The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 552 169 SH   SOLE   26 0 143
INVESCO QQQ TRUST ETF 46090E103 359 990 SH   SOLE   11 0 979
BLOCK INC CL A Stock 852234103 310 2,283 SH   SOLE   0 0 2,283
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 909 5,487 SH   SOLE   5,487 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 1,788 26,443 SH   SOLE   26,443 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 292 507 SH   SOLE   99 0 408
BOSTON SCIENTIFIC CORP COM Stock 101137107 481 10,853 SH   SOLE   228 0 10,625
COCA COLA CO COM Stock 191216100 381 6,139 SH   SOLE   100 0 6,039
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 782 8,079 SH   SOLE   7,839 0 240
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 656 1,890 SH   SOLE   0 0 1,890
ISHARES SILVER TRUST ETF 46428Q109 271 11,837 SH   SOLE   10,314 0 1,523
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 1,645 30,452 SH   SOLE   25,937 0 4,515
MERCK & CO INC COM Stock 58933Y105 284 3,456 SH   SOLE   236 0 3,220
SPDR S&P 500 ETF ETF 78462F103 68,471 151,605 SH   SOLE   116,766 0 34,839
ANNALY CAPITAL MANAGEMENT INC COM REIT 035710409 298 42,351 SH   SOLE   0 0 42,351
ISHARES MSCI JAPAN ETF ETF 46434G822 272 4,415 SH   SOLE   4,415 0 0
GOLDMAN SACHS JUST U.S. LARGE CAP EQUITY ETF ETF 381430396 607 9,359 SH   SOLE   9,359 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 458 8,997 SH   SOLE   3,042 0 5,955
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 2,919 35,021 SH   SOLE   11,745 0 23,276
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 422 10,596 SH   SOLE   10,596 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 664 10,931 SH   SOLE   10,931 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 552 12,590 SH   SOLE   12,590 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 2,297 29,845 SH   SOLE   29,334 0 511
HOME DEPOT INC COM Stock 437076102 315 1,053 SH   SOLE   20 0 1,033
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 11,490 210,894 SH   SOLE   162,496 0 48,398
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109 671 7,597 SH   SOLE   100 0 7,497
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 374 15,178 SH   SOLE   15,178 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 467 3,412 SH   SOLE   335 0 3,077
SPDR GOLD SHARES ETF 78463V107 19,686 108,975 SH   SOLE   69,589 0 39,386
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 359 4,800 SH   SOLE   2,300 0 2,500
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 557 1,579 SH   SOLE   54 0 1,525
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 39,534 506,262 SH   SOLE   356,808 0 149,454
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 308 3,583 SH   SOLE   3,583 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,202 432 SH   SOLE   45 0 387
COMCAST CORP NEW CL A Stock 20030N101 219 4,685 SH   SOLE   78 0 4,607
MICROSOFT CORP COM Stock 594918104 508 1,649 SH   SOLE   1,461 0 187
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 219 3,821 SH   SOLE   3,821 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 8,721 41,035 SH   SOLE   34,368 0 6,667
VANGUARD MID-CAP INDEX FUND ETF 922908629 20,093 84,480 SH   SOLE   73,798 0 10,682
ALERIAN MLP ETF ETF 00162Q452 1,110 28,990 SH   SOLE   28,990 0 0
VANGUARD S&P 500 ETF ETF 922908363 23,989 57,781 SH   SOLE   53,899 0 3,882
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 2,389 15,148 SH   SOLE   15,148 0 0
VANECK GOLD MINERS ETF ETF 92189F106 563 14,688 SH   SOLE   2,171 0 12,517
SCHWAB U.S. MID-CAP ETF ETF 808524508 940 12,390 SH   SOLE   1,861 0 10,529
VANGUARD S&P 500 GROWTH ETF ETF 921932505 413 1,500 SH   SOLE   0 0 1,500
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 448 6,677 SH   SOLE   0 0 6,677
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 226 1,016 SH   SOLE   558 0 458
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 293 3,710 SH   SOLE   0 0 3,710
VANGUARD VALUE INDEX FUND ETF 922908744 335 2,265 SH   SOLE   590 0 1,675
VANGUARD GROWTH INDEX FUND ETF 922908736 627 2,179 SH   SOLE   273 0 1,906
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF ETF 78468R408 359 13,692 SH   SOLE   13,642 0 50
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 337 10,569 SH   SOLE   10,569 0 0
SHELL PLC SPON ADS ADR 780259305 731 13,300 SH   SOLE   100 0 13,200
HEALTHCARE TR AMER INC CL A NEW REIT 42225P501 458 14,612 SH   SOLE   0 0 14,612
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101 3,067 110,760 SH   SOLE   99,972 0 10,788
WP CAREY INC COM REIT 92936U109 265 3,276 SH   SOLE   0 0 3,276
ISHARES CORE MSCI EAFE ETF ETF 46432F842 33,794 486,173 SH   SOLE   391,002 0 95,171
CANADIAN IMP BK COMM COM Stock 136069101 595 4,888 SH   SOLE   3,000 0 1,888
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 12,093 217,693 SH   SOLE   158,993 0 58,700
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 67,839 852,891 SH   SOLE   618,099 0 234,792
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 230 1,744 SH   SOLE   0 0 1,744
CISCO SYS INC COM Stock 17275R102 263 4,725 SH   SOLE   1,679 0 3,046
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 2,742 52,295 SH   SOLE   44,367 0 7,928
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 1,926 43,364 SH   SOLE   43,364 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 441 5,767 SH   SOLE   0 0 5,767
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 267 3,250 SH   SOLE   3,223 0 27
ISHARES CORE S&P 500 ETF ETF 464287200 626 1,380 SH   SOLE   675 0 705
ISHARES MBS ETF ETF 464288588 511 5,013 SH   SOLE   5,013 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 201 1,344 SH   SOLE   935 0 409
CHEVRON CORP NEW COM Stock 166764100 334 2,053 SH   SOLE   246 0 1,807
SPDR S&P DIVIDEND ETF ETF 78464A763 936 7,305 SH   SOLE   831 0 6,474
WALMART INC COM Stock 931142103 842 5,655 SH   SOLE   128 0 5,526
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 1,971 62,058 SH   SOLE   55,681 0 6,377
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 9,765 86,994 SH   SOLE   48,131 0 38,863
PFIZER INC COM Stock 717081103 237 4,588 SH   SOLE   1,490 0 3,097
3M CO COM Stock 88579Y101 226 1,519 SH   SOLE   1,300 0 219
WILLIAMS COS INC COM Stock 969457100 310 9,288 SH   SOLE   603 0 8,685
ISHARES MSCI USA SIZE FACTOR ETF ETF 46432F370 215 1,647 SH   SOLE   1,647 0 0
BANK MONTREAL QUE COM Stock 063671101 313 2,657 SH   SOLE   0 0 2,657
CHIMERA INVT CORP COM NEW REIT 16934Q208 136 11,298 SH   SOLE   0 0 11,298
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 4,039 75,629 SH   SOLE   75,629 0 0
ETFMG PRIME CYBER SECURITY ETF ETF 26924G201 363 6,189 SH   SOLE   283 0 5,906
AMARIN CORP PLC SPONS ADR NEW ADR 023111206 33 10,000 SH   SOLE   10,000 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 254 1,078 SH   SOLE   1,078 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 1,972 20,174 SH   SOLE   19,211 0 963
VANGUARD MEGA CAP VALUE ETF ETF 921910840 217 2,020 SH   SOLE   2,020 0 0
ARK INNOVATION ETF ETF 00214Q104 767 11,572 SH   SOLE   1,298 0 10,274
BARINGS BDC INC COM CEF 06759L103 205 19,867 SH   SOLE   19,867 0 0
ISHARES MSCI ACWI INDEX FUND ETF 464288257 1,593 15,964 SH   SOLE   2,792 0 13,172
FIRST TRUST NASDAQ CEA CYBERSECURITY ETF ETF 33734X846 232 4,360 SH   SOLE   400 0 3,960
ISHARES S&P MIDCAP FUND ETF 464287507 445 1,657 SH   SOLE   66 0 1,591
ISHARES MSCI EAFE ETF ETF 464287465 396 5,386 SH   SOLE   3,326 0 2,060
APPLE INC COM Stock 037833100 2,363 13,531 SH   SOLE   3,636 0 9,894
INVESCO PREFERRED ETF ETF 46138E511 6,227 458,896 SH   SOLE   316,427 0 142,469