETF 921932505   382 1,504 SH   SOLE   0 0 1,504
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   432 6,875 SH   SOLE   0 0 6,875
SNOWFLAKE INC CL A Stock 833445109   227 1,290 SH   SOLE   0 0 1,290
VANGUARD VALUE ETF ETF 922908744   214 1,509 SH   SOLE   44 0 1,465
VANGUARD GROWTH ETF ETF 922908736   989 3,495 SH   SOLE   1,724 0 1,771
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408   292 11,836 SH   SOLE   11,786 0 50
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   384 13,345 SH   SOLE   13,311 0 34
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101   8,267 306,178 SH   SOLE   296,822 0 9,356
HEALTHCARE RLTY TR CL A COM REIT 42226K105   276 14,612 SH   SOLE   0 0 14,612
WP CAREY INC COM REIT 92936U109   221 3,276 SH   SOLE   0 0 3,276
BROADCOM INC COM Stock 11135F101   239 276 SH   SOLE   276 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   1,331 28,069 SH   SOLE   7,618 0 20,451
ISHARES CORE MSCI EAFE ETF ETF 46432F842   48,817 723,222 SH   SOLE   603,178 0 120,043
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362   215 5,202 SH   SOLE   3,404 0 1,798
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101   312 7,304 SH   SOLE   6,000 0 1,304
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   9,059 183,785 SH   SOLE   139,085 0 44,700
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   43,494 598,355 SH   SOLE   502,091 0 96,264
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   924 22,074 SH   SOLE   10,780 0 11,294
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   224 1,979 SH   SOLE   235 0 1,744
CISCO SYS INC COM Stock 17275R102   307 5,924 SH   SOLE   3,178 0 2,746
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   315 6,444 SH   SOLE   883 0 5,561
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   653 15,525 SH   SOLE   15,494 0 31
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   222 2,736 SH   SOLE   0 0 2,736
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513   623 8,300 SH   SOLE   8,028 0 272
ISHARES CORE S&P 500 ETF ETF 464287200   590 1,324 SH   SOLE   644 0 680
JPMORGAN CHASE & CO COM Stock 46625H100   446 3,064 SH   SOLE   857 0 2,207
CHEVRON CORP NEW COM Stock 166764100   411 2,610 SH   SOLE   803 0 1,807
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   69,354 649,810 SH   SOLE   523,779 0 126,030
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   738 15,991 SH   SOLE   15,991 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   561 4,573 SH   SOLE   2,463 0 2,110
WALMART INC COM Stock 931142103   1,039 6,610 SH   SOLE   1,530 0 5,079
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   2,894 109,901 SH   SOLE   104,725 0 5,176
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   23,810 224,473 SH   SOLE   190,396 0 34,076
PFIZER INC COM Stock 717081103   203 5,543 SH   SOLE   3,947 0 1,595
WILLIAMS COS INC COM Stock 969457100   283 8,685 SH   SOLE   0 0 8,685
AGNICO EAGLE MINES LTD COM Stock 008474108   205 4,100 SH   SOLE   0 0 4,100
ISHARES MSCI USA SIZE FACTOR ETF ETF 46432F370   202 1,647 SH   SOLE   1,647 0 0
BANK MONTREAL QUE COM Stock 063671101   250 2,772 SH   SOLE   100 0 2,672
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   3,278 63,617 SH   SOLE   63,584 0 33
ISHARES GLOBAL REIT ETF ETF 46434V647   2,928 127,480 SH   SOLE   127,480 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206   12 10,000 SH   SOLE   10,000 0 0
NEW RELIC INC COM Stock 64829B100   266 4,064 SH   SOLE   31 0 4,033
PHILIP MORRIS INTL INC COM Stock 718172109   207 2,118 SH   SOLE   2,118 0 0
ARK INNOVATION ETF ETF 00214Q104   604 13,675 SH   SOLE   7,412 0 6,263
ISHARES MSCI ACWI ETF ETF 464288257   1,910 19,913 SH   SOLE   6,622 0 13,291
ISHARES CORE S&P MID-CAP ETF ETF 464287507   7,642 29,226 SH   SOLE   24,657 0 4,568
ISHARES MSCI EAFE ETF ETF 464287465   347 4,789 SH   SOLE   2,729 0 2,060
APPLE INC COM Stock 037833100   2,913 15,020 SH   SOLE   5,151 0 9,869
INVESCO PREFERRED ETF ETF 46138E511   10,402 914,872 SH   SOLE   784,025 0 130,846