The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 433 3,832 SH   SOLE   820 0 3,011
INVESCO QQQ TRUST ETF 46090E103 211 790 SH   SOLE   11 0 779
VANGUARD EXTENDED MARKET ETF ETF 922908652 626 4,927 SH   SOLE   4,927 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 2,471 47,479 SH   SOLE   47,479 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 239 507 SH   SOLE   129 0 378
SHELL PLC SPON ADS ADR 780259305 662 13,300 SH   SOLE   100 0 13,200
BOSTON SCIENTIFIC CORP COM Stock 101137107 321 8,298 SH   SOLE   978 0 7,320
COCA COLA CO COM Stock 191216100 344 6,139 SH   SOLE   100 0 6,039
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 563 7,416 SH   SOLE   7,176 0 240
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109 543 1,890 SH   SOLE   0 0 1,890
ISHARES SILVER TRUST ETF 46428Q109 207 11,837 SH   SOLE   10,314 0 1,523
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 1,109 28,672 SH   SOLE   24,587 0 4,085
MERCK & CO INC COM Stock 58933Y105 298 3,456 SH   SOLE   236 0 3,220
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 253 2,464 SH   SOLE   2,464 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 44,355 124,182 SH   SOLE   96,715 0 27,466
ANNALY CAPITAL MANAGEMENT INC COM NEW REIT 035710839 211 12,316 SH   SOLE   0 0 12,316
ISHARES MSCI JAPAN ETF ETF 46434G822 213 4,351 SH   SOLE   4,351 0 0
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396 443 8,659 SH   SOLE   8,659 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 384 10,117 SH   SOLE   2,689 0 7,428
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 1,935 23,822 SH   SOLE   6,893 0 16,929
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 313 9,751 SH   SOLE   9,751 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 246 5,339 SH   SOLE   5,339 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 352 10,686 SH   SOLE   10,686 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 1,784 28,176 SH   SOLE   28,176 0 0
HOME DEPOT INC COM Stock 437076102 302 1,093 SH   SOLE   60 0 1,033
PIMCO 1-5 YEAR US TIPS INDEX ETF ETF 72201R205 11,280 228,298 SH   SOLE   178,287 0 50,011
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109 503 6,970 SH   SOLE   100 0 6,870
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 469 19,977 SH   SOLE   19,977 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 414 3,422 SH   SOLE   425 0 2,997
SPDR GOLD SHARES ETF 78463V107 17,110 110,620 SH   SOLE   72,391 0 38,229
NUVEEN ESG U.S. AGGREGATE BOND ETF ETF 67092P870 231 10,669 SH   SOLE   10,669 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 212 3,800 SH   SOLE   2,300 0 1,500
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 550 6,307 SH   SOLE   4,128 0 2,179
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 421 1,575 SH   SOLE   50 0 1,525
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 56,906 766,097 SH   SOLE   553,270 0 212,827
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 243 3,215 SH   SOLE   3,215 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 857 8,960 SH   SOLE   960 0 8,000
MICROSOFT CORP COM Stock 594918104 421 1,809 SH   SOLE   1,617 0 191
VANGUARD SMALL-CAP ETF ETF 922908751 6,861 40,146 SH   SOLE   34,415 0 5,731
VANGUARD MID-CAP ETF ETF 922908629 11,694 62,211 SH   SOLE   53,359 0 8,852
ALERIAN MLP ETF ETF 00162Q452 1,084 29,660 SH   SOLE   29,660 0 0
VANGUARD S&P 500 ETF ETF 922908363 18,817 57,317 SH   SOLE   49,753 0 7,564
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,820 14,298 SH   SOLE   14,298 0 0
VANECK GOLD MINERS ETF ETF 92189F106 354 14,688 SH   SOLE   2,171 0 12,517
SCHWAB U.S. MID-CAP ETF ETF 808524508 565 9,339 SH   SOLE   1,953 0 7,386
VANGUARD S&P 500 GROWTH ETF ETF 921932505 311 1,493 SH   SOLE   0 0 1,493
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 399 6,896 SH   SOLE   0 0 6,895
SNOWFLAKE INC CL A Stock 833445109 219 1,290 SH   SOLE   0 0 1,290
VANGUARD VALUE ETF ETF 922908744 254 2,055 SH   SOLE   590 0 1,465
VANGUARD GROWTH ETF ETF 922908736 428 1,999 SH   SOLE   273 0 1,726
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 324 13,622 SH   SOLE   13,572 0 50
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 487 18,936 SH   SOLE   18,936 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101 2,671 107,348 SH   SOLE   97,992 0 9,356
HEALTHCARE RLTY TR CL A COM REIT 42226K105 305 14,612 SH   SOLE   0 0 14,612
WP CAREY INC COM REIT 92936U109 229 3,276 SH   SOLE   0 0 3,276
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 2,610 54,248 SH   SOLE   24,160 0 30,088
ISHARES CORE MSCI EAFE ETF ETF 46432F842 25,940 492,492 SH   SOLE   388,316 0 104,176
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 238 6,097 SH   SOLE   2,964 0 3,133
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101 429 9,806 SH   SOLE   6,000 0 3,806
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 8,889 206,818 SH   SOLE   148,749 0 58,069
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 55,768 781,824 SH   SOLE   705,395 0 76,429
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 2,399 50,260 SH   SOLE   42,824 0 7,436
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 1,662 44,126 SH   SOLE   44,126 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 315 4,367 SH   SOLE   0 0 4,367
ISHARES CORE S&P 500 ETF ETF 464287200 486 1,355 SH   SOLE   675 0 680
ISHARES MBS ETF ETF 464288588 459 5,013 SH   SOLE   5,013 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 263 2,517 SH   SOLE   381 0 2,136
CHEVRON CORP NEW COM Stock 166764100 294 2,049 SH   SOLE   242 0 1,807
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 14,488 141,236 SH   SOLE   23,444 0 117,792
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 615 16,917 SH   SOLE   16,917 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 391 3,506 SH   SOLE   981 0 2,525
WALMART INC COM Stock 931142103 751 5,794 SH   SOLE   267 0 5,526
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 1,347 59,784 SH   SOLE   54,608 0 5,176
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 7,831 82,539 SH   SOLE   47,908 0 34,631
WILLIAMS COS INC COM Stock 969457100 261 9,117 SH   SOLE   432 0 8,685
BANK MONTREAL QUE COM Stock 063671101 234 2,672 SH   SOLE   0 0 2,672
CHIMERA INVT CORP COM NEW REIT 16934Q208 62 11,841 SH   SOLE   0 0 11,841
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 5,061 113,817 SH   SOLE   113,817 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206 11 10,000 SH   SOLE   10,000 0 0
ARK INNOVATION ETF ETF 00214Q104 541 14,345 SH   SOLE   8,065 0 6,280
ISHARES MSCI ACWI ETF ETF 464288257 1,252 16,084 SH   SOLE   5,572 0 10,512
ISHARES CORE S&P MID-CAP ETF ETF 464287507 930 4,241 SH   SOLE   1,703 0 2,538
ISHARES MSCI EAFE ETF ETF 464287465 296 5,290 SH   SOLE   3,230 0 2,060
APPLE INC COM Stock 037833100 1,947 14,090 SH   SOLE   4,009 0 10,081
INVESCO PREFERRED ETF ETF 46138E511 3,664 308,438 SH   SOLE   158,952 0 149,486